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Results from search: http://www.123-insure.co.uk/

Car Insurance UK Cheap Life Motor Home - 123 UK Insurance Directory From UK car insurance, motor, home, motorbike and life insurance to travel and wedding insurance. CAR - LIFE - HOME - TRAVEL - MOTORBIKE - PET - COMMERCIAL - WEDDING - BOAT MEDICAL - CONTACT / DISCLAIMER - ADD URL CHOOSE THE TYPE OF INSURANCE YOU REQUIRE Select which type of insurance you require AGRICULTURAL VEHICLE APPLIANCE BICYCLE BOAT BREAKDOWN BUSINESS CAR CAR WITH CONVICTIONS CAR GIRL DRIVER CUSTOM CAR CAR - YOUNG DRIVER CLASSIC CAR CARAVAN COMMERCIAL COMPLEMENTARY MEDICINE COMPUTER CREDIT CRITICAL ILLNESS INSURANCE DINGHY DRAGSTER CAR ENDOWMENTS ENGINE EVENT FINANCIAL ADVISORS GENERAL GOODS IN TRANSIT GOLFERS HORSE HOTEL HOME INCOME PROTECTION INSURANCE INSURANCE ADVISORS INSURANCE BROKERS LEASEHOLD LEGAL LEGAL PROTECTION LIABILITY INSURANCE LIFE ASSURANCE LICENSED TRADE (PUB) LIVESTOCK MARINE MEDICAL MINIBUS MORTGAGE PROTECTION INSURANCE MOTORBIKE MOTORCYCLE CLASSIC MOTORBIKE MUSIC MUSICAL INSTRUMENT OCCUPATIONAL OFF LICENCE PET PERSONAL ACCIDENT PERSONAL POSSESSIONS PHOTOGRAPHIC PHYSIOTHERAPY PUBS REDUNDANCY INSURANCE RETAIL SAILBOARD SHOP SPORTS INJURY SURGERY TEACHER SUPPLY INSURANCE TERM ASSURANCE TRADE TRAVEL TWINS UNEMPLOYMENT WEDDING YACHT Welcome to the 123 UK Insurance Guide The complete Guide to UK insurance sites in the United Kingdom. From car & life to wedding & credit insurance. Yes it is cheaper to buy insurance over the Internet. Follow the links that are included in this directory to hundreds of web site contacts in the United Kingdom. You should be able to find any type of cover that you are looking for within these pages. MORTGAGE DIRECTORY ACCIDENT AGRICULTURAL APPLIANCE BICYCLE BOAT BREAKDOWN BROKERS BUSINESS CAR CONVICTIONS CARAVAN CLASSIC CAR CLASSIC BIKE COMMERCIAL COMPUTER CRIT ILLNESS CUSTOM CAR DINGY DRAGSTER ENDOWMENTS ENGINE EVENT FIN ADVISORS GENERAL GIRL DRIVER GOLFERS GOODS IN TRAN HOME HORSE HOTEL INCOME PROTECTION INS ADVISORS LEASEHOLD LEGAL LEGAL PROTECTION LICENSED TRADE LIABILITY LIFE LIVESTOCK MARINE MEDICAL MEDICINE MINIBUS MOTOR MOTORBIKE MOTORCYCLE MORTGAGE MUSIC MUSIC INSTRUMENT OCCUPATIONAL OFF-LICENCE POSSESSIONS PET PHYSIOTHERAPY PHOTOGRAPHIC PUB REDUNDANCY RETAIL SAILBOARD SHOP SPORTS SURGERY TEACHER TERM LIFE TRADE TRAVEL TWINS UNEMPLOYMENT WEDDING YACHT YOUNG DRIVER Search WWW Search www.123-insure.co.uk     Mortgage Protection Insurance Online - Income protection Insurance Online ADVICE CAR ADVICE - TRAVEL ADVICE - MOTORBIKE ADVICE - HOME ADVICE - LIFE ADVICE - MOTOR ADVICE - MOTORCYCLE ADVICE Home - Life - Travel - Life Assurance - Motor - Cheap Car - Motor Cover - Cheap Motor - House - Mortgages Online - Online Recruitment - Motorbike - Motorcar - Income Protection - Mortgage Protection - Unemployment - IT recruitment - Motorcycle - Online Mortgage Quotes - Endowment Selling - Wedding - Business - Property In Spain - Pet - Commercial - Caravan - Horse - Marine - Term Assurance Covering - Aberdeen Bath Blackpool Bournemouth Brighton Bristol Buxton Cambridge Cardiff Chester Coventry Derby Dover Dundee Durham Eastbourne Edinburgh Exeter Folkestone Gloucester Harrogate Hastings Hereford Inverness Kingston upon Hull Leicester Lincoln London Norwich Nottingham Oxford Perth Plymouth Portsmouth Reading Salisbury Scarborough Southampton Stoke-on-Trent Stratford Swansea Torquay Weston-Super-Mare Winchester Windsor Worcester York England - Scotland - Wales SITE MAP    

