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Results from search: http://www.fema.gov/library/pub001.htm
FEMA: How to File a Flood Insurance Claim
Results from search: http://www.fema.gov/fema/pub001.htm
FEMA: How to File a Flood Insurance Claim
How to File a Flood Insurance Claim When Your Property Is Damaged By A Flood
If possible, photograph the outside of the premises, showing the flooding and the damage. Also, photograph the inside of the premises, showing the damaged property and the height of the water. If you have flood insurance, start by calling your insurance agent to report your claim. The agent will prepare a Notice of Loss form and an adjuster will be assigned to assist you. Separate the damaged from the undamaged property and put it in the best possible order for the adjuster's examination. If reasonably possible, protect the property from further damage. When the adjuster visits your property, let him or her know if you need an advance or partial payment of loss. Again, good records can assist the NFIP in giving you an advance payment. Use your inventory to work with the adjuster in presenting your claim. Damaged property which presents a health hazard or which may hamper local clean-up operations should be disposed of. Be sure to adequately describe discarded items so that, when the adjuster examines your losses and your records, these article are included in the documentation. Good records speed up settlement of your claim. Compile a room-by-room inventory of missing or damaged goods, and include manufacturer's names, dates and places of purchases, and prices. Try to locate receipts or proofs of purchase, especially for major appliances, and note manufacturers' names, serial numbers, prices, and dates of purchase. Myths and Facts About the NFIP What You Need to Know About Federal Disaster Assistance
Updated: September 18, 1996
Results from search: http://www.travelers.com/
Travelers Insurance offers Auto Insurance, Homeowners Insurance, Small Business Insurance, Commercial Insurance and Life Insurance
> Auto, Home & More
> Life Insurance
> Investing for Retirement
> Find an Agent
> Claim Services
- Report your claim day or night, 365 days a year. 1-800-CLAIM33 (1-800-252-4633)
> Small Business Center
> Business Insurance
> Surety & Executive Liability
> Find an Agent
> Claim Services
May 10, 2002
Travelers Property Casualty's CFO Jay Benet Presents at Goldman Sachs Financial Services Conference
May 9, 2002
Travelers Property Casualty Names New Board Members
May 6, 2002
Travelers' Injured Worker Website Delivers On Promise
Privacy & Legal Notices ©2002 Travelers Property Casualty Corp. ©2002 The Travelers Insurance Company and its affiliates.
Results from search: http://www.iila.com/
IILA - INSURANCE CLAIM ADJUSTERS - PROPERTY LOSS INVESTIGATIONS
IILA,
International Institute of Loss Adjusters, is a non for profit
corporation, that is a trade association for member companies
that handle insurance claims for insurance companies and self
insured risks. Specializing in the first party claims, the
Asociation is a group of experienced professionals who handle
insurance claims throughout the world. The Mission statement and
Brochure elaborate the purposes and goals. A map is provided for
point and click identification and location.
IILA
The International Institute of
Loss Adjusters
Aims and Purpose:
To place in the
hands of all Insurance Companies, Underwriters and
Governments, a Directory of selected insurance adjusters
for the adjustment of property loss claims throughout the
world.
To promote good relations
and an interchange of information and assistance between
all the Associations of property loss adjusters
throughout the world which subscribe to mutually
acceptable standards.
To develop and promote a
code of ethics suitable for adoption and enforcement in
all countries and to assist in the administration of such
enforcement.
Officers:
Walid H. Jishi, President
William E. Ballard, 1st Vice President
William F. Seaman, 2nd Vice President
Ted Wheeler, 3rd Vice President
James E. Stivers, Secretary
A. Stewart Ponton, Treasurer
Stephen S. Hastings, Director at Large
E. Lee Stewart, Immediate Past President
World Headquarters
L.J. Shaw & Company
1100 S. Main Street
Lombard, Illinois 60148-3971, U.S.A.
