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Veterinary Pet Insurance
Welcome
to Veterinary Pet Insurance
The Nation's
#1 Pet Medical Insurance Plan
To find
out more about protecting your pet, simply select your state
of residence and the pets that are part of your family.
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Adventures of Skeeter Animation
Underwritten by:
Veterinary Pet Insurance Co. (CA), Brea, CA
National Casualty Co. (Nat'l), Madison, WI
an A+15 rated company
© 2000, 2001 Veterinary Pet Services Inc. . Privacy
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Information
Results from search: http://www.aftinsurancemall.com/ins/pet/index.cfm?navopt=4
AFT Insurance Mall
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Why
Pet Insurance
Pet
Insurance Squawks Volumes!
For
years, pet lovers all over the country have jokingly remarked while
leaving their veterinarian's office, how they only wish they could
get pet health insurance to cover those costly vet bills. Well,
wishing may not have made it so, but we have! The AFT Insurance
Mall is pleased to offer AFT members and their pets in the Continental
Untied States, the pet insurance coverage they've been waiting for.
Pet Insurance is now available to AFT members at surprisingly reasonable
premiums. The plan covers more than 6,400 veterinary medical problems
and conditions for accidents and illnesses. You may also purchase
additional coverage for preventative and routine veterinary care.
Under this plan, pet owners can visit any licensed veterinarian,
veterinary specialist, or animal hospital, anywhere in the world .
Pre-authorization is not required.
What
Is Covered
Many of you will probably be familiar with medical and insurance
terms such as: Wellness Care Coverage; deductibles and co-payments
per visit; limited prescription coverage; pre-existing conditions
and hereditary exclusions; schedule of benefits and other standard
medical language. Pet Insurance helps pet owners pay for their veterinary
care by reimbursing a portion of their costs for:
Office
Visits
Prescriptions
Treatment
Lab Fees
X-Rays
Surgery
Veterinary
Hospitalization
Who
Is Covered
This plan covers dogs and cats at least six weeks old
(there is no upper age limit.) Your premiums for dogs and cats are
based on the species, age of pet, and the plan type you select.
Birds are insured from the age of 3 months and older and must be
in the owner's possession for a minimum of 60 days. Premiums are
based on the size of the bird. Separate policies are required for
each pet you enroll in the plan, however, discounts are available
for multiple-pet families.
Easy
To Use
Pet
Insurance works in a similar fashion to standard indemnity health
insurance for humans. Once your pet has been seen by a veterinarian,
you simply submit your claim form (signed by the veterinarian) along
with the original bill and the diagnosis for any covered procedure.
Your claim will be processed, and you should receive reimbursement
usually within seven days.
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Results from search: http://vets.petinsurance.com/
Veterinary Pet Insurance
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Available Summer 2002 - VPI eUniversity
Online training for veterinary hospital staff. Would you like to know when the first course will be available? click here
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Underwritten by:
Veterinary Pet Insurance Co. (CA), Brea, CA
National Casualty Co. (Nat'l), Madison, WI
an A+15 rated company
© 2000, 2001 Veterinary Pet Services Inc. . Privacy
Policy . Underwriting
Information
Results from search: http://www.ppins.com/why.asp
Welcome to PREMIER Pet Insurance
Your dog or cat is a much-loved friend who keeps you company, makes you laugh, comforts you after a long day - and depends on you for almost every need. Because you care about your pet, providing food, a warm place to sleep and plenty of love seems more like a pleasure than a responsibility.
But dogs and cats can be expensive, even when they are healthy. For one thing, the cost of check-ups, immunizations, spaying and neutering add up. And if your pet ever experiences a serious illness and injury, you might one day have to decide whether you can afford to pay for treatment. The alternative could be for your pet to suffer unnecessarily or even be put to sleep.
As a caring pet owner, you should never have to make this kind of decision. And thanks to Premier Pet Insurance, you don't have to. Premier Pet Insurance exists to provide you, the caring pet owner, with valuable insurance protection for your dog or cat. One of our three affordable health plans is sure to fit your needs.
