We're
standing by now to assist you with the mortgage disability insurance
quotes you need to fulfill your mortgage disability insurance
needs. Feel free to use our service to compare mortgage disability insurance
pricing from multiple cariers.
Search results provided by EuroSeek.com:
Results from search: http://www.cwinsurance.com/disability/protection.xml?FromSource=cis
CIS - Disability Income Insurance - Home Loan Payment Protection Are you a Countrywide Home Loans customer? Call us and get a quote for Mortgage Disability Insurance Learn about other home loan payment insurance products...
Mortgage Life Insurance
Mortgage Accidental Death & Disability Insurance
Mortgage Disaster Protection
Homeowners Condo Home Protection Life Disability Income The Basics Quote FAQs Glossary Auto Health Other Products
Home Loan Payment Protection
Countrywide Insurance Services offers a group mortgage disability
product exclusively to Countrywide Home Loans customers. This optional
group insurance
- mortgage disability - covers home loan payments.
Mortgage Disability Insurance
Generally, if an illness or accidental injury renders an insured borrower
disabled, mortgage disability insurance can pay monthly home loan payments
up to a specified amount. Depending on your age and the state you live in,
this benefit usually lasts for 1 to 2 years.
Other advantages often include:
Premiums that do not increase as you get older. Cost based on your total monthly home loan payment amount.
Mortgage disability insurance may have some limitations such as:
Waiting periods before payments begin on
approved claims .
Unavailable if over a certain age (usually 60 to 65).
Back to Top
Copyright © 2002. Countrywide Credit Industries, Inc.
Trade/service marks are the property of Countrywide Credit Industries,
Inc. and/or its subsidiaries. Countrywide Insurance Services, Inc. is
an insurance agency affiliate of Countrywide Home Loans, Inc.
State
Insurance Licensing Information Privacy & Security
Results from search: http://www.mortgageinsurance.bc.ca/mortgage.html
Mortgage Insurance and Mortgage Disability Insurance Brokers in Canada - Dave P. Financial
MORTGAGE INSURANCE
Please give me a customized quote
on mortgage insurance.
The advantages and benefits of insuring your mortgage.
Your home is probably one of the largest single investments you will make in your lifetime. If you are like most Canadian homeowners, paying a mortgage will be a regular household expense that you will have to budget for; so taking extra steps to insure its value through loss by fire, for example
will probably be one of your first concerns. But what happens to the family's
home when you are no longer there to make the mortgage payments or pay the insurance
premiums? It's a problem that most families do not consider until it's too late,
and the consequences can be tragic.
Life insuring your mortgage should be your first
priority, since the possibility of death is more than a thousand times greater
than fire. Banks or trust companies have plans available called "Lenders
Group Mortgage Insurance ", but your own personal policy can cover all your
needs with a plan known as Individual Mortgage Insurance.
What's the difference? In the first case, the bank
or trust company would have control over your plan, but with the Individual Mortgage
Insurance control of the plan remains with you.
Bank
Credit Union or Trust Company*
Individual
Mortgage Policy
You are covered
under a group policy owned by the bank.
You purchase an
individual mortgage policy.
You have no control
over the policy because the bank owns the policy.
You own the policy
and have complete control over it.
Features and provisions
of the group policy are the same for everyone insured under it, only the face
amount will vary.
You may select
the type of plan you wish, the features and provisions you require an individual
mortgage policy.
The face amount
of your policy can only be for the face amount of your mortgage (no more no less).
You may purchase
any amount of coverage you require.
Group coverage
is always decreasing term insurance, declining as the mortgage declines.
You may purchase
any kind of insurance either permanent or term insurance; level insurance or decreasing.
Group policy can
be canceled by the bank or the issuing company at any time.
An individual mortgage
policy cannot be canceled unless you wish to cancel it yourself.
Group coverage
could terminate upon the happening of any of the following events:
mortgage is repaid
mortgage is assumed
house is sold
group policy terminates
Your individual
mortgage policy may be continued as long as you wish. It is a portable plan that
can be used to cover any mortgage anywhere. (Statistics Canada report the average
Canadian family moves every 5 years.) This is a very important feature if you
become uninsurable at any time.
Group mortgage
insurance is not covertible.
An individual term
policy can be converted, regardless of health, usually until age 65.
Group mortgage
insurance does not allow you to make beneficiary designations or to select the
settlement options. In the event of death the bank is repaid automatically.
