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Results from search: http://www.parentsplace.com/family/organization/articles/0,10335,165387_109797,00.html

Rental car insurance simplified   Click Here!   Click Here!   you are here iVillage parentsplace family getting organized insurance message boards  .  chats  .  magazine sites  .  quizzes  .  free stuff  .  find  on iVillage astrology babies beauty books diet & fitness food health home & garden lamaze.com money parenting pets relationships women.com work --MAGAZINES-- Cosmopolitan Country Living Good Housekeeping House Beautiful Marie Claire Redbook Town & Country Victoria fertility pregnancy lamaze.com babies toddlers family health   On our sister site   Parent Soup   Toddlers to Teens favorites . Are You Pregnant? . Adoption Central . Breastfeeding Primer . Are You in Labor? . Baby Milestones . Sex after Baby what's new . Pregnancy Diet . Factor V Leiden and Pregnancy Loss . Boy or Girl? . Co-sleeping: Keeping Your Baby Safe . Hospital Packing List message boards . Are You Pregnant? . Homebirth . January 2003 Expecting . More... tools . Quizzes . Pregnancy Calendar . First 9 Months: An Interactive Journey . Pregnancy Glossary . Due Date Calculator . Baby Name Finder . More... experts . Fertility Expert . Nurse Midwife . Lactation Consultant . Nutritionist . More... chats . Tubal Reversal . Pregnancy Loss . Attachment Parenting . More... newsletters . Pregnancy . First Year of Life . Parenting News T O P I C S ParentsPlace . Adoption . Baby . Breastfeeding . Feeding . Fertility . Health . Infertility . Newborn . Pregnancy . Safety . Sleep . Twins   listen while you click    Choose a Station     MUSIC  Hits Live!  Soft Rock  Country  Disco TALK  Dr. Holly - Health  Dr. Patti - Sex  Dating Doyenne  Family Therapy  Celebrities   audio/video central   free newsletter       Rental car insurance simplified To buy a collision damage waiver or not is sometimes a baffling decision for many travelers at the rental car counter. The collision damage waiver (CDW) covers the cost of damages to the rental car if you are involved in an accident. However, it is not insurance -- it is simply a provision of your rental agreement that addresses your liability for damages to the car. So before you shell out the extra cash for this waiver, the Western Insurance Information Service (WIIS) suggests that you follow these guidelines to make the right decision: Check your existing auto insurance advertisement Click Here! policy Review your auto insurance policy or call your insurance agent before you rent a car. You don't want to pay extra money for coverages you already have. Most auto insurance policies will provide liability insurance if you injure someone in an accident. However, damages to the rental car are only covered under your policy's comprehensive and collision coverage. Make sure your auto policy includes this type of coverage. Check your credit cards In some cases, your credit card will pay for damages to a rental car in the event of an accident. To be eligible, you probably would have to decline the collision damage waiver as well as charge the full amount of the rental car on your card. Make sure your credit card offers these services. Also make sure you understand all limitations and exclusions your credit card may issue such as limited rental contracts and approved rental dealers. You may need to buy the CDW You can safely decline the collision damage waiver if you're absolutely sure your auto insurance or credit card applies. However, buying the collision damage waiver could be the answer for some travelers. Here are the reasons why: If you aren't covered under your own insurance or credit card then you may consider purchasing the collision damage waiver. It's a better option to pay about $8 to $11 a day than $15,000 to $20,000 to replace the rental car. The collision damage waiver pays for "loss of use." This is what the rental car company charges you for the money and time it lost since the vehicle could not be rented. Most states do not cover loss of use under an auto insurance policy. The exceptions are: Alaska, Connecticut, Louisiana, Minnesota, North Dakota, New York, Rhode Island and Texas. If you are involved in an accident, some rental car companies want payment upfront, meaning you'll have to wait to be reimbursed from your own insurance company. This is an expensive price to pay for some travelers, therefore some may just opt to pay the extra price for the collision damage waiver. Source: Western Insurance Information Service. Members of the WIIS Speakers Bureau offer free presentations on a variety of insurance and loss prevention issues. For more information on how to arrange for a speaker, please call (800) 397-1679.   related links     ARTICLE:   Insurance Series: Health   sponsored links    what are these ?   categories Celebrations Self-Identity Marriage/Partner Sex Parenthood Twins and Multiples Bereavement Family Dynamics Positive Parenting Radio Dads On the Job Divorce Single Parenting Stepfamilies Gardening Recipes News Briefs Polls   send to a friend     printer friendly version   PARENTSPLACE EXPERTS Nurse Midwife Lactation Consultant Birth Guru Pediatrician Family Therapist Parenting Experts Dentist OB/GYN Nutritionist Main Expert Area ------------------------ AUDIO . VIDEO   for your eyes, ears & mind   VIDEO Mine! Mine!: Watch this if you are tired of being toy referee. VIDEO New-Mom Yoga: Here are some yoga tips for new moms. Please Note: This iVillage/ParentsPlace.com service area is designed for educational purposes only. 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Results from search: http://europeforvisitors.com/europe/articles/rental_car_insurance.htm

