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Results from search: http://www.globaltravelinsurance.com/

TFG Global Travel Insurance.com - buy travel medical insurance online today Telephone 604-913-1150 :  Toll Free N. America 800-232-9415 :  Fax 604-913-1153 We offer travel insurance to citizens of any nationality worldwide. You can buy the best in single and multi-trip travel medical insurance online. Our company also offers vacation protection plans that offer trip cancellation , interruption, delay and baggage insurance online along with some travel medical and evacuation. We even offer multi-trip plans ! Most plans include emergency evacuation, assistance, baggage, trip interruption coverage, optional hazardous sports cover and much more. TFG Global Travel Insurance.com sm can even supply online international health insurance for expatriates and some local nationals where conditions permit. Get a quote and then purchase your protection online via an on-line secure and encrypted server with several deductible choices and coverage levels. After purchasing online, you will then receive a policy confirmation by email and card and policy kit by post or courier. Contact us if you have special insurance requirements or questions. Anyone who travels or resides outside their country of residence knows that traveling can be risky. Also, issues related to foreign healthcare, languages, policies, cultures, currencies and the location and access to adequate healthcare are seldom handled by domestic medical plans. Why not travel with the knowledge that you are  protected by a plan that meets your own unique vacation insurance needs and budget. Claims are paid by the insurance company and/or administrator directly. Check out our Service & Support & Travel Information pages. TFG Global Travel Insurance.com sm offers insurance plans from a variety of large and secure insurance companies and providers for maximum choice and flexibility. If you have a special quote request that you can't find online, please go to our Contact page and let us know.     Travel & Other Insurance Products Available Short Term Single Trip Medical Travel Insurance Plan - citizens around the world can obtain travel insurance coverage for periods of 15 days to 24 months with up to $2,000,000 in medical coverage with several deductible choices and an optional hazardous sports rider. Plan includes benefits such as emergency evacuation & repatriation, emergency reunion, trip interruption, lost baggage, some home country cover and accidental death & dismemberment.* For US citizens, the plan has added benefits such as sudden recurrence of a pre-existing condition.*  The Patriot Travel Insurance Plan is underwritten by SIRIUS and administered by International Medical Group. Policy details and the  web application are available online.  If you want, you can obtain a Policy Picker quote and purchase coverage on-line NOW . Trip Cancellation & Medical Coverage for US Residents - Available to US residents only. Get online quote and even purchase coverage online! Covers trip cancellation and interruption up to $20,000 USD and trip delay up to $500 USD. Lost baggage, & minor amount of medical evacuation and assistance included and flight accident protection is optional. For single trips only up to 90 days in length. View and print brochure or application online in html or in PDF format. Get Quote NOW! Multi-Trip Travel Protection Plan - for US and Canadian citizens in need of an annual trip plan that covers an unlimited number of trips in a year up to 30 days if you are covered by your company's corporate health plan. Short Term Immigration Insurance to USA - Through IMG , we offer the Patriot America plan for non-US citizens in need of emergency medical insurance while visiting the USA. You can even get quote and coverage online now! International Health Insurance Plans   - we offer global medical insurance plans for citizens around the world who live abroad. Some plans can be quoted or purchased online. Group Travel Insurance Plans - obtain quotes for a business or non-profit organization. Download Patriot Single Trip Group Travel Plan brochure/rates/application in Adobe Reader format! We can even search the market-place for the quotes that match your firm's needs. Insurance Premium Payment Options All premium payments are made to the insurance underwriting company for your protection. All the individual plans we offer can be paid by one of the major credit cards, check or money order. Single Trip, Annual Plans, Vacation Insurance & International Global Medical Insurance plans can be paid for via secure on-line encrypted server using major credit cards. Home : Instant Quote : Products : Apply Now : About : Service : FAQ's : Awards : Mission : Contact Us Copyright © 2002 TFG Global Travel Insurance.com sm All Rights Reserved     Note: Some of the products and services described or advertised on this site may not be available to residents of certain jurisdictions, depending on regulatory constraints, including Canada and the U.S. Please contact Tompkins Financial Group Ltd. sm  for more information about your specific jurisdiction. TFG Global Travel Insurance.com & Tompkins Financial Group Ltd. are all trademarks and service marks of Tompkins Financial Group Ltd.T sm *see plan brochure or policy summary for more IMG policy details.  Legal Disclosure : Privacy Statement    e&oe