PHONE: (630) 932-0707
FAX: (630) 932-1392
email: iila@iila.com
Other Sites:
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Administration
Page created by: NetSource
Results from search: http://www.cgu.com.au/services/property.shtml
CGU Insurance - Service Initiatives - Property Insurance Claim
CGU Service Initiatives
How do I make a property insurance claim?
(For loss, theft, fire, impact and glass claims where repairs have already been completed.)
Please contact your nearest CGU Insurance Branch when something happens that you believe you can claim for.
What you must do when you make a claim.
A. You must make your claim as soon as possible after you suffer a loss. If you do not make your claim within 30 days, we may reduce what we pay you by an amount to take account of any disadvantages we suffer as a result of the delay.
B. You must also:
Take all reasonable steps to prevent any further loss from occurring.
Advise the nearest police station if your property is lost or stolen, vandalised or maliciously damaged. We may ask you to give us a written report from the police.
Keep the property that has been damaged so that we can inspect it.
Tell us about any prosecution or inquest that may be held.
Send us any document relating to your claim within 72 hours of you receiving the document.
C. In relation to the Goods and Services Tax (GST), you must provide information, where requested. It is important that you provide us with:
Your Australian Business Number (ABN) if applicable.
Whether or not you are registered for GST.
The amount of input tax credit you have claimed on the GST applicable on the premium.
If you do not give us all the information we ask for, it may affect the amount we pay you for your claim. Even if you do not have an ABN, or are not registered for GST, you must still answer the relevant questions on the claim form. If you do not complete all the questions, we will be unable to process your claim.
D. Please click here to download a copy of the CGU Property Claim Report.
To install the latest version of Adobe® Acrobat® software please click on one of the following links:
Acrobat Reader 5.0 - English for Windows 95, 98, Me, NT 4.0, and 2000 8.6 MB
Acrobat Reader 5.0 - English for Macintosh (MacBinary) 0.4 MB
What you must not do when you make a claim
A. You must not repair or replace any damaged property without our consent.
B. Do not pay, promise to pay, or offer payment, or admit responsibility for a claim.
Results from search: http://law.freeadvice.com/insurance_law/property_insurance/
Property Insurance Law: Free Legal Information
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General Property Insurance Questions
WHAT IS AN INSURANCE POLICY?
WHAT IS AN "INSURABLE INTEREST"?
HOW DOES AN INSURANCE POLICY "PROTECT" ME?
WHAT ARE "EXCLUSIONS" AND "LIMITATIONS" AND HOW DO THEY AFFECT MY COVERAGE?
ARE THERE ANY GOVERNMENT AGENCIES THAT REGULATE HOW INSURANCE COMPANIES OPERATE?
WHAT COVERAGE DO I GET FROM A "HOMEOWNERS" POLICY?
IF I OWN A HOUSE, AM I REQUIRED TO BUY HOMEOWNER'S INSURANCE?
IF I DO NOT OWN PROPERTY, BUT ONLY RENT A HOUSE OR APARTMENT, DO I STILL HAVE A NEED FOR INSURANCE?
WHAT HAPPENS IF I INJURED MYSELF AT MY FRIEND'S HOUSE?
SHOULD I HAVE INSURANCE ON THE BUILDING?
WHAT KINDS OF INSURANCE SHOULD I BUY FOR MY COMMERCIAL BUILDING?
ARE THERE LEGAL LIMITATIONS ON INSURANCE COMPANY BUSINESS PRACTICES?
ARE THERE ANY LIMITATIONS ON WHAT AN INSURANCE COMPANY CAN CHARGE FOR INSURANCE?
CAN AN INSURANCE COMPANY REFUSE TO SELL ME INSURANCE FOR ANY REASON IT CHOOSES?
CAN AN INSURANCE COMPANY CANCEL MY POLICY FOR ANY REASON IT CHOOSES?
CAN I CANCEL MY POLICY AT ANY TIME AND WILL THERE BE A PENALTY?