Rental-Car Insurance Durant Imboden's Europe for Visitors europeforvisitors.com More than 2,500 pages of European travel articles, photos, and links from Durant Imboden , author of Buying Travel Services on the Internet . Home About this site Where to book & buy Venice for Visitors Switzerland for Visitors Austria for Visitors Popular topics: Accommodations Packing/luggage Places to visit Car travel Insurance Passports/safety Book reviews Rail travel Money/ATMs/cards Other travel tips All articles Europe Travel Planner Start Here Practical Info Transportation Countries Articles Articles Index City Guides Other Resources Photo Galleries SpyMaps T Tourist Offices Travel News Prints & Posters Go to Europe print gallery Contact Us Media/PR Info   European Rental-Car Insurance In Italy, a Collision Damage Waiver (CDW) is mandatory for rental cars. by Durant Imboden W hen you rent a car in Europe, liability insurance is normally included in the rate. Fire and theft insurance may also be included, but it's always a good idea to ask. What typically isn't included is insurance against collision damage. To protect yourself against having to pay for car repairs (or even a brand-new car) in the event of an accident, you need a Collision Damage Waiver or "CDW." This is available from three sources: Rental agencies The rental agent will offer you a Collision Damage Waiver when you pick up your car. In a few countries, such as Italy, you may be required to take the CDW. The cost isn't cheap--typically 10 to 25 U.S. dollars or Euros per day--but buying it from the rental-car firm is simple and offers peace of mind. You may also want to inquire about theft insurance , (LDW), which is usually mandatory with Italian car rentals but is optional in most countries. Credit-card companies Some credit-card companies provide free collision insurance for rentals charged on their Gold or Platinum cards. Unfortunately, the coverage isn't always as good as it seems, and many card issuers no longer protect overseas travelers or limit their protection to cheaper cars. To make matters worse, you may be required to authorize a deposit on your credit card up to the replacement cost of the vehicle, which isn't very practical if the car's value is more than your credit-card limit. If you get into an accident, you'll normally have to settle up with the rental firm, then seek reimbursement from the credit-card company after you get home. Page 2: Low-cost CDW, plus Web links    Car Rentals Auto Europe Rent cars, RVs, and cell phones from a company with 47 years in Europe. Peugeot leases are also available. Renault Eurodrive Driving 17 days or longer? A short-term lease is cheaper than renting. Rail Travel Rail Europe Rail passes, Rail 'n Drive, and tickets for 60 European railroads. Hotels HotelsCentral.com Great rates, with hotel ratings and reviews by readers. See my booking tips . Sightseeing Viator Book hundreds of city tours, day trips, boat cruises, etc. online. Air/Packages e-Vacations.com Buy an air/land package, or design your own. Expedia.co.uk Air tickets and holiday packages for British travelers. Insurance Insure My Trip Use the automated quote form to compare 29 plans.   Home Copyright © 1997-2002 Durant Imboden and his licensors. All rights reserved.


