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Results from search: http://hiicap.state.ny.us/
Health Insurance Information, Counseling and Assistance Program
(HIICAP) Web Site
Health Insurance Information,
Counseling & Assistance Program
New York State World Trade
Center Relief Fund
HEADLINES
Governor
Pataki Signs New Legislation to Help Medicare Beneficiaries - Under new legislation
effective April 1, 2002, assets (such as savings) will not be counted when
determining eligibility for Qualified Individual 1 and Qualified Individual 2
benefits.
Aging
News Online - The latest edition of the
Aging News , the
New York State Office for the Aging's quarterly newsletter, is online. Find a
variety of articles and news items on new State initiatives, and more for older
New Yorkers.
A Vaccine
for Pneumonia? - Yes! If you haven't had the
pneumococcal shot, it's available now and year-round.
The
Pneumonia Review answers your questions about the pneumococcal vaccine and
the protections it offers!
New
Medicare Benefits - Medicare now provides
two new benefits -- medical nutrition
therapy and glaucoma screening for Medicare beneficiaries considered to be at
risk. Medicare also covers other Preventive
Services and Screening Benefits .
Benefit
Facts Updated - Since January 1, 2002, several
public benefit programs (such as HEAP and Medicaid) have new income eligibility
requirements. Check HIICAP's updated Benefit
Facts for details.
Future of Long Term Care
- What does the future hold for long term care as Baby Boomers expand the
senior citizen population? Read
Long
Term Care , an article from
Project 2015:
The Future of Aging in New York State .
Rules for
Changing Medicare Health Plans - Different rules for
when and how often you can switch your Medicare health maintenance organization
were put in place in January. If you are in a Medicare health plan, or are
considering joining one, you will want to know
how the rules affect you .
See
NEWS & UPDATES for
full stories.
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Aging
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Insurance
Your Guide to Senior
Housing
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Village
Copyright © New York State Office for the Aging 2001-2002.
An Equal Opportunity Employer
Results from search: http://www.labor.state.ny.us/html/safety/saf_hlth.htm
NYS Department ofLabor - Site Search
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Look for words with the same prefix. For example, in your query form type key* to find key , keying , keyhole , keyboard , and so on.
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This query finds all pages that mention Abbott or Costello or both.
Results from search: http://www.health.state.ny.us/
New York State Department of Health - http://www.health.state.ny.us
http://www.health.state.ny.us
Results from search: http://www.health.state.ny.us/nysdoh/epic/faq.htm
Elderly Pharmaceutical Insurance Coverage (EPIC) Program
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Return to Information for Consumers
A Prescription Plan for Senior Citizens Sponsored by New York State
The EPIC application form is available as an Adobe Portable Document Format (PDF) file. A special reader software is needed and can be downloaded free. Click here for help with PDF files. Ayuda con archivos PDF
Click here to download and print the EPIC Application form in English (file size 693 KB)
Pulse aquí para descargar e imprimir la aplicación de EPIC en español (tamaño de archivo es 630 KB)
Click here for an on-line Application Request Form
Click here for a copy of the program's most recent Annual Report (PDF format - 233KB)
Or call 1-800-332-3742 for more information or an application.
What is EPIC?
EPIC is a New York State sponsored prescription plan for senior citizens who need help paying for their prescriptions. Over 270,000 seniors already belong and are saving over half the cost of their medicines.
Last year, legislation was passed that significantly enhanced the EPIC program. Income limits were increased, copayments for prescriptions were lowered, quarterly fees were reduced for low and moderate income seniors, and a new deductible plan was added for higher income seniors. These changes began January 1, 2001.
Who can join?
New York State residents can join EPIC if they are 65 or older, and have an annual income of $35,000 or less if single, or $50,000 or less if married.
Seniors who receive full Medicaid benefits or have other prescription coverage that is better than EPIC are not eligible for EPIC benefits.
How does EPIC work?
EPIC is a cost sharing program. Seniors with moderate incomes pay a low quarterly fee, and participate in the Fee Plan . Seniors with higher incomes meet an annual deductible , and participate in the Deductible Plan . Those who pay a fee or meet their deductible make a copayment at the pharmacy when purchasing prescriptions.
Fee Plan
Single seniors with income up to $20,000 and married seniors with income up to $26,000 are eligible for the Fee Plan; the cost to join this plan is based on annual income. Seniors may pay their annual fee in quarterly installments.
Click here to see the new fees
Deductible Plan
The Deductible plan is available to single seniors with income between $20,001 and $35,000, and married seniors with income between $26,001 and $50,000. This plan is designed to help seniors with high drug costs. There is no fee to join the Deductible Plan. Those enrolled pay full price for their prescriptions until they meet an annual deductible which is also based on income. There is no need to send in receipts; EPIC automatically keeps track of how much deductible enrollees have spent at the pharmacy. After the deductible is met, these enrollees save more than half of their prescription costs for the rest of the year.