- Covers illness and injury, plus spaying and neutering.
- Covers most routine care (including spaying and neutering) and treatment for illness and injury.
- Provides comprehensive coverage for health
maintenance (including spaying and neutering) and treatment for illness and injury.
Our insurance plans offer you exceptional benefits and flexibility, as you can see below (for more details, see Our Three Pet Insurance Plans ).
Each plan offers the following
Your choice of veterinarian.
Coverage for spaying and neutering.
Coverage for many pre-existing illnesses and injuries.
Very few treatment exclusions.
Easy-to-understand savings. Each year, we begin reimbursing you 80% of your covered expenses as soon as you spend your $100 annual deductible.
No enrollment fee.
No benefit schedules, which means you will be reimbursed 80% of your veterinarian's total bill (up to your policy's annual limit). Some other pet insurance companies calculate their reimbursement based on a fixed cost per treatment. For instance, if your dog is treated for a ruptured spleen and your veterinarian charges $400 for treatment, Premier will reimburse you 80% of the $400 (if you have already met your $100 deductible that year). But other pet insurance companies
calculate reimbursement based on an amount of their choice. So if your bill is $400, these companies might only reimburse you for 80% of $200, $125 or even $75, depending on their benefit schedule -- you will have to pay for any additional veterinary fees out of your own pocket.
Immediate coverage for wellness and injuries (there is a 30-day waiting period for illness coverage).
Quick and easy claims processing by our customer service department.
Your annual premium will depend on the age and health of your pet, where you live and how many pets you wish to insure (we offer discounts for people insuring more than one pet). Also, some dog breeds are more expensive to insure than others.
Premier Pet Insurance policies are backed by a member insurance company of the American International Group (AIG), an "A++, Superior" insurer as rated by A.M. Best. AIG is one of the largest and most financially strong insurers in the world, and has offered pet health insurance in the United Kingdom since 1996.
You insure your car, your home, your valuables and your health. Why not insure the health of your much-loved pet, whose companionship and love is truly priceless? We welcome you to find out for yourself why our insurance plans are a great choice for people like you who want the very best for their dogs and cats!
Back To Top
TM
Home Welcome to PPI Our 3 Plans Your Savings FAQs Contact Us WellPet Place
Results from search: http://www.petinsurancenow.com/pages/program.htm
Pet Insurance Now! - Affordable pet health insurance for dogs and cats -
The Program
Affordable Pet Health Insurance
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The
Affordable Way to Protect Your Pet
Only pennies a day -
you just can't
afford to be without it.
The policy is easy to
understand and the benefits are clear.
Signing up is quick, easy and secure.
Protect Their Love and Devotion -
Sign-up
Now!
With Pet
Insurance Now! sm , you choose which vet to care for
your pet.no hassles, no lists, no unfamiliar doctors. Just the
care your pet needs and the veterinarians you know and trust
Our policy
benefits are determined by actual vet costs
-
no complicated fee schedules.
click here to learn why this is important
The Premiums and The Benefits:
Basic Plan
Basic Plus Plan
Monthly Premiums
Dogs
$10.50
$15.00
Cats
$ 6.56*
$10.61*
Benefits
Maximum annual benefit
$7,500
$10,000
M aximum
benefit per incident
$1,500
$ 3,000
Annual deductible
$100
$100
What's Covered:
Pet Insurance Now! SM
pays 70% of the cost of covered injury and illness and related
treatments performed by a veterinarian, including
m edically
necessary surgical treatment for your pet, including but not limited to
anesthesia, analgesia or anesthetic monitoring;
d rugs
prescribed by a veterinarian;
x -rays
and diagnostic procedures necessary to diagnose or treat an illness or injury;
r eproductive
sterilization (spay/neuter surgery) and all ancillary procedures deemed
necessary by the attending veterinarian, including but not limited to
anesthesia, analgesia or anesthetic monitoring;
n ecessary
confinement of your pet at a veterinarian's premises or hospital while your
pet is receiving treatment for an illness or injury;
e uthanasia
of your pet when you and the veterinarian agree that it is required for humane
reasons resulting from illness or injury;
dental services as a direct
result of an injury; and
h olistic,
homeopathic, herbal, or acupuncture treatments if provided by a veterinarian.
