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INTERNATIONAL HEALTH INSURANCE
UNFORTUNATE NECESSITY
If you follow one of our insurance links, please come back!
We recommend health insurance when traveling overseas. Over 900,000 Americans
require emergency medical assistance away from home. Injuries or illness overseas
can be very scary. In lands that time forgot, proper insurance can be a life and
death matter.
On short Walkabouts, and if you work for a corporation, first check to see if
you're covered overseas by your regular health insurance policy. If you are, and
traveling to less developed countries, we also recommend purchasing an inexpensive
policy that covers emergency evacuation and acts as an intermediary in dealing
with foreign health care providers.
If you're a student, recent graduate, or a
teacher, and purchase an identity card from
Council on International Educational
Exchange (CIEE) you are automatically covered by a basic policy, including
sickness, accident, and evacuation. The card itself is worth the cost (under $20)
because of the discounts available worldwide at museums, etc. However, the
insurance coverage is basic, with only $3,000 accident related medical
reimbursement and $100/day for 60 days illness protection. Emergency Medical
Evacuation coverage is $25,000. (CIEE, 205 East 42nd Street, New York, NY 10017
or check the phone book for a local Council Travel office. Council Travel also
specializes in cut-rate airline fares for students.)
If you're self-employed and insured, also check your policy. Self-employed health
coverage tends to offer good coverage due to the international nature of
entrepreneurs in the global age.
HighwayHealth.com sells a large variety of policies that fit just about any traveller's need, and in fact they are the sponser of this page.
An excellent policy is administered by Wallach and Company. It is a serious health policy,
with coverage up to US$500,000 for accidents and sickness. It also includes
medical evacuation coverage. There are exclusions, however, including
pre-existing conditions. Also, coverage is very limited in your home country.
(The policy was not meant to substitute for health coverage at home.) Coverage
for a married couple begins at about $150/month, but can vary depending on your
age, itinerary, etc. Walkabouts in the third world cost more, for example.
Champion Insurance Advantage (800) 643-4675
works with Wallach and Company. They also offer policies for international visitors to the USA, and long-term coverage for individuals from any country traveling outside their home country.
Other international health carriers include TravMed (800-732-5309) which offers $100,000 coverage at $3.50 a day, but with a maximum of 70 days per Walkabout. ASA Incorporated
(602-968-0440) offers both international health and disability insurance, but only
gives individual quotes.
Whether you choose to get insurance or not, all travellers should join
IAMAT. (International Association for Medical Assitance to Travellers.) IAMAT is a non-profit organization dedicated to the gathering and dissemination of health information worldwide for the benefit of travellers and to assist them to find qualified medical care overseas. IAMAT offers its members a membership card, a directory of English speaking physicians who have agreed to treat members for a set fee schedule, and frequently updated publications on immunizations, malaria and other tropical diseases, and more. Membership is free to any traveller, but donations are appreciated. (716) 754-4883.
AllTripInsurance.com offers about every kind of insurance, from health to travel cancellation and everything in between.
Although not a health insurance plan,
International SOS Assistance (800-523-8930) offers similar coverage
for the less regular traveler, beginning at $55.00 for an individual traveling two
weeks. CSA sells insurance to cover you if you cannot go on a tour you have booked.
Walkabout Travel Gear doesn't endorse any of the insurance plans mentioned. (But does recommending joining IAMAT .) We're just
trying to help. We recommend shopping around and thoroughly reading both the big
and little print of any policy you choose. And be careful while exploring the
planet.
Back to Health page
Walkabout Travel Gear Home Page
Results from search: http://travel.state.gov/medical.html
Medical Information for Americans Abroad
Medical Information for Americans Traveling Abroad
U.S. Department of State
Bureau of Consular Affairs
If an American citizen becomes seriously ill or injured abroad, a U. S. consular officer can assist in
locating appropriate medical services and informing family or friends. If necessary, a consular
officer can also assist in the transfer of funds from the United States. However, payment of
hospital and other expenses is the responsibility of the traveler.