Results from search: http://www.travelinsurancenow.com/

Travel Insurance Now.com - get travel insurance quote now             Travel Insurance Now.com offers international travel insurance to citizens of any nationality worldwide. You can buy the best in single and multi-trip travel medical and also trip cancellation and vacation insurance online. Most plans include emergency evacuation, assistance, baggage, trip interruption coverage, optional hazardous sports cover and much more. We also offer international health insurance for expatriates and some local nationals. Get a quote and even purchase your protection online via an on-line secure and encrypted server with several deductible choices and coverage levels. After purchasing online, you will then receive a policy confirmation by email and card and policy kit by post or courier (extra fee for courier delivery). Contact us if you have special insurance requirements or questions.     Travel Insurance Products Available Choose (click) the product you want an instant quote on! You will then be connected with a secure encrypted online quoting frame where you can enter your coverage requirements for an instant quote and the ability to purchase online! Travel Medical Insurance - IMG's Patriot plan provides single trip coverage for periods of 15 days to 24 months with up to $2,000,000 in travel  medical coverage with several deductible choices and an optional hazardous sports rider . Plan includes benefits such as emergency evacuation & repatriation, emergency reunion, trip interruption, lost baggage, some home country cover and accidental death & dismemberment.* For US citizens, the plan has added benefits such as sudden recurrence of a pre-existing condition.* View Plan Details or Print Application or Download brochure/application  in Adobe Reader format Vacation Insurance For US Residents - SRI's Round Trip plan covers trip cancellation and interruption   up to $20,000 USD and trip delay up to $500 USD. Lost baggage, medical evacuation and assistance included and flight accident protection is optional - This vacation insurance protection plan may be purchased if you are a resident of the United State s or if you purchase this plan within the United States. View Brochure or Application online in html or in PDF format ! Multi-Trip Travel Medical Insurance - IMG's Patriot Executive Plan for Citizens of the USA and Canada only who are covered by employer's domestic company Medical plan. Plan covers an unlimited number of trips in a year up to 30 days. (download brochure/application  in Adobe Reader format) Annual Renewable Global Medical Insurance - IMG's Global Medical Insurance plan provides long term global health insurance coverage for US expatriates living abroad or non-US citizens living abroad and even some local nationals around the world. Enter 12 months or more on following page, enter details and ask for quote. Then choose GMI plan. Download and view brochure AND application   in Adobe Reader format) Group Travel Insurance Plans - download our group single trip travel medical plan for organizations or employers in Adobe Reader format & then fax or mail it to our office or to insurer. Available to people around world traveling outside their country of citizenship. Download Adobe Reader software free!   Travel Insurance & Much More.... Claims are paid by the insurance company and/or administrator directly. Check out our Service & Support page. As a broker, we are accountable only to you, the client. We offer insurance plans from a variety of large and secure insurance companies and providers for maximum choice and flexibility. Also, check out our Travel Information page for travel tips, weather, news, tickets and much more! If you want to offer travel & international health insurance to your web visitors and clients, go to our agent page . Insurance Premium Payment Options   All premium payments are made to the insurance underwriting company for your protection. All the individual plans we offer can be paid by one of the major credit cards, check or money order. Single Trip, Annual Plans, Vacation Insurance & International Global Medical Insurance plans can be paid for via secure on-line encrypted server using major credit cards. Home : Instant Quote : Products : Contact Us Copyright 2002 © Travel Insurance Now.com sm All Rights Reserved   Travel Insurance Now.com is a  service mark of Tompkins Financial Group Ltd.T *see plan brochure or policy summary for more IMG policy details.  Legal Disclosure : Privacy Statement    Note: Some of the products and services described or advertised on this site may not be available to residents of certain jurisdictions, depending on regulatory constraints, including Canada and the U.S. Please contact Tompkins Financial Group Ltd. sm  for more information about your specific jurisdiction. e&oe Telephone 604-913-1150 Toll Free N. America 800-232-9415 Fax 604-913-1153          