An individual mortgage
policy allows the owner to make beneficiary designations. The owner or beneficiary
may select any of the several settlement options. In the event of death, your
beneficiary will receive the proceeds from your policy. Your beneficiary can have
the choice of repaying the mortgage or not, thus preventing hasty decisions. Proceeds
are protected from creditors.
Group coverage
whereby both insured's are covered only pays on the death of one of
the insured - not both. Coverage on the survivor terminates and cannot be continued.
An individual mortgage
policy insuring both husband and wife covers each of them for the same amount.
The proceeds will be paid, on the death of either one. Should both the husband
and wife die the proceeds are paid twice. Also, the coverage on the survivor may
be continued.
Cash values don't
accumulate with group coverage.
An individual mortgage
policy can be designed to provide a return of your premiums over time and provide
you with attractive cash values.
No other benefits
or features may be added to your group policy by you.
There are a number
of features and provisions which you may add to your policy. You may wish to add
a waiver of premium to you policy which would pay your premiums for you if you
were disabled. Another option would give you the right to increase your protection
regardless of your health.
When insuring through
the group policy offered by the bank your bank loans officer is not a licensed
life insurance agent and may not be well informed on various types of coverage
available.
You are buying
from a licensed professional that can help you in making your decision. I can
explain and offer you a great choice of plans. My service in the years to come
can be invaluable
A 30 day grace
period is allowed after premium non-payment during which our policy is still in
force.
*Some group policies at banks may differ from
policy material described.
Just as we shop the entire market for you to find the best
mortgage insurance plan available we recommend you use a mortgage broker to help
find you the best mortgage available. We confidently recommend the service of
Bill Jones of Invis Financial, one of Canada's Largest mortgage brokers.
You can reach them here .
Need a realtor? In the Greater Victoria area we confidently
recommend Mike Boorman www.mikeboorman.com .
Michael bases his business on trust and always placing the clients interests at
the top of the list. The Boorman name has been servicing Greater Victoria since
1933 and Michael will surely prove his value to you whether you are buying or
selling a home.
Please give me a customized quote
on Mortgage Insurance
Number of people insured under
this mortgage:
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
Name:
Birthdate:
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sept
Oct
Nov
Dec
/
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
/
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
Sex:
M
F
Smoker:
*You are considered a smoker if you have smoked in the past 12 months.
Y
N
Current Mortgage Balance:
Total of all other current debts:
Phone:
Email address:
E.& O.E. Canadian Residents Only Please
Results from search: http://www.1stinsured.com/
Insurance quotes and Mortgage quotes from 1stInsured.com
INSURANCE:
Auto
- Home
- Health
- Life - Long
Term Care - Disability
- Survivorship
- Group
- Cancer
MORTGAGES:
New Mortgage
- Refinance
- 2nd Mortgage
- Home
Improvement - Debt
Consolidation
Read
our Privacy
Policy
Add 1stinsuredT to your favorites!
Click
Here
Quick
Quote Select:
Choose a Product
Whole
Life Insurance
Term
Life Insurance
Universal
Life Insurance
Variable
Life Insurance
Burial
Life Insurance
Long
Term Care Insurance
Survivorship
Life Insurance
Health
Insurance
Medicare
Supplement
Auto
Insurance
Disability
Insurance
Home
Insurance
Group
Insurance
Cancer
Insurance
New Mortgage
Refinance
Second
Mortgage
Home Improvement
Debt Consolidation
Insurance
Estate
& Retirement Planning
Loan
and Mortgages
Individual
Medical Insurance
Get a Quote Get
Info Buyers
Guide
Auto
Insurance
Get a Quote Get Info Buyers
Guide
Homeowners
Insurance
Get a Quote Get
Info Buyers Guide
Disability
Insurance
Get a Quote Get Info Buyers
Guide
Cancer
Insurance
Get a Quote Get
Info Buyers
Guide
Medicare
Supplement / Medigap
Get a Quote Get
Info Buyers
Guide
Group
Insurance
Get a Quote Get
Info Buyers
Guide
Term
Life Insurance
Get
a Quote Get Info Buyers
Guide
Whole
Life Insurance
Get a Quote Get Info Buyers
Guide
Variable
Life Insurance
Get a Quote Get
Info Buyers
Guide
Universal
Life Insurance
Get a Quote Get
Info Buyers
Guide
Burial
/ Final Expense Insurance
Get a Quote Get Info Buyers
Guide
Survivorship
Life Insurance
Get a Quote Get
Info Buyers
Guide
Long Term Care Insurance
Get a Quote Get Info Buyers
Guide
New
Mortgage
Get
a Quote Get Info Buyers
Guide
Refinancing
Get a Quote Get
Info Buyers Guide
Second
Mortgage
Get a Quote Get
Info Buyers Guide
Home
Improvement
Get a Quote Get
Info Buyers Guide
Debt
Consolidation
Get a Quote Get
Info Buyers Guide
Did you know?