Click here to see the new deductibles
Copayments
At the pharmacy, those enrolled in the Fee Plan and those enrolled in the Deductible Plan who have met their annual deductible show their EPIC cards, and.
For Each Prescription Costing:
Enrollees Pay:
Up to $ 15
$ 3
$ 15.01 to $ 35
$ 7
$ 35.01 to $ 55
$ 15
Over $ 55
$ 20
What drugs are covered?
Almost all prescription medicines are covered, as well as insulin, and insulin syringes and needles. Both brand name and less expensive generic drugs are included. Enrollees can buy up to 100 tablets, or a 30-day supply at a time.
How can I find out more about EPIC?
EPIC operates a toll-free Helpline which is available from 8:30AM to 5:00PM, Monday through Friday. Call 1-800-332-3742 for more information or an application .
Click here for an EPIC application
Adobe PDF format - 694 KB Click Here with help with PDF files.
Send questions or comments to: epic@health.state.ny.us
Revised: December 2001
Results from search: http://www.hipusa.com/
Health Insurance at HIP NY, Health Insurance Plan of New York
Know your blood pressure numbers: If you don't know, ask your doctor. Your goal is less than 140/90.
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Y ou've got questions; we've got answers.
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of resources awaits you.
2001 © HIP Health Plan of New York.
All Rights Reserved. The use of and access to the information in this
site is subject to the terms and conditions set out in the Agreement
to use this site. Please review the privacy policy:
The Agreement proceeding. Class Action Notice.
Report insurance fraud or abuse .
Results from search: http://www.nyig.com/
Travel insurance and International Health Insurance Offers international travel insurance, international health insurance, international life insurance and expat disability insurance products that maximize choice and flexibility to meet your needs in the global marketplace. New York International Group is an international brokerage firm that specializes in providing a vast variety of international insurance plans to US expatriates, foreign nationals, non-US citizens regardless of citizenship or residence, international travelers, corporations with employees worldwide, visa applicants, missionaries and overseas exchange students.
Travel Insurance International Health Insurance for business travelers exchange students expatriates
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International Travel Insurance , International Health Insurance , Life Insurance and Disability Insurance Products
We offer international travel insurance , international health insurance , international life insurance and expat disability insurance products that maximize choice and flexibility to meet your needs in the global marketplace . New York International Group is an international brokerage firm that specializes in providing a vast variety of international insurance plans to US expatriates, foreign nationals , non-US citizens regardless of citizenship or residence, international travelers , corporations with employees worldwide, visa applicants , missionaries and overseas exchange students . If you would like more information regarding our travel insurance or international health insurance products, please contact us via phone:
800.804.5763
or
212.268.8520
, e-mail
, or our international insurance inquiry form
.
International Health Insurance
U.S . style major medical insurance plan designed for expats and foreign nationals regardless of citizenship or residence, provides worldwide coverage with doctor and hospital of choice.
International Travel Medical Insurance
Travel medical insurance , including emergency medical evacuation, accidental death and dismemberment and lost baggage, provides travel health and safety to business travelers, vacationers, missionaries, expatriates, overseas exchange students, and students studying abroad.
International Group Plans
International health, life and disability plans are specially designed for corporations with employees worldwide, international associations, student exchange programs, missionaries and travel groups.
International Life Insurance
International life insurance provides life insurance protection in US dollars to US citizens who reside or travel overseas and to all other nationalities. Coverage is available to both individuals and groups.
International Disability Insurance
International disability insurance provides income protection for expatriates and foreign nationals, should they become disabled due to injury or illness. Coverage is available to both individuals and groups.
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Results from search: http://aging.state.ny.us/
New York State Office for the Aging Web Site
Serving
Older New Yorkers
& Their Families
New York State World Trade Center Relief Fund
HEADLINES
State
To Address Impact of 'Boomers' - Governor George E.
Pataki has directed 37 State agencies to examine the impact of the Baby Boom
generation on State services. "Changing demographics will have an
impact on what we do in government and how we do it," Governor Pataki
said.
May is Older Americans
Month! - This year's theme, "America: A
Community for All Ages," pays tribute to our elders and recognizes the
strength they give our nation. Find out more about
Older Americans Month and help someone
you know celebrate.
New
Aging-Prepared Community Project - The John A.
Hartford Foundation has awarded the Albany University an
innovation grant to develop and
implement a plan to create an exemplary aging-prepared community. The New York
State Office for the Aging and the School of Social Welfare at the University
are working together in this nationally significant work.