Results from search: http://www.insure.com/auto/carrental.html

Choose one Auto Term Life Health Homeowners Dental Quick Issue Life Children's Life Group Health Medicare Supp Long Term Care Fixed Annuity Travel Motorcycle Boat/Watercraft PrePaid Legal Classic Auto Classic Boat AL AK AZ AR CA CO CT DE DC FL GA ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY   insure.com - auto insurance - The basics of rental car insurance The basics of rental car insurance By insure.com What's in a name? Rental car insurance by any name will cover you just the same. Whether you buy it from the rental car agency or use your own insurance, you'll be protected from having to pay costly repair bills if you damage the rental company's property. However, there are some intricacies of rental car insurance of which you should be aware in order to make an informed purchasing decision. Your insurance vs. the rental car company's Your auto insurance Your own collision coverage is "excess" to any other coverage. Your collision insurance coverage in your personal auto insurance policy will likely cover damage you cause to any car that you're driving - including a rental car. However, many auto insurance policies say that your own collision insurance is "excess" to any other coverage, meaning that any coverage you buy from the rental car company kicks in first. In addition, your own collision insurance requires you to pay a deductible before the insurance company picks up the tab. Your comprehensive coverage will likely apply to any rental car you drive and cover fire, theft, vandalism, or animal collisions. Again, your personal comprehensive coverage is excess coverage and is subject to your deductible. If you cause an accident, your liability insurance will pay for the damages you cause to someone else, plus any medical expenses that arise from your negligence. Your liability insurance will cover you up to the limits of your policy, and if you were driving a rental at the time of the accident, your personal auto liability insurance, like your comprehensive and collision, will likely be excess coverage. Rental car company's insurance Rental car companies such as Alamo, Avis, Enterprise, and Hertz offer various types of insurance and waivers that broaden your liability protection and that can relieve you of the responsibility of paying for a wrecked rental. Loss damage waivers (LDW) and collision damage waivers (CDW) from the rental company essentially take the place of your own collision and comprehensive insurance, letting you off the hook if the rental is stolen or vandalized, or if you crash the rental car company's vehicle. Some LDWs include the CDW, and some waivers require you to pay a deductible, just like your comprehensive and collision insurance. Alamo, Avis, Enterprise, and Hertz insist that the waivers are not insurance. (In order for these to be true insurance, you have to purchase them through an insurance company. This option is not underwritten or sold by an insurance company, but it's the rental car company's version of comprehensive and collision insurance.) Cost: between $7 and $25 per day, depending on the rental car company and what kind of car you rent. Alamo, Enterprise, and Hertz offer liability insurance supplements that will cover you for up to $1 million if you cause an accident, damage property, or injure others. This coverage has a "combined single limit," meaning the insurer will pay no more than $1 million for bodily injury and property damages. If you purchase this insurance from the rental car company, it becomes your primary liability insurance. Your own personal auto liability insurance is, again, relegated to excess-coverage status. Cost: between $7 and $15 per day, depending on where you rent. You can also purchase accidental death and personal property insurance from your rental car company. Enterprise, for example, provides Personal Accident Insurance (PAI), which pays out a death benefit of $100,000 for the driver of the rental vehicle, whether you're in or out of the car. For example, if you slip in the bathtub and die during the time you're renting the car, the accidental death benefit pays out. It also provides a $10,000 death benefit for passengers who are killed while in the rental. Further, the PAI will pay for up to $3,500 in medical expenses for both you and your passengers. Cost: between $1 and $5 per day, depending on the rental car company. Alamo, Enterprise, and Hertz also offer "limited" coverage for your personal property that might get stolen out of the rental vehicle. To buy or not to buy Making sense (and cents) out of all the coverages you already have on your auto insurance and the ones that are offered by the rental companies is not easy. Buying all of the insurance offered from a rental car company can double your rental costs. Buying none of it might put you in a bad financial spot if you have an accident. Here are some factors to keep in mind. If you don't have your own collision coverage, buying the LDW is a good idea. If you don't have collision and comprehensive insurance and you're renting a car, it's a good idea to purchase the LDW or CDW, whichever your rental company offers. You might want to buy the waiver that offers you the broadest protection in this situation. Rental companies have several levels of damage waivers. For example, Alamo provides three levels of coverage: you're not responsible for any damage; you're responsible for damage that exceeds $500; you're responsible for damage that exceeds $3,000. Of course, the broader the coverage, the more you're going to pay. Enterprise's partial CDW, for example, requires you to pay a deductible (which varies by state). That costs $6.99 per day. Enterprise's full CDW costs $16.99 per day, but you aren't responsible for paying a deductible. All of Hertz's LDWs are deductible-free. You might eschew the LDW altogether if you have collision and comprehensive coverage because you'd be paying for "double coverage." Just remember that you have to cough up your deductible if the car is stolen or vandalized, or if you crash it. You who don't own cars will likely find the supplemental liability insurance offered by the rental companies valuable if you don't already have a nonowners auto insurance policy (For more, see No car, no problem .) The cost compared to the coverage is pretty good, but keep this in mind: Most states require the rental companies to automatically provide at least the minimum required liability coverage at no charge to you. In this situation, you won't have to purchase any insurance from the rental company to get some liability coverage. If you feel that you can get by with just the bare-bones policy, you won't spend a dime on liability insurance. (For more, click to your state's minimum auto liability requirements .) Got your own liability insurance? In this scenario, it will generally kick in first if you cause an accident. And remember, there's no deductible for liability insurance. Rental car company offerings of accidental death and personal property insurance give you needless "double coverage" if you already have health, homeowners or renters, and life insurance. Typically, your health insurance (or auto insurance if you have MedPay ) will kick in for your medical costs, regardless of what car you're driving. Your homeowners or renters policy normally covers personal property if it's stolen or damaged while in your car. And your life insurance will pay out, regardless of how you meet your end. To sum up Before you rent a vehicle, check your auto and homeowners or renters policies to get an idea of what coverage you have while in the rented vehicle. And while at the rental car company, take some time to find out exactly what they offer. Compare those coverages to the ones you already have. That way, you can avoid buying coverage you don't need. Last updated Jan. 16, 2001 Related information: Get an instant auto insurance quote! Rental reimbursement a good idea Do you need MedPay coverage? No car, no problem Using your personal car for business     $5K - $20K $25K - $100K


Results from search: http://www.insurance.com/profiles_insights/hot_topics/article_0200_1.asp