Results from search: http://www.worldtravelcenter.com/eng/index.cfm

Travel Insurance from WorldTravelCenter   Quote & Buy Products Providers My Policies Help Desk Contact Us WorldTravelCenter.com is the best Internet marketplace for global medical insurance, travel insurance and trip protection plans. No matter where you live or where you are going, we have you covered. Start with our easy to use Policy Picker ® or select from one of the categories below. Policy Picker ®     Country of residence I am traveling for 1 day to one month 1 - 3 months 3 - 6 months 6 - 12 months 1 - 2 years more than 2 years My citizenship is   US   Non-US My age group is   0-64   65-74   75+ Destination   Domestic   International   Both I am most interested in Protecting my travel health Protecting my trip cost Emergency evacuation Annual health insurance Advanced Search   Single Trip Vacation protection and travel medical insurance for the occasional traveler. Annual Multi-trip Travel worldwide as often as you want for one fee. Extended Stay Worldwide international medical coverage for longer trips up to 2 years. Business Travel Travel insurance plans designed for the business traveler. Medical Evacuation Get out of there fast with stand-alone medical evacuation plans. Adventure Sports Special travel insurance for the more adventurous activities. Annual Medical US Style health insurance benefits anywhere in the world. Interested in group travel insurance? Try our new Group Quote Request Tool . We offer full brokerage services to provide International Benefits for your domestic and expatriate employees. We offer International Medical, Travel, Life, Accidental Death and Disability insurance products from multiple carriers for individuals and groups. We can also provide emergency travel assistance, 24hr travel booking, baggage protection, AD&D, and evacuations as a low cost group benefit. Call us today and learn how you can save money while providing better coverage for your employees.   Buy online or call us at 1.800.786.5566 or +1.402.397.3311 M - Th 7:30 - 5:00, F 7:30 - 2:30 US Central Time (source id: wtc) Privacy Policy     Insurance Licenses     About Us Become an Affiliate! Offer travel insurance and earn five dollars (US$5) per registered user! Insurance Agents Offer products, manage clients, and earn commissions with this special program. War and Terrorism In response to public concern, we now offer plans that cover acts of war and terrorism. Call 1-800-786-5566 for more information. Travel Insurance 101 Learn more about travel insurance and international medical insurance with our travel insurance primer. IMG Affiliate of the year 2001 & 2002. Global Medical Insurance Renewable worldwide medical insurance plan for all nationalities. Patriot Medical Insurance Travel medical insurance for all nationalities from 2 weeks to 2 years. TravelGap Vacationer Premier travel insurance coverage for US residents traveling abroad from just $4.50 per day. © Insuractive, Inc.  