Results from search: http://mortgage-protection-insurance.123-insure.co.uk/

Mortgage Protection Insurance UK - 123-INSURE mortgage protection insurance UK mortgage protection insurance online. OTHER SITES - SEARCH - CONTACT US - ONLINE UK MORTGAGE SITES Affordable UK Mortgage & Income Protection Insurance Welcome to the Mortgage Protection Insurance Online Site. This site has been developed to help one understand what Mortgage Protection is all about. Further to this 123-Insure.co.uk has partnered with Pinnacle Insurance plc and "SecurityFirst" (a policy provided through Goodfellows - underwritten by certain underwriters at Lloyd's and administered by Paymentshield Limited UK) who provide mortgage protection insurance at extremely competitive rates. The quotation system is interactive and online. If one requires life insurance to cover a home loan, please select this option below. Further to this, individuals wishing to obtain income protection only, should follow the link indicated below - this cover is also available to persons not owning their own homes. CLICK HERE TO OBTAIN AN ONLINE QUOTE ON MORTGAGE PAYMENT PROTECTION FROM GOODFELOWS (In partnership with Goodfellows) CLICK HERE TO OBTAIN AN ONLINE QUOTE ON MORTGAGE PAYMENT PROTECTION FROM PINACLE (In partnership with Pinnacle) CLICK HERE TO APPLY FOR MORTGAGE PROTECTION WITH LIFE INSURANCE (In partnership with the Idol) CLICK HERE FOR INCOME PROTECTION (UNEMPLOYMENT, REDUNDANCY, SICKNESS & DISABILITY COVER - ALSO AVAILABLE TO PERSONS NOT OWNING A PROPERTY) (In partnership with Goodfellows) ONLINE UK MORTGAGE SITES With Pinnacle Insurance plc the cover offered is from as little as 63P a week for each £100 of benefit. This benefit is available to both new and existing borrowers and may be transferred between properties and between mortgage lenders. There are 3 levels of protection on which you are free to choice the type and monthly benefit you would receive The types of cover include: Accident, Sickness and unemployment cover. Accident and Sickness cover. Unemployment cover only. CLICK HERE TO OBTAIN AN ONLINE QUOTE This policy from Pinnacle gives the insured the first three months of cover absolutely free. This may really help those who are setting up homes for the very first time. On unemployment cover it is important to note that there is a qualifying period. This is 30 days for new borrowers and 90 days for existing borrowers. Once the cover becomes active there is a choice of "wait" periods that may be taken. The standard is 30 days - this means that one would normally wait 30 days from the date one is first ill, disabled or unemployed before receiving any benefits. Should one opt for a longer a period, the price of the policy is reduced accordingly. Areas covered include: England: Avon Bedfordshire Berkshire Buckinghamshire Cambridgeshire Cheshire Cleveland Cornwall County Durham Cumbria Derbyshire Devon Dorset Essex East Riding of Yorkshire East Sussex Gloucestershire Hampshire Herefordshire Hertfordshire Isle of Wight Kent Lancashire Leicestershire Lincolnshire London Manchester Merseyside Middlesex Norfolk Northamptonshire North Lincolnshire Northumberland Nottinghamshire North Yorkshire Oxfordshire Rutland Shropshire Somerset South Yorkshire Staffordshire Suffolk Surrey Tyne & Wear Warwickshire West Midlands West Sussex West Yorkshire Wiltshire Worcestershire Scotland: Edinburgh Glasgow The Western Isles The Shetland Islands The Orkney Islands Borders Central Dumfries & Galloway Fife Grampian Highlands Lothian Strathclyde Tayside Wales: Clwyd Dyfed Gwent Major Centres: Aberdeen Bath Blackpool Bournemouth Brighton Bristol Buxton Cambridge Cardiff Chester Coventry Derby Dover Dundee Durham Eastbourne Edinburgh Exeter Folkestone Gloucester Harrogate Hastings Hereford Inverness Kingston upon Hull Leicester Lincoln London Norwich Nottingham Oxford Perth Plymouth Portsmouth Reading Salisbury Scarborough Southampton Stoke-on-Trent Stratford Swansea Torquay Weston-Super-Mare Winchester Windsor Worcester York CLICK HERE for 123 INSURE UK INSURANCE GUIDE Home - Life - Travel - Life Assurance - Motor - Cheap Car - Motor Cover - Cheap Motor - House - Mortgages Online - Online Recruitment - Motorbike - Motorcar - Income Protection - Mortgage Protection - Unemployment - IT recruitment - Motorcycle - Online Mortgage Quotes - Endowment Selling - Wedding - Business - Property In Spain - Pet - Commercial - Caravan - Horse - Marine - Term Assurance          