Hot Topics - The Facts about Rental Car Insurance - rental car insurance at Insurance.com   Quotes Auto Life Home Health Other  For licensed support, call 1.877.808.3435 or Email Us .    Homepage | Learning Center | Search | Login | Sitemap About Us  |  Privacy Policy  |  Legal & Licensing     Overview Current Topics Archives The Facts about Rental Car Insurance If you're renting a car this spring, you'll probably be asked to purchase an insurance package from the rental car company. Even if you're fairly confident that you don't need the insurance, an agent can sound awfully convincing. Don't be put on the spot. A little bit of research could save you from making the mistake of buying coverage you don't need or foregoing coverage that you should have. The best way to protect yourself In general, the best way to protect yourself when using a rental car is to purchase a regular automobile insurance policy that explicitly extends collision and comprehensive coverage to rental cars in any state or country. If you don't own a car and you rent on a regular basis, you might want to purchase a "nonowner" policy that will give you the same type of coverage. Unless you have an individual policy that explicitly extends coverage to rental cars, you should be cautious if you wish to avoid exposure to liability when renting a car. Doesn't my credit card issuer automatically insure me when I rent a car? Many major credit card companies claim to provide you with insurance coverage when you use their card to rent an automobile. However, you should read the fine print or get written verification from the company, because the coverage provided by your credit card is not always full coverage. Some cards only offer coverage if you rent your car from a particular agency. Some limit the days for which coverage is available. Some will only provide coverage for certain types and/or classes of cars. With some cards, the coverage is not automatic and you must enroll in a program to get coverage. Some cards that advertise automatic rental insurance really only reimburse you for the deductible that you would have to pay under your regular insurance policy. Still others may provide only collision and comprehensive coverage, leaving you exposed for personal injury or property damage to others. This is not to say that all credit cards fail to provide the coverage you need when you rent a car. It merely illustrates that you shouldn't blindly rely on your credit card issuer to protect you. Carefully examine the terms of your credit card agreement, then act accordingly What about coverage offered by the rental agency? The insurance packages that you purchase from a rental car agency (typically called "loss damage waivers") may or may not provide the protection you need. In your rush to get out of the airport, you may not realize that the loss damage waiver you purchased insures the rental car against theft, but not the contents. That could be a big surprise when your laptop computer and expensive camera are stolen from the rental car along with your luggage, and the rental agency rejects your claim (check your homeowners insurance policy in this case--you may be covered). Similarly, you may discover that the loss damage waiver you purchased for liability only provides limited coverage. Further, many loss damage waivers exclude certain items and/or situations from coverage. Again, this is not to say that rental car agencies are unable to provide you with the protection you need. It is merely to illustrate that you should read the fine print, or get verification from an agent if you have any doubts. What if I have a regular policy, but it isn't full coverage? It is possible that you have insurance on your personal car, but you don't carry collision and comprehensive, or sufficient liability coverage. It may not be necessary to call your agent and add all that additional coverage just so that you will be protected when you rent a car in Mexico during your upcoming vacation. You can probably close the gaps in your coverage using loss damage waivers and coverage offered by your credit card insurer. However, as discussed above, you need to be cautious. You want to be sure you are getting the coverage you need. Other sources of coverage If you have suffered a loss that isn't covered under your auto policy, don't forget to check your other insurance policies. For example, if personal property has been stolen from your rental car, it may be covered under your homeowners or renters policy. Similarly, certain medical policies may cover costs of injuries not covered under your regular automobile plan.


Results from search: http://www.allinsuranceinfo.com/4.htm

All Insurance Info   Insurance Long-Term Care Insurnace Policies Flood Insurance HomeOwners' Insurance Rental Car Insurance Automobile Insurance Life Insurance Links       Insurance Car Insurance Life Insurance Home Insurance Health Insurance     Personal & Business Insura Insurance Search - Find the Be Free Insurance Quotes Insurance Finder - Compare and Fast Online Insurance and Fina HomeOwners Insurance - Compare Need Homeowners? Get a Free Qu Homesite Home Insurance All Quotes Insurance: Shop For Free Homeowners Insurance Quot   [Rental Car Insurance] [ Check Your Exisiting Auto Insurance Policy ] [ Check Your Credit Cards ] [ You may Need to Buy the CDW ] [ Why Renters Should Buy Insurance ] To buy a collision damage waiver or not is sometimes a baffling decision for many travelers at the rental car counter. The collision damage waiver (CDW) covers the cost of damages to the rental car if you are involved in an accident. However, it is not insurance -- it is simply a provision of your rental agreement that addresses your liability for damages to the car. So before you shell out the extra cash for this waiver, the Western Insurance Information Service (WIIS) suggests that you follow these guidelines to make the right decision: [ check your existing auto insurance ]