Results from search: http://www.cheepinsurance.co.uk/

Cheap travel and holiday insurance with cheepinsurance.co.uk For the cheapest travel & holiday insurance on the Internet visit cheepinsurance.co.uk. With excellent levels of cover & by far the cheapest & most competitive rates for travel and holiday insurance. Cheap Travel and Holiday Insurance with cheepinsurance.co.uk cheepinsurance.co.uk have selected ACE Insurance S.A.-N.V. who we believe give excellent value for money. If you are going away for more than two weeks in total this year, then please check out our European and World Wide annual travel insurance products. As you will see from the prices quoted, these offer excellent value against European or World Wide single trip insurance. However, if you only intend to travel for a single trip of less than two weeks, then please choose the appropriate product from the menu on the left for an online quote. The cheepinsurance.co.uk travel insurance products are supplied by: ACE Insurance S.A.-N.V. ACE Insurance S.A.-N.V. is regulated by the Financial Ombudsman Service and are members of the General Insurance Standards Council . Cheep Menu Standard Insurance Annual European Single Trip World Wide Single Trip Winter Sports Insurance Annual European Single Trip World Wide Single Trip Other Websites Our family of holiday websites [ Cheap Car Hire ] [ Cheap Airport Parking ] [ Cheap Hostels ] [ Cheap Flight Tickets ] [ Cheap Hotel Rooms ] [ Cheap Package Holidays ] [ Cheap Weekend Breaks ] Indexed by Linksmatch Terms & Conditions - Privacy Policy cheepinsurance.co.uk copyright cheeptravel Limited© cheeptravel Limited © a part of the DHD Group Limited For the cheapest travel & holiday insurance on the Internet visit cheepinsurance.co.uk. With excellent levels of cover & by far the cheapest & most competitive rates for travel and holiday insurance. For the cheapest travel & holiday insurance on the Internet visit cheepinsurance.co.uk. With excellent levels of cover & by far the cheapest & most competitive rates for travel and holiday insurance. For the cheapest travel & holiday insurance on the Internet visit cheepinsurance.co.uk. With excellent levels of cover & by far the cheapest & most competitive rates for travel and holiday insurance. For the cheapest travel & holiday insurance on the Internet visit cheepinsurance.co.uk. With excellent levels of cover & by far the cheapest & most competitive rates for travel and holiday insurance.


Results from search: http://www.cheepinsurance.co.uk/european_single_trip_travel-holiday_insurance.htm

Cheap European single trip travel and holiday insurance For the cheapest European single trip travel and holiday insurance on the Internet visit cheepinsurance.co.uk. Excellent cover and the most competitive rates for European single trip travel insurance. Cheap European Single Trip Travel and Holiday Insurance Please remember, If you are going away for more than two weeks in total this year, then please check out our annual travel insurance product [ here ]. However, if you only intend to travel for one trip of less than two weeks and require European single trip travel insurance, please review our range of cover below: Who do you want to insure   You You & your partner   You & your children   You, your partner & children    Up to 5 days £10.00 £16.00 £14.00 £20.00  Up to 10 days £13.00 £21.00 £20.00 £27.00  Up to 17 days £15.00 £24.00 £23.00 £33.00  Up to 23 days £17.00 £29.00 £26.00 £37.00  Up to 30 days £19.00 £32.00 £29.00 £42.00 All premiums quoted are inclusive of Insurance Premium Tax. Only UK residents may buy this cover. The cheepinsurance.co.uk travel insurance products are supplied by: ACE Insurance S.A.-N.V. ACE Insurance S.A.-N.V. is regulated by the Financial Ombudsman Service and are members of the General Insurance Standards Council . Cheep Menu Cheap Insurance Home Page Standard Insurance Annual European Single Trip World Wide Single Trip Winter Sports Insurance Annual European Single Trip World Wide Single Trip Other Websites Our family of holiday websites [ Cheap Car Hire ] [ Cheap Airport Parking ] [ Cheap Hostels ] [ Cheap Flight Tickets ] [ Cheap Hotel Rooms ] [ Cheap Package Holidays ] [ Cheap Weekend Breaks ] Indexed by LinksMatch Terms & Conditions - Privacy Policy cheepinsurance.co.uk copyright cheeptravel Limited© cheeptravel Limited © a part of the DHD Group Limited For the cheapest European single trip travel and holiday insurance on the Internet visit cheepinsurance.co.uk. Excellent cover and the most competitive rates for European single trip travel insurance. For the cheapest European single trip travel and holiday insurance on the Internet visit cheepinsurance.co.uk. Excellent cover and the most competitive rates for European single trip travel insurance. For the cheapest European single trip travel and holiday insurance on the Internet visit cheepinsurance.co.uk. Excellent cover and the most competitive rates for European single trip travel insurance. For the cheapest European single trip travel and holiday insurance on the Internet visit cheepinsurance.co.uk. Excellent cover and the most competitive rates for European single trip travel insurance.


