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Results from search: http://www.fordfinancial.com/vip/

Ford Financial Vehicle Insurance Program You are receiving this message because you need to upgrade your browser or have disabled JavaScript . Access all of your accounts online Ford Money Market Acct Ford Credit Account CommerciaLease Acct Jaguar Credit Account Mazda Credit Account LandRover Capital Acct Get the utmost in service and savings with Ford Motor Company's Vehicle Insurance Program, underwritten and offered by The Hartford. This insurance program offers you special advantages that may not be available from other auto insurance providers - all at a competitive price. Request a free , no-obligation quote today to discover the exclusive benefits of the Ford Motor Vehicle Insurance Program, and to see how much we could save you! In addition to providing quality service at an affordable price, this insurance program offers many other special benefits. We invite you to explore the program and see the difference: Annual policies - lock in low rates for 12 months Discounts Unparalleled claims service ...and much more! Visit: http://ford.thehartford.com for more information and to request a Free quote online. Or call a Ford Motor Company Vehicle Insurance Program representative toll free at 1-877-FORDVIP (1-877-367-3847). This insurance program is underwritten and distributed by Hartford Fire Insurance Company and its affiliates, Hartford Plaza, Hartford, CT 06115. CA License Number 1084. It is not a product of, or offered by, Ford Financial, Ford Motor Credit Company or your local dealer. While the purchase and maintenance of insurance may be required under the terms of your loan or lease, you are not required to purchase insurance through the Ford Motor Vehicle Insurance Program. Your choice of insurer or agent will not affect your eligibility for, or the terms of, your loan or lease. 2001 Ford Financial. All rights reserved.


