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Net Quote Life Insurance (term
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Term Life Insurance, You pick your price, Check Our Rates
Welcome to InsureAquote. The fast, no-hassle way to purchase Life Insurance. Created by Al-Don and Associates, Ltd., we have over 40 years of professional relationships with the most respected names in the insurance industry.
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Free Term Life Premium Quote - Rich Renshaw
For
your free Term
Life Insurance quote from our 175 company Term Life Insurance
price list, simply complete
this form below . Term Life Insurance premiums vary
by as much as 100%. Term Life Insurance Company's recognize
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Insurance should be viewed as a commodity. The best
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Thank you for taking "your" time to complete this form. I will try to earn your business by providing the best available prices from highly rated
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Rich Renshaw
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Life Insurance
150 TERM LIFE INSURANCE COMPANIES
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Budget Life is a service for life
insurance consumers. We don't sell life insurance, nor are we
affiliated with any life insurance company.
SEE OUR DISCLAIMER.
_________________________
About Budget Life
The following life insurance companies head up our
Top 10: Americom Life Insurance Company, Banner Life Insurance Company,
First Penn-Pacific Life Insurance Company, Valley Forge Life Insurance Company,
West Coast Life Insurance Company.
We use a third party database of 150 life insurance companies to rank
in terms of lowest term life insurance rates.
Term life insurance rates have been dropping steadily in response to increased competition.
Term life insurance is a commodity, and improved access to insurance information, such as
at this Web site, are making it even more so. Whether to use life insurance as an
investment is a separate decision; but for just pure life insurance, which is term
insurance, why should you pay more than you have to?
This Web site also offers you the
opportunity to obtain life quotes from independent life insurance agents. These life insurance
agents use the same third party database to ensure that they have all the lowest life
insurance rates from over 150 life companies; they don't work for just one life
insurance company. They recognize that term life insurance is a commodity, and they work
to get the best rate for the consumer.
About Life
Insurance
Paying for life
insurance is painful, but few can do without it. The key is to buy life
insurance only for losses, such as your income, that you or your
family can not replace. Avoid narrowly defined life insurance
policies that only cover specific loss of life, such as
accidents, plane crashes or cancer. You're better off with
insurance for any loss of life for a small increase in premium.
Don't skimp on life insurance.
But remember that people with no dependents may not need life
insurance at all. To estimate the amount of a life insurance
policy, estimate your dependent's living expenses if your
income is no longer available. Most life insurance consultants
estimate five to ten times your annual income. You can
try this calculator for a quick estimate, or consult with your
financial advisor.
Term Versus
Whole Life Insurance
Term insurance , also
called temporary insurance, covers a person against death for a
limited time, the term. For example, the term might be until
children are grown, or until college is paid for, or until
retirement. You pay for the coverage period and at the end of the
term the contract, or policy, expires. If no claims are made
against the policy during the term, you don't receive any
benefits after the policy expires, just like auto or homeowners
insurance.
Whole Life insurance ,
also called permanent insurance, is permanent and does not expire
(assuming you continue to pay the premiums). It provides coverage
similar to term insurance, but it also provides an investment
vehicle. A portion of the premium goes toward insuring your life
while the other goes toward an investment account. This
investment account can be either an interest bearing account or a
stocks and bonds investment account.
Which is better (our
opinion)? Young families with large financial obligations are
usually better off with term life insurance. The substantially
lower premiums enable them to purchase sufficient coverage to
protect against loss of income. Any discretionary investment
funds can be placed in other vehicles (mutual funds, money market
accounts, etc.) that are likely to generate returns similar to or
better than life insurance contracts. Cash value insurance is
sometimes purchased by people for tax and estate planning
purposes. You should consult with your financial advisor.
Choosing an
Agent
Almost all life
insurance companies sell their products through agents, rather
than directly to the public. Some companies use
"captive" agents, who can only represent one company.
Most of the competitive term insurance providers (such as those
featured at this site) use independent agents, who are free to
represent several companies. These agents can help you
select from a variety of products and companies to tailor a plan.
The premium rate is set by the company, and it cannot be changed
by the agent. The price you pay for a given product will be the
same no matter where you buy it. "Price shopping" for
an agent will provide little benefit, assuming that you have the
basic product and pricing information to know what to ask for.
