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BT Business - connections that get results
Whether you want a new CRM system or broadband connection, BT can provide the information communications technology solutions that will help you cut costs and boost your business.
The Royal Bank of Scotland
We believe the key to success is a close working relationship with our customers. That's why we offer dedicated Relationship Managers based locally in our branches and offices across the UK
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GROUP MEDICAL & DENTAL INSURANCE AND BENEFITS REFERRAL NETWORK
The increasing cost of medical insurance, dental insurance and benefits packages is becoming an increasing concern for small business owners. Through our Group Medical & Dental Insurance Plans and Benefits Referral Network, we will inform you of the many options available. Referrals will be made based upon your company's needs.
THE SEMINAR NETWORK
The SBAC has presented seminars on various small business topics. These include the following: How to Start & Operate a Small Business, Taxes and Recordkeeping, Strategies on Reducing Taxes, How to Value, Buy or Sell a Business, Should You Inc.?, Business Plan Development & Obtaining Financing, Pricing Your Products & Services, Computer System Selection and many others.
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Looking for a small business loan, line of credit/or venture capital? The SBAC maintains a database of financial institutions looking to place small business loans. Although difficult to obtain for start ups, financing is available. Through the Network, your financial needs will be assessed and referrals made for your follow-up.
BUSINESS COUNSELING NETWORK
The SBAC has over 100 consultants available to answer your business questions in twenty different disciplines such as: law, Internet presence, advertising, marketing, public relations, accounting, taxes, business insurance, financing, etc. At no cost, you may access this network for limited professional consultations.
CELLULAR/DIGITAL TELEPHONE AND OTHER BUSINESS TELECOMMUNICATION SERVICES NETWORK
In today's business environment, a successful business must be able to communicate reliably, efficiently and cost effectively with its customers, suppliers, and employees. The SBAC offers cellular/digital telephone services and equipment provided by major carriers through our network of authorized agents.
Other programs available through various members of our telecommunications network, include discounted long distance, "800", and voice mail services. Referrals will be based upon your company's needs.
Interested parties should fax, mail or email the Network Access Survey Form to us!
For more information, contact us by email: inquire@sbacnetwork.org
or by phone: (610) 444-1721
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SBAC Corporate Partners
119 E. Locust Lane . Kennett Square, Pa 19348 USA . Fax (610) 444-1724
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Results from search: http://www.tsbic.com/
The Small Business Insurance Center
Welcome to
The Small Business Insurance Center
of
Supple-Merrill & Driscoll, Inc.
Insurance Agents & Brokers
License #0517777
The Small Business Insurance Center provides insurance for COMPUTER CONSULTING FIRMS , SOFTWARE DEVELOPERS , WEB PAGE DESIGNERS , INTERNET SERVICE PROVIDERS (ISPs) , BOY SCOUT COUNCILS, MEDICAL MALPRACTICE , OCEAN/AIR CARGO , EMPLOYMENT PRACTICES LIABILITY , MOTORCYCLE DEALERSHIPS, and MOTORCYCLE REPAIR SHOPS.
We were created to address the insurance needs of employers of 1 to 100 employees by offering comparative quotes, the option to purchase directly over the Internet, and easy monthly payments.
We offer policies through companies such as CNA, Commercial
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MedSave.com Medical Insurance, Dental Plans & Medical
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complete Freedom of Choice - All of the health insurance plans cover ordinary and necessary medical expenses
provided by any doctor or hospital of your choice anywhere in the
country. Some plans provide worldwide coverage. Get
Rates and enroll online
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for U.
S. short term health insurance , international
health insurance , student
health plan , Your
new coverage will be confirmed effective within hours. Telephone
Support 1-877-529-7435
Professional enrollment support from financial adviser Tony
Novak. When necessary, call-backs are made within one business
day. Fax, E-mail and Regular Mail
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automated pricing and enrollment.
COBRA
coverage too expensive? / Recently graduated? /
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Preferred Risk? / Student? / Waiting for group
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employer? / Receiving Unemployment Benefits?