With recent federal rates cuts, mortgage interest rates are more attractive
than ever!
Can't
find what your looking for?
Search 1st Insured.com T
Glossary
| Insurance
Quote | Contact
Us | Affiliates
| For
Brokers and Agents
All
contents of this web site and the "1stInsuredT" logo ©1999, 2000, 2001.
Legal Disclaimer | Privacy
Results from search: http://www.1stinsured.com/disability_insurance_quote.asp
Disability Insurance Quotation - 1stinsured.com
INSURANCE:
Auto
- Home
- Health
- Life - Long
Term Care - Disability
- Survivorship
- Group
- Cancer
MORTGAGES:
New Mortgage
- Refinance
- 2nd Mortgage
- Home
Improvement - Debt
Consolidation
Read
our Privacy
Policy Add
1stinsuredT to your favorites! Click
Here
Quick
Quote Select:
Choose a Product
Whole
Life Insurance
Term
Life Insurance
Universal
Life Insurance
Variable
Life Insurance
Burial
Life Insurance
Long
Term Care Insurance
Survivorship
Life Insurance
Health
Insurance
Medicare
Supplement
Auto
Insurance
Disability
Insurance
Home
Insurance
Group
Insurance
Cancer
Insurance
New Mortgage
Refinance
Second
Mortgage
Home Improvement
Debt Consolidation
Always consult your tax advisor
and attorney when considering the purchase of any insurance policy.
Disability
Insurance - Quotation
We will start off with some
non-specific information and then go to our secured server for the rest
of the form.
Please
complete the following form and hit the "continue" button.
Have you used
tobacco products in the past year?
Yes
No
Gender:
Male
Female
What Waiting
Period would you like?
30 day
90 day
6 month
1 year
Select
Required
Can't
find what your looking for?
Search 1st Insured.com T
Home
| Glossary
| Get
a Quote | Contact
Us | Affiliates
| For
Brokers and Agents
All
contents of this web site and the "1stInsuredT" logo ©1999, 2000, 2001.
Legal Disclaimer
| Privacy
Results from search: http://www..com/insuranc/health/mortgdi.htm
.com® | Insurance
.com | Insurance
Search
.com®
Find
an Agent by Zip/Postal Code
Advanced
Search
Auto
Homeowners
Renters
Life
& Annuities
Health
& Disability
Financial
Strength
Health
Products:
Medicare
Supplement
Hospital
Income
Individual
Medical Coverage
Temporary
Medical Coverage
Student
Medical Coverage
Long-Term
Care
Disability
Products:
Disability
Income
Mortgage
Disability Income
Individual
Credit Disibility
Long-Term Care
Business
Boat
Other Insurance
Mortgage Disability
Income Insurance
If you're like
most people, your home is your single largest investment.
And while most
of us realize the importance of homeowners insurance to protect
against the loss of our homes, we often overlook other ways we can
lose our homes.death or disability. Either event can stop earned
income needed to make the mortgage payments.
A serious disability
can halt the income that is used to pay your monthly mortgage loan.
And the risks
of becoming disabled may be greater than you think.
's
Mortgage Disability Income insurance is designed to provide you
with funds to meet your mortgage loan responsibilities for up to
three years should you become disabled.
With
's Mortgage Disability Income Insurance, you have
the option to choose the combination of coverages *
that best meet your needs by selecting:
The
amount of coverage you need -- flexible monthly benefit
options.
The
length of time you must be disabled before benefits begin
-- 30, 60, or 90 consecutive days.
The
option of reducing your premium by selecting the Workers'
Compensation Exclusion Rider.
Other
benefits include:
After disability
benefits have been payable for three consecutive months, the premiums
are waived (paid by the Company) while the disability continues.
Disability
is based on your inability to perform the duties of your occupation.