Results from search: http://www.worldwideinsure.com/

Travel Insurance - quality travel cover at excellent rates, home page We belong to the Which? Webtrader Code of Practice instant on-line cover for travel from the U.K Travel world-wide as often as you want for just one payment. Cover for business trips available.   Insurance for the occasional traveller - from the U.K to anywhere in the world. Cover from 2-24 months for long-haul travellers, backpackers. Working overseas included.   Especially designed for skiers and snowboarders, including off-piste, heli-skiing, parapenting etc. Cover your car or motorcycle in Europe for breakdown and recovery. Arranged by Green Flag.   Increase hire-car 3rd party protection to $1M in USA or Canada. Plus LDW with NO EXCESSES Additional cover of up to £250K in the event of your accidental permanent injury or death.   For UK residents who are already travelling, plus INTERNATIONAL cover for non-UK residents.   book on-line or call us on 01892 83 33 38 our opening hours are 9 to 6 (Monday to Friday) and 9 to 5 (Saturday)


Results from search: http://www.travel-insurance-online.com/

Travel Insurance Online : low cost, comprehensive travel insurance for all "Our policies are arranged by Primary Direct Travel Insurance Limited and are underwritten at Lloyd's of London."   Get an instant quote now...   Single Trip Premium Calculator Where are you travelling?   UK/Ireland Europe Aus/NZ Worldwide   When are you travelling?     From 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31   Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec   2000 2001 2002 2003   To 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31   Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec   2000 2001 2002 2003   What size is your party?   1 2 3 4 5 6 7 8 9 10 or Family              Or view our many policies below...     For your Cover Details, Quote and Purchase,please click on the name of a Policy. Or, call us on 0870 755 6101 Mon-Fri 8am-7pm, Sat-Sun 10am-5pm order on-line Single Trip    Medical and Air Ambulance covered to £10,000,000    24 hour Emergency Assistance and Helpline number    Travel Delay , Missed departure Liability covered    Up to 3 Policies to choose from    View all Policy and Cover details online    Single and Family Cover available Young Traveller (for the under 35s)    Medical Expenses and Repatriation up to £10,000,000    Personal Baggage and Effects covered    Hijack and Personal Liability covered    24 hour Emergency Assistance and Helpline number    Excellent Policy for Gap Year and Backpackers Long Stay    Competitive rates    Peace of Mind while you are away    Passport Loss and Legal Expenses covered    Medical and Air Ambulance covered to £10,000,000    24 hour Emergency Assistance and Helpline number    Up to 3 Policies to choose from    View all Policy and Cover details online Primary Annual Travel Insurance    Europe from £39 / Worldwide from £49    Covers 17 days of skiing and snowboarding    24 hour International Medical and Rescue Service    Covers unlimited trips, max 31 days each    Easy to arrange and easy to renew each year    View sports and activity cover for this policy    Underwritten by certain syndicates at Lloyds Links: Insurers Press Travel tips Ski Tips Flights Affiliates About Us Become an Affiliate: Earn commission by becoming an affiliate Policies underwritten by certain syndicates at Lloyds 46 Harrington Gardens, South Kensington London SW7 4LT 0870 755 6101 info@Travel-Insurance-Online.com Site designed by: Twentyfirst Century Communications


Results from search: http://www.1travelinsurance.com/

1 Travel Insurance - 1TravelInsurance.com 1 Travel Insurance is your One Source for Travel Insurance for trips lasting from one day to one year. We offer a variety of plans to cover a single trip or all the trips you take for a full year. This is just a preview of what we offer. Click here to enter our main site. 1TravelInsurance.com has been the leader in Internet Travel Insurance since 1994, offering a variety of travel insurance products at competitive prices. After comparing, we are confident that you will choose 1Travel Insurance for our quality products, low prices and outstanding customer service.  