Aging
News Online - The latest edition of the
Aging News , the New York State Office for
the Aging's quarterly newsletter, is online. Find a variety of articles and
news items on new State initiatives, and more for older New Yorkers.
Aging Well Village - The
Aging Well Village is the place to
go to find healthy
recipes , exercises and more to
help you keep safe, healthy and active. Did you know that
Mammography
Screening Recommendations say women aged 40 and older should have a
mammogram every 1-to-2 years?
Your
Guide to Senior Housing - Choosing where to live is
a major decision for anyone, and our searchable, on-line
Guide to Senior
Housing can help. The more you know, the better your decision can be. Do
you know everything you should know about
Age Eligibility
for Senior Housing ?
Transportation Today & Tomorrow - Transportation is critical for seniors to have
access to community functions and resources including health care and basic
goods and services. Read The Transportation Mobility of
New York State's Aging Baby Boomers , an article from
Project 2015: The Future of Aging in
New York State .
Also see News &
Events .
- EPIC -
If you are a New York State resident and are 65 or older, you
may be eligible for the
Elderly Pharmaceutical Insurance Coverage
(EPIC) program.
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FEEDBACK DISCLAIMER
This Web site, including all information and graphics presented, is
Copyright © New York State Office for the Aging 2001-2002. It may not be
copied or republished in any form without the explicit permission of the New
York State Office for the Aging.
An Equal Opportunity Employer
Results from search: http://www.ins.state.ny.us/healthny.htm
Healthy NY - Homepage
Eligibility Criteria
Small Employers
Individuals
Sole Proprietors
Benefit Package
How to Apply
Rates by County
HMOs In Your Area
Standard Applications
(PDF FORMAT-requires Acrobat
Reader )
Small Employers
Individuals and Sole Proprietors
FAQs
Small Employers
Sole Proprietors and Individuals
Report on Healthy NY
(PDF FORMAT-requires Acrobat
Reader )
Insurance Department Homepage
Welcome to HealthyNY.com Página en Español
Healthy NY Program
Call us toll free at 1-866-HEALTHY NY
(1-866-432-5849)
TTY (1-866-205-8922)
The State of New York is committed to
quality health care for all of its residents. Recently, Governor George Pataki proposed,
and the Legislature enacted, important legislation that has increased the availability of
comprehensive health insurance coverage for New York's uninsured workers and their
families. The Health Care Reform Act of 2000 introduced a program entitled "Healthy
NY" which promotes access to quality health care by providing comprehensive health
insurance to those citizens who need it most.
Approximately 3.1 million New York residents
are currently uninsured. Due in part to the rising cost of health insurance coverage, many
employers are currently unable to provide health insurance coverage to their employees.
The Healthy NY program is designed to assist small business owners in providing their
employees and their employees' families with the health insurance they need and
deserve. In addition, uninsured workers whose employers do not provide health insurance
may also purchase comprehensive coverage directly through the Healthy NY program.
Overview - Healthy NY Objective
Healthy NY is a unique program designed to
encourage small employers to offer health insurance coverage to their employees,
dependents, and other qualified individuals. It creates a standardized health insurance
benefit package to be offered by all health maintenance organizations that is made more
affordable through State sponsorship, so that more uninsured small employers and uninsured
employed individuals should be able to purchase health insurance coverage.
In January 2001, all HMOs in New York State began to offer a
streamlined, yet comprehensive health insurance benefits package for eligible businesses
with 50 or fewer employees. The State sponsored program includes health benefits that
cover essential health needs including inpatient and outpatient hospital services,
physician services, maternity care, preventative health services, diagnostic and x-ray
services, emergency services, and a limited prescription benefit.
Additionally, Healthy NY created a state-sponsored health
insurance program for eligible working uninsured individuals. With this program, eligible
individuals can purchase the streamlined benefits package that is available to employees
of small businesses participating in the Healthy NY small business insurance program.
Although Healthy NY is available to small employers, sole
proprietors, and uninsured working individuals, each group has its own distinctive set of
eligibility criteria and participation rules. It is suggested when using this site that
you first determine which category you fall into based upon your own personal
circumstance. Once you have identified your category, you may then proceed to the
appropriate heading to review the applicable rules and criteria.
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Results from search: http://www.abouthealthinsurance.com/
"Health Insurance Agency serving New York, Connecticut and New Jersey"
[ Home | Check the Plans | Get a Quote | Print the forms | Search for a Doctor ]
An independent health insurance agency serving
the small business owner and independent contractor
in New York, Connecticut, New Jersey and Pennsylvania
in finding affordable group rates.