's
Mortgage Disability Income Insurance is an affordable
disability income product...and if you are a two-income family,
both wage earners can be insured.
Protect one
of your most important assets - your home - the way.
Note: This
information provides only a brief explanation of coverage. It is
not a contract. Modifications are applicable in some states. This
policy may not be available in all states. Click
here to view policy exclusions and limitations. A complete statement
of coverage is found only in the policy (policy series 97044). This
policy is renewable at the option of the Company. Renewal premiums
will increase periodically depending on your age. For additional
details on coverage and cost, contact a State
Farm agent .
* Combinations
of coverages are subject to underwriting guidelines.
Return
to Health Insurance Home
©State
Farm Mutual Automobile Insurance Company
Home Office: Bloomington, Illinois 61710-0001
IH-19.1
[ home
| sign up | search
| sitemap | contact
us | your account | privacy
| terms of use ]
[ quotes | insurance
| banking | mutual
funds | life events |
agents | claims
| about us ]
Results from search: http://www..com/insuranc/health/whatis.htm
.com® | Insurance
.com | Insurance
Search
.com®
Find
an Agent by Zip/Postal Code
Advanced
Search
Auto
Homeowners
Renters
Life
& Annuities
Health
& Disability
Financial
Strength
Health
Products:
Medicare
Supplement
Hospital
Income
Individual
Medical Coverage
Temporary
Medical Coverage
Student
Medical Coverage
Long-Term
Care
Disability
Products:
Disability
Income
Mortgage
Disability Income
Individual
Credit Disibility
Long-Term Care
Business
Boat
Other Insurance
What is Health Insurance
and Why Do I Need It?
If you've ever been sick or injured, you've probably recognized the importance
of Health insurance. Health insurance helps to ensure that you and
your family are protected against the financial hardships that may
result from health care expenses.
What type(s) of Health Insurance do I need?
With all of the Health insurance products available, how do
you know what best suits your personal situation?
Individual
Medical Coverage
Primary medical insurance coverage designed for people who
don't have this type of coverage through their employer, or
another group.
Medicare Supplement Insurance
Designed for the senior citizen who participates in Medicare,
yet desires additional coverage to help with many of the expenses
that Medicare does not pay.
Hospital
Income Insurance
Ideal for supplementing your primary health insurance coverage,
it provides you with a pre-determined, daily benefit amount
for those extra, unbudgeted expenses that arise due to a hospital
stay for a covered sickness or injury - from meals out and
child care to policy deductibles and co-insurance.
What is
Disability Insurance and why do I need it?
If you're like most people, you depend on your paycheck to pay
your monthly living expenses. But what would happen if you had a
disabling accident or illness? How would you make your monthly rent
or mortgage loan payment? Buy your groceries? Make that car payment?
Unfortunately, the reality is that risks
of becoming disabled may be greater than you think.
What type(s)
of Disability insurance do I need?
Many different Disability insurance products are available to
help protect you and your family against the severe financial hardship
that may accompany a disability.
Disability
Income Insurance
Ideal as a primary income replacement plan or as a supplement
to your salary continuation or group disability plan. Designed
to keep you financially stable during difficult times by paying
a monthly income, directly to you, when you are sick or hurt
and unable to work.
Mortgage
Disability Income Insurance
An affordable disability product, designed to specifically
protect one of your most important assets - your home. Provides
you with funds to help meet your mortgage loan responsibilities
should you become totally disabled.
Individual
Credit Disability Insurance
Designed to help those who have a loan payment in equal,
regular monthly installments, it pays a monthly benefit directly
to your financing institution should you become totally disabled.
Note: This
information provides only brief explanations of coverage. It is
not a contract. Modifications are applicable in some states. A complete
statement of coverage is found only in the policies. For additional
details on coverage, cost, restrictions and renewability, contact
a agent .
Return
to Health Insurance Home
©State
Farm Mutual Automobile Insurance Company
Home Office: Bloomington, Illinois 61710-0001
IH-27.3
[ home
| sign up | search
| sitemap | contact
us | your account | privacy
| terms of use ]
[ quotes | insurance
| banking | mutual
funds | life events |
agents | claims
| about us ]
Results from search: http://www.insurance.com/insurance_options/home/home_life_disability_ins.asp
Home Insurance - Other Home Insurance - homeowner's insurance at Insurance.com
Quotes
Auto
Life
Home
Health
Other
For licensed support, call 1.877.808.3435 or Email Us .