Results from search: http://www.optionsinsurance.co.uk/

Options Travel Insurance - Quote and buy online       Home Customer Services: 0870 876 7878         Multi-trip     Single trip     Extended stay     Policy wording     Limits of cover     FAQ's     Links     Games   Copyright © 2002 Options Insurance Services Limited. All rights reserved.   Get an instant online quote now. Just select the type of cover you would like from the options below. Multi-trip For those travelling frequently throughout the year with the option of wintersports. This cover can often prove the most economical even if you are planning only a few weekends away in addition to your main holiday.   Single trip Ideal for any one trip with the option of wintersports, of up to 122 days in duration travelling anywhere in the World.   Extended stay Allows for longer single trips and is ideal for students and backpackers planning a year out or less. This offers cover for durations between 4 and 12 months to travellers aged 39 years and under. Please note that this cover is for one trip only. Like the travels of Christopher Columbus travel insurance is a daunting field when all you want to do is insure and go on holiday under the sun. Options has made it easy to find worldwide travel insurance, or simple direct travel insurance so you can get flexicover travel. Preferential insurance doesn't have to cost the earth when you plan your trip round the atlas travel insurance can be cheap and if you are looking for annual travel insurance you should join our club direct what ever your travelplan. So remember when your primary direct insurance need is to insure and go you should be talking to the direct travel insurance experts that can provide annual travel insurance and worldwide travel insurance for your travel protect group policies can get discounts with this best buy insurance policy. Click here to join our travel insurance club.