Results from search: http://www.mortgage-protection-insurance-uk.co.uk/

Mortgage Protection Insurance UK - Online protection Insurance Mortgage Protection Insurance UK. Mortgage Payment Protection for UK residents. MAKING A CLAIM - WHEN ONE IS EXCLUDED UNEMPLOYMENT - WHEN ONE IS EXCLUDED DISABILITY - MORTGAGE PROTECTION INSURANCE QUOTE & APPLICATION FORM FOR UK RESIDENTS - CONTACT US Welcome to the UK Mortgage Protection Insurance Online site. This site specialises in mortgage payment protection insurance policies in the UK that cover an individual as a result of loss of earnings caused by unemployment, redundancy, sickness or disability. 90 families a day had their homes repossessed in the year 2000, which was many as a result of financial problems associated with unemployment. Statistically, every adult in Britain is five times more likely to suffer a serious disability than die before the age of 60. CLICK HERE FOR INSTANT QUOTES AND PRICES ONLINE 3 MONTHS FREE COVER FOR MORTGAGE LENDERS!! CLICK HERE TO GO DIRECTLY TO THE APPLICATION FORM IF YOU ARE LOOKING FOR A MORTGAGE LIFE INSURANCE POLICY CLICK HERE FOR AN INSTANT QUOTE VIA MONEYQUEST This mortgage payment protection insurance policy is named "SecurityFirst" and is provided through Goodfellows - underwritten by certain underwriters at Lloyd's and administered by Paymentshield Limited UK. Person's eligible for this mortgage payment protection insurance cover are as follows: 1. You must be aged 18 or over and under 65 and be permanently resident in the United Kingdom, Channel Islands or Isle of Man. 2. You must be in work (work means actively working in the United Kingdom, Channel Islands or Isle of Man for a minimum of 16 hours per week). 3. You must have a mortgage on private residential property you occupy as your home. 4. You must complete the application form and direct debit mandate and agree to be bound by the policy terms and conditions. 5. You must not know that you will become unemployed or have any reason to believe that you may become unemployed. 6. You must not be employed on a casual, temporary or seasonal basis (including casual, temporary or seasonal contracts), or in any type of occupation where unemployment is a regular feature of that particular job. You will need to be continuously unemployed or disabled for a period of either 30 or 60 consecutive days before you are able to claim benefit under this policy. You can receive monthly benefit for up to 12 months for each separate period of unemployment or disability. If you do not need unemployment and disability cover, you can restrict your insurance to either unemployment only cover or disability only cover. If you do restrict your cover, you must be sure that you can meet your mortgage payments whilst you are unable to work. CLICK HERE FOR INSTANT QUOTES AND PRICES ONLINE The maximum monthly benefit you are allowed to insure under this policy is £1500 or 65% of your normal income, whichever is the lower (larger sums insured may be available upon request).

Results from search: http://moneycentral.msn.com/articles/banking/basics/8151.asp

