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Search results provided by EuroSeek.com:
Results from search: http://travel.state.gov/medical.html
Medical Information for Americans Abroad
Medical Information for Americans Traveling Abroad
U.S. Department of State
Bureau of Consular Affairs
If an American citizen becomes seriously ill or injured abroad, a U. S. consular officer can assist in
locating appropriate medical services and informing family or friends. If necessary, a consular
officer can also assist in the transfer of funds from the United States. However, payment of
hospital and other expenses is the responsibility of the traveler.
Before going abroad, learn what medical services your health insurance will cover overseas. If
your health insurance policy provides coverage outside the United States, REMEMBER to carry
both your insurance policy identity card as proof of such insurance and a claim form. Although
many health insurance companies will pay "customary and reasonable" hospital costs abroad, very
few will pay for your medical evacuation back to the United States. Medical evacuation can
easily cost $10,000 and up, depending on your location and medical condition.
THE SOCIAL SECURITY MEDICARE PROGRAM DOES NOT PROVIDE COVERAGE
FOR HOSPITAL OR MEDICAL COSTS OUTSIDE THE U.S.A.
Senior citizens may wish to contact the American Association of Retired Persons for information
about foreign medical care coverage with Medicare supplement plans.
To facilitate identification in case of an accident, complete the information page on the inside of
your passport providing the name, address and telephone number of someone to be contacted in
an emergency.
A traveler going abroad with any preexisting medical problems should carry a letter from the
attending physician, describing the medical condition and any prescription medications, including
the generic name of prescribed drugs. Any medications being carried overseas should be left in
their original containers and be clearly labeled. Travelers should check with the foreign embassy
of the country they are visiting to make sure any required medications are not considered to be
illegal narcotics.
A listing of addresses and telephone numbers of U.S. embassies and consulates
abroad is contained in Key Officers of Foreign Service Posts .
This publication may be obtained through the Superintendent of Documents, U.S.
Government Printing Office, Washington, DC 20402. Also available from the Government
Printing Office is Health
Information for International Travel by the Centers for Disease Control
and Prevention (CDC). This contains a global rundown of disease and immunization
advice and other health guidance, including risks in particular countries. For
additional health information, the CDC maintains the international travelers
hotline at 1-877-FYI-TRIP (1-877-394-8747), an automated faxback service at
1-888-CDC-FAXX (1-888-232-3299) and a home page on the Internet at http://www.cdc.gov .
For detailed information on physicians abroad, the authoritative reference is The Official ABMS Directory of
Board Certified Medical Specialists published for the American Board of Medical Specialists and its certifying
member boards. This publication should be available in your local library. U.S. embassies and
consulates abroad maintain lists of hospitals and physicians. Major credit card companies also can
provide the names of local doctors and hospitals abroad.
Some countries require foreign visitors to have inoculations or medical tests before entering.
Before traveling, check the latest entry requirements with the foreign embassy of the country to
be visited.
Several private organizations will provide medical information and insurance for overseas
travelers. Most charge a fee for this service. The following is provided FOR
INFORMATIONAL PURPOSES ONLY and in no way constitutes an endorsement, expressed
or implied, by the Department of State.
AIR AMBULANCE / MED-EVAC
U.S.-based Companies
ACADIAN AMBULANCE & AIR MED SERVICE, INC.
Lafayette, LA
800-259-3333
ADVANCED AIR AMBULANCE
Miami, FL
800-633-3590 / 305-232-7700
AAA - AIR AMBULANCE AMERICA
Austin, TX
800-222-3564 / 512-479-8000
AIR AMBULANCE CARE FLIGHT INTERNATIONAL,
INC.
Clearwater, FL
800-282-6878 / 1-727-530-7972 (international)
AIR AMBULANCE NETWORK
Sarasota, FL
800-327-1966
AIR AMBULANCE PROFESSIONALS
Fort Lauderdale, FL
800-752-4195 / 954-491-0555
AirEvac
Phoenix, AZ
800-421-6111
AIR MEDIC - AIR AMBULANCE OF AMERICA
Washington, PA
800-245-9987
AIRescue INTERNATIONAL
Van Nuys, CA
800-922-4911 / 818-994-0911
AIR RESPONSE
Orlando, FL
800-631-6565 / 303-858-9967
AIR STAR INTERNATIONAL
Thermal, CA
877-570-0911 / 800-991-2869
e-mail: AirStar1@aol.com
AMERICAN CARE, INC.
San Diego, CA
800-941-2582 / 619-486-8844
AMERICAN JET AIR MEDICAL
Houston, TX
888-I-FLY-AJI / 713-641-9700
CRITICAL AIR MEDICINE
San Diego, CA
800-247-8326 / 619-571-0482
CRITICAL CARE MEDFLIGHT
Lawrenceville, GA
800-426-6557
GLOBAL CARE / MEDPASS
Alpharetta, GA
800-860-1111
INFLIGHT MEDICAL SERVICES INTERNATIONAL INC.
Naples, FL
800-432-4177 / 941-594-0800
INTERNATIONAL SOS ASSISTANCE
Philadelphia, PA
800-523-8930 / 215-244-1500
Also provides travel insurance services.
MED ESCORT INTERNATIONAL INC.
Allentown, PA
800-255-7182 / 610-791-3111
MEDEX ASSISTANCE CORPORATION
Timonium, MD
888-MEDEX-00 / 410-453-6300 (call collect)
(Also provides travel insurance services.)
MEDJET ASSISTANCE
Birmingham, AL
1-800-963-3538
MEDJET INTERNATIONAL, INC.
Birmingham, AL
800-356-2161 / 205-592-4460
MEDWAY AIR AMBULANCE
Lawrenceville, GA
800-233-0655
MERCY MEDICAL AIRLIFT
Manassas, VA
800-296-1217
(Service area: Caribbean and part of Canada only. If necessary, will
meet commercial incoming patients at JFK, Miami and other airports.)
NATIONAL AIR AMBULANCE
Ft. Lauderdale, FL
800-327-3710 / 305-525-5538
SMARTRAVEL
Alexandria, VA
800-730-3170 / 703-379-8645
Provides a range of travel medicine services.
TRAVEL CARE INTERNATIONAL, INC.
Eagle River, WI
800-524-7633 / 715-479-8881
TRAVELERS EMERGENCY NETWORK
Tierra Verde, FL
800-ASK-4-TEN
e-mail: ten@intrex.net
Foreign-based Companies
AEA INTERNATIONAL
Singapore
U.S. Phone: 800-468-5232
Service worldwide, also provides travel insurance services
AUSTRIAN AIR AMBULANCE
Vienna, Austria
43-1-40-144
EURO-FLITE LTD.
Helsinki International Airport
Vantaa, Finland
358-9-870-2544
EUROPASSISTANCE
Johannesburg, South Africa
27-11-315-3999
GERMAN AIR RESCUE (DRF)
Filderstadt, Germany
49-0711-7007-0
e-mail: alarmzentrale@drf.de
MEDIC'AIR
Paris, France
331-41-72-14-14
TYROL AIR AMBULANCE
Innsbruck, Austria
43-512-22422
TRAVEL INSURANCE COMPANIES
ACCESS AMERICA, INC.
Richmond, VA
866-807-3982
AIGAssist
American International Group, Inc.
New York, NY
800-382-6986
ASA, INC.
International Health Insurance
Phoenix, AZ
888-ASA-8288
AXA ASSISTANCE
Bethesda, MD
301-214-8200
CLEMENTS INTERNATIONAL
Washington, DC
800-872-0067 / 202-872-0060
http://www.clements.com
e-mail: info@clements.com
GATEWAY
Seabury & Smith
Washington, DC
800-282-4495 / 202-457-7707
e-mail: gateway.dc@seabury.com
HEALTH CARE GLOBAL
(also known as MEDHELP or WALLACH & COMPANY or HEALTHCARE ABROAD)
Middleburg, VA
800-237-6615 / 540-687-3166
HIGHWAY TO HEALTH
Fairfax, VA
703-322-1515
(Also provides destination-based travel health information for cities worldwide.)
INTERNATIONAL MEDICAL GROUP (IMG)
Indianapolis, IN
800-628-4664 / 317-655-4500
MultiNational Underwriters, Inc.
Indianapolis, IN
800-605-2282
e-mail: insurance@mnui.com
MUTUAL OF OMAHA
Tele-Trip Company
Omaha, NE
800-228-9792
PETERSEN INTERNATIONAL UNDERWRITERS, INC.