Our Mission
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MedSave.com is the creation
of financial adviser Tony Novak designed to prove that medical insurance and
Medical Savings Accounts do not need
to be complex, expensive or difficult to obtain. This service rises to the
challenge of making available a top quality medical insurance and free Medical
Savings Accounts to most small businesses nationwide. Tony Novak also designed
FreedomBenefits.com to
provide free 401(k) plans to small businesses under the
same principals.
Tony Novak
(click for
full biography) , MBA, MT, a Comprehensive Wealth Management Adviser, has provided employee benefits consulting to more than a
thousand small businesses in 48 states and is known
as an innovator in the design of low cost and tax-saving benefit plans for
small business owners. Mr. Novak is a contributor to Web-based industry publications
like Financial Planning Interactive and lectures on the topic "Current
Events in Employee Benefits" in continuing education programs for
CPAs, attorneys and financial planners.
To learn more about free online
401(k) plans for small businesses, Comprehensive Wealth Management and the
other services provided by Tony Novak, call 1-877-529-7435.
Secure Online Enrollment
Comments from customers
| Why use MedSave. com ? A bit
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Substandard"
Products and Services | Frequently Asked Questions About short term medical
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for small businesses. We specialize in businesses from 1 to 9 employees. Small companies can
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If you are tired of changing insurance carriers every few years and having to go through all
the procedures of re-enrolling your employees each time, then please give us a try.
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Results from search: http://www.epli.com/
EPLI - Employment Practices Liability Insurance of California
Welcome to the
Employment Practices Liability Insurance Services
of
The Small Business Insurance Center License #0529163
Every employer, large or small, faces the reality that it will be the target of legal action from past, present, and prospective employees.
Not only are the numbers of employment-related claims increasing, but so is the potential financial risk to your business. Defending a wrongful termination or discrimination claim -- whether you are innocent or guilty, or even if the claim is groundless or fraudulent -- can be expensive. The potential exposure for a money damages award threatens your company's limited financial resources.
Consider the Following Facts:
From October 1, 1993 through September 30, 1994, the Equal Employment Opportunity Commission and related state and local agencies received 156 discrimination complaints. As of May 1, 1995, the Equal Employment Opportunity Commission had a backlog of over 100,000 complaints and the average complaint took more than a year to handle.
From 1991 to 1993, the number of sexual harassment charges filed with the Equal Employment Opportunity Commission increased from 3,300 to 7,200.
A recent telephone poll found that almost 31% of all female workers claimed to have been the object of sexual harassment at work. Seven percent of all male workers also claimed to have been sexually harassed.
Through legislation like the Americans With Disabilities Act and the Family Medical Leave Act, Congress has created new grounds for employers to be sued.
In the face of this increased risk to your business, it is also increasingly likely that your current insurance excludes coverage for employment-related claims. Most comprehensive general liability policies specifically exclude employment-related claims. For the small for-profit business, a directors and officers policy may offer a limited form of insurance coverage, but will probably not extend coverage to the business entity. Other forms of insurance, such as fiduciary liability coverage, are unlikely to cover these types of claims.
Sexual Harassment
Wrongful Termination
Discrimination
Statue Violation
Negligent Hiring
Negligent Supervision
Negligent Promotion
Negligent Retention
Disabilities
Breach of Contract
Loss of Consortium
Emotional Distress
Invasion of Privacy
Drug Testing
Mental Anguish
Libel
Slander
In response to the escalation in employment-related litigation and the financial risk to small businesses for employment-related claims, we offer our clients the service of shopping for Employment Practices Liability. Drawing on our many years of experience in handling claims for our clients, we have worked with carriers who specialize in, and have designed, a comprehensive program to assist your business in reducing its exposure to claims by employees.
The policies we sell cover a wide spectrum of employment-related claims and offer loss prevention programs to help minimize the risk of those claims. We can provide some of the most comprehensive employment practices Liability Policies offered to small businesses.
Fill out our questionnaire and get a quotation!
What these policies can cover
Other coverages available:
Small Business Insurance
Ocean/Air Cargo Insurance
Medical Malpractice Insurance
ISP, Software Company and E-commerce Business Insurance
WorkRelationships Inc. - Avoid lawsuits and maximize profits with appropriate workplace behavior training. Offers online and in-house training.