Homepage
|
Learning Center
|
Search
|
Login
|
Sitemap
About Us |
Privacy Policy |
Legal & Licensing
Overview
The Basics
Types of Insurance
Coverage Amounts
Choosing a Policy
Filing a Claim
Other Home Insurance
Title Insurance
Private Mortgage Insurance (PMI)
Mortgage Life & Disability Insurance
Planning Considerations
BOOKS ON THIS TOPIC
HOME INVENTORY
Mortgage Life/Disability Insurance
If you die or become disabled, your
lender is still entitled to receive payment on your mortgage. If you become
delinquent, the lender can foreclose on your home unless the mortgage is paid
off or payments are made from some other source. A mortgage life insurance policy
pays off your mortgage if you die. A mortgage disability policy covers your
mortgage payments if you become disabled. Mortgage life/disability insurance
is actually a specialized form of decreasing term insurance. This means that
as your loan balance decreases, the amount of insurance decreases as well.
Learn More
Should you consider purchasing
mortgage life/disability insurance?
Mortgage life/disability insurance may be appropriate if your family would need
to live in your home after you die or become disabled, but would be unable to
continue making mortgage payments. You might also consider mortgage life/disability
insurance if you or your spouse are in less-than-perfect health, as this type
of policy may include a guaranteed insurability clause and may have lenient
underwriting standards. However, there are other ways to provide for the needs
of your family in the event of your death or disability, which are less expensive
and more comprehensive than mortgage life/disability insurance. Other types
of insurance offer broader coverage, and allow your beneficiary (rather than
your lender) to decide how the policy proceeds will be used.
Mortgage life/disability insurance
policies are typically very expensive compared to other types of individual
insurance policies. If you decide to purchase mortgage life/disability insurance,
this should be only a small part of your overall protection plan. Shop around
to find the best deal. Your lender may work with an insurance provider to offer
a convenient insurance product, and may even be willing to finance the premiums
on this policy. However, you may be able to find a better deal by contacting
insurance companies directly.
©1999-2000 Forefield Inc. All rights reserved.
Learn More:
Types of term insurance
Results from search: http://www3.madd.org/nefe/webmap.htm
Picking Up the Financial Pieces
Your Guide to the Booklet Topics in this Series
Topics in "Managing Financial Issues at Home"
Topics in "Managing Work Issues After a Drunk-Driving Crash"
Topics in "Financial Recovery Issues in Court"
Managing Financial Issues at Home
In the Event of Death
Expenses Associated with Death
Review All Paperwork
Adult Victim
Child Victim
For Both
Financial Resources Following Death
Automobile Insurance
Medical Coverage
Homeowner's or Renter's Insurance
Umbrella Liability Insurance
Personal Life Insurance
Worker's Compensation
Credit and Mortgage Life Insurance
Savings and Investments
Individual Retirement Accounts
Annuities
Victim's Employee Benefits
Pensions and Other Retirement Plans
Crime Victim Compensation
Court-Ordered Restitution
Civil Lawsuit
Social Security
Loans
Social Services and Local Charities
Veteran's Benefits
Managing Financial Resources
In the Event of Disability
Expenses Associated with Disability
Financial Resources for the Disabled
Automobile Insurance
Medical Insurance
Umbrella Liability Insurance
Worker's Compensation
Credit and Mortgage Disability Insurance Benefits
Waiver of Life Insurance Premium
Disability Insurance
Long-Term Care Insurance
Accelerated Death Benefits
Viatical Settlements and Loans
Work by the Disabled Person
Savings and Investments
Retirement Accounts and Annuities
Disabled Employee's Benefits
Spouse's Employee Benefits
Crime Victim Compensation
Court-Ordered Restitution
Civil Lawsuit
Social Security
Loans
Supplemental Security Income
Medicaid and Food Stamps
Medicare
State Vocational Rehabilitation Department
Social Services and Local Charities
Veteran's Benefits
Automobile and Home Renovation Services
Nonprofit Organizations
Managing Financial Resources
Home Health Care
Caregivers
Paying for Home Health Care
Independent Caregiver Tax Issues
Facility-Provided Long-Term Care
Housing Alternatives
Paying for Long-Term Care
Tax Issues
Planning for the Disabled Child
Guardianship
Insurance Trusts
Medicaid and SSI
Supplemental Needs Trust
Pooled-Income Trust
Tax Issues
Managing Your Money
Pay Bills or Negotiate with Creditors
Assess Financial Health
Make a Spending Plan
Use Bankruptcy as a Last Resort
Reassess Financial Needs and Strategies
Weigh Financial Options
Leave Retirement Accounts Alone
Invest Cautiously
Handle Settlements Carefully
Review Your Estate Plan
Seek Help from Relatives and Friends
Consider Financial Resources and Professionals
Conclusion
Managing Work Issues After a Drunk-Driving Crash
Deciding When to Return to Work
Emotional Issues
Physical Issues
Financial Issues
Health Insurance
Disability Insurance
Credit and Mortgage Disability Insurance Benefits
Worker's Compensation
Social Security Disability Income
Medicare
Supplemental Security Income
Medicaid
Myths and Realities about Disabled Employees
Role of Americans with Disabilities Act
What Constitutes a Disability?