Valencia, CA
800-345-8816
e-mail: piu@piu.org
TRAVELEX
Omaha, NE
800-228-9792
TRAVEL GUARD
Stevens Point, WI
800-826-4919
TRAVEL INSURED INTERNATIONAL
E. Hartford, CT
800-243-3174
TRAVEL INSURANCE SERVICES
InterMedical Division
Walnut Creek, CA
800-937-1387/925-932-1387
TRIPGUARD PLUS
Northridge, CA
800-423-3632
UNICARD TRAVEL ASSOCIATION
Overland Park, KS
800-501-0352
UNIVERSAL SERVICE AND ASSISTANCE
Alexandria, VA
800-770-9111 / 703-370-7800
WORLDWIDE ASSISTANCE
Washington, DC
800-777-8710 ext. 417
EXECUTIVE MEDICAL SERVICES
AMERICAN MEDICAL CENTERS
Moscow, Russia
Offices in Moscow, St. Petersburg, Kiev, Prague, Warsaw, Istanbul
(7-095) 933-77-00 (Moscow)
HEALTH QUEST TRAVEL INC.
Wexford, PA
888-899-3633
e-mail: HQT@HealthQuestTravel.com
WORLD CLINIC
Burlington, MA
800-636-9186
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Results from search: http://www.thetravelsite.com/insurance.html
Travel Insurance & Trip Cancellation Insurance - A Must for all travelers
Guard
Against the Unexpected
with
TRAVEL
GUARD® Travel Insurance
The
Fine Print
Sign
Me Up!
Available
to ALL comers
Total
Cost for all persons on same Itinerary
Premium
Per
Booking
(in
USD)
$ --
- 0 - $ - 500
$
29
$
501 - $1,000
$
49
$1,001
- $1,500
$
81
$1,501
- $2,000
$113
$2,001
- $2,500
$146
$2,501
- $3,000
$178
$3,001
- $3,500
$211
$3,501
- $4,000
$243
$4,001
- $4,500
$276
$4,501
- $5,000
$308
$5,001
- $5,500
$341
$5,501
- $6,000
$373
$6,001
- $6,500
$406
$6,501
- $7,000
$438
$7,001
- $7,500
$559
$7,501
- $8,000
$633
$8,001
- $8,500
$707
$8,501
- $9,000
$779
$9,001
- $9,500
$855
$9,501
- $10,000
$929
$10,001
- $15,000
$6.50/$100
of coverage
Schedule
of Benefits
Per
Booking
Tour
Cancellation
&
Interruption
Included
Travel
Delay
$
500
Medical
Expense
$10,000
Baggage
&
Travel Documents
$
1,000
Baggage
Delay
$
250
Emergency
Medical Transportation
$20,000
TRAVEL
GUARD® Assistance
Included
Vacations are meant to be trouble
free. But sometimes the unexpected
can spoil your travel plans. Someone in family becomes ill just before
you leave; you can't postpone a jury duty call; luggage is lost.
If your existing insurance offers no cover. Ask yourself
. . .
Would
all airfares and tour costs be refundable if I canceled trip for unforeseen
reason such as accident or medical problem to me...traveling companion...parents...my
children?
Could
I handle medical, legal, or similar emergency in non-English speaking country?
At night? Over weekend? On a holiday?
If
hospitalized abroad, could I arrange for required payments in advance for
medical treatment? (Many foreign hospitals withhold your passport until
they receive full payment.)
Would
there be additional cost to fly home before end of trip if I or member
of my family back home became seriously ill? Would cost of remainder
of trip be refunded?
TRAVEL
GUARD® was developed to give you peace of mind for
just such possibilities - for a few dollars a day .
Brief
Description of Coverages
See Certificate
of Insurance for detailed descriptions and fine print
Tour Cost Trip Cancellation & Interruption
Pays for forfeited, non-refundable, unused payments or
deposits if due to:
. Sickness, injury or death of insured, a Traveling Companion
or Family Member.
. Unforeseeable circumstances such as jury duty, weather,
flat tire, or involvement in or delay due to traffic accident on way to
the airport, or organized labor strike.
Reasons not covered:
. Carrier caused delays such as mechanical difficulties
(covered under Travel Delay).
. Travel arrangements cancelled by tour operator, airline,
or cruise line.
. Change in plans ("I just don't want to go.").
. Normal pregnancy or childbirth.
. Financial circumstances ("I can't afford to go.").
. Business or contractual obligations ("My boss changed
my vacation.").
. Any government regulation or prohibition, war, civil
disorder, nuclear reaction or contamination.
$500 Travel Delay
Reimburses up to $100 a day for additional accommodations
& traveling expenses if delayed for 12 hours due to:
. Carrier delay such as mechanical difficulties or weather.
. Lost passport, money, or travel documents.
. Natural disaster.
. Injury or sickness of insured or Traveling Companion.
$1,000 Baggage & Travel Documents
. Reimburses for loss, theft, damage, & mysterious
disappearance of baggage & personal effects.
. Primary coverage - no need to present claim to another
carrier such as Homeowner's.
. Loss due to unauthorized use of credit cards if insured
has complied with credit card conditions.
. Pays for administrative fees to reissue lost or stolen
tickets.
. Coverage for cameras, musical instruments, breakage
of brittle or fragile articles, golf & scuba equipment.
$250 Baggage Delay
. Reimburses for purchase of essential items if bags
delayed for more than 24 hours.
$10,000 Medical Expense
. No daily limits or deductibles.
. Pays for doctor, hospital, ambulance services, &
prescription medication. Initial treatment must be received during trip.
Pays for covered expenses for up to one year from date of injury/sickness.
. Pays for emergency dental expenses during trip.
$20,000 Emergency Medical Transportation
. Evacuation to nearest adequate medical facility.
. Up to $5,000 for medical escort.
. Transportation of remains upon death.
Travel Guard® Assistance - a service
benefit
. Advancement of funds to cover on-site medical expenses.
. Telephone interpretation services in major languages.
. Replacement of lost passport and other incidentals
as may be required.
. Assistance to locate local physicians, dentists, or
medical facilities.
. Professionals will monitor the insured's condition
and contact their personal physician.
. Evacuation to a hospital, treatment facility or back
home.
. 24-hour emergency hotline.
Pre-Existing Medical Condition Exclusion Applicable
to All Coverages
Pays for loss or expense incurred as result of injury
or Sickness of Insured or Family Member which manifests itself during the
60 days immediately preceding & including Effective Date, unless
condition is controlled through the taking of prescription drugs or medication
& remains controlled throughout 60 day period. Sickness has manifested
itself when: (a) medical care or treatment has been given; (b) there exist
symptoms which would cause reasonably prudent person to seek diagnosis,
care, or treatment.
Termination Date:
All coverage ends on the earlier of: (a) date the trip completed; (b) scheduled
trip completion date; (c) Insured's arrival at return destination on round
trip, or destination on one-way trip; or (d) cancellation of trip covered
by policy. Effective Date is date premium is paid.
The
Fine Print
Sign
Me Up!
Any TRAVEL
GUARD® Questions?
Call Toll Free 1-888-826-1300
Travac USA, Inc.
Copyright 1997, All Rights Reserved
Disclaimer
Results from search: http://www.globaltravelinsurance.com/
TFG Global Travel Insurance.com - buy travel medical insurance online today
Telephone 604-913-1150 : Toll Free N. America 800-232-9415 : Fax 604-913-1153
We offer travel insurance to citizens of any nationality worldwide. You
can buy the best in single and
multi-trip travel medical insurance online. Our company also offers vacation
protection plans that offer trip cancellation , interruption, delay and
baggage insurance online along with some travel medical and evacuation. We
even offer multi-trip plans ! Most plans include emergency evacuation, assistance, baggage, trip
interruption coverage, optional hazardous sports cover and much more. TFG
Global Travel Insurance.com sm
can even supply online
international health insurance for expatriates and some local nationals
where conditions permit. Get a quote and then purchase your protection online
via an on-line secure and encrypted server with several deductible choices
and coverage levels. After purchasing online, you will then receive a
policy confirmation by email and card and policy kit by post or courier. Contact
us if you have special insurance requirements or questions. Anyone who travels or resides outside their
country of residence knows that traveling can be risky. Also, issues related to foreign
healthcare, languages, policies, cultures, currencies and the location and access to
adequate healthcare are seldom handled by domestic medical plans. Why not travel with
the knowledge that you are protected by a plan that meets your own unique vacation
insurance needs and budget. Claims are paid by the insurance company and/or administrator
directly. Check out our Service & Support
& Travel Information
pages. TFG Global Travel Insurance.com sm
offers insurance plans
from a variety of large and secure insurance companies and providers for maximum choice
and flexibility. If you have a special quote request that you can't find
online, please go to our Contact page and let us
know.