Results from search: http://www.allinsuranceinfo.com/

All Insurance Info   Insurance Long-Term Care Insurnace Policies Flood Insurance HomeOwners' Insurance Rental Car Insurance Automobile Insurance Life Insurance Links       Insurance Car Insurance Life Insurance Home Insurance Health Insurance     Personal & Business Insura Insurance Search - Find the Be Free Insurance Quotes Insurance Finder - Compare and Fast Online Insurance and Fina HomeOwners Insurance - Compare Need Homeowners? Get a Free Qu Homesite Home Insurance All Quotes Insurance: Shop For Free Homeowners Insurance Quot   All the Questions Answered Buying insurance can be somewhat challenging at the best of times. With 'AllInsuranceInfo.com' you can take a lot of the guess work out of choosing the policy which is right for you. The information provided here is timely and up-to-date giving you a 'one-stop' information guide. [ Long-term Care Insurance Policies ] Long-term care is day-to-day care that a patient (usually over age 65) receives in a nursing facility or in his or her residence following an illness or injury, or in old age. [ more ] [ HomeOwners' Insurance ] A homeowners' insurance policy covers both property and liability. It is a total financial plan that protects your home, personal property, and personal liability. It is designed to pay for damages to your home and its contents. It can also protect you from financial liability if someone is injured on your property. A homeowners' insurance policy also protects you and your possessions when you are away from home. Basically, it extends to all your possessions no matter where you are. [ more ] [ Automobile Insurnace ] Automobile insurance covers motorized vehicles, which require a separate policy for property damage and liability exposures. Motorized vehicles are not covered under a homeowners insurance policy for property damage and/or bodily injury liability situations when operated away from an insured's premises. [ more ] [ Flood Insurance ] A flood is defined as a temporary condition of partial or complete inundation of normally dry land areas from overflow of inland or tidal waters, the unusual and rapid accumulation or run off of surface water from any source, or mudslides caused by flooding. [ more ] [ Rental Car Insurance ] To buy a collision damage waiver or not is sometimes a baffling decision for many travelers at the rental car counter. The collision damage waiver (CDW) covers the cost of damages to the rental car if you are involved in an accident. However, it is not insurance -- it is simply a provision of your rental agreement that addresses your liability for damages to the car. [ more ] [ Life Insurance ] Life insurance is an essential part of financial planning. The main purpose of purchasing life insurance is to ensure that your dependents are financially protected in the event of death. Life insurance is a way to plan for the future so you need to be sure that the coverage you purchase fits your needs. [ more ]


Results from search: http://www.1st-place-car-insurance.org/

1st Place Car Insurance Home Contact Us Books Books about Car Insurance Links Other Places to Go for More Information The Basics of Auto Insurance Automobile insurance plays an important role in protecting consumers from serious financial losses that can result from such accidents. Six Parts of an Auto Insurance Policy Your auto policy may include all 6 coverages or some of them. Each coverage is priced separately. Filing an Auto Insurance Claim Approximately 6 million auto accidents occur each year. If you are involved in an accident, knowing what to do may help alleviate some of the anxiety that an accident causes. Read about the 7 steps to take at the scene of the accident and the 4 steps for filing a claim. Nine Ways to Lower Your Insurance Rates You may not realize it, but the insurance rates you pay for your car can vary dramatically depending on the insurance company, agent or broker you choose, the coverages you request and the kind of car you drive. Listed here are a number of things you can do right now to lower your insurance costs. Theft Reports - Which Vehicles are Stolen the Most? According to a new study conducted by the National Insurance Crime Bureau (NICB), nearly one-third of the top 50 most commonly stolen vehicles in 1999 were sport utility vehicles, pickup trucks, and mini-vans. Injury, Collision & Theft Reports Two New Methods of Auto Insurance Worth Considering Every American who drives a car is reminded yearly of the exorbitant cost of automobile insurance. Read about Auto Choice and Exposure Insurance, the two new methods of Auto Insurance being discussed and used in some areas. Top 10 Reasons to Purchase Collision Damage Waiver Rental Insurance It has been debated for years whether a person renting a vehicle should purchase the Collision (or Loss) Damage Waiver from the rental company. The recommendation is that consumers, in general, SHOULD purchase CDW/LDW, at least for short-term rentals. The reasons are given in this article. Back to Top Everything Important About Insurance In Your State Alabama Alaska American Samoa Arizona Arkansas California Colorado Connecticut D.C. Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virgin Islands Virginia Washington West Virginia Wisconsin Wyoming Home | Contact Us | Back to Top © Copyright 2001 1st-place-car-insurance.org