Links:
Diversity Training University International
Lawgic
HR Webstore - The Management Advantage, Inc.
Contact Dana Coates at 1-800/378-5554 for coverage in California for Employment Practices Liability Insurance!
Copyright © 1996-2001 Dana Justin Coates; All Rights Reserved
License #0529163
The specific coverages referred to on this site
are brokered through Supple-Merrill & Driscoll, Inc.
Insurance Agents & Brokers
License #0517777
PO Box 2408
Pasadena, CA 91102
Phone: 800/378-5554 - or - 626/795-9921
Fax: 626/844-2126
E-mail: TSBIC@tsbic.com
Website designed by CityCenter Co.
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It is no fun waiting 18 months for an operation. Helen Monks says a few pounds a month can ease the pain
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Peter and Diane Harrison have won a £67,000 victory thanks to Financial Mail's campaign
Mind the gap
If you plan to go bungee jumping and white water rafting in your year off make sure you're well insured
Beat the gazumpers
Would-be homebuyers can now take cover against the expense of losing out to a higher bid at the last minute
Is your house swap insured?
10 May
Home exchanges as a holiday idea are growing in popularity. But make sure the swap doesn't leave your insurance invalid
Restaurant insures against weather
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Cold wet summer can halve takings
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1 May
The cost of caravan cover has rocketed by up to a half in the past year, due mainly to the cost of crime
Lie detectors on the line
28 Apr
Financial watchdogs like David Cresswell are concerned about machines intended to trap fraudsters
Is bulk-buying your best policy?
27 Apr
Michael and Judith Jones cut their cover costs by sticking to one insurer. How much can you save?
Check your liabilities
24 Apr
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Cover on the hoof
23 Apr
Marion Jukes escaped a hefty £4,000 bill when her horses fell sick. But how can you cut soaring insurance policy costs?
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PROTECTING YOUR INCOME
Suppose that tomorrow morning on your way to the office you are involved in a terrible auto accident in which your spine is fractured in three places and your orthopedist and neurologist tell you that it will be six months before you will be able to return to work.
Would you continue your wages during that six months of disability?
If you said YES , do you realize that what you have just proposed to do is expressly prohibited by federal law?
Yes - you can't pay yourself while you are disabled!!! Click here for an explanation!!!
The only legal way you can pay yourself while disabled is through the successful implementation of a Qualified Sick Pay Plan (sections 105, &162 of the IRC, ERISA of 1974).
We are always happy to explain qualified sick pay planning with you; feel free to discuss this with one of our specialists at 240-683-9700.
PROTECTING YOUR BUSINESS
If you were sick or hurt, and could not work, would you have a source of income to pay your business expenses?
Could you afford to keep your business open?
Could you afford to close your business?
The Dual Expenses of Disability
As a successful business owner you know that if you become sick or injured and can't work, you may very well be forced to close down your business. The resulting strain on both your personal and business finances could be devastating. After all, your income is divided between two budgets.
When sickness or injury strikes, a personal disability income protection plan can help provide you and your family with the necessities of day to day living. But your overhead expenses would continue to mount up. How could you afford to keep your business running?
Business overhead coverage would reimburse you for rent on space you occupy as a business premise, salaries of employees, premiums for business insurance, property taxes, scheduled depreciation for furniture and equipment, plus much more. Click here to find out more.
A Tax Advantage, too
The Internal Revenue Service has ruled (Rev.Rul.55-26, 1955-2 CB 11) that premiums paid for an overhead expense disability policy are tax deductible as a business expense. While benefits received at claim would be treated as income, such income is used to pay the deductible expenses that this coverage covers.
Buy-Sell Planning
If you are involved in a partnership, you would also need to plan for your partners disability. Should you, or your partner, become permanently disabled to the point where you no longer are a value to the business, we can provide the funding to buy-out you, or your partners share of the business.
Guardian Disability Insurance
To contact us:
Phone: 1-888-513-2300
Fax: 240-683-8334
Click here to send us an e-mail
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