Before going abroad, learn what medical services your health insurance will cover overseas. If
your health insurance policy provides coverage outside the United States, REMEMBER to carry
both your insurance policy identity card as proof of such insurance and a claim form. Although
many health insurance companies will pay "customary and reasonable" hospital costs abroad, very
few will pay for your medical evacuation back to the United States. Medical evacuation can
easily cost $10,000 and up, depending on your location and medical condition.
THE SOCIAL SECURITY MEDICARE PROGRAM DOES NOT PROVIDE COVERAGE
FOR HOSPITAL OR MEDICAL COSTS OUTSIDE THE U.S.A.
Senior citizens may wish to contact the American Association of Retired Persons for information
about foreign medical care coverage with Medicare supplement plans.
To facilitate identification in case of an accident, complete the information page on the inside of
your passport providing the name, address and telephone number of someone to be contacted in
an emergency.
A traveler going abroad with any preexisting medical problems should carry a letter from the
attending physician, describing the medical condition and any prescription medications, including
the generic name of prescribed drugs. Any medications being carried overseas should be left in
their original containers and be clearly labeled. Travelers should check with the foreign embassy
of the country they are visiting to make sure any required medications are not considered to be
illegal narcotics.
A listing of addresses and telephone numbers of U.S. embassies and consulates
abroad is contained in Key Officers of Foreign Service Posts .
This publication may be obtained through the Superintendent of Documents, U.S.
Government Printing Office, Washington, DC 20402. Also available from the Government
Printing Office is Health
Information for International Travel by the Centers for Disease Control
and Prevention (CDC). This contains a global rundown of disease and immunization
advice and other health guidance, including risks in particular countries. For
additional health information, the CDC maintains the international travelers
hotline at 1-877-FYI-TRIP (1-877-394-8747), an automated faxback service at
1-888-CDC-FAXX (1-888-232-3299) and a home page on the Internet at http://www.cdc.gov .
For detailed information on physicians abroad, the authoritative reference is The Official ABMS Directory of
Board Certified Medical Specialists published for the American Board of Medical Specialists and its certifying
member boards. This publication should be available in your local library. U.S. embassies and
consulates abroad maintain lists of hospitals and physicians. Major credit card companies also can
provide the names of local doctors and hospitals abroad.
Some countries require foreign visitors to have inoculations or medical tests before entering.
Before traveling, check the latest entry requirements with the foreign embassy of the country to
be visited.
Several private organizations will provide medical information and insurance for overseas
travelers. Most charge a fee for this service. The following is provided FOR
INFORMATIONAL PURPOSES ONLY and in no way constitutes an endorsement, expressed
or implied, by the Department of State.
AIR AMBULANCE / MED-EVAC
U.S.-based Companies
ACADIAN AMBULANCE & AIR MED SERVICE, INC.
Lafayette, LA
800-259-3333
ADVANCED AIR AMBULANCE
Miami, FL
800-633-3590 / 305-232-7700
AAA - AIR AMBULANCE AMERICA
Austin, TX
800-222-3564 / 512-479-8000
AIR AMBULANCE CARE FLIGHT INTERNATIONAL,
INC.
Clearwater, FL
800-282-6878 / 1-727-530-7972 (international)
AIR AMBULANCE NETWORK
Sarasota, FL
800-327-1966
AIR AMBULANCE PROFESSIONALS
Fort Lauderdale, FL
800-752-4195 / 954-491-0555
AirEvac
Phoenix, AZ
800-421-6111
AIR MEDIC - AIR AMBULANCE OF AMERICA
Washington, PA
800-245-9987
AIRescue INTERNATIONAL
Van Nuys, CA
800-922-4911 / 818-994-0911
AIR RESPONSE
Orlando, FL
800-631-6565 / 303-858-9967
AIR STAR INTERNATIONAL
Thermal, CA
877-570-0911 / 800-991-2869
e-mail: AirStar1@aol.com
AMERICAN CARE, INC.
San Diego, CA
800-941-2582 / 619-486-8844
AMERICAN JET AIR MEDICAL
Houston, TX
888-I-FLY-AJI / 713-641-9700
CRITICAL AIR MEDICINE
San Diego, CA
800-247-8326 / 619-571-0482
CRITICAL CARE MEDFLIGHT
Lawrenceville, GA
800-426-6557
GLOBAL CARE / MEDPASS
Alpharetta, GA
800-860-1111
INFLIGHT MEDICAL SERVICES INTERNATIONAL INC.