Results from search: http://www.bnm.com/tips.htm

Rental Car/Auto Rental Tips Y ou can get some of the best rates by renting online! Be aware that other travel sites may NOT show the complete base total in their rate compare! For example, they may show only the weekly rate for an 8 day rental leaving out the actual base total you will pay (1wk+1day). Our New Compare Guide shows the complete rental base total for additional days and hours. There is often a wide variance in rates for the same or similar model of car, so it pays to compare. On www.bnm.com or rentalcarguide.com you can view all the different rates without needing a membership or password. Compare large major agencies, small independents, specialists, exotic cars to economy. See the Snapshot Area of a bnm.com airport page to view a "Snapshot of Rates" and go to our New Compare Guide for a quick comparison of rates on a specific rental. Also, follow the links to a specific rental company for rate information. When you need a rental car for vacation or business, it's a good idea to consider several factors while reserving to help make your trip more enjoyable. Rates are often a key consideration in the reservation of your car but, there are other factors that are important. For example, what are their hours of operation? Some smaller companies may close early on weekends. Besides your rate, you should also consider the service you will receive when you get off the airplane, how quickly you can obtain your rental car, the vehicle/model and its condition, the convenience of returning your car rental, the hours of operation and the availability of emergency road service. It is also important to be aware of the policies and restrictions of the different agencies. Some agencies even allow cash rentals, debit cards and rentals to those 18-25 years of age. Consideration of all of these factors can help make a large difference in your overall rental car experience. B elow is a more detailed list of relevant topics to hopefully make your trip a more enjoyable experience. These include FAQ's about coverages offered at the counter. You may also want to visit our page about coverages and options offered at the counter. See bnm.com's Rental Car FAQS and industry standard Airport Codes to save time when booking online. Visit Travelin' Joe for some up-to-date travel advice. Our tips include information about the following: · Online Booking Tips · Comparing Rates on bnm.com · Your Total Car Rental Bill · Drop-Off Charges · Advance Reservations · Child Safety Seats · Internet Discounts · Special Services · Coverages/Insurance · Credit Card Car Rental Coverages · "The 24 Hour Clock" · Same Location...Different Rates · Same Company...Different Rates · Airline Ticket Requirement · Quickly Changing Rates · Renting a Specific Car Type · Upgrades · Weekly Rates Vs. Daily Rates · Unlimited Mileage? · Gasoline Charges · Taxes and Airport Surcharges · Minimum Age Policies · Debit Cards - Credit Cards · Extra Keys · Check the Rental's Condition First! · Get a Map · Fuel/Gas Option Plans · Renting In Another Country · Additional Drivers Online Booking Tips When booking online with major national car rental chains its helpful to know the airport code for the airport you will pickup at. These major agencies have 100's of locations and 100's of rates at a given time and you need to fill out their booking forms entirely to get a rate for your trip. Knowing the airport code can be a shortcut to your online rate and reservation. For a list of airport codes: Click Here Snapshots & Compare Guide When booking online BreezeNet's bnm.com conveniently allows you to compare rates two different ways.. with our Snapshots of weekly and daily rates and our New Compare Guide for a quick comparison of rates on a specific rental. Click Here for an example Of Snapshots (Seattle) Credit Card Coverage Some UPPER level credit cards such as MasterCard Gold may be a source for excess or secondary insurance for a car rental, but only if you use the same credit card to rent the vehicle. Some upper level credit cards can be your primary collision coverage in absence of any personal car collision insurance or when you are traveling overseas, where your personal insurance will not apply. Typically, there is a dollar limit and/or vehicle type exclusions. Since these policies vary greatly, call your credit card company to find out their policies for car rentals. More information on subject. My Total Bill It can be confusing, but be aware that when you are quoted a "base rental car rate" it does not include rental coverages, sales taxes, airport taxes, airport/concession, vehicle license fees and miscellaneous surcharges. A trend in some cities is to help finance new sports stadiums and other initiatives by tacking on a surcharge. All of these additional charges can increase the base rate by 10-40% depending upon the airport location. Note that our "Snap Shot Rates" or the "Rate Compare Guide"; do not include these extra charges. Drop-Off Charges An extra fee is usually charged if a car is returned to a different location than where it was picked up. This fee varies on location so there usually is no general policy regarding this. In some instances there is no charge, at others it can be as high a $1500 if you drop the car off a long distance from where you picked it up at. Reserve in Advance! To get the best rate when applicable, reserve your car at a weekly rate (a week is usually between 5-7 days) instead of at a daily rate if possible, and reserve in advance. Check back periodically to see if a better rate is available. Rates are based in part on how many cars the agency has available at your pick up location. Be responsible and cancel your reservation if you have a change of plans. Child Safety & Infant Seats are Usually Available Most car companies offer child safety, toddler and infant seats. Since there may be limited availability or these you should reserve these well in advance. Be aware that at some locations, the rental car company may not guarantee that a child seat will be waiting for you upon arrival. They are usually $5-$6 per day to rent but can be anywhere from $2-$10 per day. Some agencies cap the charge at a maximum per rental. Online Internet Discounts are Available Many companies currently are offering online discounts on the internet. When reserving online, be sure to print out or take note of your confirmation information and take this with you to the counter. Service is Important! To get the best service, check your rental car companies website or inquire with them for what exactly they offer in the way of special services. Do I Need to Buy their Coverages, Insurance or Damage Waivers at the Counter? Check to see if your personal or business car insurance covers you in a rental car. This will save you worry and money when they ask "Do you want coverage/insurance?". Some upper level credit cards have rental car coverage, too. Your personal or corporate auto insurance may cover Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or Physical Damage Waiver (PDW). It may also cover Personal Accident Insurance (PAI), Personal Effects Coverage (PEC) and Additional Liability Insurance (ALI). Most of the time these are optional coverages. "Loss Of Use" or "down time" coverage may be offered at some locations but may be covered under CDW, LDW or PDW mentioned above. These charges (income the car would