_________________________
Life Insurance
So, do some product research first, using a service
like BudgetLife, and then select a life insurance agent based on criteria such
as trust, experience, and access to a wide selection of products
and tools. Your goal should be to find, and then stick with, an
agent who can help you put together the best possible protection
plan for your specific needs.
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Sex:
Male
Female
Non-Smoker
Smoker
Your Health Status:
Preferred Plus
Preferred
Standard
Level Rate:
5 Year Guaranteed
10 Year Guaranteed
15 Year Guaranteed
20 Year Guaranteed
25 Year Guaranteed
30 Year Guaranteed
Life Insurance Amount:
$50,000
$75,000
$100,000
$150,000
$200,000
$250,000
$300,000
$400,000
$500,000
$600,000
$700,000
$800,000
$900,000
$1,000,000
$1,500,000
$2,000,000
Save up
to 30% to 60%
FREQUENTLY ASKED QUESTIONS
PRIVACY POLICY
MARSHA ANDREWS MISSION STATEMENT
As an insurance agent, I dedicate myself to serving people and in my daily actions to put my client's best interests first.
I pledge my carriers, industry knowledge, and professional skills to advance and secure my client's quality of life.
I do this knowing that in order to make the world a better place for all of us, the journey must begin here within one of us.
The
3DQuotes Difference
DIRECT
3DQuotes. com is a web-site owned and
operated by Marsha Andrews. Marsha Andrews provides this free service that
provides price and rate information directly to you. This service was
designed to provide ... Direct to you ... free life insurance rate
information ... to help you make a more informed purchasing decision.
3DQuotes.com does all the work for you. Marsha Andrews has created a database
that compares the prices of over 175 term life insurance plans to arrive
at 25 of the most competitive rates. You can save up to 30% to 60% by comparison
shopping. The database compares term life insurance rates from well respected
insurance companies.
Marsha Andrews helps you to evaluate America's
term life insurance marketplace in the comfort of your own home or business.
You can make you own informed decisions for your term life insurance purchase.
No stress... No fuss...
Marsha Andrews has amassed a large database
of available American life insurance companies to provide you information that
will help make your insurance purchase easier. If you would like to see a rate
from Marsha Andrews
database for a particular company that is not in "your"
top 25, then please call or send an e-mail request.
Marsha Andrews also provides California
medical insurance quotes, through its affiliate,
www.3dquote.com , from over 100 different
health insurance plans, including California Blue Cross, California Blue Shield,
Pacific Care, Health Net, and Cal Farm and many, many, others. Our online
database provides you instant major medical health prices.
DEDICATED
Marsha Andrews is Dedicated to helping
you get quickly through the insurance information process. Marsha Andrews is
licensed in many, but not all states, and represent many, but not all, insurance
carriers. Sales and service is provided in only those states in which
Marsha Andrews is licensed as
an agent and is properly appointed for the the respective state in which the
applicant resides. A list of those states is available under licensing information
below. Marsha Andrews can help make the insurance application process quick and
painless. Marsha Andrews is dedicated to providing you with the most current
and accurate information possible so that you can make your term life insurance,
or California medical insurance, purchasing decision with confidence. With modern
technology, Marsha Andrews aims to provide you the information and tools necessary to make
this important decision.
Marsha Andrews, through the 3DQuotes .com
web-site provides you with a
view to evaluate the insurance market .... with a few clicks ... Marsha Andrews
has over 25 years of experience and has established a simple system for making
your life insurance buying decisions simple and informed. Another free service
is the California health insurance Instant
Quote system which allows you to shop the market and purchase the best
individual or group medical insurance policy for yourself at the very lowest
price. Many of the insurance carriers, including California Blue Cross,
California Blue Shield, and Pacific Care, Health Net, and Cal Farm, provide a
comprehensive variety of major medical plans at competitive prices.