Results from search: http://members.aol.com/StatutesPA/75.Cp.20.html

MOTOR VEHICLE INSURANCE RATE REVIEW PROCEDURES Pennsylvania Consolidated Statutes THE VEHICLE CODE (Title 75) PART II. TITLE, REGISTRATION AND LICENSING CHAPTER 20. MOTOR VEHICLE INSURANCE RATE REVIEW PROCEDURES 2001. Short title of chapter. 2002. Scope of chapter. 2003. Waiting period for filings. 2004. Action by commissioner on rate filings within waiting period. 2005. Review of action of commissioner taken without hearing. 2006. Action by commissioner on rate filings after waiting period. 2007. Deemed approvals. 2008. Hearing procedures. 2009. Rules and regulations. 2001. Short title of chapter. This chapter shall be known and may be cited as the Motor Vehicle Insurance Rate Review Procedures Act. 2002. Scope of chapter. This chapter applies to all rate filings for motor vehicle insurance. Rate filings for motor vehicle insurance shall also be subject to the act of June 11, 1947 (P.L.538, No.246), known as The Casualty and Surety Rate Regulatory Act. Where any conflict exists between this chapter and The Casualty and Surety Rate Regulatory Act, this chapter shall be applied so as to supersede The Casualty and Surety Rate Regulatory Act to the extent of the conflict. 2003. Waiting period for filings. (a) General rule.--Notwithstanding any other provision of law to the contrary and except as otherwise provided in subsection (b), no rate filing to which this chapter applies may become effective prior to the expiration of a waiting period of 60 days from the date the filing is received by the commissioner. This 60-day period may be extended an additional 30 days by the commissioner upon written notice to the insurer or rating organization making the filing. (b) Exceptions.--The waiting period and extensions thereof required by subsection (a) shall not apply in the following circumstances: When an insurer or rating organization makes written application, the commissioner may authorize a filing or part thereof which has been reviewed to become effective prior to the expiration of the waiting period or any extension thereof as provided in subsection (a). Upon the written consent of the insured stating his reasons therefor, filed and approved by the department, a rate in excess of that provided by a filing otherwise applicable may be used on any specific risk. The rate shall become effective when such consent is filed and shall be deemed to meet the requirements of this chapter and other applicable statutes governing the establishment of rates until such time as the commissioner reviews the filing and so long thereafter as the filing remains in effect. 2004. Action by commissioner on rate filings within waiting period. (a) General rule.--Notwithstanding any other provision of law to the contrary, within the waiting period or any extension thereof as provided in section 2003(a) (relating to waiting period for filings), the commissioner may, by written notice, approve or disapprove the rate filing or schedule a formal administrative hearing on the filing. If a rate filing is approved, it may become effective upon the expiration of the waiting period and any extension thereof as provided in section 2003(a) or upon the effective date specified in the filing, whichever is later. If a rate filing is disapproved, the commissioner shall state in what respects the filing or part thereof fails to meet the requirements of this chapter or other applicable law. (b) Effective date pending hearing.--If a rate filing is scheduled for a formal administrative hearing under this section, the filing may not become effective until an adjudication is issued. An adjudication shall be issued within 60 days after the close of the hearing. 2005. Review of action of commissioner taken without hearing. Any insurer or rating organization aggrieved by any order or decision of the commissioner made without a hearing may, within 30 days after notice of the order to the insurer or organization, make written request to the commissioner for a hearing thereon. The commissioner shall hold a hearing within 30 days after receipt of the request and shall give not less than ten days' written notice of the time and place of the hearing. Within 30 days after the close of the hearing, the commissioner shall affirm, reverse or modify his previous action, specifying his reasons therefor. 2006. Action by commissioner on rate filings after waiting period. If, at any time after the waiting period or extension thereof as provided in section 2003(a) (relating to waiting period for filings), the commissioner finds that a rate filing does not meet the requirements of applicable statutes governing the establishment of rates or upon application by a person, other than the insurer or rating organization that made the filing, aggrieved by a rate filing for which the waiting period has expired, the commissioner may hold a hearing upon not less than ten days' written notice to every insurer or rating organization which made the filing, specifying the matters to be considered at the hearing. If, after the hearing, the commissioner finds that the filing fails to meet the requirements of applicable statutes governing the establishment of rates, he shall issue an order specifying his findings and stating when, within a reasonable period thereafter, the filing or portions thereof shall be deemed no longer effective. The order shall be sent to every affected insurer and rating organization. The order shall not affect any contract or policy made or issued prior to the expiration of the period set forth in the order. 2007. Deemed approvals. A rate filing may be deemed to meet the requirements of this chapter and other applicable statutes governing the establishment of rates unless disapproved or scheduled for a formal administrative hearing by the commissioner within the waiting period or any extensions thereof as provided in section 2003(a) (relating to waiting period for filings). The filing shall not become effective unless the department receives written notice of the insurer's or rating organization's intent to exercise the right granted under this section at least ten calendar days prior to the effective date. 2008. Hearing procedures. All hearings shall be conducted in accordance with Title 2 (relating to administrative law and procedure). 2009. Rules and regulations. The commissioner may adopt such rules and regulations as are reasonably necessary to carry out the purposes of this chapter. Rules and regulations shall be promulgated in conformity with the provisions of the act of July 31, 1968 (P.L.769, No.240), referred to as the Commonwealth Documents Law, and the act of June 25, 1982 (P.L.633, No.181), known as the Regulatory Review Act. The complete Pennsylvania Statutes are not yet available on the web. However, selected portions have been made available and can be accessed by CLICKING HERE. These statutes, though available instantaneously over the web, may not be the current law. Court decisions overturning them, later statutes amending them, and a host of other factors come into play when interpreting them. They are provided here as a resource. They should provide some information about the state of the law. However, a competent lawyer, who from other sources will research the law to insure what is current, should always be employed in matters of importance. Visit/Return to Home Page of Pennsylvania District Court 15-4-04. Motor Vehicle Insurance Rate Review Procedures / Judiciary@aol.com / last revised August 1999