Bank Rate Monitor -- Should you buy job-loss mortgage insurance? - MSN Money   MSN Home    |   My MSN    |   Hotmail    |   Search    |   Shopping    |   Money    |   People & Chat    |      Home       My Money       Investing       Banking       Planning       Taxes       |   Help         Banking Home        My Accounts       Bill Pay       Financial Tools       Mortgages/Loans       Services        Financial Tools   Spending Analysis   Budget Tracker   Savings Calculator   Resources   Step-by-Step Guides     Articles   More Tools     Related Links   Manage Debt   More on Budgeting Print-friendly version Send this to a friend Related resources Where does your money go? Check out the latest mortgage rates Get control of your budget with our budget tracker Related articles You can build an emergency fund 10 Strategies to save money Budget your way to financial freedom Slash your electric bill 6 easy ways You're fired; now what? Related Web site Dismal.com's layoff calculator Mortgage Payment Protection Inc. sponsored by: Bank Rate Monitor Should you buy job-loss mortgage insurance? So you're not one of those people who's set aside a cushy 6-month emergency fund. Ask yourself whether a pink slip is in the realm of possibility. By Bankrate.com Mortgage borrowers can buy insurance that takes over the house payments after a job layoff. Even in times of high unemployment, it's not for everyone. People with job security or homeowners who have saved an emergency fund can probably pass on it. Ditto for homeowners who believe they can get through hard times with a little understanding from their mortgage lender. Rates are still cheap. One home-loan application. Up to 4 loan offers. But if you lie awake at night, counting worries instead of sheep, mortgage unemployment insurance could be worth the money. How it works Mortgage unemployment insurance recently became widely available and is sold through at least two companies: Assurant Group and Mortgage Payment Protection. Now that the refinancing boom has coincided with rising unemployment, these insurance companies expect to see increased business. Customers get mortgage unemployment policies at loan closing or soon after, whether they're buying a house or refinancing. Most policies are sold through lenders and builders, although individuals can buy policies, too. A policy pays the borrower's mortgage for up to six months of "involuntary unemployment." That covers layoffs resulting from economic downturns. It doesn't cover a policyholder who quits, goes on strike, or who is fired for misconduct or dishonesty. It doesn't cover self-employed people, retirees, people on disability or employees of businesses that shut down routinely -- summer resorts that close for the winter, for example. The most widely available policy, called MortgageGuardian, is issued in all states through Mortgage Payment Protection (see link at left). It pays up to $2,500 a month. Coverage kicks in after one month of unemployment. The initial cost to start a policy varies, but continuing coverage costs 4% of the mortgage payment. If your monthly payment were $1,500 a month, MortgageGuardian would cost $60 a month. That's equivalent to making an extra mortgage payment every 25 months. When you get this kind of coverage, you're placing a bet that for every two years you pay the premium, you'll be unemployed for more than one month. Remember, the policy begins paying after a full month of unemployment, not immediately upon loss of a job. Unless you fall behind, you'll have to make one mortgage payment while unemployed before the policy begins paying out. Let's say you have a $1,500 monthly mortgage payment and you pay your $60 premium every month for five years, then lose your job and remain unemployed for three months. In five years you paid $3,600 in premiums, and during your unemployment the insurance company makes $3,000 in mortgage payments. But if you're unemployed for four months instead of three, the insurance company makes $4,500 in mortgage payments -- more than you paid out in premiums. Six-month solution Does it make sense to spend your money on mortgage unemployment insurance? Probably not, if you follow the advice of financial planners who tell you to save six months' worth of living expenses in an emergency fund. A six-month cushion is pretty substantial, which is to say that it's awfully difficult to save that kind of money, especially if you recently spent most of your savings on a down payment and closing expenses to buy a house. Mortgage lenders realize that many of their customers don't have a big reservoir of cash. They usually will work with unemployed borrowers. "The last thing they want is the family's house or car," says James M. Knaus, a financial planner in Troy, Mich. "They lose a lot more money going after people and foreclosing on a mortgage. That's an expensive process." The biggest mortgage-servicing companies -- the firms that you send your payments to -- have entire departments that devote themselves to working with customers in financial difficulty. They work out deals with borrowers to accept partial payments or even to suspend payments for a few months of unemployment. Later, they'll adjust the monthly payment amounts to get their customers back on track. Of course, these services cost money, so it's not too surprising to discover that mortgage unemployment insurers target their pitches to mortgage-servicing companies as well as to borrowers. "When that borrower calls a mortgage servicer and says, 'I just lost my job, so I can't make my mortgage but I have mortgage payment insurance,' that servicer is relieved," says Teri Cooper, business development director for MortgageGuardian. Likelihood of a layoff? Try to assess it If mortgage unemployment insurance benefits lenders as much as borrowers, you might wonder why borrowers bear the full cost. The answer is that the insurance mostly buys peace of mind, and that's a bottom-line issue for people, not for businesses. Knaus says he doesn't get many questions about mortgage unemployment insurance. He practices in the Detroit area, where layoffs are common. Unions there negotiate benefits that soften the impact of layoffs. Workers in other industries might not be as fortunate, Knaus says, "in which case people should assess the likelihood of a layoff in their own situation, and if there's a strong or moderate possibility of a layoff, it may make sense to do a calculation" to decide if this type of insurance coverage is worth it. Resources Read/Post comments on the Your Money message board Find a problem in this article? Send us e-mail Free Newsletters! Search MSN Money      tips   ©2002 Microsoft Corporation. All rights reserved. Terms of Use    Advertise    TRUSTe Approved Privacy Statement

Results from search: http://www.bankrate.com/brm/news/mtg/20011108a.asp?prodtype=insur