have generated if it was available to be rented) is an additional fee that might be accessed in the case of damage to your rental. Some companies require that you show proof of insurance. Also be aware that your personal insurance probably does not apply to your rental car when traveling overseas. All this is somewhat complicated and at times confusing because there are no industry standards for terminology and policies vary by locations. See also Car Rental Coverages and Fuel Options . Beware of the 24 Hour Clock When determining your car rental bill be aware of the "24 hour clock rate" most rental car companies use when charging you. This means if you rent your car on Wednesday and return it on Thursday, you are charged for one day only if you return it within 24 hrs. You are usually charged for 2 days if you return it more than 27-28 hrs after picking the car up. The policy for most companies is that an hourly rate is charged for the first 3-4 hrs after 24 hrs. Returning the car after the hourly rate period means a whole extra day is usually charged. Be aware that this procedure can vary from company to company and that some companies use a calendar day billing policy wherein you have until midnight to return your car before being billed for a full extra day. Rates Vary Greatly at a Location! Rental car rates can vary 50% or more across agencies at the same location. For example, in Tampa an economy car may rent for as low as $79/wk or as high as $149/wk on the same day. To get the best deal, reserve your car at least a WEEK in advance. The earlier the better! Rates can very greatly at busy locations. Destinations like Florida, Denver and Las Vegas are VERY COMPETITIVE with rates varying as much as 100%! Company Rates Vary from Location to Location Also keep in mind that rental car companies may vary their rates a great deal from city to city due to market forces. Rates for a little economy car at New York's La Guardia Airport may vary from $200-$349/wk! You may be Required to Show your Airline Ticket Be aware that some rental car agencies at the airport require that you show your airline ticket in order to receive your "discounted" airport rate. So if you need a rental car for only part of your trip it may not benefit you to go back to the airport to rent a car for the brief period you may need it. Your airline ticket may be required to show your flight arrival to be within 24 hours of rental car pickup at the airport for the lower rate. Car Rental Rates can Change Quickly For convenience, this guide includes "snap shots" of rates in at many major airports. Click your city of destination and go to "low rates". Bear in mind, these rates are only snap shots for reservations made on a given day and these rates usually change, If interested, see why rates change . You can't Reserve a Specific Type Car When you reserve, you are holding down a RATE, not necessarily a specific car. Write your CONFIRMATION number down where you will have it when you pick up your car. You Might be Able to Upgrade! If the rental car company is out of the class car you reserved you might be able to UPGRADE at no additional charge depending on what is available! Remember you reserved a rate in which the car company is obligated to. This can be risky though if you actually need a bigger car than the one you reserved. Reserve with Weekly Rates Rather than Daily Rates It is always best to stick with the dates and time period you have reserved. If you're not sure when you will be returning a car because you may have to stay longer, it may be much better to reserve in advance for a longer time and return it early than pay the "premium daily rates" for returning a car a few days late. Typically, you're not penalized for returning it early, however this is not true across the board. Some companies may recalculate your rate based on current daily rates, which may be much higher than when you reserved. Unlimited Mileage? Most major rental car companies allow for unlimited MILEAGE in the same state, but it's a good idea to check their policy before confirming. Many smaller local independent companies charge mileage after 100-200 free miles per day. Gasoline Charges Be sure and fill your car up before you return your car. In most cases you will pay a high premium if you forget. See also FUEL-GAS OPTION PLANS below and Insurance and Gas . Taxes & Airport Surcharges Vary from state to state, airport to airport and are additional expenses that can increase your overall bill substantially. "Off airport" car rentals may mean lower surcharges for you. Minimum Age Policies will Differ Besides needing a valid drivers license and credit card in the same name, most large agencies require renters to be at least 25 years old. Many smaller local companies as well as Alamo have a minimum age of 21. See our Underage page for specific company listings. Do I Need a Major Credit Card? Yes, most rental car agencies accept only major credit cards and do NOT accept debit cards or cash. Alamo accepts debit cards with the Visa or Mastercard logo only. There are a few small independents that allow cash deposits. With the use of a debt card, the agency may require a credit check. Get an Extra Key! Many car companies will provide you with an EXTRA KEY if you ask for one. This can come in handy for some of us who are absent minded. Check Out the Condition of your Car It's a good idea to get out and inspect the vehicle with the attendant for scratches, dents or other damage before you take off. Any damage or unusual dents or scratches should be noted on the contract before you leave the lot. Go back to the rental office if need be to have this acknowledged in writing. Some companies may enforce a hard line policy regarding this. Look at a Map Before Taking Off Be sure you get a MAP and look at it before you take off in your rental car. If you need to ask questions do so before you leave the agency. Take note of the location so you can easily return your car. Fuel - Gas Option Plans A "Fuel Purchase Option" or "Fuel Service Option" means you purchase an additional tank of gas at the average market price when you pick up the car. This plan is only useful IF you forget or do not have the time fill-up before returning to the airport since it will allow you to avoid paying the high fuel prices you will be charged to fill the tank up. If you return the car near empty then you have really played this option to perfection but, the truth is, how often will this actually occur? Renting in Another Country When renting a car in another country, your personal insurance coverage probably will not extend to a car rental. In this case, your best option is to buy the collision damage waiver from the rental agency which may be expensive but very useful. Can I Let Someone Else Drive the Rental Car? In most cases, you will need to list additional drivers on your contract at the time of pick up. Some companies will allow your spouse to drive at no additional cost, but check first. If someone else drives the car without the rental car agency's permission your contract maybe voided for protection and even claims against your personal insurance coverage. Also see International Travel Tips for travel tips and advice on packing, safety and passport pointers. Top || Feedback || FAQs & Tips || Add Company || Home - More Cities || Help! Brought to you by BreezeNet Copyright © 1996-2002. All rights reserved.