3DQuotes .com (service of Marsha Andrews) makes
obtaining a life insurance application a breeze. Your life insurance and health
insurance price information is only a few clicks away. You can complete the
simple request for life or health insurance application over the net. Marsha
Andrews will promptly provide the requested application, if it is a company with
which Marsh Andrews is appointed. Whether your life or medical insurance
requirements are for you, your family, or your company and its employees, you
can count on obtaining quick insurance quotes from America's top insurance plans,
including, North American Insurance, Banner Life Insurance, and many more.
Through our California health insurance affiliate,
www.3dquote.com , we provide medical
insurance companies quotes from the leaders in the medical insurance field,
including, Blue Cross, Blue Shield, Health Net, Pacific Care, and Cal Farm,
to name a few. You can begin saving on your life and health insurance
premiums right away.
3DQuotes .com (service of Marsha Andrews)
provides a fast and efficient means of obtaining your California dental and vision
insurance quotes as well. Simply complete the online information request form
and you will be promptly provided the best life, health, dental, and vision
insurance prices available in the insurance market.
DEPENDABLE
Marsha Andrews is a licensed agent/broker
you can Depend upon. 3DQuotes.com (service of Marsha Andrews) will
provide you the information you need automatically ... at your convenience.
3DQuotes.com will also provide you with a convenient online request
for an application which will be sent to Marsha Andrews. Nothing could be
easier or faster. Your quest for life insurance or major medical individual or
group health insurance should go no further.
3DQuotes .com, free service of Marsha
Andrews, will also provide you with a convenient online request for an
application which will be sent to Marsha Andrews. Marsha Andrews is a
licensed agent/broker you can Depend upon. Marsha Andrews will provide you the information you need automatically
... at your convenience. Nothing could be easier or faster. Your quest for
life insurance or major medical individual or group health insurance should
go no further.
Marsha
Andrews, through the 3 DQuotes .com
web site service, will help provide you
rates you can depend upon - from America's Top 175 life insurance plans,
including, insurance companies you have come to trust with your families' life
insurance needs .... And personal assistance is only a free call away ....
1-877-433-7868. The number is toll free ... Marsha Andrews, a licensed
agent/broker, will provide help if you need it ... when you need it ...
Monday through Friday .... 5 days a week ... 8 a.m. to 5 p.m. Pacific
Standard Time. ... or e-mail Marsha Andrews any time any day ... what could be
better?
Marsha Andrews , licensed agent/broker is
committed to offering you the highest level of service and satisfaction.
Marsha Andrews will show you the difference and provide a rate comparison to
help keep you better informed.
ABOUT US
TERM LIFE 101
APPLICATION STATUS
CONTACT US
LEGAL
LICENSING
www.3DQuotes.com
Copyright © 2000,
3DQuotes
3DQuotes is a service mark (SM) of Marsha Andrews
ALL
RIGHTS RESERVED, MARSHA ANDREWS, LICENSED AGENT/BROKER
Service Mark (SM) 3DQUOTES.COM, CALIFORNIA LICENSE NUMBER #0497542
Results from search: http://www.iquote.com/term-life-insurance-price-quote.htm
Term Life Insurance Price Quote | InsuranceQuote
Term Life Insurance Quotation
A
term life insurance price quote provided by Arizona-based InsuranceQuote Services, is
the most thorough online. With the simplified term life insurance price quote and Application Process, applying for a life insurance policy is as easy as 1,2,3. Developed out of a huge need for a convenient, low-pressure manner in which to make insurance purchase decisions, IQ matches the consumer's personal data with the most competitively prices policies from dozens of major top-rated insurance companies - at no charge. Until now, buying life insurance meant
filling out six or more applications pages; getting stuck with a needle for a blood test; having a medical exam; and revealing everything about yourself. Insurance companies now recognize that most people didn't really need to go through this time-consuming rigmarole and that in some cases, the extra hassle was preventing people from obtaining coverage. In fact, 52 percent of all adults living in the U.S. have no life insurance whatsoever.
InsuranceQuote Services (1-800-972-1104) opened its doors for business January of 1984.
After going on-line in December of 1994, InsuranceQuote became the first quoting service on the Internet (press release).
Today we offer the Web's most comprehensive detailed quotes through
our newly developed quoting engine iQuote SM .
Click
on one of the links below to receive the internet's most accurate real-time
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For further information please contact InsuranceQuote Services at:
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