Insurance pays the mortgage after a layoff   Help   HOME Basics Calculators Rates Charts Insurance Newsletters Checkup Shop & Save     May 14, 2002    Rates & News Advice   Auto loans   CDs / Savings Checking & ATM Credit cards Credit unions Fed alert Frugal U. Home equity Investing IRA Center Money markets Mortgages Mortgages - Refi Moving Online finance Personal loans Problem credit Research your bank Small Biz Taxes Web banking deals   Home > Mortgages > E-mail this story Printer friendly page Should you buy job-loss mortgage insurance? By Holden Lewis . Bankrate.com Mortgage borrowers can buy insurance that takes over the house payments after a job layoff. Even in times of high unemployment, it's not for everyone. People with job security or homeowners who have saved an emergency fund can probably pass on it. Ditto for homeowners who believe they can get through hard times with a little understanding from their mortgage lender. But if you lie awake at night, counting worries instead of sheep, mortgage unemployment insurance could be worth the money. How it works Mortgage unemployment insurance recently became widely available and is sold through at least two companies: Assurant Group and Mortgage Payment Protection Inc. Now that the refinancing boom has coincided with rising unemployment, these insurance companies expect to see increased business. Customers get mortgage unemployment policies at loan closing or soon after, whether they're buying a house or refinancing. Most policies are sold through lenders and builders, although individuals can buy policies, too. Story continues below A policy pays the borrower's mortgage for up to six months of "involuntary unemployment." That covers layoffs resulting from economic downturns. It doesn't cover a policyholder who quits, goes on strike, or who is fired for misconduct or dishonesty. It doesn't cover self-employed people, retirees, people on disability or employees of businesses that shut down routinely -- summer resorts that close for the winter, for example. The most widely available policy, called MortgageGuardian, is issued in all states through Mortgage Payment Protection Inc. It pays up to $2,500 a month. Coverage kicks in after one month of unemployment. The initial cost to start a policy varies, but continuing coverage costs 4 percent of the mortgage payment. If your monthly payment is $1,500 a month, MortgageGuardian would cost $60 a month. That's equivalent to making an extra mortgage payment every 25 months. When you get this kind of coverage, you're placing a bet that for every two years you pay the premium, you'll be unemployed for more than one month. Remember, the policy begins paying after a full month of unemployment, not immediately upon loss of a job. Unless you fall behind, you'll have to make one mortgage payment while unemployed before the policy begins paying out. Ready to find a mortgage? Check rates in your area. Let's say you have a $1,500 monthly mortgage payment and you pay your $60 premium every month for five years, then lose your job and remain unemployed for three months. In five years you paid $3,600 in premiums, and during your unemployment the insurance company makes $3,000 in mortgage payments. But if you're unemployed for four months instead of three, the insurance company makes $4,500 in mortgage payments -- more than you paid out in premiums. Six-month solution Does it make sense to spend your money on mortgage unemployment insurance? Probably not, if you follow the advice of financial planners who tell you to save six months' worth of living expenses in an emergency fund. A six-month cushion is pretty substantial, which is to say that it's awfully difficult to save that kind of money, especially if you recently spent most of your savings on a down payment and closing expenses to buy a house. Mortgage lenders realize that many of their customers don't have a big reservoir of cash. They usually will work with unemployed borrowers. "The last thing they want is the family's house or car," says James M. Knaus, a financial planner in Troy, Mich. "They lose a lot more money going after people and foreclosing on a mortgage. That's an expensive process." The biggest mortgage servicing companies -- the firms that you send your payments to -- have entire departments that devote themselves to working with customers in financial difficulty. They work out deals with borrowers to accept partial payments or even to suspend payments for a few months of unemployment. Later, they'll adjust the monthly payment amounts to get their customers back on track. Of course, these services cost money, so it's not too surprising to discover that mortgage unemployment insurers target their pitches to mortgage servicing companies as well as to borrowers. "When that borrower calls a mortgage servicer and says, 'I just lost my job, so I can't make my mortgage but I have mortgage payment insurance,' that servicer is relieved," says Teri Cooper, business development director for MortgageGuardian. Assess worth If mortgage unemployment insurance benefits lenders as much as borrowers, you might wonder why borrowers bear the full cost. The answer is that the insurance mostly buys peace of mind, and that's a bottom-line issue for people, not for businesses. Knaus says he doesn't get many questions about mortgage unemployment insurance. He practices in the Detroit area, where layoffs are common. Unions there negotiate benefits that soften the impact of layoffs. Workers in other industries might not be as fortunate, Knaus says, "in which case people should assess the likelihood of a layoff in their own situation, and if there's a strong or moderate possibility of a layoff, it may make sense to do a calculation" to decide if this type of insurance coverage is worth it. -- Posted: Nov. 8, 2001 See Also . 4 ways to layoff-proof your house . Fending off foreclosure Rates   Overnight Averages +/-   30 Yr Fixed Mtg 6.41%   48 Mo New Car 7.07%   1 Yr CD 2.64% Best Rates Rate Alerts Insurance tips . Insurance pays the mortgage after a layoff . How to save on auto insurance . Protect your finances with disability insurance E-mail newsletters   Bankrate Weekly Mortgage News       ADVERTISER LINKS                   d     Monthly Checkups Have you checked up on your finances lately? Check your credit cards -- Get the best plastic for you! Check your retirement strategy -- We show you how to get financially fit. Check your mortgage -- Go over your documents. You could save money. View other checkups More good stuff . Mortgage calculator . Federal Reserve Board coverage . Online mortgage seminar -- learn and save $$$ . Need a home equity loan? . Have less-than-perfect credit? . Free foreclosure finder -- search database of foreclosed homes Mortgage questions? . Our printable checklist guides you through the process. To Advertise | Free E-mail Newsletters | Online Media Kit | Create Your Own Ad | Register Your Bank About us      Privacy      Partnership opportunities     Order rate data      Contact us Bankrate.com ® 11811 U.S. Highway 1 North Palm Beach, FL 33408 Tel: 561-630-2400 Fax: 561-625-4540 Copyright © 2002  Bankrate Inc. All rights reserved. Terms of use          

Results from search: http://www.goodincomeprotection.co.uk/

Mortgage payment protection insurance. Income protection insurance against redundancy and unemployment

Results from search: http://www.portwood.co.uk/information-unemployment-insurance.htm