What is a "Reasonable Accommodation"?
What is Unreasonable?
How to Initiate a Job Accommodation
If You Think You've Been Discriminated Against
Returning to Work
Returning to Your Old Job
Wrongful Termination
Looking for a New Job
Training for a New Job
Finding a New Job
Applying for a Job
Employee Benefits for the Disabled
Family and Medical Leave Act
Health Coverage
COBRA
Sick Pay Plan
Life Insurance
Flexible Spending Account
Retirement Accounts
Tax Incentives for Employers
Self-Employment
Small Business Administration (SBA)
State Vocational Agencies
Entrepreneurship Organizations
Disabled Businesspersons Association
Earning a Living Again
Assess Your Financial Health
Reassess Financial Needs and Strategies
Make a Spending Plan
Handle Dual-Income Issues
Continue to Save for the Future
Seek Professional Financial Help
Conclusion
Resources
Job Banks
Financial Recovery Issues in Court
Criminal Process
Victim's Rights
Collecting Evidence
Crime Victim Compensation
Criminal Restitution
Civil Process
Questions About Lawsuits
What Financial Damages Can I Recover in a Lawsuit?
How Do I Know if I Should File a Lawsuit?
Are There Filing Time Limits of Which I Should be Aware?
Who Has the Right to Sue?
Who Can I Sue?
Aren't Most Lawsuits Settled Out of Court?
Can the Defendant Declare Bankruptcy to Avoid Paying Damages?
Working with an Attorney
How to Find an Attorney
How to Pay an Attorney
Low-Cost Legal Advice/Services
How to Handle Settlements and Judgments
Regular or Irregular Payments from the Drunk Driver
Lump-Sum Payment
Structured Settlements
Tax Issues
Working with a Financial Planner
Surviving Financially During the Judicial Process
Bankruptcy as a Last Resort
Conclusion
Website Menu
Managing Financial Issues at Home |
Managing Work Issues After a Drunk-Driving Crash
Financial Recovery Issues in Court |
Home Page
© Copyright 1998, 1999 National Endowment for Financial Education
Results from search: http://www.rbcinsurance.ca/creditor/
RBC Insurance
RBC
HOME
RBC INSURANCE
Welcome
About Us
ONLINE QUOTES
Auto
Insurance
Property
Insurance
TO GUIDE YOU
Saving money
On Your Home
On Your Auto
Compare
Life Solutions
Health Solutions
Quizzes
For Travellers
Life Insurance
Calculators
Life
FAQs
Vocabulary
Claim Situations
FOR
BUSINESS PARTNERS
COMMUNICATION
News
Room
Careers
Contact Us
Loan,
Mortgage and Credit
Borrowing - mortgages, personal or business loans, even instant
credit - means greater financial responsibilities and a greater
need to protect yourself and your family from unforeseen events.
That's where our insurance solutions come in. Creditor insurance
provides you with life and insurance on your Royal Bank borrowings.
In most cases acceptance is automatic on the date you apply
and no medical examination is required. And with all types
of creditor insurance, you are paying only for the exact insurance
coverage you need.
Your home
Buying a home is one of the most important investments you
will ever make. It symbolizes a secure future and stability.
It is also a major financial commitment. A mortgage is something
you need to honour, regardless of your life circumstances.
Which means you need to be prepared for the unexpected. HomeProtector ®
life and disability insurance is designed to help protect
you and your family by paying off your Royal Bank mortgage
in the event of your death and ensures your regular payments
are made if you become disabled. You've invested a lot in
your home. Why not make sure it's protected?