Travel
& Other Insurance Products Available
Short Term Single Trip
Medical Travel Insurance Plan - citizens around the world can obtain travel insurance
coverage for periods of 15 days to 24 months with up to $2,000,000 in medical coverage
with several deductible choices and an optional hazardous sports rider. Plan includes
benefits such as emergency evacuation & repatriation, emergency reunion, trip
interruption, lost baggage, some home country cover and accidental death &
dismemberment.* For US citizens, the plan has added benefits such as sudden recurrence of
a pre-existing condition.* The Patriot Travel Insurance Plan is underwritten by
SIRIUS and
administered by International Medical Group. Policy details and
the web
application are available online. If you want, you can obtain a Policy Picker
quote and purchase
coverage on-line NOW .
Trip
Cancellation & Medical Coverage for US Residents - Available to US residents only. Get online quote and even purchase coverage online! Covers
trip cancellation and interruption up to $20,000 USD and trip delay up to $500 USD. Lost
baggage, & minor amount of medical evacuation and assistance included and flight accident protection is
optional. For single trips only up to 90 days in length. View and print brochure
or application online in html or in
PDF format. Get Quote NOW!
Multi-Trip Travel Protection
Plan - for US and Canadian citizens in need of an annual trip plan that covers an unlimited number
of trips in a year up to 30 days if you are covered by your company's
corporate health plan.
Short Term
Immigration Insurance to USA - Through IMG , we offer the
Patriot America plan for non-US citizens in need of emergency medical insurance while
visiting the USA. You can even get quote and coverage online
now!
International
Health Insurance Plans - we offer global medical insurance plans
for citizens around the world who live abroad. Some plans can be quoted or
purchased online.
Group Travel
Insurance Plans - obtain quotes for a business or non-profit organization.
Download Patriot
Single Trip Group Travel Plan brochure/rates/application in Adobe Reader format! We
can even search the market-place for the quotes that match your firm's
needs.
Insurance
Premium Payment Options
All premium payments are made to the
insurance underwriting company for your protection. All the individual plans we offer can
be paid by one of the major credit cards, check or money order. Single Trip, Annual Plans,
Vacation Insurance & International Global Medical Insurance plans can be paid for via
secure on-line encrypted server using major credit cards.
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Insurance.com sm
All Rights Reserved
Note:
Some of the products and services described or advertised on this site may
not be available to residents of certain jurisdictions, depending on
regulatory constraints, including Canada and the U.S. Please contact
Tompkins Financial Group Ltd. sm for
more information about your specific jurisdiction.
TFG Global Travel
Insurance.com & Tompkins Financial Group Ltd. are all
trademarks and service marks of Tompkins Financial Group Ltd.T sm
*see plan brochure
or policy summary for more IMG
policy details.
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Travel Insurance Now.com - get travel insurance quote now
Travel Insurance Now.com offers international travel insurance to citizens of any
nationality worldwide. You can buy the best in single and multi-trip travel medical and
also trip cancellation and vacation insurance online. Most plans include emergency evacuation,
assistance, baggage, trip interruption coverage, optional hazardous sports cover and much
more. We also offer international health insurance for expatriates and some local
nationals. Get a quote and even purchase your protection online
via an on-line secure and encrypted server with several deductible choices and coverage
levels. After purchasing online, you will then receive a policy
confirmation by email and card and policy kit by post or courier
(extra fee for courier delivery). Contact us if you have special
insurance requirements or questions.
Travel
Insurance Products Available
Choose (click) the product you want an
instant quote on! You will then be connected with a secure encrypted online quoting frame
where you can enter your coverage requirements for an instant quote and the ability to
purchase online!
Travel
Medical Insurance - IMG's Patriot plan provides
single trip coverage for periods of 15 days to 24 months with up to
$2,000,000 in travel medical coverage with several deductible choices and an optional hazardous sports rider .
Plan includes benefits such as emergency evacuation & repatriation, emergency reunion,
trip interruption, lost baggage, some home country cover and accidental death &
dismemberment.* For US citizens, the plan has added benefits such as sudden recurrence of
a pre-existing condition.* View Plan
Details or Print
Application or Download
brochure/application in Adobe Reader format
Vacation
Insurance For US Residents - SRI's Round Trip plan
covers trip
cancellation and interruption up to $20,000 USD and trip delay up to $500 USD. Lost
baggage, medical evacuation and assistance included and flight accident protection is
optional - This vacation insurance protection plan may be purchased if you are a resident
of the United State s or if you purchase this plan within the United States. View Brochure or Application online
in html or in PDF format !
Multi-Trip
Travel Medical Insurance - IMG's Patriot
Executive Plan for Citizens of the USA and Canada only who are covered
by employer's domestic
company Medical plan. Plan covers an unlimited number of trips in a
year up to 30 days. (download brochure/application in Adobe Reader format)
Annual
Renewable Global Medical Insurance - IMG's
Global Medical Insurance plan provides long term global health insurance coverage for US
expatriates living abroad or non-US citizens living abroad and even some local nationals
around the world. Enter 12 months or more on following page, enter details and ask for
quote. Then choose GMI plan. Download and view brochure
AND application
in Adobe Reader format)
Group
Travel Insurance Plans - download our group
single trip travel medical plan for organizations or employers in Adobe
Reader format & then fax or mail it to our office or to
insurer. Available to people around world traveling outside their country of citizenship.
Download Adobe
Reader software free!
Travel
Insurance & Much More....
Claims are paid by the insurance company
and/or administrator directly. Check out our Service & Support
page. As a broker, we are accountable only to you, the client. We offer insurance plans
from a variety of large and secure insurance companies and providers for maximum choice
and flexibility. Also, check out our Travel Information page for
travel tips, weather, news, tickets and much more! If you want to offer travel &
international health insurance to your web visitors and clients, go to our agent page .
Insurance
Premium Payment Options
All premium payments are made to the insurance
underwriting company for your protection. All the individual plans we offer can be paid by
one of the major credit cards, check or money order. Single Trip, Annual Plans, Vacation
Insurance & International Global Medical Insurance plans can be paid for via secure
on-line encrypted server using major credit cards.
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Travel Insurance Now.com is
a service mark of Tompkins Financial Group Ltd.T
*see plan brochure
or policy
summary for more IMG policy details.
Legal Disclosure : Privacy Statement
Note: Some of the products and
services described or advertised on this site may not be available to
residents of certain jurisdictions, depending on regulatory constraints,
including Canada and the U.S. Please contact Tompkins Financial Group Ltd.
sm for more information about
your specific jurisdiction.
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Telephone
604-913-1150
Toll Free N. America
800-232-9415
Fax
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Results from search: http://www.tripmedicalinsurance.com/
Affordable trip cancellation and medical travel insurance
Trip
Medical Insurance.com
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Plans
Travel Insurance... affordable, low cost trip cancellation travel
insurance and medical travel insurance plans
continue to be a
"must" consideration for you as an international traveler since in many
cases your primary carrier does not cover you outside your home country.
Trip Medical Insurance.com offers you a choice of several top rated
medical travel and trip cancellation insurance companies and plans that provide benefits
including Medical, Hospital, Emergency Medical Evacuation, Repatriation,
24 hour Assistance Service.. and much more... with
benefits up to $2,000,000.
Compare plans... compare prices.... select (and ' click' )
from among the very popular medical travel
insurance programs shown below that best suit your medical travel needs and
then simply order on-line. If instead, you are looking for Trip
Cancellation
Protection , "click" Cancellation .
Should you have any questions... or you need
additional help, please call us toll free at 1-877-459-0590.
The Patriot
series issued by International
Medical Group provides
coverage for both US and Non US citizens for 15 days to 12 months when traveling
outside their home country.
For details preview, 'click' Patriot
brochure .
Features ... Experienced... International Medical Group was
established in 1989
IMG's underwriter (Serius International) rated "A+" by A.M. Best
Immediate online confirmation when purchasing the Patriot
series
Coverage available up to $2,000,000
For a list of IMG's Independent PPO Network of Doctors.. "Click
Here"
I.M.G processes and pays their own claims.... 'in house'
The Diplomat
series offered by Global
Underwriters is designed to cover
individuals, their spouse and any unmarried dependent children while traveling
outside their home country for 15 days up to 12 months. For details
preview, 'click' details
Features... Emergency Evacuation available to Home Country
Up to 2 months Home Coverage available
Underwritten by Combined Insurance (rated "A" Excellent by A.M Best)
Policy online fulfillment PLUS hard copy mailed
Up to 6 month benefit period
Pre-existing condition look-back... 3 years
The deductible at renewal remains unchanged up to 12 months
Supplemental benefits paid above and beyond selected Medical
Maximum..