Online unemployment insurance - mortgage payment protection insurance   UK unemployment insurance -mortgage payment protection We offer three policies which offer unemployment insurance (and disability). SHELTER : Offers cover against unemployment and disability. You can protect up to £2,500 per month or 75% of your income and are not restricted to mortgage payments. There is a 30 day excess and you have a choice of 12 or 24 month payment benefits. Rates start from £2.50 per month per £100 sum insured for redundancy cover only. SECURITYFIRST : Offers cover up to £1,500 or 65% of your income - the policy is restricted to mortgage related payments (interest, means of repaying capital and house buildings/ contents. You have 12 months protection and a choice of 30 or 60 day excess. If you are taking out a new mortgage or transferring schemes you also obtain 3 MONTHS FREE cover. rates start from as low as £3.65 per month per £100 sum insured for combined cover. BIBA: Another policy not restricted to mortgage payments. You can cover up to £1,500 or 50% of your salary. This policy has a wide range of excess periods (30, 60, 90, 180 days) and benefit periods (9, 12, 18, or 24 months). If you only want to insure against a short period being unable to work, or have resources to cover a long period before claiming this is the cheapest policy. NB. Please note the following information which applies generally to these forms of policies. Initial exclusion period - This starts from the date the policy was set up and excludes unemployment claims during an initial period. e.g. If you took out a policy on March 1st 2002 and the policy had a 30 day initial exclusion period you would not be covered if you were advised you would lose your job before 31st March 2001. SHELTER has a 60 day initial exclusion period - reduced to 30 for new mortgages and removed completely for transfers. SECURITYFIRST has NO initial exclusion period for transfers or new mortgages but 3 months if you already have a mortgage. Excess period. The excess period does NOT necessarily begin the day you become unemployed. If you are paid cash-in-lieu the excess period will begin when the unemployment notice period expires.  Unemployment insurance benefits tend to be paid 30 days in arrears. For further details of  the SHELTER unemployment and disability insurance contract - Click Here For details of the SECURITYFIRST mortgage payment protection insurance policy - Click Here For details of the BIBA contract - Click Here For our Home Page with details of many other insurance policies - Click Here About B. Portwood & Co Ltd We are Insurance Brokers founded in 1963 and currently have 3 offices in Gateshead, Bishop Auckland and Consett - all in North East England. Previously we were regulated by the IBRC but on repeal of the IBRA are currently regulated by GISC (this will change in2004 as the FSA take over!). We are also members of the IIB and BIBA (Click the appropriate logo for their web-sites). As brokers we have always strived to advise our customers on the best value for money policies and to act in your best interests.   Important All information on this website has been provided in good faith. Although every effort has been made to ensure its correctness errors may have been made or policy information out of date.  If as an insurer you find errors or wish us to change information/ add/ remove policies please contact us on 01388 607105.  All information on this website has indicative status only and no liability can be accepted for any use made of it. Any quotations you obtain must and will be confirmed by us before cover can be issued. As required by GISC we will advise you of main policy cover, terms and conditions if such information is not already on our site. You are reminded of your obligation to inform underwriters of all material facts when obtaining a quotation before going on cover. A material fact is one which could affect the policy in any way. If you are in doubt whether a fact is material it should be disclosed as we accept no liability should a policy be voided or terms amended due to non disclosure. Some other products available Home page | private car insurance | motor insurance | motorcycle insurance | motor trade insurance | classic car insurance | self drive hire insurance | private hire insurance | public hire insurance | taxi insurance | house insurance | travel insurance - annual trip | holiday insurance -  single trip, long stay, backpackers | caravan insurance (static and touring) | redundancy insurance | unemployment insurance | mortgage payment protection insurance | car breakdown insurance | domestic appliance warranty | extended car breakdown warranty | holiday car hire | twins insurance | wedding insurance | shop insurance | office insurance | liability insurance - building trades | building trade liability to include contract works | professional indemnity insurance (solicitors) | professional indemnity insurance (others) | pet insurance (cat dog) | horse insurance | firework party insurance | bouncy castle insurance (leisure equipment) | private medical insurance | private health insurance | amateur football team insurance | personal accident and sickness insurance | aviation insurance | boat marine and small craft - yacht and speedboat | credit insurance | critical illness | life insurance | landlord insurance | residential property owners insurance (inc DHSS, students and student lets and asylum seekers) | personal possessions e.g students at college/ university   accident insurance | caravan insurance | car insurance | car insurance quote | car rental | caravan insurence | dog insurance | health insurance | holiday car hire | holiday car rental | horse insurance | house insurance | mortgage payment protection insurance | motorbike insurance | motor bike insurance | motor car insurance | motorcycle insurance | motor cycle insurance | motor insurance | motor trade road risks insurance | pet cat insurance | pet dog insurance | private hire insurance | private medical cover | private medical insurance | public hire insurance | redundancy insurance | self drive hire insurance | shop insurance | sickness insurance | static and touring caravan insurance | taxi insurance | travel insurance | travel insurance for medical conditions and disabilities | uk caravan insurance | uk house insurance | uk motorcycle insurance | uk motor insurance | uk private hire insurance | uk static caravan insurance | uk taxi insurance | unemployment insurance | unemployment insurance ASU | unemployment and redundancy insurance | van and commercial vehicle insurance | wedding insurance  