What's Not Covered:
Pet Insurance Now! SM
does not
cover
illness for the first 30 days of coverage on
a new policy;
vaccinations; any wellness care or routine check-ups;
flea, heartworm or other parasitic preventative treatments; health certificates
or vaccination tags; click here
to learn why our plans do not include coverage for wellness or routine care
i llness
or injury which existed prior to the effective date of the policy or
recurrence of such illness or injury
unless there has been a period of 180 days since the pet was symptom free from
such illness or injury;
any unnecessary veterinary service; elective
procedures, including dockings, croppings, declawing, removal of eyelashes,
nail trims or cosmetic procedures; dental services, including cleaning, not
resulting from injury; time and
travel to treatment; boarding when not associated with an illness or injury;
special diets, foods, vitamins, and mineral
supplements; behavioral problems, training or therapy; breeding, pregnancy,
whelping or nursing; grooming and/or supplies; medical baths (unless
prescribed by a veterinarian); experimental procedures; organ transplants;
chiropractic treatments; over-the-counter medications;
treatment of any congenital anomaly;
costs for illness or injury from racing, commercial
coursing, commercial guarding, or organized fighting of your pet; and
intentional injury to your pet by you or a member
of your household.
The items
listed above are routinely
not covered by pet health insurance policies.
Pet Insurance Now! sm wants
you to be informed about our product before you buy it. Unlike some of
our competitors, we're not trying to hide anything!
Separately Available Savings:
Give your dog or cat the care he or she deserves and still save
money. Pet Insurance Now! sm , quality pet health
insurance, is part of an exciting pet health program that
includes separately available savings on:
Pharmaceuticals
- through
Petscriptions.com
you'll save up to 50% off retail prices on all pharmaceuticals and
prescriptions, including heartworm and other parasitic
preventatives, including medications not covered by the insurance
policy. As a
Pet Insurance Now! sm
policyholder
you will receive an additional discount from Petscriptions.com .
PLEASE NOTE:
Policyholders are under no obligation to purchase prescriptions
through Petscriptions.com . Petscriptions.com
will verify all prescriptions with the issuing veterinarian prior
to filling them.
Travel -
Enjoy a discounted travel club membership in
PetsWelcome.com
- with an online list of over 15,000 pet-friendly
hotels for vacations, trips and weekend getaways.
Click
here to download and print a brochure in Adobe Portable Document Format (PDF).
Click
here, if you don't have an Adobe Acrobat Reader. You may download
the latest version free of charge.
If you are finding it difficult to compare different plans,
click here for a helpful chart to print .
If you would like to learn more about wellness plans,
click here.
* The rate for cats
may be higher in some states.
Pet Insurance
Now! SM may not be available in all states. There is a
40% surcharge for Los Angeles, CA and New York, NY residents
(including the Bronx, Brooklyn, Manhattan, Queens, and Staten
Island). There is a 10% surcharge for residents of Atlanta,
Baltimore, Boston, Chicago, Dallas/Ft Worth, Miami, Philadelphia,
Phoenix, San Diego and San Francisco.
Why Pet Insurance
Learn More
FAQs
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Claim Instructions
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©2001 J&J International Brokerage, Inc.
Pet Insurance Now! sm
Results from search: http://www.petcareinsurance.com/us/faq.htm
PetCare - FAQ
PetCare Info
Why Insure?
Why PetCare Programs
Testimonials
FAQ
Frequently Asked Questions
Q: After signing up my pet, can I still see my regular veterinarian?
A: Yes. If your pet is insured with a PetCare Pet Insurance Program you can use the
veterinarian of your choice.
