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Clarica: personal health insurance
{ Stock price: CLI $51.93 (-0.57) }
{ Daily fund prices }
Do you need personal health insurance coverage?
You may need health insurance if:
you don't have coverage through your employer
you're a small business owner with no group benefits
there are limitations to what your provincial plan covers
As an entrepreneur, self-employed professional, employee or seasonal worker
who doesn't have the employee benefits available in many companies, a personal
health solution may be what you're looking for to cover dental bills, drug
expenses and other medical costs.
Keeping healthy can be costly
Government plans cover only
some health-related expenses. The remainder of the cost is up to you. While some
people can rely on their employee benefits to help offset additional expenses,
there are many Canadians who do not have this coverage.
Providing affordable coverage
In recognition of the growing need for personal health coverage, Clarica
offers personal health insurance to Canadian residents. This nationwide program
provides affordable coverage for unexpected health problems and emergencies as
well as many ongoing health-related needs not covered by provincial
and territorial plans .
Tax advantages
With personal health insurance you can have the coverage you need -- and you
could qualify to claim your premiums and save valuable tax dollars .*
Individuals who are self-employed and unincorporated may be
eligible to deduct
personal health insurance premiums as a business expense.
Health and dental premiums paid on behalf of employees are tax deductible
for employers and are considered a non-taxable benefit for employees.
* To confirm eligibility for a tax deduction we recommend you talk to your
accountant.
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