The Liaison International
series is
provided by Specialty Risk International
and provides coverage for both U.S. and
Non-U.S. individuals, their spouse and unmarried dependent children while traveling
outside their home country for 15 days up to 12 months. For details
preview, 'click' Liaison
brochure.
Features... One policy for both U.S. and Non-U.S. citizens
Underwritten by Virginia Surety Co. (rated "A+" by A.M. Best)
Renewable contract with a 3 month minimum purchase
Limited home country coverage included
U.S. Company filed in 48 states
Identification Card issued online
The Atlas
series is offered by MultiNational
Underwriters and
provides medical benefits for U.S. and Non-U.S. citizens and their families
traveling outside of their home country for periods of 15 days up to one year in
the U.S. or two years outside the U.S.
Features... Underwritten by Lloyds of London (rated "A"
Excellent by A.M. Best)
Choose immediate online fulfillment or policy delivery by mail
$50,000 to $1,000,000 policy maximum per person
Deductible options - $100, $250, $500, $1,000, $2,500
Emergency Dental - $100 for Acute Onset of Pain Per Certificate Period
The
TravelGap
series issued by HTH
Worldwide provides
coverage for US residents traveling domestically or overseas.
Features ... Underwritten by (CNA) A rated by AM Best
Single or unlimited trips with no pre-existing condition exclusion and
coverage up to age 84
Covers routine, urgent and emergency treatment
Instant online enrollment and confirmation of coverage
Elite doctor and hospital network in 130 countries
Access to security information worldwide
No deductible available / 100% coinsurance
Additional
Links
Results from search: http://www.skican.com/insurance/default.asp
Skican - Trip Cancellation Insurance
Trip Cancellation Insurance Skican » Trip Cancellation Insurance
Travel Insurance is
as important as your passport and skis.
You may choose to purchase Trip Cancellation Insurance to protect
your payments in the event you have to cancel your vacation because of
a medical emergency, or terrorist activity that makes it impossible to
complete your vacation, or our Comprehensive Coverage which provides protection
before and during your vacation.
Please tell your Skican Representative at the
time of booking that you want to purchase Skican Travel Insurance.
Plan 1: Trip Cancellation
Insurance Before You Travel
Please ask your Skican Representative to explain all the terms,
conditions, limitations and exclusions contained in your Certificate of
Insurance. You are covered the moment you purchase your insurance.
Your benefits include:
Cancellation Protection
Missed Flight
Connection Protection
Upgrade Coverage
INSURANCE COST PER PERSON (Age
75 or under, up to 8 Days Duration)
Tour Cost ($)
Plan 1
Plan 2
CDN
USD
CDN
USD
CDN
USD
Up to $400
Up to $300
$ 35
$26
$ 46
$31
$401-$700
$301-$525
$48
$36
$ 59
$41
$701-$1,000
$526-$750
$ 56
$42
$ 68
$47
$1,001-$1,500
$751-$1,125
$ 76
$57
$ 88
$62
$1,501-$2,000
$1,126-$1,500
$ 96
$72
$ 108
$77
$2,001-$2,500
$1,501-$1,875
$ 118
$89
$ 133
$95
$2,501-$3,000
$1,876-$2,250
$ 138
$104
$ 158
$112
$3,001-$4,000
$2,251-$3,000
$ 172
$129
$ 203
$142
Plan 2 is available up to 7 week
maximum duration. $36CDN/ 24USDper person per week after the first
8 days.
Note on pre-existing
medical conditions
United States Citizens: This policy provides no coverage for pre-existing
medical conditions. However, if you require coverage for your pre-existing
medical condition, please call 1-800-216-3588 to obtain written approval.
Canadian Citizens: A pre-existing medical condition
is covered at 100% provided it has not deteriorated, did not have to be
treated or investigated or have the medication changed in type or dosage,
in the 90 days period if you are age 59 or under or the 1 year period
if you are between age 60 to 75 - immediately preceding the effective
date of your insurance. However, if you require coverage for your pre-existing
medical condition, please call 1-800-216-3588 to obtain written approval.
The Worldwide Emergency
Assistance Hotline
Available 24 hours a day and staffed with multilingual personnel
who will:
Direct you to the nearest doctor or hospital;
Contact friends and relatives;
Replace important documents
Provide financial assistance when necessary;
Upfront payment direct to doctors and hospitals.
Coverage for Sports
and Leisure Activities Enjoyed Throughout Your Holiday
INGLE Life & Health includes coverage for recreational sports
during your Skican Holiday. Whether skiing or snowboarding, you are covered
by your Skican policy. See your Certificate of Insurance for details or
talk to your Skican Representative.
Plan 1 - Before You Travel - Trip Cancellation
CDN
USD
Cancellation Protection
Insured Amount
Insured Amount
Missed Flight
Economy Airfare
Economy Airfare
Connection Protection
$800
$560
Upgrade Coverage
Unlimited
Unlimited
Plan 2: Comprehensive Coverage
In addition to
Trip Cancellation Insurance Before You Travel, you are covered for:
Plan 2 -
Before and During Your Trip - Comprehensive Benefits listed under
Plan 1 plus the following
CDN
USD
Emergency Hospital & Medical
$2,000,000*
$10,000*
Extended Health Care
See Benefits
See Benefits
Hospital Cash ($100/day)
$2,000
$1,400
Trip Interruption
Economy Airfare
Economy Airfare
Unused Land
Insured Amount
Insured Amount
Missed Connection
Economy Airfare
Economy Airfare
Out of Pocket ($150/day)
$1,500
$1,050
Accidental Death & Dismemberment
Air Flight Common Carrier
$100,000
$70,000
Ground & Water Common Carrier
$20,000
$14,000
Other Coverage
$10,000
$7,000
Repatriation
$2,500
$1,750
Family Transportation
Economy Airfare
Economy Airfare
Return of Dependent
Children
Unlimited
Unlimited
Dental Treatment
See Benefits
See Benefits
Return of Vehicle
Unlimited
Unlimited
Flight Delay ($50/12
hours)
$150
$105
Baggage & Personal Effects/
Ski Gear
$3,000
$2,100
Baggage Delay ($50/day)
$500
$350
Ski Equipment Delay
($50/day)
$500
$350
Automatic Extension
of Coverage
* For US residents and
travelers not covered under a Canadian Government Health Insurance
Plan, coverage is limited to in-hospital expenses up to $10,000. Subject
to pre-existing medical conditions and age limits.
TRAVEL INSURANCE CAN ONLY BE PURCHASED at the time of booking your
Skican Holiday. This is an illustration only. For complete details,
please ask your Skican Representative and refer to your Certificate
of Insurance. Underwritten by Ingle Life & Health Assurance Company
and Kingsway General Insurance Company.
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Results from search: http://www.stayaspen.com/misc/travel_insurance.htm
Travel Insurance
Resort
Vacation Protection Plan - Travel Insurance
For an additional
7%, we have designed an exclusive insurance plan to provide broad protection.
The plan protects your travel investment if you need to cancel your trip for
covered reasons prior to departure or if other covered unforeseen circumstance's
arise during your trip. The coverage goes into effect when the premium is paid.
You will receive a Schedule of Coverages with the confirmation invoice for your
booking. The Certificate of Insurance will be included in your final documents.
It will describe all the details applicable to the insurance coverages. Please
call one of our agents to add this protection to your booking 888-649-5982.
Description of
Coverages
Resort cost trip cancellation & interruption Trip cancellation and interruption pays for forfeited, non-refundable, unused
payments or deposits if due to: * Sickness, injury or death of the Insured, a Traveling Companion or Family
Member. * Unforeseeable circumstances such as jury duty, weather, a flat tire, or
involvement in or delay due to a traffic accident on the way to the airport.
Reasons Not Covered: * Carrier caused delays such as mechanical difficulties. * Travel arrangements cancelled by the tour operator, airline, or cruise
line. * Change in plans ("I just don't want to go"). * Normal pregnancy or child birth. * Financial circumstances ("I can't afford to go"). * Business or contractual obligations ("My boss changed my vacation"). * Default by the airline, tour operator, or supplier of travel-related services
or lodging. * Any government regulation or prohibition, war, civil disorder, nuclear
reaction or contamination.