Q: How much are the deductibles?
A: You pay a $50 deductible, unless otherwise noted, per event regardless of the number of
trips you need to make to the veterinarian. This deductible remains constant for as long
as your PetCare Pet Insurance Policy is in force.
Q: How much do I have to pay for any claim I submit?
A: PetCare Pet Insurance Programs pays 100% of payable Claims, less the fixed deductible
on QuickCare and QuickCare Gold programs up to your pet's coverage limit. From the pet's
8th birthday (6th for select breed dogs) the policy holder will be responsible for the
first 20% of any claim.
Q: What are my payment options?
A: Visa, MasterCard, & Discover card are accepted at our call center for Annual or
monthly payments. Currently, Visa and MasterCard are accepted on this Web site.
Check & money order are accepted for annual or quarterly payments.
Q: What if I want to enroll more than one pet?
A: Each pet receives its own policy. As a result, it is necessary to fill out and submit a
separate application for each pet. If you enroll 3 or more pets you may be eligible for a
discount.
Q: How do I make a claim?
A: Mail or fax in a completed one page claim form completed by yourself & your
attending veterinarian along with the detailed receipts.
Q: What is the $10 annual fee?
A: Those who choose to pay their premiums on a monthly or quarterly basis are charged a
$10 fee. No fee applies to those individuals selecting an Annual payment method.
Q: In what states are PetCare Pet Insurance Programs available?
A: Alabama, Arkansas, California, Colorado, Delaware, Florida, Georgia, Idaho,
Illinois, Indiana, Iowa, Kansas, Maryland, Michigan, Mississippi, Missouri, Nebraska,
Nevada, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon,
Pennsylvania, South Dakota, South Carolina, Texas, Tennessee, Virginia, West Virginia, and
Wisconsin (and the District of Columbia). Other state approvals are pending.
Q: Who underwrites the programs?
A: Lincoln General Insurance Company, which received the AM Best rating of A-, underwrites
the program. Lincoln General, York, PA offers the PetCare Insurance Programs through
Avalon Risk Management, Inc.
Q: What are your call center hours?
A: Monday to Friday, 8:00am to 9:00pm Central time; Saturday 10:00am to 5:00pm Central
time. Administrative hours are Monday to Friday, 8:00am to 5:00pm Central time.
Q: How long will it take for my claim to be paid?
A: Our mandate is to process your claim within five business days after receiving your
completed claims form with original receipts attached. If we have any questions about it,
we'll call you immediately.
Q: What if I have other questions?
A: Please feel free to email us at programs@petcareinsurance.com .
PetCare Pet Insurance Programs are underwritten by Lincoln
General Insurance Company, York, PA through Avalon Risk Management, Inc.
Lincoln General Insurance Company is licensed in all states
except AK, MA and VT. Coverage is not currently available in all states.
Home | Why Insure?
| Dog Policies | Cat Policies | Buy Now
Security | PetCare Privacy
QuickCare Gold TM , QuickCare Original TM , QuickCare Senior TM ,
QuickCare For Indoor Cats TM and ShelterCare TM are trademarks of PetCare Insurance Brokers
Ltd. This Web site provides only an outline of the PetCare Pet Insurance Programs presented. The actual
policy, when you receive it, will govern as to the specific details.
Results from search: http://www.petcareinsurance.com/us/why_petcare.htm
Why PetCare Programs
PetCare Info
Why Insure?
Why PetCare Programs
Testimonials
FAQ
PetCare Pet Insurance Programs have been designed to meet the
needs of you, the responsible pet owner.
PetCare Insurance Programs provide:
Comprehensive coverage of veterinary fees.
Veterinary fees covered include but are not limited to: prescribed medication, X-rays,
surgeries, hospitalization, ultra-sounds, MRI/CAT scans, homeopathic treatments including
acupuncture and chiropractic, chemotherapy, and referrals. Endeoscopy is also covered in
cases of foreign body ingestion requiring surgery.