Naples, FL
800-432-4177 / 941-594-0800
INTERNATIONAL SOS ASSISTANCE
Philadelphia, PA
800-523-8930 / 215-244-1500
Also provides travel insurance services.
MED ESCORT INTERNATIONAL INC.
Allentown, PA
800-255-7182 / 610-791-3111
MEDEX ASSISTANCE CORPORATION
Timonium, MD
888-MEDEX-00 / 410-453-6300 (call collect)
(Also provides travel insurance services.)
MEDJET ASSISTANCE
Birmingham, AL
1-800-963-3538
MEDJET INTERNATIONAL, INC.
Birmingham, AL
800-356-2161 / 205-592-4460
MEDWAY AIR AMBULANCE
Lawrenceville, GA
800-233-0655
MERCY MEDICAL AIRLIFT
Manassas, VA
800-296-1217
(Service area: Caribbean and part of Canada only. If necessary, will
meet commercial incoming patients at JFK, Miami and other airports.)
NATIONAL AIR AMBULANCE
Ft. Lauderdale, FL
800-327-3710 / 305-525-5538
SMARTRAVEL
Alexandria, VA
800-730-3170 / 703-379-8645
Provides a range of travel medicine services.
TRAVEL CARE INTERNATIONAL, INC.
Eagle River, WI
800-524-7633 / 715-479-8881
TRAVELERS EMERGENCY NETWORK
Tierra Verde, FL
800-ASK-4-TEN
e-mail: ten@intrex.net
Foreign-based Companies
AEA INTERNATIONAL
Singapore
U.S. Phone: 800-468-5232
Service worldwide, also provides travel insurance services
AUSTRIAN AIR AMBULANCE
Vienna, Austria
43-1-40-144
EURO-FLITE LTD.
Helsinki International Airport
Vantaa, Finland
358-9-870-2544
EUROPASSISTANCE
Johannesburg, South Africa
27-11-315-3999
GERMAN AIR RESCUE (DRF)
Filderstadt, Germany
49-0711-7007-0
e-mail: alarmzentrale@drf.de
MEDIC'AIR
Paris, France
331-41-72-14-14
TYROL AIR AMBULANCE
Innsbruck, Austria
43-512-22422
TRAVEL INSURANCE COMPANIES
ACCESS AMERICA, INC.
Richmond, VA
866-807-3982
AIGAssist
American International Group, Inc.
New York, NY
800-382-6986
ASA, INC.
International Health Insurance
Phoenix, AZ
888-ASA-8288
AXA ASSISTANCE
Bethesda, MD
301-214-8200
CLEMENTS INTERNATIONAL
Washington, DC
800-872-0067 / 202-872-0060
http://www.clements.com
e-mail: info@clements.com
GATEWAY
Seabury & Smith
Washington, DC
800-282-4495 / 202-457-7707
e-mail: gateway.dc@seabury.com
HEALTH CARE GLOBAL
(also known as MEDHELP or WALLACH & COMPANY or HEALTHCARE ABROAD)
Middleburg, VA
800-237-6615 / 540-687-3166
HIGHWAY TO HEALTH
Fairfax, VA
703-322-1515
(Also provides destination-based travel health information for cities worldwide.)
INTERNATIONAL MEDICAL GROUP (IMG)
Indianapolis, IN
800-628-4664 / 317-655-4500
MultiNational Underwriters, Inc.
Indianapolis, IN
800-605-2282
e-mail: insurance@mnui.com
MUTUAL OF OMAHA
Tele-Trip Company
Omaha, NE
800-228-9792
PETERSEN INTERNATIONAL UNDERWRITERS, INC.