Results from search: http://www.somalights.com/linksb.htm

shop insurance rates fast and easily online! We're standing by now to assist you with the insurance quotes you need to fulfill your insurance needs. Feel free to use our service to compare insurance pricing from multiple cariers. Links A | Links B | Links C | Links D | Links E | Links F | Links G automobile insurance new jersey car insurance colorado insurance delaware auto insurance florida automobile insurance automobile insurance online car insurance comparison colorado liability insurance delaware automobile insurance florida car insurance automobile insurance policy car insurance online colorado life insurance delaware car insurance florida dental insurance automobile insurance rate car insurance price colorado medical insurance delaware dental insurance florida earthquake insurance automobile insurance texas car insurance rate colorado mortgage insurance delaware earthquake insurance florida fire insurance best auto insurance rate car insurance tip colorado vehicle insurance delaware fire insurance florida flood insurance best car insurance cheap auto insurance commercial auto insurance delaware flood insurance florida health insurance business auto insurance cheap automobile insurance connecticut auto insurance delaware health insurance florida homeowners insurance business liability insurance cheap car insurance connecticut automobile insurance delaware homeowners insurance florida insurance california auto insurance cheap health insurance connecticut car insurance delaware insurance florida liability insurance california automobile insurance cheap life insurance connecticut dental insurance delaware liability insurance florida life insurance california car insurance cheap term life insurance connecticut earthquake insurance delaware life insurance florida medical insurance california dental insurance cheapest auto insurance connecticut fire insurance delaware medical insurance florida mortgage insurance california earthquake insurance cheapest car insurance connecticut flood insurance delaware mortgage insurance florida vehicle insurance california fire insurance cheapest car insurance online connecticut health insurance delaware vehicle insurance georgia auto insurance california flood insurance cobra insurance connecticut homeowners insurance discount auto insurance georgia automobile insurance california health insurance colorado auto insurance connecticut insurance discount car insurance georgia car insurance california homeowners insurance colorado automobile insurance connecticut liability insurance discount health insurance georgia dental insurance california insurance colorado car insurance connecticut life insurance discount life insurance georgia earthquake insurance california liability insurance colorado dental insurance connecticut medical insurance discount medical insurance georgia fire insurance california life insurance colorado earthquake insurance connecticut mortgage insurance earthquake insurance georgia flood insurance california medical insurance colorado fire insurance connecticut vehicle insurance equitable life insurance georgia health insurance california mortgage insurance colorado flood insurance contractor liability insurance family health insurance georgia homeowners insurance california vehicle insurance colorado health insurance credit life insurance flood insurance georgia insurance california worker compensation insurance colorado homeowners insurance dallas auto insurance florida auto insurance georgia liability insurance 2004 all rights reserved


Results from search: http://www.somalights.com/linksa.htm

shop insurance rates fast and easily online! We're standing by now to assist you with the insurance quotes you need to fulfill your insurance needs. Feel free to use our service to compare insurance pricing from multiple cariers. Links A | Links B | Links C | Links D | Links E | Links F | Links G affordable health insurance alaska homeowners insurance arkansas auto insurance auto insurance delaware auto insurance new york affordable medical insurance alaska insurance arkansas automobile insurance auto insurance discounters auto insurance north carolina alabama auto insurance alaska liability insurance arkansas car insurance auto insurance florida auto insurance north dakota alabama automobile insurance alaska life insurance arkansas dental insurance auto insurance georgia auto insurance ohio alabama car insurance alaska medical insurance arkansas earthquake insurance auto insurance hawaii auto insurance oklahoma alabama dental insurance alaska mortgage insurance arkansas fire insurance auto insurance idaho auto insurance online alabama earthquake insurance alaska vehicle insurance arkansas flood insurance auto insurance illinois auto insurance oregon alabama fire insurance antique auto insurance arkansas health insurance auto insurance indiana auto insurance pennsylvania alabama flood insurance antique automobile insurance arkansas homeowners insurance auto insurance iowa auto insurance rate alabama health insurance antique car insurance arkansas insurance auto insurance kansas auto insurance rate online alabama homeowners insurance arizona auto insurance arkansas liability insurance auto insurance kentucky auto insurance rhode island alabama insurance arizona automobile insurance arkansas life insurance auto insurance louisiana auto insurance south carolina alabama liability insurance arizona car insurance arkansas medical insurance auto insurance maine auto insurance south dakota alabama life insurance arizona dental insurance arkansas mortgage insurance auto insurance maryland auto insurance tennessee alabama medical insurance arizona earthquake insurance arkansas vehicle insurance auto insurance massachusetts auto insurance texas alabama mortgage insurance arizona fire insurance auto and insurance auto insurance michigan auto insurance utah alabama vehicle insurance arizona flood insurance auto insurance auto insurance minnesota auto insurance vermont alaska auto insurance arizona health insurance auto insurance alabama auto insurance mississippi auto insurance virginia alaska automobile insurance arizona homeowners insurance auto insurance alaska auto insurance missouri auto insurance washington alaska car insurance arizona insurance auto insurance arizona auto insurance montana auto insurance west virginia alaska dental insurance arizona liability insurance auto insurance arkansas auto insurance nebraska auto insurance wisconsin alaska earthquake insurance arizona life insurance auto insurance california auto insurance nevada auto insurance wyoming alaska fire insurance arizona medical insurance auto insurance colorado auto insurance new hampshire auto owner insurance alaska flood insurance arizona mortgage insurance auto insurance comparison auto insurance new jersey automobile insurance alaska health insurance arizona vehicle insurance auto insurance connecticut auto insurance new mexico automobile insurance massachusetts 2004 all rights reserved