Pre-existing Medical Condition Exclusion Applicable to All Coverages We will not pay for loss or expense incurred as the result of Injury or Sickness
of an Insured or Family Member which manifests itself during the 60 days
immediately preceding and including the Effective Date, unless the condition is
controlled through the taking of prescription drugs or medication and remains
controlled throughout the 60 day period. A sickness has manifested itself when:
(a) medical care or treatment has been given; or (b) there exist symptoms which
would cause a reasonably prudent person to seek diagnosis, care, or
treatment.
The above pre-existing medical condition exclusion will be waived if insurance
is purchased within 24 hours of initial trip payment. You must be medically able
to travel when you pay your premium.
Termination Date:
All coverage ends on the earlier of (a) the date the trip is completed; (b) the
scheduled Trip Completion Date; (c) the Insured's arrival at the Return
Destination on a round trip, or the destination on a one-way trip; (d)
cancellation of the trip covered by the policy. The Effective Date is the date
premium is paid.
For
more detailed information on descriptions, coverage, and policies and
procedures.
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and Virtual Hostels | Reservations | Transportation | Summer | Winter | Links | Groups
Copyright© 1998-1999-2000 by Aspen Central Reservations
Results from search: http://www.worldwidemedicalplans.com/atlasseries.htm
Lloyd's Atlas Travel Insurance for All International Travelers Marketed by Sunburst
Worldwide Insurance Services
S UNBURST Worldwide
Medical Plans
Your current medical insurance
might only cover you as far as
the International Departure Gates. But we can cover you anywhere.
& International Insurance
Services
a division of
Sunburst Insurance & Financial Services
P.O. Box 1016 Clovis, California 93613 USA
Toll Free (U.S.): 1-877-211-3654 Outside of U.S., call 1.559-294-0316 Fax: 928-752-6817
Email: info@worldwidemedicalplans.com
California License
#0B65721
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T o Protect your Tickets, Tour Package,
Cruise, and Luggage, Click here .
In a Hurry? Click Here
Instant Quotes and Online Applications
for International Medical & Life Insurance
BROCHURE, RATES and APPLICATION
Atlas Travel Medical Insurance
Underwritten by Lloyds' of London
Medical Insurance for
Persons Traveling Outside of their Home Country
From 15 days to 12 months of coverage
Perfect for: Foreign Nationals Visiting the United States, US Citizens Traveling Overseas,
International Travelers Interested in Renewable Coverage
Making Travel Worry-Free
Whether you travel for business or pleasure,
international travel involves risk. You may arrive at your destination to find that your
luggage with personal items has disappeared. A personal emergency may necessitate your
early return to your Home Country. A medical emergency may require hospitalization or even
air evacuation. In most cases, your existing insurance will not provide adequate
protection for these and other risks. Without appropriate travel insurance, you may be
exposed to significant financial liability. MultiNational Underwriters, Inc. has designed
The Atlas Series to take the risks out of international travel, so you can have an
enjoyable and productive trip.
Am I Eligible for the Atlas Series?
If you are traveling outside of your Home Country and are
at least 14 days old, you are eligible for coverage. If you are under age 70, you may
select your Overall Maximum Limit, ranging from $50,000 to $1,000,000. If you are age 70
to 79, the Overall Maximum Limit available is $50,000. If you are age 80 or older, the
Overall Maximum Limit available is $10,000. The minimum coverage period is 15 days and the
maximum coverage period is 12 months. You may purchase coverage in a combination of
monthly and 15-day increments, depending on your needs.
When Does Coverage Become Effective and When Does It End?
Your Trip Cancellation coverage becomes effective on the later of:
the date we receive your Application and correct premium, or 10 days prior to your
scheduled departure. The rest of your coverage becomes effective on the later of: the date
we receive your Application and correct premium, the date you depart from your home
country, or the date you request on your Application. Your coverage will end on the
earliest of: the end of the period for which you have paid a premium, the date requested
on your Application, or the date you return to your Home Country (unless you have started
a Benefit Period or are eligible for Home Country Coverage under the Atlas Extra plan).
Does The Atlas Series Provide Any Home Country Coverage?
Yes. Under certain circumstances, the Atlas Series will
provide limited Home Country Coverage. If you have started a Benefit Period while your
insurance under the Atlas Series was in effect, you are covered for medical expenses only
for the duration of the Benefit Period, regardless of whether you are at home or abroad.
Your Benefit Period begins on the date of a covered Illness or Injury, and lasts for 180
days. If you have purchased Atlas Extra and have maintained coverage for at least 6
months, the plan provides Home Country Coverage for up to 30 days if the insurance is
maintained and premiums are paid.
Which Plan Should I Purchase?
If you are a US citizen traveling abroad for 6
months or less, you should purchase Atlas International.
If you are a non-US citizen traveling outside your Home Country for 6 months or less, you
should purchase Atlas America . Regardless of your citizenship, if you are
planning on traveling for 6 months or more, you should purchase Atlas Extra.
Am I
Eligible For The Atlas Series?
If you are traveling outside of your Home Country and
are at least 14 days old, you are eligible for coverage. If you are under age 70, you may
select your Overall Maximum Limit, ranging from $50,000 to $1,000,000. If you are age 70
to 79, the Overall Maximum Limit available is $50,000. If you are age 80 or older, the
Overall Maximum Limit available is $10,000. The minimum coverage period is 15 days and the
maximum coverage period is 12 months. You may purchase coverage in a combination of
monthly and 15-day increments, depending on your needs.
Schedule of Benefits and Limits
Deductibles:
$100,
$250, $500, $1,000 or $2,500 per Certificate Period.
Coinsurance -
Claims incurred in US or Canada:
For the
Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses
after the Deductible, then 100% to the Overall Maximum Limit.
Coinsurance
- Claims incurred outside
US or Canada:
For the
Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible
up to the Overall Maximum Limit.
Hospital Room
and Board:
Average Semi-private room rate, including nursing services.
Intensive
Care Unit:
Usual,
Reasonable and Customary charges
Outpatient
Treatment:
Usual,
Reasonable and Customary charges
All Other Eligible
Expenses:
Usual,
Reasonable and Customary charges.
Acute
Onset of Pre-existing Condition:
Atlas
Extra - $2,500 limit; Atlas International - $1,000 Limit;
Atlas America - No Coverage
Emergency
Dental - Acute onset of pain:
$100
limit per Certificate Period
Local
Ambulance:
Usual,
Reasonable and Customary charges.
Emergency
Evacuation:
Overall
Maximum Limit
Repatriation
of Remains:
Overall
Maximum Limit
Emergency
Reunion:
$10,000
limit per Certificate Period
Trip
Interruption:
$5,000
limit per Certificate Period
Lost Checked
Luggage:
$250
limit per Certificate Period (not subject to Deductible or Coinsurance)
Accidental
Death and Dismemberment:
Death -
$25,000 Loss of 2 Limbs - $25,000 Loss of 1 Limb - $12,500 .Benefits reduce 50% at age 70
and an additional 50% at age 75.
Common Carrier
Accidental Death:
$50,000
Hospital
Pre-Certification Penalty:
50% of
Eligible Medical Expenses.
Optional
Hazardous Sports Rider:
$25,000
limit
Return
of Minor Children
$5,000
limit
Physical
Therapy
$50 per
visit
Overall Maximum Limit per Certificate Period (includes all benefits except
Accidental Death and Dismemberment and Common Carrier Accidental Death):
Age 14 days to 69 - $50,000, $100,000, $250,000,
$500,000 or $1,000,000.
Age 70 to 79 - $50,000
Age 80 or older - $10,000.
What Is Covered?
All benefits, except Lost Checked
Luggage, Accidental Death & Dismemberment and Common Carrier Accidental Death, are
subject to the Deductible and Coinsurance. Policy Limits apply to all benefits:
Medical:
Inpatient and Outpatient charges made by a
Hospital.
Charges made by a
Physician, surgeon, radiologist, anesthesiologist, and any other medical specialist to
whom the Physician has referred the case.
Charges made for dressings,
sutures, casts or other supplies prescribed by the attending Physician or specialist.
Charges for diagnostic
testing using radiology, ultrasonographic or laboratory services.
Charges for oxygen and
other gases and anesthetics and their administration. Charges for prescription drugs, for
treatment of a covered Injury or Illness, but not for the replacement of lost, stolen,
damaged, expired or otherwise compromised drugs.