IF I MISS A PREMIUM PAYMENT AND GET A CANCELLATION NOTICE, IS THERE ANYTHING I CAN DO TO BE ABLE TO KEEP THE POLICY?
WHAT AM I REQUIRED TO DO WHEN I HAVE A CLAIM?
WHAT HAPPENS WHEN THERE IS A CLAIM?
IF I AM SUED, DOES MY INSURANCE COMPANY DEFEND ME IN COURT?
IF I AM SUED, CAN MY INSURANCE COMPANY SETTLE THE CASE WITHOUT MY CONSENT?
WHAT IS A "RESERVATION OF RIGHTS" LETTER?
WHAT CAN I DO WHEN AN INSURANCE COMPANY REFUSES TO PAY A CLAIM?
IF I THINK CERTAIN WORDS IN MY POLICY MEAN SOMETHING DIFFERENT FROM WHAT MY INSURANCE COMPANY SAYS THEY MEAN, HOW DO WE RESOLVE IT?
WHAT LEGAL REMEDIES DO I HAVE IF MY INSURANCE COMPANY WON'T PAY MY CLAIM OR WON'T PAY WHAT I THINK THE CLAIM IS WORTH? LAWSUIT FOR BREACH OF
CONTRACT
LAWSUIT FOR "BAD FAITH"
WHAT IS THE "DUTY TO MITIGATE DAMAGES?"
ARE THERE ANY OPTIONS FOR RESOLVING A DISPUTE WITH MY INSURANCE COMPANY OTHER THAN SUING THE COMPANY IN COURT?
ARBITRATION
ARBITRATION
COMPLAINT TO DEPARTMENT OF INSURANCE
Cancellation
CAN AN INSURANCE COMPANY CANCEL MY POLICY FOR ANY REASON IT CHOOSES?
IF I MISS A PREMIUM PAYMENT AND GET A CANCELLATION NOTICE, IS THERE ANYTHING I CAN DO TO BE ABLE TO KEEP THE POLICY?
Claims
HOW DO HOMEOWNERS FIT REGARDING PROPERTY DAMAGE?
WHAT HAPPENS WHEN THERE IS A CLAIM?
WHAT AM I REQUIRED TO DO WHEN I HAVE A CLAIM?
WHAT IS A "RESERVATION OF RIGHTS" LETTER?
WHAT CAN I DO WHEN AN INSURANCE COMPANY REFUSES TO PAY A CLAIM?
WHAT LEGAL REMEDIES DO I HAVE IF MY INSURANCE COMPANY WON'T PAY MY CLAIM OR WON'T PAY WHAT I THINK THE CLAIM IS WORTH? LAWSUIT FOR BREACH OF
CONTRACT
LAWSUIT FOR "BAD FAITH"
ARBITRATION
COMPLAINT TO DEPARTMENT OF INSURANCE
MY CONDO UNIT WAS RECENTLY FLOODED BY MY NEIGHBOR'S BROKEN WASHING MACHINE. MY INSURER SAYS I HAVE TO ANTE UP THE $250 DEDUCTIBLE. WHY? IT'S NOT MY FAULT. THE NEIGHBORS
SHOULD PAY.
Commercial buildings
SHOULD I HAVE INSURANCE ON THE BUILDING?
WHAT KINDS OF INSURANCE SHOULD I BUY FOR MY COMMERCIAL BUILDING?
Dispute resolution
WHAT LEGAL REMEDIES DO I HAVE IF MY INSURANCE COMPANY WON'T PAY MY CLAIM OR WON'T PAY WHAT I THINK THE CLAIM IS WORTH? LAWSUIT FOR BREACH OF
CONTRACT
LAWSUIT FOR "BAD FAITH"
ARE THERE ANY OPTIONS FOR RESOLVING A DISPUTE WITH MY INSURANCE COMPANY OTHER THAN SUING THE COMPANY IN COURT?