Results from search: http://www.portuguese-portfolio.com/insurance.html

Portfolio: Single Trip Travel Insurance Independent Holidays in Portugal Férias Independentes em Portugal http://www.portuguese-portfolio.com info@portuguese-portfolio.com Booking Forms Contact us? Return to Index? Free Translation Automatic computer translation of this page to Portuguese, French, German, Italian, Norwegian or Spanish. Get the gist fast and completely free! Just go to FreeTranslation.com and paste this text into the Web Translator: www.portuguese-portfolio.com/insurance.html   Single Trip Travel Insurance Arranged by Travel & General Insurance Services Ltd and underwritten by CNA Insurance Company (Europe) Ltd for The Portuguese Portfolio Ltd   Premiums in EUR (euros) and GBP (pounds sterling) for European Travel to 31 October 2002 for residents of all EU countries Payments by VISA or MasterCard are accepted at the published EUR amounts only Period Adult Child * Family ** EUR GBP EUR GBP EUR GBP Up to 5 days 37 22 19 11 93 56 6-10 days 41 25 21 12 103 62 11-17 days 44 27 22 13 110 66 18-24 days 49 29 25 15 122 73 25-31 days 50 30 27 16 125 75 Extra week 23 14 12 7 57 34 * Children under 18 years accompanied by an Insured adult. Children under 2 years free if accompanied by an Insured adult Persons aged over 70 years on departure: double the above premiums Persons aged over 84 on departure: please refer to us ** 2 adults travelling with any number of dependent children under 18 years on departure Scuba diving beyond 9 metres: double the above premiums Premiums include Insurance Premium Tax at the prevailing rate (currently 17.5%) and are subject to change Why Travel Insurance? When you book with Portfolio a 30% deposit is payable immediately and the balance is payable at 56 or 28 days prior to arrival, depending on the property. Payments once made are not refundable. So we strongly recommend that you and all members of your party become adequately insured against cancellation and other liabilities as soon as you book your holiday. Indeed it is a condition of booking that you have insurance cover at least equivalent to that offered by Portfolio under this special scheme with Travel & General Insurance Services Ltd, underwritten by CNA Insurance Company (Europe) Ltd. The premium is payable on booking and a certificate containing a more detailed summary will then be sent. You may of course see a specimen copy of the insurance provisions if you wish to examine this before booking. Portfolio Travel Insurance is subject to English law unless specifically agreed otherwise and is available to residents of the United Kingdom, Isle of Man and Channel Islands and of all other EU countries. It is not available to USA residents. If you live in any other country please ask us for advice. Medical Emergencies A 24-hour medical emergency service is provided by Voyager Assistance Worldwide. Claims Should you need to claim please contact our loss adjusters and ask for a claim form: Van Ameyde & Wallis Ltd, 34 The Mall, Bromley, Kent BR1 1TS, UK Telephone 020 8466 6034 (international +44 20 8466 6034) Fax 020 8460 1713 (international +44 20 8460 1713) In all correspondence please indicate that you have insurance from The Portuguese Portfolio Ltd and quote Portfolio's invoice number. All claims must be submitted within 31 days after your return from holiday. Cover, Limits and Excesses GBP (pounds sterling) Section Description Up to GBP Excesses per person per claim GBP A Baggage/Personal Effects 2,000.00 40.00 Single Article Limit 200.00 in all Valuables limited to 200.00 in all Delayed Baggage (after 24 hours) 100.00 NIL B Personal Money 500.00 40.00 Cash Limit 250.00 C Personal Accident 25,000.00 N/a Death Benefit limit 15,000.00 D Cancellation/Curtailment 5,000.00 40.00 Loss of Deposit per person per claim 15.00 E Medical 5,000,000.00 40.00 F Hospital Benefit 10.00 per day NIL Benefit Limit 1,000.00 G Personal Liability 1,000,000.00 N/a H Travel Delay 250.00 N/a For the first 12 hours 20.00 For each 12 hours thereafter 10.00 Cancellation after 24 hours 5,000.00 40.00 I Missed Departure 800.00 N/a J Legal Expenses 25,000.00 N/a K Loss of Passport 250.00 N/a IMPORTANT NOTICE In accordance with the Association of British Insurers Code of Practice, the following important features of your policy are hereby brought to your attention: Health 1 Where you have any medical condition or on-going medical condition for which you have received treatment, are on continuous medication or have visited/been referred to a specialist or have been a hospital in-patient during the 12 month period immediately preceding the date of issue of this certificate, or 2 where you are on a hospital waiting list for in-patient treatment, or 3 where you have or have suffered from any of the following medical conditions: Heart related condition, Hypertension, Arterial Disease, Kidney Disease, Malignant Disease (Cancer), Lung and or respiratory Disease (including Asthma where you have received in-patient hospital treatment), or had a Stroke you must contact the Healthcheck Line on 020 8315 0736 . Cover for these conditions will only be provided following the Healthcheck Line's acceptance. Unless reported and agreed by the Healthcheck Line the above conditions will be excluded. Policy Document This gives you full details of what is and is not covered and the conditions of cover. You must read the insurance policy carefully. Conditions, Exclusions and Warranties Conditions and exclusions apply to individual sections of the policy; general conditions, exclusions and warranties apply to the whole policy. Property Claims Claims are paid based on the value of the goods at the time you lose them and not on a new for old or replacement cost basis. The policy sets out what proof the insurer needs to support a claim. Date Recognition Failure The policy contains exclusions for losses arising from failure correctly to recognise the calendar date eg the change to year 2000. Policy Limits Most sections of the policy have limits on the amount the insurers will pay under that section. Some sections also include other specific limits, for example for any one item or for valuables in total. You are advised to check your policy if you intend taking expensive items with you. Policy Excesses Under most sections of the policy claims are subject to excess. This means that you will be responsible for paying the first part of each claim. The amount you have to pay is the excess. Reasonable Care You must take all reasonable care to protect yourself and your property, just as would if you were not insured. Complaints The policy contains a Complaints Procedure, which tells you what steps to take if you wish to make a complaint. Fraud It is a criminal offence to make a fraudulent claim. Dangerous Sports or Pastimes If you intend to take part in dangerous sports or pastimes where there is a risk of injury, check that you are covered by the policy Cooling Off Period The insurance certificate allows a period of 14 days during which you can return the document and get a refund if you have a justifiable reason for dissatisfaction with the cover provided by the policy. The Policy is subject to English law unless specifically agreed otherwise. Please ensure that you read the insurance policy carefully. Failure to comply with its Terms and Conditions may result in cover being restricted or excluded. Revised 18 February 2002 Return to Top  

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