Charges made by a licensed
Extended Care Facility upon direct transfer from an acute care Hospital.
Emergency local ambulance
transport incurred in connection with Injury or Illness resulting in hospitalization.
Emergency Dental:
Emergency
Dental treatment and Dental surgery necessary to restore or replace sound natural teeth
lost or damaged in an Accident which is covered under this insurance.
Emergency Dental treatment
necessary to resolve acute, spontaneous and unexpected onset of pain.
Emergency Evacuation:
If recommended by your
attending Physician, who certifies that Evacuation is necessary to safeguard your life and
that Medically Necessary treatment is not available locally, and if approved in advance
and coordinated by MultiNational Underwriters, Inc., the Atlas Series will provide the
following benefits: emergency air and ground transportation to the nearest Hospital that
is qualified to provide the Medically Necessary treatment.
Emergency Reunion:
In the event of a covered Emergency Evacuation, the Atlas
Series will provide the following benefits: The cost of an economy round trip air or
ground transportation ticket for one of your relatives (parent, spouse, sibling or child
age 18 or older) for transportation to the area where you are hospitalized following
Emergency Evacuation, and reasonable expenses for lodging and meals for your relative, for
a period not to exceed 10 days.
Trip Cancellation:
If, after you have departed, you learn of the death of a
parent, spouse, sibling or child, or you learn of the substantial destruction of your
Principal Residence by fire or weather, the Atlas Series will provide the following
benefit: the cost of an economy one way air or ground transportation ticket for you to the
area of your Principal Residence.
Repatriation of Remains:
In event of a covered Injury or Illness resulting in your
death, the Atlas Series will provide the following benefit: air or ground transportation
of bodily remains or ashes to the area of your Principal Residence, and reasonable costs
of preparation of your remains necessary for transportation.
Lost Checked Luggage:
In the event your checked luggage is permanently lost by the
carrier, the Atlas Plan will provide the following benefit: replacement of clothes and
personal hygiene items, not to exceed $50 for any one item. You must file a formal claim
with the transportation provider, and provide the Plan Administrator with copies of all
claim forms, and proof that the transportation provider has paid you its normal
reimbursement for the lost checked luggage.
Accidental Death and Dismemberment:
In the event of your Accidental Death
(except while traveling on a common carrier) or Dismemberment resulting from a covered
Injury, the Atlas Series will provide the following benefit:
Accidental Death -
Principal Sum of $25,000 to the Beneficiary designated on your Application. The Principal
Sum shall reduce by 50% (to $12,500) if you are age 70 to 74 at time of Death, and an
additional 50% (to $6,250) if you are age 75 or older at time of Death.
Accidental Dismemberment
Loss of 2 or more eyes or
limbs - Principal Sum of $25,000 to you.
Loss of 1 eye or limb -
One-half of the Principal Sum ($12,500) to you. The Principal Sum(s) shall reduce by 50%
if you are age 70 to 74 at time of Dismemberment, and an additional 50% if you are age 75
or older at time of Dismemberment.
Common Carrier Accidental Death:
In the event of
your accidental death while traveling on board a commercial common carrier, the Atlas
Series will provide the following benefit: Principal Sum of $50,000 to the Beneficiary
designated on your Application.
What Is Excluded?
The
following charges, treatments, surgeries, medications, conditions and circumstances:
Pre-existing
Conditions - Charges resulting directly or indirectly from any Pre-existing Condition are
excluded from this insurance, except, if you purchase Atlas Extra, you are covered for
charges resulting from an Acute Onset of a Pre-existing Condition, up to the limit set
forth in the Schedule of Benefits and Limits. A Pre-existing Condition is any Illness,
Injury or medical condition or chronic or recurring Illness or Injury or medical
condition, including any associated complications or consequences, which existed during
the 5 years immediately preceding your effective date. An Acute Onset is a sudden and
unexpected outbreak or recurrence of a Pre-existing Condition, which occurs spontaneously
and without advance warning either in the form of Physician recommendations or symptoms.
Treatment for or related to
any congenital condition.
Pregnancy, child birth,
birth control, artificial insemination, infertility, impotency or sexual dysfunction,
sterilization or reversal thereof.
Mental or Nervous Disorders
or Substance Abuse.
Not incurred during the
Certificate Period or the applicable Benefit Period, and charges which are not presented
to Underwriters for payment within 60 days from the end of the Certificate Period or the
applicable Benefit Period.
Charge for use of Emergency
room for treatment of Illness unless the patient is directly admitted to the Hospital as
Inpatient for further treatment of that Illness.
Not Medically Necessary and
administered or ordered by a Physician.
Provided at no cost, or by
a family member, or by a person who ordinarily resides with you, or which are attributable
to or recoverable from any other party including government sponsored plans.
Charges which exceed Usual,
Reasonable and Customary.
Investigational,
Experimental or for Research purposes.
While confined primarily to
receive Custodial Care, Educational or Rehabilitative care.
Venereal Disease, AIDS or
ARC.
Dental treatment, including
treatment of the temporomandibular joint, except for Emergency Dental treatment necessary
to replace sound natural teeth lost or damaged in an Accident covered hereunder or for the
relief of Acute, spontaneous and unexpected onset of pain.
Eyeglasses, contact lenses,
hearing aids, hearing implants, eye refraction, visual therapy, orthoptics or visual eye
training or eye surgery (including cataract surgery and radial keratotomy) or for any
examination or fitting related to these devices or procedures.
Injury sustained while
taking part in the following activities: Amateur or professional sports or athletics,
except this does not include Amateur sports or athletics which are non-contact and
undertaken solely for leisure, recreational, entertainment or fitness purposes unless such
sports or athletics are otherwise excluded by this provision. The following are excluded:
mountaineering where ropes or guides are normally used or at elevations of 4,500 meters or
higher. Aviation, except when traveling solely as a passenger in a commercial aircraft.
Hang gliding, sky diving, parachuting or bungee jumping; Snow skiing or snowboarding,
except for recreational downhill and/or cross-country snow skiing or snowboarding (no
cover provided whilst skiing away from prepared and marked in-bound territories and/or
against the advice of the local ski school or local authoritative body); Racing by any
animal or motorized vehicle; and spelunking; and subaqua pursuits involving underwater
breathing apparatus unless NAUI/PADI certified, accompanied by a certified intructor, and
at depts of less than 10 meters; jet skiing; and Any other sport or athletic activity
which is undertaken for thrill seeking and exposes you to abnormal or extreme risk of
Injury.
Injury sustained while
under the influence of or due wholly or partly to the effects of intoxicating liquor or
drugs other than drugs taken in accordance with treatment prescribed and directed by a
Physician but not for the treatment of Substance Abuse.
Willfully self-inflicted
Injury or Illness and immunizations and Routine Physical Exams.
The Deductible, and
Coinsurance and charges which are not included as Eligible Expenses as described in the
Master Policy, and charges which exceed the policy limits.
Treatment required as a
result of complications or consequences of a treatment or condition not covered hereunder.
Charges for travel or
accommodations, except as provided for in the Local Ambulance, Emergency Medical
Evacuation, Repatriation of Remains, Emergency Reunion and Trip Cancellation sections of
this insurance.
Treatment incurred as a
result of exposure to non-medical nuclear radiation and/or radioactive material(s).
Organ or tissue transplants
or related services.
War, insurrection, riot or
any variation thereof.
Treatment by a
Chiropractor.
What If I Plan to Participate in
a Sport or Athletic Activity that is Excluded?
The Optional Hazardous Sports Rider
is available for the adventurous traveler. This Rider adds coverage for the Amateur
sports, listed in exclusion #14. The maximum policy limit for Injuries under this Rider is
$25,000 and the Accidental Death and Dismemberment benefit is deleted during the course of
the activity.
What If I Have an Acute Onset of a
Pre-Existing Condition?
If you purchase
Atlas Extra, you are covered up to $2,500;or Atlas International, you are covered up to
$1,000 for a sudden and unexpected outbreak or recurrence of a Pre-existing Condition,
which occurs spontaneously and without advance warning either in the form of a Physician
recommendation or symptoms, and which occurs while this coverage is in effect.
What Are the Pre-Certification
Requirements?
All hospitalizations,
Emergency Evacuations, Emergency Reunions, Trip Cancellation, and Repatriation of Remains
must be Pre-certified. Simply call, or have your Physician call, MultiNational
Underwriters, Inc. with all information relative to your claim. Be sure to have your ID
number available. If you do not Pre-certify, medical expenses will be reduced by 50%, and
all other expenses will be forfeited.