Call Toll-Free 1-800-969-5663 , or
click here to E-mail us
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Are you a small business owner? Human Resource Manager? Are your
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which company out there has comparable plans at better prices.
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Are you the only employee in your company? We can
help you also.
All New Jersey business
owners with more than one employee
please call Coastal Financial Group at 800-952-4584 or email
Jack Mecca at jmecca@coastalfinancialgroup.com
Let us find you an affordable, comprehensive and meaningful
health plan designed just for you. As an independent
agency we force the plan to fit you, not force you to fit
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So whether you are an existing client or not feel free to:
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Results from search: http://www.citizenactionny.org/
citizen action of new york | welcome!
If you think politics needs to change . . .
If you think people need a real voice . . .
then you've come to the right place.
Citizen Action of New York is a grassroots organization fighting for economic, racial, social and environmental justice.
Your on-line shopping at great places like Amazon.com, JC Penney's and hundreds of other stores can generate donations to support Citizen Action's work!
Sign up for iGive (it's free) and shop at participating on-line stores (same prices) and iGive donates a portion of what you spend to Citizen Action.
Just click on the icon below to get started:
The Latest Information Posted!
Visit this page for links to the latest postings: press releases, reports, new features on the site and more!
Read our newest report on campaign finance reform:
"Capital Investments, Capital Returns: Corporate Tax Breaks and Campaign Contributions to Governor Pataki and the New York State Legislature, 1999-2001." The newest report from the Public Policy and Education Fund, Citizen Action of New York's research affiliate, finds that corporate campaign contributions buy billions in tax breaks. Governor Pataki and members of the New York State Legislature received more than $13 million in corporate campaign contributions from 1999-2001 and awarded $3 billion in corporate tax breaks.
Click here to view the press release from March 12, 2002.
Click here to view the report using Acrobat Reader.
Good News!
Citizen Action has kept concerted public pressure on the Governor for failing to start the Family Health Plus program on time -- and Family Health Plus is now taking applications!
If you support our efforts to make health coverage affordable for all . . . click here for information on becoming a Citizen Action member.
Click here for more information on Family Health Plus.
Take Action! Let your representatives in Congress and the State Legislature know you care about the priority issues listed below. It's easy to send an email (add your own comments if you like). Politicians do listen . . . if enough people who care contact them.
Health Care
HMOs and insurance companies are driving up costs and driving down quality. Citizen Action of New York is working to counter these industry pressures and guarantee high quality, affordable health care for all New Yorkers. We're leaders in assuring that patients' rights are enforced and we're working to pass even stronger protections.
For starters, we've developed "A Consumer's Guide to New York's Managed Health Care Bill of Rights." The guide explains how to use the rights and protections that New York grants to health care consumers. Viewing the Guide requires Adobe Acrobat Reader.
Citizen Action is making a difference on other health care issues as well: we took the lead in organizing the grassroots campaign to win enactment of Family Health Plus , a new program of affordable health coverage for 600,000 uninsured adults in New York. Now we're working to expand the program to immigrants and people who make "too much" money - but still can't afford health insurance. We're working to streamline all the public health coverage programs, improve Medicare and address the high cost of prescriptions.
Clean Money, Clean Elections Campaign Finance Reform
We're fed up with a political system where contributions from wealthy special interests matter more than health care, decent jobs, education, Social Security and the environment. Citizen Action of New York is committed to rescuing our democracy from the strangle-hold of special interests, and restoring the principle of "one person, one vote" by enacting Clean Money, Clean Elections reform in New York.
Education and After-school Programs
We believe all children deserve a high quality public education, but in New York State, politicians have failed to make the necessary investment in our schools. Citizen Action is part of a new coalition determined to create public schools we can be proud of, and we're working to expand after-school programs that give children and teenagers a safe, positive environment between 3 p.m. and 8 p.m., when many parents work.
Campaign to Protect Consumer Privacy
Your private health and financial information may not be as private as you think. Citizen Action of New York is working to give consumers control over how companies share and sell the financial and health information they've collected about individual consumers.
A new federal law allows banks, insurance companies and stockbrokers to join together as mega financial services corporations. This means, for example, that a bank can now merge with a health insurance company. This change makes it possible for more and bigger conglomerates to have access to personal financial and health information.
Women's Rights at Work
Most women will experience sexual harassment at some time in their work lives. The consequences can be devastating, yet many women are reluctant to seek help. The Women's Rights at Work project tells women in New York about their rights and how to get supportive help.
Citizen Action Fuel Group
Citizen Action helps many New Yorkers save money on their home heating bills through our buying group, which serves 29 counties in New York State. We contract with local fuel suppliers chosen for reliable service and negotiate discount prices for our customers.
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