Enroll your pet as early as 8 weeks of age.
Coverage for all QuickCare programs can begin as early as 8 weeks of age. For QuickCare
and QuickCare for Indoor Cats, there is no upper age limit for enrollment. For QuickCare
Gold, enrollment is possible up to age 10 for cats, age 8 for dogs (6 for 'select' dog breeds).
Unlimited Accident Coverage.
QuickCare, QuickCare for Indoor Cats and QuickCare Gold policies provide coverage for an
unlimited number of accidents, each covered to the maximum benefit as detailed in the coverage charts
on the appropriate pages. No maximum annual or lifetime accident benefit restrictions.
Flexible illness benefits.
QuickCare for Indoor Cats and QuickCare Gold provide flexible and accessible illness
protection for your pet by covering a wide range of illnesses as detailed in the coverage
chart above. There are no maximum annual illness benefit restrictions, and you choose when
and how you use your illness benefits. The maximum benefit payable for each illness
category is detailed in the coverage charts on the appropriate pages.
Your accident coverage begins immediately.
Accident Coverage begins at 12:01am the morning after your Enrollment application is
approved. Illness Coverage will begin 30 days following Enrollment. No physical
examination is required.
Fast Claims Turn-Around.
Your check will be in the mail within five business days of PetCare Pet Insurance Programs
receiving your completed claim form.
We pay 100% of payable claims.
A PetCare Pet Insurance policy pays 100% of all payable claims, less the fixed deductible
on QuickCare, QuickCare for Indoor Cats and QuickCare Gold programs up to your pet's coverage limit.
Exclusively for QuickCare Gold policy holders, from the pet's 8th birthday (6th for select breed dogs)
the policy holder will be responsible for the first 20% of any claims.
Fixed premiums and deductibles.
Premiums and deductibles do not automatically increase as your pet ages. Premiums are not
higher when you sign up an older pet. You pay a $50 deductible (unless otherwise noted) for each incident
claimed. This deductible remains constant as long as your PetCare Pet Insurance policy is in force.
Guaranteed Acceptance.
All breeds of cats and dogs are accepted into QuickCare, QuickCare for indoor Cats or
QuickCare Gold. For QuickCare Gold, medical records are required at the time of
Enrollment. (Shar Pei breed is eligible for QuickCare coverage only.)
Pick your veterinarian.
With PetCare programs, you can use the veterinarian of your choice.
You may be eligible for an immediate discount.
If you are insuring 3 or more pets, if your pet is registered as a 'Medical Service' pet,
or you are employed at a veterinary clinic, we will give you a 10% discount on each premium.
Our "Total Satisfaction
Guaranteed" clause gives you a chance to reconsider.
From the time you receive your PetCare Pet Insurance policy, you have up to ten (10) days
to change your mind about enrolling. If you have made no claims in that period, we will
void the policy and reimburse your premium upon your written request.
To keep your policy in force, take your
veterinarian's advice.
We ask you to have your pet examined annually by your veterinarian and keep current with
the vaccinations he/she recommends. It's a good way to keep your pet healthy, and it's
also a condition of your continued PetCare Pet Insurance Program coverage.
There is a small "Select" breed
surcharge for dogs covered by QuickCare Gold.
Some breeds are more susceptible to certain illnesses, therefore QuickCare Gold premiums
are slightly higher for the following "Select" breeds: Basenji, Basset Hounds,
Boxers, Bulldogs, Dalmatians, Deerhounds, Doberman Pinschers, Dogue de Bordeaux, German
Shepherds, Greyhounds, Great Danes, Irish Wolfhounds, Leonbergers, all Mastiff Breeds,
Mountain Terriers (Bernese, Estrelia, Pyrenees), Wheaton Terriers, Newfoundlands, Old
English Sheepdogs, Rottweilers, St. Bernards. There are NO "Select" breed
surcharges for QuickCare and QuickCare for Indoor Cats policies exclusively.