Valencia, CA
800-345-8816
e-mail: piu@piu.org
TRAVELEX
Omaha, NE
800-228-9792
TRAVEL GUARD
Stevens Point, WI
800-826-4919
TRAVEL INSURED INTERNATIONAL
E. Hartford, CT
800-243-3174
TRAVEL INSURANCE SERVICES
InterMedical Division
Walnut Creek, CA
800-937-1387/925-932-1387
TRIPGUARD PLUS
Northridge, CA
800-423-3632
UNICARD TRAVEL ASSOCIATION
Overland Park, KS
800-501-0352
UNIVERSAL SERVICE AND ASSISTANCE
Alexandria, VA
800-770-9111 / 703-370-7800
WORLDWIDE ASSISTANCE
Washington, DC
800-777-8710 ext. 417
EXECUTIVE MEDICAL SERVICES
AMERICAN MEDICAL CENTERS
Moscow, Russia
Offices in Moscow, St. Petersburg, Kiev, Prague, Warsaw, Istanbul
(7-095) 933-77-00 (Moscow)
HEALTH QUEST TRAVEL INC.
Wexford, PA
888-899-3633
e-mail: HQT@HealthQuestTravel.com
WORLD CLINIC
Burlington, MA
800-636-9186
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Results from search: http://www.allaboardbenefits.com/
All Aboard Benefits travel health insurance company - international medical
insurance for family vacation, tour group, international student travel and corporate
business traveler
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Medical Insurance for International
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What travel health insurance is right for me?
Are you making a list and checking it twice...to
make sure your trip will be nothing but nice? The discriminating traveler plans a trip
well in advance so the business meeting will be a success or the vacation will be
unforgettable.
Many international students and travelers
discover the hard way that their regular medical insurance may not cover them when they
are outside their home country. Don't let this happen to you or anyone you care about. By
air or by sea, we want your trip to be worry-free.
Whether you are a corporate traveler, an
international student studying abroad, or an individual or family traveling for pleasure,
education, exploration, romance or reunion, don't let your trip be ruined by an accident
or unexpected medical emergency. All Aboard Benefits
offers you the global protection necessary to make sure this doesn't happen. Your health
and safety should be at the top of your list when you are planning a trip.
Click a category below to find the
international health insurance policy that describes your need:
Individual & Families
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Online quotes are available for most plans.
What travel health insurance is right
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To access information about the worldwide health insurance policy you
need, choose the category below that best describes you:
Individual or family
traveling abroad (outside your home country )
U.S.citizens living abroad
or working abroad for at least 6 months, who want permanent coverage
Citizen of any country who
will be living or working outside your home country for 12 months or more
An organization or group
planning a trip (church group, student travel group, tour group, business conference
attendees, etc.)
U.S. student living or
studying abroad for at least 12 months
Extranjeros que
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internacionales interesados en cobertura renovable
Corporation or business entity
with non-U.S. citizen employees
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lives in multiple countries and wants global medical coverage for all locations
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Reimbursement if your trip is interrupted or
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Please contact us if you have any questions or comments about our web site, company,
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Health advice for travellers
HEALTH
ADVICE FOR TRAVELLERS
Contents
Introduction
Introduction
What's New
Latest Health Updates
Health advice for
travellers to Hajj and Umrah
Health
Risks Around the World...
and how to avoid them
What Immunisation Do I Need ?
Eat and Drink ... Safely
Be Safe out of doors
Major Diseases and the precautions to take
Immunisation Summary - What You Need
For Different Countries
Worldwide Country-by-Country Disease
and Immunisation checklist
Planning Ahead
Planning Ahead
Consult Your Doctor Well in Advance
Paying for Immunisations & Anti-Malaria Tablets;
Taking Medicines Out of the UK
Existing Medical Conditions & Medication
Have a Dental Check-up
Carry a First Aid Kit
Emergency Medical Travel Kits
Health Insurance
Receiving Benefits while you are away
Planning for when you return
Emergency Health Checklist
Getting Treatment Around the World
Getting Treatment Around the World
Getting treatment in Countries with
no
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Getting treatment in Countries outside the EEA
with
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Reciprocal Health Care Agreements:
Country-by-Country Checklist
Getting Treatment in Countries in the
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European Economic Area: Country-By-Country
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Sources of Further Information
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Results from search: http://www.internationalstudentinsurance.com/
International Student Insurance - Health, Travel, Medical and Life Insurance for Study Abroad.
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Affordable International Travel Medical & Health Insurance for Visitors
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Insurance
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Chandler, AZ USA
85244-1617
Email: HEALTH@overseashealth.com
Domestic US 1-800-647-4589
(480) 821-9052
(480) 821-9297 FAX
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