Results from search: http://www.a-uk-unemployment-insurance-website.co.uk/

Unemployment Insurance UK Redundancy Job Loss Free Online Quotes Companies A UK Unemployment Insurance Website Unemployment insurance is available via this website either as standalone no-frills unemployment insurance or as part of a more comprehensive accident, sickness and unemployment policy. UK residents can request free online quotes and even apply online via our secure server. Accident, sickness and unemployment insurance gives you the peace of mind that your ability to meet your outgoings is protected against redundancy or an inability to work due to disability. This product available on this site is branded as SHELTER®. Getting ASU cover is easy on this site - just take a short time to get a quote, then fill in your details and submit the online application form. You can also download an application to print out post by clicking 'Quotes' on the upper right of this page and following the instructions on that page. The online application form is protected with Verisign 128bit (SSL) encryption. This means that all your personal details are secure and no third party is able to intercept and read your communications. You can cancel the application at any time by simply closing the application form window. No details will be transfered until you have completed all sections of the form and pressed the Submit button. The premium rates per £100 of monthly cover (including IPT where applicable) are detailed below: Type of cover   Benefit period Rate per £100 cover Unemployment only 12 months £2.50 Unemployment only 24 months £3.00 Disability only 12 months £2.50 Disability only 24 months £3.00 Unemployment and Disability 12 months £4.50 Unemployment and Disability 24 months £5.00 SHELTER® has been designed to provide the following benefits: You do not need to have a mortgage to be insured under SHELTER®. However, being totally flexible it can cover a monthly mortgage payment, or rent, loans, household bills or any other purpose you require. Free transfer and immediate cover for clients who switch from another insurer. Highly competitive premiums payable monthly by Direct Debit. Each applicant can select up to £2,500 per month of benefit. The excess period is only 30 days. The self-employed, directors and proprietors of businesses are covered if their business ceases to trade. Tax free benefits. No premium loading on the basis of age, gender, occupation or smoking habits. The quotes on this site are brought to you by The Goodfellows Group, which is a member of (BIBA) British Insurance Brokers' Association, CIFMA, and (GISC) General Insurance Standards Council. Click the links in the panel on the upper right hand side of this page to get a quote or to find out more about the companies that are working together to provide this service. NB: To use the quotation system, you must have at least a version 4 Netscape or IE browser.  Bookmark this page   Search the web:   Quotes Unemployment cover Policy features Policy wording Making claims         Company information Websites Back to homepage Life insurance  - Term life assurance    - Mortgage protection MPPI mortgage cover Critical illness PMI medical insurance Selling endowments Car insurance more...

Results from search: http://www.homestore.com/finance/insurance/protect.asp

Homestore.com: Finance Center - Insurance - Insurance That Protects Your Home and Your Belongings Mortgages    |    Insurance    |    Loans & Credit    |    Refinancing    |    Investing    |    Calculators Finance > Insurance Insurance That Protects Your Home and Your Belongings It's often said that a home is the biggest purchase most people will make in their entire lives. That's why it's so important to make sure your financial investment in your home is adequately protected through the right types and amounts of insurance coverage. Here are some of the insurance products that your mortgage lender may require you to purchase or that you may want to purchase for your own peace of mind. Homeowner's insurance A standard homeowner's insurance policy protects you (and in some circumstances your lender) from financial losses in the event of burglary, fire and certain other types of damage to your home or belongings. These policies also include liability coverage, which kicks in if someone is injured on your property. Get it Done · Get an Insurance Quote · Online Credit Check For More Information: Your Homeowner's Insurance Homeowners' Insurance Fraud: It's No Laughing Matter Flood insurance Many homeowners don't realize that damage from floods isn't a covered loss under the typical homeowner's insurance policy. Separate flood hazard insurance can be purchased through most property and casualty insurance companies and agents under a national program organized by the Federal Emergency Management Agency (FEMA). If your home is located in a flood-prone zone as defined by FEMA's maps, your lender will probably require you to obtain a flood insurance policy. For More Information: FEMA: What Is It, How Do You Qualify? Mortgage insurance Mortgage insurance protects your lender from financial losses if you default on your mortgage. If your downpayment is less than 20 percent of the purchase price of your home, the lender typically will require that you obtain - and pay for--mortgage insurance in the lender's favor. Mortgage insurance isn't required for a mortgage with a higher downpayment because the lender expects to be able to foreclose and sell the home for more than the loan balance if the borrower defaults on the mortgage. Mortgage insurance is issued by private companies and government agencies, most notably the Federal Housing Administration (FHA). For More Information: Why Do You Need PMI? What Every First-Time Homeowner Should Know about PMI Mortgage life, disability or unemployment insurance Often confused with mortgage insurance, mortgage life insurance pays the outstanding balance owed on your mortgage if you die. Mortgage disability and unemployment policies pay a set number of mortgage payments (usually six or 12) if you become disabled or involuntarily lose your job, respectively. Mortgage life insurance is rarely a good value because it's really no more than term life insurance with a face amount that diminishes over time as you pay off your mortgage. Title insurance Title insurance protects you and/or your lender from unanticipated claims of an ownership interest in your property. New title insurance policies typically are sold as a package that wraps a lender's policy with a homeowner's policy. For More Information: What Title Insurance Will Do for You Coverages and Types of Title Insurance Policies Exceptions to Coverage in Your Title Insurance Do I Get Title Insurance on a Condominium Personal property insurance Personal property insurance guards against the theft of household goods separately from real property. Coverage is available for renters and individual condominium owners, as well as for people who are moving or storing household goods in a self-storage facility. Commercial moving companies provide basic no-additional-charge coverage that pays 60 cents per pound if goods being moved are damaged. Additional coverage can be purchased separately. --Marcie Geffner Marcie Geffner writes columns that give valuable "how-to" tips and tricks for home buyers and home sellers. Marcie has been covering real estate issues for more than eight years, formerly as senior editor of California Real Estate magazine and now on a freelance basis. Her articles have appeared in the Los Angeles Times and San Diego Union Tribune Sunday real estate sections as well as various real estate association magazines. Copyright © 1999 Realty Times.  All Rights Reserved. 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Results from search: http://www.income-protection-insurance-uk.co.uk/