Results from search: http://www.bnm.com/costless.htm

Costless Cash Car Rentals of Los Angeles Cash Rental Car Company Located Off Airport On Century Blvd. Only 15-20 min From LOS ANGELES INTL AIRPORT (LAX) - Regular Airport Shuttle Not Provided. Call 1-800-770-0606 or Use a Cab Upon Arrival For Airport Pickup Note Limited Hours of Operation: 8am-4pm on wkdays, 8am-2pm wknds We Offer Cash Used Car Rentals (credit card not needed) to Cash Qualified Renters Only! Se Hable Espanol/Deutsch Specializing in Student Discount Rates, Under 21, Quality Used Cars International and Cash Rentals Mention BreezeNet For A Free $10 phone card with one week rental! Features || Cash Rental Qualifications Cash Only Rentals Available For Renters That Qualify Free airport pick-up/drop-off with prior arrangements Minimum Age 19 With No Surcharge! Mention BreezeNet For A Free $10 phone card with one week rental! Quality Used Cars International License OK Se Habla Español/Deutsch Online Quote Inquiries OR CALL 1-800-770-0606 Outside USA Call: Tel. 310-673-9899 - Fax 310-680-9797 4831 W. Century Blvd., Los Angeles, CA 90304 Our general requirements for cash rentals: (1.) US resident drivers should have their own full coverage car insurance policy (2.) Cash deposit depending length of rental and type of car (around $500.-) (3.) Foreign passport holders deposit their passport with us as security. (4.) We interview drivers on the phone or per e-mail briefly about their driving experience (length & accidents) Our requirements for under 21 drivers: (1.) US-resident drivers must have their own full coverage car insurance policy. (2.) We interview drivers on the phone or per e-mail about their driving experience. "Costless Car Rental reserves the right to refuse service to any customer" Online Booking & Rate Inquiry Form Please fill out the following required information to obtain a rate quote. First Name Last Name Country or State if USA Phone number (required) E-Mail (A correct address is required for us to reply back) 25 or over 21-24 19-20 Age Economy Midsize Fullsize Select Vehicle (required) Click arrow above for dropdown menu and car selection. Are you a student? Student Nonstudent Los Angeles International Airport (LAX) Other Location (Indicate below in comments) Arriving Location Airline Flight # Flight ETA (estimated time of arrival am or pm) Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Day 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Rental Pickup Date (required) Hour 01 02 03 04 05 06 07 08 09 10 11 12 Min 00 30 AM PM NOON MIDNIGHT Rental Pickup Time (required) Note Limited Hours of Operation: 8am-4pm on wkdays, 8am-2pm wknds Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Day 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Rental Return Date (required) Hour 01 02 03 04 05 06 07 08 09 10 11 12 Min 00 30 AM PM NOON MIDNIGHT Rental Return Time (required) Note Limited Hours of Operation: 8am-4pm on wkdays, 8am-2pm wknds Same as Pick Up Other, indicate below Return Location - Select Credit Card - Visa Mastercard American Express Discover Cash Rental Credit Card Do you want a cash rental? (see our qualification requirements above) Yes No Additional inquiries and comments you may have: * Top || Feedback || LA Rental Car Guide The Rental Car Guide is brought to you by BreezeNet. This site is brought to you by Costless Car Rental near LAX 1-800-770-0606. © Copyright 1997-2001. All rights reserved.


Results from search: http://www.hotwire.com/customer-care/car-rental-faq/rental-car-insurance.jsp

Rental Car Insurance: Hotwire Car Rentals FAQs Home Flights Hotels Car Rentals Log In Recent Searches My Account Customer Care Q: What about rental car insurance? A: Hotwire's car rental rates do not include any insurance. However, you will be able to purchase insurance when you pick up the rental car. Prior to pick-up, please check with your insurance provider to determine whether or not your personal auto, homeowners or renter's policy covers car rentals. You may also want to check with your credit card company for possible insurance coverage on rental cars. Email us if you have questions that are not answered in our "Customer Care" section. See more car rental questions... Privacy Policy Rules Partners About Hotwire Press Room Tell a Friend Affiliates   © Copyright Hotwire 2000-2002. All rights reserved. Hotwire, Hot-Fares, Hot-Rates and the Hotwire logo are servicemarks of Hotwire. CST 2053390-40

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