A common-sense exclusion to keep premiums
affordable.
We reserve the right to exclude from coverage any foreseeable or existing medical
problems. After we have processed your application, we will send your Document of
Insurance which will indicate any exclusions. For QuickCare Gold, medical records are
required at the time of Enrollment. For QuickCare, medical records are not required. For
QuickCare for Indoor Cats, underwriting will only be done at the time of an illness claim.
Coverage is not available in all states.
Policy renewals.
Your policy is continuous provided your premium payments are up-to-date. Your policy can
be cancelled by you or by us, with proper notice as described in your policy Terms and
Conditions. Claims will only be paid if your premium payments are up-to-date.
We're sure you'll agree that PetCare Pet Insurance
Programs offer the best value and the best pricing, helping you protect your pet. Please
seek the advice of your veterinarian.
PetCare Pet Insurance Programs are underwritten by Lincoln
General Insurance Company, York, PA through Avalon Risk Management, Inc.
Lincoln General Insurance Company is licensed in all states
except AK, MA and VT. Coverage is not currently available in all states.
Home | Why Insure?
| Dog Policies | Cat Policies | Buy Now
Security | PetCare Privacy
QuickCare Gold TM , QuickCare Original TM , QuickCare Senior TM ,
QuickCare For Indoor Cats TM and ShelterCare TM are trademarks of PetCare Insurance Brokers
Ltd. This Web site provides only an outline of the PetCare Pet Insurance Programs presented. The actual
policy, when you receive it, will govern as to the specific details.
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Pet
Insurance Helps Take The Bite Out of Vet Bills!
For
years, pet lovers have jokingly remarked as they leave their
veterinarian's office, how "they only wish they
could get pet health insurance to cover those costly vet bills."
Well, wishing may not have made it so, but we have!
Pet
Medical Insurance is now available to association members
at surprisingly reasonable premiums. The plan covers more
than 6,400 veterinary medical problems and conditions for
accidents and illnesses. You may also purchase additional
coverage for preventative and routine veterinary care. Under
this plan, pet owners can visit any licensed veterinarian,
veterinary specialist, or animal hospital throughout the continental
United States. Pre-authorization is not required.
All
kinds of pets are covered at animal health care facilities
throughout the continental United States at affordable premiums.
The
plan covers more than 6,400 veterinary medical problems
and conditions, accidents and illnesses.
Additional
coverage for preventative and routine veterinary care may
be purchased.
Pet
owners can visit any licensed veterinarian, veterinary specialist,
or animal hospital, anywhere in the continental U.S.
Pre-authorization is not required.
Separate
policies are required for each pet you enroll in the plan,
however, discounts are available for multiple-pet families.
What
is Covered
Pet
Medical Insurance helps pet owners pay for their veterinary
care by reimbursing a portion their costs for:
Office Visits
Prescriptions
Treatment
Lab
Fees
X-Rays
Surgery
Veterinary
Hospitalization
Who
is Covered
Dogs
& Cats
Dogs
and cats from six weeks old to older (no upper age limit.)
Premiums
are based on the species, age of pet, and the plan type
you select
Birds
Birds
are insured from three months to older, and must be in
the owner's possession for a minimum of sixty days
Premiums are based on the size of the bird
Exotic
Pet Plan Coverage
Lab
fees, treatments, prescriptions, x-rays, surgery and hospitalization
are covered for: Amphibian . Chameleon . Gecko
. Gerbil . Guinea Pig . Hamster . Hedgehog
. Lizard . Mouse . Rat . Rabbit .
Chinchilla . Iguana . Opossum . Snake .
Sugar Glider . Tortoise . Turtle . Ferret
. Goat . Pot Belly Pig
Easy
to Use
Once
your pet has been seen by a veterinarian, you simply submit
your claim form (signed by the veterinarian) along with
the original bill and the diagnosis for any covered procedure.
Your
claim will be processed and you should receive reimbursement
usually within seven days.
Tomorrow's
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