Income Protection Insurance Online - UK income protection site Income Protection Insurance Online UK. Income Protection for UK residents. MAKING A CLAIM - WHEN ONE IS EXCLUDED UNEMPLOYMENT - WHEN ONE IS EXCLUDED DISABILITY - DIRECTORS & SELF EMPLOYED - INCOME PROTECTION INSURANCE QUOTE & APPLICATION FORM FOR UK RESIDENTS - CONTACT US Welcome to the UK Income Protection Insurance Online site. This site specialises in income protection insurance policies in the UK that cover an individual as a result of loss of earnings caused by unemployment, redundancy, sickness or disability. This income protection insurance policy is different to many products currently available in that it is also open to individuals who do not own their own properties, is able to provide a benefit for 12 to 24 months, and has options to receive a maximum benefit of £2500 monthly or 75% of the individuals gross monthly income - whichever is the lower. CLICK HERE FOR INSTANT QUOTES AND PRICES ONLINE CLICK HERE FOR SPECIALIST MORTGAGE PROTECTION INSURANCE The income protection insurance policy is named "Shelter" and is provided through Goodfellows - underwritten by Compass underwriting at Lloyd's UK. Person's eligible for the income protection insurance cover need to be aged over 18 but under 64 and be permanently resident within the UK, channel Islands or Isle of Man. They would need to be actively working and have been in continuous employment for more than six months before the income protection insurance start date. This income protection insurance policy is not available for individuals who work in temporary or seasonal employment. Person's applying also need to be in good health and know of no impending unemployment or disability. Costs of the cover: MONTHLY PREMIUM RATES TYPE OF COVER BENEFIT PERIOD RATE PER £100 OF MONTHLY BENEFIT EXAMPLES Unemployment 12 months £2.50 If you choose unemployment only cover with £400 of monthly benefit for 12 months. The premium is calculated as follows £400 x £2.50 divided by 100 = £10.00 per month If you choose unemployment and disability cover with £400 of monthly benefit for 24 months. The premium is calculated as follows £400 x £5.00 divided by 100 = £20.00 per month 24 months £3.00 Disability 12 months £2.50 24 months £3.00 Unemployment and Disability 12 months £4.50 24 months £5.00 CLICK HERE FOR INSTANT QUOTES AND PRICES ONLINE Key Benefits The consequences of unemployment or disability could be disastrous. Fortunately the "Shelter" policy, has been designed to provide the following benefits: You need not need to have a mortgage to be insured. However, being totally flexible it can cover a monthly mortgage payment, or rent, loans, household bills or any other purpose you require. Free transfer and immediate cover for clients who switch from another insurer. Highly competitive premiums payable monthly by Direct Debit. Each applicant can select up to £2500 per month of benefit. The excess period is only 30 days. Benefits are payable for either 12 or 24 months. Choose either unemployment only cover, or disability only cover, or both combined. The self-employed, directors and proprietors of businesses are covered if their business ceases to trade. Tax free benefits. No premium loading on the basis of age, gender, occupation or smoking habits. Car Insurance links Car Insurance Alley Cheap car insurance quotes for residents in England, Scotland and Wales. http://www.uk-car-insurance-alley.co.uk Motor Insurance quotes Centre Instant quotes from the leading insurance companies. Delivered via e-mail. Very cheap motor insurance!! http://www.motor-insurance-quotes-centre.co.uk CLICK HERE for 123 INSURE UK INSURANCE GUIDE Home - Life - Travel - Life Assurance - Motor - Cheap Car - Motor Cover - Cheap Motor - House - Mortgages Online - Online Recruitment - Motorbike - Motorcar - Income Protection - Mortgage Protection - Unemployment - IT recruitment - Motorcycle - Online Mortgage Quotes - Endowment Selling - Wedding - Business - Property In Spain - Pet - Commercial - Caravan - Horse - Marine - Term Assurance  

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