Premium Tables
For Insurance Effective Through December 31, 2002
Atlas
International --
US Citizens Traveling
Abroad
Option 1
$50,000
Option 2
$100,000
Option 3
$250,000
Option 4
$1,000,000
Age
One
Month
15
Days
One
Month
15
Days
One
Month
15
Days
One
Month
15
Days
18-29
$35
$18
$41
$21
$45
$23
$51
$26
30-39
$41
$21
$47
$24
$59
$30
$69
$35
40-49
$65
$33
$75
$38
$80
$40
$90
$45
50-59
$106
$53
$119
$60
$126
$63
$143
$72
60-64
$131
$66
$146
$73
$186
$93
$205
$103
65-69
$165
$83
$185
$93
$195
$98
$230
$115
70-79
$208
$104
N/A
N/A
N/A
N/A
N/A
N/A
80+*
$420
$210
N/A
N/A
N/A
N/A
N/A
N/A
Dependent
child
$20
$10
$24
$12
$35
$18
$38
$19
Child alone
$35
$18
$40
$20
$44
$22
$49
$25
*$10,000 Limit
Atlas America --
Non-US Citizens Traveling
Outside Home Country
Option 5
$50,000
Option 6
$250,000
Option 7
$500,000
Age
One
Month
15
Days
One
Month
15
Days
One
Month
15
Days
18-29
$51
$26
$69
$35
$76
$38
30-39
$66
$33
$88
$44
$98
$49
40-49
$96
$48
$130
$65
$146
$73
50-59
$131
$66
$174
$87
$198
$99
60-64
$158
$79
$237
$119
$250
$125
65-69
$200
$100
$277
$139
$278
$139
70-79
$235
$118
N/A
N/A
N/A
N/A
80+*
$417
$209
N/A
N/A
N/A
N/A
Dependent
child
$30
$15
$36
$18
$41
$21
Child
alone
$50
$25
$70
$35
$73
$37
*$10,000 Limit
Atlas Extra
Minimum Purchase is 6 months.
US Citizens
All Others
Option 8
$500,000
Option 9
$1,000,000
Option 10
$500,000
Option 11
$1,000,000
Age
One Month
One Month
One Month
One Month
18-25
$38
$44
$58
$68
26-29
$43
$48
$67
$76
30-39
$56
$60
$72
$82
40-49
$72
$81
$123
$138
50-59
$121
$131
$186
$205
60-64
$152
$164
$214
$238
65-69
$158
$170
$236
$263
70-79*
$375
N/A
$450
N/A
80+**
$375
N/A
$450
N/A
Dependent child
$26
$28
$32
$43
Child alone
$38
$43
$60
$70
How Do I Apply? It's easy. Just print and complete the
following application.
Mail the completed form,
along with your payment, to:
Sunburst Insurance & Financial
Services
P.O. Box 1016, Clovis,
CA 93613
If paying by credit
card, you may fax your application to 1 - 928-752-6817
(Our fax machine opens to receive applications 24/7)
All
checks must be issued from a US bank .
Please make check payable to MultiNational Underwriters, Inc. (MUI)
APPLICATION:
Before submitting an application for this plan,
please read the brochure carefully.
Please make sure
your application is legible. Thank you.
Please Print your Name (as you would like it to appear on your ID card):
(Last)
(First)
(Middle)
Passport
#:
Send
Certificate of Insurance to:
Name:
Address:
Telephone:
Fax:
Requested
Effective Date:
Date of
Departure:
Date of
Return to Home Country:
Country
of Citizenship:
Countries
to be visited:
Name of
Beneficiary:
(Note: You will be the Beneficiary for spouse and dependent children included on this
Application.)
ATLAS INTERNATIONAL
Option #1
Option #2
Option #3
Option #4
ATLAS AMERICA
Option #5
Option #6
Option
#7
ATLAS EXTRA
Option #8
Option #9
Option #10
Option #11
HOW DO I CALCULATE MY PREMIUM? Follow these instructions:
1. Select One Plan and One
Option:
2. List the names of individuals to be covered, and the appropriate premium for the Plan
and Option selected:
Name
Date of Birth
Monthly
Premium
15 day Premium
Applicant:
Spouse:
Child:
Child:
Subtotal:
A. $
B. $
A.$ __________
(from above)
X
__________
(number of months)
=
C.$ __________
C.$ __________
+
B.$ __________
(from above)
=
D.$ __________
D.$ __________
X
__________
(Deductible Factor)
=
F.$ __________
F.$ __________
(Optional Hazardous
Sports Rider)
X
1.12
=
G.$ __________
G.$ __________
X
1.10
Optional Home Country Rider.
Available only when purchasing a minimum
of 3 months.
=
H.$ __________
H:$_________________
+ Optional Overnight
charge
I:$______________
To US Address: $15.00
== ToTal Payment
To Non-US Address: $25.00
________________________________________________________________________________________
All Products - Deductible Factors :
$100
- 1.10
$250 - 1.00
$500 - .95
$1000 - .85
$2500 - .75
4. If you are purchasing the
Hazardous Sports Rider, please describe the activities for which you are seeking coverage:
Payment Mode:
Check/Money Order
MasterCard
Visa
American Express
Credit Card #:
Expiration Date:
Name as it appears
on card:
Signature:
Daytime Phone #:
Billing Address:
6. Read and sign below
I hereby apply for membership in the Atlas/International Citizen Group Insurance Trust,
for the insurance provided to members by Lloyd's. I understand that this is not a general
health insurance policy and that it is intended for use in the event of a sudden and
unexpected event while I am traveling outside of my Home Country. I understand that
Pre-existing Conditions are not covered. I understand this insurance contains a
Pre-certification Penalty, and other restrictions and exclusions. I understand this
insurance is not renewable and successive periods of insurance will require
re-satisfaction of the Deductible and Coinsurance. I understand that the information
contained herein is a summary of the Master Policy, and that I may obtain a complete copy
of the Master Policy upon request. I understand that Lloyd's operates as an approved but
non-admitted insurer in all states of the United States except Illinois and Kentucky where
they are admitted. As such, claims under this insurance may not be made against any state
guaranty fund. If signed by an agent of the Applicant, the undersigned warrants his/her
capacity to so act. By acceptance of coverage, the Applicant ratifies the authority of the
signatory to bind him/her. The undersigned authorizes any doctor, medical practitioner,
hospital, clinic, health facility, pharmacy, government agency, insurance agency,
insurance company, group policyholder or insurance or benefit administrator or any other
entity having information as to the care, advice, treatment, diagnosis or physical or
mental condition of any person listed on this Application to release said information to
MultiNational Underwriters, Inc.
Signature of Applicant (or Guardian) :_______________________
Date: __________ Signature of Spouse: _______________________ Date: __________
Producer Number: 99256
Producer
Name: JoAnne N. Green
Company Name:
Sunburst Insurance & Financial Services
Address:
P.O. Box 1016
City: Clovis
State: CA
Postal Code:
93613
Country: USA
Telephone:
559-294-0316
Fax:
928-752-6817
E-mail: sunburst@worldwidemedicalplans.com
Signature:
If you
have any questions or concerns about our plans, please contact us
info@worldwidemedicalplans.com
or call 877-211-3654 or 559-294-0316
If paying by credit
card, you may fax your application to 1 - 928-752-6817
( Our fax machine opens 24/7 to receive applications. )
*****
List of Insurance Plans | Request
Quote | Privacy Pledge | Home Page
S UNBURST Worldwide Medical Plans
a division
of
Sunburst Insurance & Financial Services
P.O. Box 1016 Clovis, California 93613 USA
Toll Free (U.S.): 1-877-211-3654 Outside of U.S., call 1.559-294-0316 Fax: 928-752-6817
Email: sunburst@worldwidemedicalplans.com
Copyright
©1999- 2002 by Sunburst Insurance & Financial Services.
Warning: All of the pages on this site are protected
under U.S. and International copyright laws.
Reproduction by any means or for any purpose, except as specified on certain pages, is not
allowed without
the express written permission of the copyright owner.
Results from search: http://www.internationaltravelinsurance.com/
International TRAVEL Health Insurance Long-term major medical insurance for U.S. citizens living outside the U.S.
| | Home | |
Travel Insurance FAQ | | Claims
|
| What Is Covered? | | Exclusions |
|
Over Age 75 Click Here
International Travel is exciting. But what would happen if you or one of your family members became ill or injured while away from home? You need adequate insurance coverage and support services. It may be as simple as finding a qualified, English-speaking doctor or as difficult as requiring an emergency air ambulance evacuation from an accident site. Chances are, your insurance will not perform in such cases. We can represent all of the major travel insurance companies available, both online and those that are currently NOT available on the web.