ARBITRATION
ARBITRATION
COMPLAINT TO DEPARTMENT OF INSURANCE
IF I THINK CERTAIN WORDS IN MY POLICY MEAN SOMETHING DIFFERENT FROM WHAT MY INSURANCE COMPANY SAYS THEY MEAN, HOW DO WE RESOLVE IT?
Exclusions and limitations
WHAT ARE "EXCLUSIONS" AND "LIMITATIONS" AND HOW DO THEY AFFECT MY COVERAGE?
Government regulation
ARE THERE ANY GOVERNMENT AGENCIES THAT REGULATE HOW INSURANCE COMPANIES OPERATE?
ARE THERE LEGAL LIMITATIONS ON INSURANCE COMPANY BUSINESS PRACTICES?
Homeowners
WHAT IS AN "INSURABLE INTEREST"?
WHAT COVERAGE DO I GET FROM A "HOMEOWNERS" POLICY?
HOW DO HOMEOWNERS FIT REGARDING PROPERTY DAMAGE?
WHAT ARE "TITLE INSURANCE" AND "MORTGAGE INSURANCE", AND ARE THEY NECESSARY?
WHAT IS THE "DUTY TO MITIGATE DAMAGES?"
WHAT HAPPENS IF I INJURED MYSELF AT MY FRIEND'S HOUSE?
MY SON AND HIS NEIGHBORHOOD BUDDY, JOE, WERE PLAYING AT OUR HOME AND MY SON ACCIDENTALLY HIT JOE WITH A STICK, CUTTING HIS CHECK THAT REQUIRED A HOSPITAL VISIT AND
STITICHES. ARE WE RESPONSIBLE FOR PAYING JOE'S HOSPITAL AND MEDICAL BILL?
I WAS BITTEN BY A DOG AT A RENTAL UNIT WHERE I WAS TREATING AN INVASION OF ANTS. THE LANDLORD LET ME IN WITHOUT THE TENANT'S PERMISSION. I ENDED UP GOING TO THE HOSPITAL
FOR TREATMENT. CAN I SUE?
Purpose
HOW DOES AN INSURANCE POLICY "PROTECT" ME?
Rates and ratings
ARE THERE ANY LIMITATIONS ON WHAT AN INSURANCE COMPANY CAN CHARGE FOR INSURANCE?
Rental
IF I DO NOT OWN PROPERTY, BUT ONLY RENT A HOUSE OR APARTMENT, DO I STILL HAVE A NEED FOR INSURANCE?
I WAS BITTEN BY A DOG AT A RENTAL UNIT WHERE I WAS TREATING AN INVASION OF ANTS. THE LANDLORD LET ME IN WITHOUT THE TENANT'S PERMISSION. I ENDED UP GOING TO THE HOSPITAL
FOR TREATMENT. CAN I SUE?
CAN I BE DENIED LIFE INSURANCE BECAUSE OF A PREVIOUS STAY IN A MENTAL HEALTH FACILITY OR TAKING ANTI-DEPRESSIVES OVER 2 YEARS AGO?
Suit
WHY NOTIFY MY INSURANCE COMPANY?
IF I AM SUED, DOES MY INSURANCE COMPANY DEFEND ME IN COURT?
IF I AM SUED, CAN MY INSURANCE COMPANY SETTLE THE CASE WITHOUT MY CONSENT?
WHAT IS A "RESERVATION OF RIGHTS" LETTER?
Title/mortgage insurance
WHAT KINDS OF INSURANCE CAN I BUY?
WHAT ARE "TITLE INSURANCE" AND "MORTGAGE INSURANCE", AND ARE THEY NECESSARY?
WHAT IS MORTGAGE INSURANCE?
WHAT IS TITLE INSURANCE AND WHY DO I NEED IT?
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Results from search: http://www.wtcinsurance.org/docs/notice%20for%20PROPERTY%20INSURANCE%20CLAIM.doc
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