Results from search: http://www.icbc.com/Insurance/insura_prmset_ratcla.html

ICBC - Autoplan Insurance: Rate classes Advanced Search This site is optimized for Version 4 and newer browsers with JavaScript enabled. Copyright 2000 ICBC Disclaimer Privacy Statement How are my premiums set? Rate Classes Autoplan premiums are partly based on what you use your vehicle for. The types of use are called rate classes. [ click for definition ] What are the rate classes? There are more than 150 rate classes . Some of the most common are: pleasure use only [ click for definition ] driving to and from work or school business - driving to and from work as well as for business purposes delivery - use of a vehicle for business delivery purposes How do they affect your Autoplan premium? The more any vehicle is driven, the greater the chance of it being involved in a crash. A car that is driven in heavy rush hour traffic twice a day is more likely to be in a crash than one that only goes to the neighbourhood grocery and back once a day. If your vehicle has a higher chance of being in a crash because of what you use it for, then you will pay a higher premium. On the other hand, if you just use your vehicle for pleasure, your premium will be lower. The rates reflect the level of risk for each type of use. What happens if you insure your vehicle under the wrong rate class? If you insure your vehicle under the wrong rate class, any claim you make could be denied. You may be held liable for any damage caused in the crash. Your Autoplan broker can explain all of the different rate classes so you're sure you choose the right one to match your driving habits. Farm vehicles have their own rate classes. Download the brochure " Farm Vehicles On the Move ." | Autoplan Insurance | Driver Licensing | Claims & Repairs | Road Safety | Geared 2 Youth | Consumer Centre | | Auto Crime & Fraud | Commercial Vehicles | In Your Community | Library | Inside ICBC | 27.11.01


Results from search: http://touchngo.com/lglcntr/akstats/Statutes/Title21/Chapter89/Section025.htm

Alaska Statutes: AS 21.89.025. Motor Vehicle Insurance Rate Reductions. Made available by Touch N' Go Systems, Inc. , and the Law Offices of James B. Gottstein. You can search the Alaska Statutes, go to The Alaska Legal Resource Center ,or the Touch N' Go home page . Touch N' Go, the DeskTop In-and-Out Board makes your office run smoother. Visit Touch N' Go's Website to see how. Alaska Statutes . Title 21 . Insurance Chapter 89 . Miscellaneous Provisions Section 25. Motor Vehicle Insurance Rate Reductions. previous: Section 20 . Required Motor Vehicle Coverage. next: Section 27 . Motor Vehicle Insurance Following Driver's License Revocation. AS 21.89.025. Motor Vehicle Insurance Rate Reductions. (a) An insurer shall provide an appropriate reduction in the premium charged for a personal motor vehicle liability insurance policy when the principal operator of the motor vehicle covered by the insurance policy (1) is 55 years of age or older; (2) at renewal requests the insurer to provide the reduction; (3) has had no chargeable accidents as set by established underwriting guidelines in use by the insurer or moving motor vehicle citations within three years preceding the request for the discount; (4) provides the insurer with proof satisfactory to the director that the operator has within the three years before requesting the reduction taken and successfully completed a motor vehicle accident prevention course approved by the Department of Administration under AS 28.05.035 ; and (5) did not take and complete the accident prevention course described in (4) of this subsection as a result of an order or sentence imposed by a court. (b) An insurer may cancel a rate reduction provided under (a) of this section if during the policy period the principal operator of the insured motor vehicle is (1) involved in an accident caused by the operator; or (2) convicted of a moving traffic violation. (c) The reduced rate provided for an operator under (a) of this section may not extend beyond three years after the last day of the operator's most recently successfully completed motor vehicle accident prevention course described in (a)(4) of this section. (d) The director shall establish by regulation the manner in which insurers inform applicants and insureds of the rate reduction available under this section. An insurer shall inform applicants and insureds as required by this subsection. Note to HTML Version: The Alaska Statutes were automatically converted to HTML from a plain text format. Every effort has been made to ensure their accuracy, but neither Touch N' Go Systems nor the Law Offices of James B. Gottstein can be held responsible for any possible errors. This version of the Alaska Statutes is current through December 2001. If it is critical that the precise terms of the Alaska Statutes be known, it is recommended that more formal sources be consulted. For statutes adopted after the effective date of these statutes, see, Alaska State Legislature If any errors are found, please e-mail Touch N' Go systems at touchngo@touchngo.com . We hope you find this information useful. Last modified 1/9/2001


Results from search: http://www.bishca.state.vt.us/consumpubs/Insurpubs/AutoRates.pdf

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