More often than not, we recommend
The Patriot Series
15 days to 24 months of coverage.
5 deductibles to choose from.
80% coverage to $5,000, 100% thereafter.
Special coverage is available for sports, home country coverage, dental,
lost luggage, trip cancellation, Common Carrier disaster, and AD&D.
Patriot International - For US citizens traveling abroad. Short term coverage for US citizens traveling abroad for work or pleasure. Coverage periods are from 15 days to one year. Coverage to $1,000,000.
Patriot America - For Non - US citizens traveling outside their country of citizenship. Short term coverage for non-US citizens traveling to the US or another country for work or pleasure. Coverage periods are from 15 days to one year. Coverage to $500,000.
ExPatriot Plus - For US and non-US citizens. Long term coverage for travelers of all nationalities who will be outside their country of citizenship for more than six months and up to two years. Coverage to $1,000,000.
What is Covered?
What is Excluded?
How do I file a Claim?
FAQs (Frequently Asked Questions)
What Makes Your Company Different?
Why Buy Travel Insurance?
Is Using a Credit Card Online Safe?
Am I Eligible for The Patriot Series?
When Does Coverage Become Effective and When Does It End?
Does The Atlas Provide Any Home Country Coverage?
How is "Home Country Defined"?
Which Plan Should I Purchase?
Who Is The Plan Administrator?
Who Is The Insurer?
What If I Plan to Participate in a Sport of Athletic Activity that is Excluded?
What If I have an Acute Onset of a Pre-existing Condition?
What Are the Pre-Certification Requirements?
What is the Dental Benefit?
What is the Lost luggage benefit?
What is the Trip Cancellation benefit?
What is the Common Carrier disaster benefit?
For additional information:
information@internationaltravelinsurance.com
InternationalTravelInsurance.com
800 472-5005 phone
248 299-4747 fax
Results from search: http://www.newadventures.com/insurance/Default.htm
Travel Insurance
Travel
Insurance.
New Adventures
is pleased to offer Travel Insurance from Insure America, a division of Travel
Guard.
The actual cost depends on the cost of the trip; for a typical trip costing
$1600 per person the premium for the Comprehensive Plan would be $119 per person. As of this writing,
the Comprehensive Plan is only available to North American residents and
only to those who have purchased their travel from us.
Our Agents will discuss your
options with you.
Why Buy Travel Insurance?
Comprehensive Plan Description of Coverage
WHY BUY TRAVEL INSURANCE?
The following is a summary of some of the claims
which have paid.
TRIP COST TRIP
CANCELLATION & INTERRUPTION
Client cancelled trip due to sudden death of sister - Insure America paid
$3,589.70.
Client cancelled trip due to ruptured appendix of 14 year old daughter Insure America
paid $1,912.85.
78 year old female injured in a car accident prior to trip. Doctor advised her not to
travel due to injuries sustained - Insure America paid $441.
TRAVEL DELAY
A 75 year old female fell on stairs at Rock of
Cashel, suffered three fractured ribs,
missed a tour and had to take a cab to catch up to group - Insure America paid
$262.76 for travel delay, trip interruption and medical expenses.
BAGGAGE & TRAVEL
DOCUMENTS
Baggage was damaged by the airlines - Insure America paid $233.
Baggage was damaged and could not be repaired - Insure America paid $225.
MEDICAL EXPENSE
A 75 year old female experienced gastric problems during trip
- Insure America paid $1,701.26.
Young male involved in a car accident on second day of trip while in Ireland. Doctor
requested medical escort, so we flew his father home with him - Insure America paid
$2,719.11 for travel delay, trip interruption and medical expenses.
BAGGAGE DELAY
Bags delayed 2 days, client purchased personal items - Insure America paid $60.58.
Bags delayed more than 12 hours, client purchased personal items
- Insure America paid $130.
EMERGENCY MEDICAL
TRANSPORTATION
A 73 year old female fell on tour bus injuring knee - Insure America paid $6,239.40
for emergency assistance, trip delay, trip interruption and medical expenses.
QUESTIONS?
Please call toll-free
1-888-826-1300 and reference Product Number 007252
Representatives are available to answer your questions 24 hours a day, 7 days a
week.
DON'T FORGET TO PROTECT
YOUR TRAVEL INVESTMENT!
COMPREHENSIVE
PLAN
DESCRIPTION OF COVERAGE
(currently only
available to North American residents)
TRIP COST TRIP CANCELLATION &
INTERRUPTION
Trip Cancellation and Interruption pays for forfeited, non-refundable, unused payments
or deposits if due to:
Unforeseeable sickness, injury or death of Insured, a traveling companion or family
member
Unforeseeable circumstances such as jury duty, weather, a flat tire, or involvement in
or delay due to a traffic accident, and/or public transportation strike.
Reasons not covered:
Carrier caused delays such as mechanical difficulties (covered under Travel Delay)
Travel arrangements cancelled by the tour operator, airline or cruise line.
Change in plans ("I just don't want to go").
Normal pregnancy or childbirth.
Financial circumstances ("I can't afford to go").
Business or contractual obligations ("My boss changed my vacation").
Any government regulation or prohibition, war, civil disorder, nuclear reaction or
contamination.
$500 TRAVEL DELAY - 12 hours or
more
Pays up to $100 a day for additional accommodations and traveling expenses if due to:
Carrier delay such as mechanical difficulties or weather.
Lost passport, traveler's checks or travel documents. Natural disasters.
Injury or sickness of Insured or traveling companion
$1,000 BAGGAGE & TRAVEL DOCUMENTS
Primary coverage - no need to present a claim to another carrier such as
Homeowner's. No deductibles.
Covers loss due to unauthorized use of credit cards if Insured has complied with credit
card conditions.
Pays for administrative fees to reissue lost or stolen tickets.
Coverage for theft and mysterious disappearance.
Coverage for cameras, musical instruments, breakage of brittle or fragile articles.
$100 BAGGAGE DELAY
Pays for the purchase of essential items if your bags are delayed for more than 24
hours.
$10,000 MEDICAL EXPENSE
Coordination of benefits (co-insurance, deductibles)
No daily limits or deductibles.
Pays for emergency dental expenses while on your trip
$20,000 EMERGENCY MEDICAL
TRANSPORTATION
Evacuation to nearest medical facility.
Up to $5,000 for medical escort.
Transportation of remains upon death.
$25,000 ACCIDENTAL DEATH &
DISMEMBERMENT
Covers death and loss of limb or eyesight within 180 days of accident.
$25,000 PRIMARY COLLISION DAMAGE
WAIVER (Optional Coverage)
Collision and comprehensive coverage for any damage that the car rental contract holds
the insured responsible for.
Primary Coverage; No deductibles
PRE-EXISTING MEDICAL
CONDITION EXCLUSIONS
We will not pay for loss or expense incurred as the result of Injury or
Sickness of an Insured or Family member which manifests itself during the 60 days
immediately preceding and including the Effective Date, unless the condition is controlled
through the taking of prescription drugs or medication and remains controlled throughout
the 60 day period. A sickness has manifested itself when (a) medical care or treatment has
been given, or (b) there exist symptoms which would cause a reasonably prudent person to
seek diagnoses, care or treatment.
The Pre-Existing
Medical Condition Exclusion will be waived if insurance is purchased within 24 hours of
initial deposit.
TRAVEL GUARDT
ASSISTANCE - This is a service benefit.
Advancement of funds to cover on-site medical expenses.
Telephone interpretation services in major languages.
Replacement of lost passport and other incidentals as may be required.
Assistance to locate local physicians, dentists or medical facilities.
Professionals will monitor your condition and contact your personal physician.
Evacuation to a hospital, treatment facility or back home.
24-hour emergency hotline.
Termination date:
All coverage
ends on the earlier of: (a) the date the trip is completed; (b) the scheduled Trip
Completion Date; (c) the Insured's arrival at the Return Destination on a round trip,
or the destination on a one-way trip; (d) cancellation of the trip covered by the policy.
The Effective: The policy goes into effect at 12:01 a.m. on the day of the postmark,
telephone purchase or fax transmission date to TRAVEL GUARD. We reserve the right to
reject application.
Copyright
2002 Phil
Carta's New Adventures, Inc. All rights reserved.
No part of this web site may be used or reproduced in any form or by any
means, or
stored in a database or retrieval system, without prior
written permission.
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