Your loan
Meeting your financial obligations is hard enough when things
are going well. What happens if something goes wrong?
LoanProtector ®
will provide you with life and disability insurance on your Royal
Bank Personal loans and Royal
Credit Line ® . It's a low cost solution that makes sure
the outstanding balance of your personal loans and credit lines are paid
in full in the event of your death and ensures your regular payments are
made if you become disabled, so that your family can turn their attention
to other matters.
If you have a business loan,
our Business
Loan Insurance Plan will pay off the insured portion of your
Royal Bank
business loan in the event of the death of an insured key person.
You've worked hard and your business is a success. It's important to protect
your business investment and the people you care about.
Your credit card
You can use your Royal
Bank Visa Classic * credit card with confidence and peace of
mind. Because with BalanceProtector T
, if you die or are diagnosed with a critical illness (such as
cancer, heart attack or stroke), the total of your outstanding balance
on your Royal
Bank Visa Classic* credit card at the time of the insured event
will be paid. Plus, in case of a job loss, disability, a strike or lockout,
the minimum monthly payments on your credit card will be paid for you
with BalanceProtector T
until you return to work.
® Registered trade-marks of Royal Bank of Canada.
TM Trademark of Royal Bank of Canada.
* Registered trade-mark of Visa International Service Association.
Used under licence.
All
products and services are subject to the terms and conditions of the
applicable insurance contract. In the event of any conflict, the terms
and conditions of the insurance contract will govern.
Other RBC Sites
Security
Your Privacy
© RBC Insurance Services Inc. 1997 - 2002
Last modified:
04/17/2002 20:58:45
Results from search: http://www.mortgage-protection-insurance-uk.co.uk/
Mortgage Protection Insurance UK - Online protection Insurance
Mortgage
Protection Insurance UK. Mortgage Payment Protection for UK residents.
MAKING
A CLAIM - WHEN ONE IS EXCLUDED UNEMPLOYMENT
- WHEN ONE IS EXCLUDED DISABILITY
- MORTGAGE PROTECTION INSURANCE QUOTE & APPLICATION
FORM FOR UK RESIDENTS - CONTACT US
Welcome to the UK
Mortgage Protection Insurance Online site. This site specialises in mortgage
payment protection insurance policies in the UK that cover an individual
as a result of loss of earnings caused by unemployment, redundancy, sickness
or disability. 90 families a day had their homes repossessed in the year
2000, which was many as a result of financial problems associated with
unemployment. Statistically, every adult in Britain is five times more
likely to suffer a serious disability than die before the age of 60.
CLICK
HERE FOR INSTANT QUOTES AND PRICES ONLINE
3 MONTHS FREE COVER FOR MORTGAGE LENDERS!!
CLICK
HERE TO GO DIRECTLY TO THE APPLICATION FORM
IF
YOU ARE LOOKING FOR A MORTGAGE LIFE INSURANCE POLICY
CLICK
HERE FOR AN INSTANT QUOTE VIA MONEYQUEST
This mortgage payment
protection insurance policy is named "SecurityFirst" and is
provided through Goodfellows - underwritten by certain underwriters at
Lloyd's and administered by Paymentshield Limited UK.
Person's eligible
for this mortgage payment protection insurance cover are as follows:
1. You must be aged
18 or over and under 65 and be permanently resident in the United Kingdom,
Channel Islands or Isle of Man.
2. You must be in work (work means actively working in the United Kingdom,
Channel Islands or Isle of Man for a minimum of 16 hours per week).
3. You must have a mortgage on private residential property you occupy
as your home.
4. You must complete the application form and direct debit mandate and
agree to be bound by the policy terms and conditions.
5. You must not know that you will become unemployed or have any reason
to believe that you may become unemployed.
6. You must not be employed on a casual, temporary or seasonal basis (including
casual, temporary or seasonal contracts), or in any type of occupation
where unemployment is a regular feature of that particular job.
You will need to be
continuously unemployed or disabled for a period of either 30 or 60 consecutive
days before you are able to claim benefit under this policy.
You can receive monthly
benefit for up to 12 months for each separate period of unemployment or
disability.
If you do not need
unemployment and disability cover, you can restrict your insurance to
either unemployment only cover or disability only cover. If you do restrict
your cover, you must be sure that you can meet your mortgage payments
whilst you are unable to work.
CLICK
HERE FOR INSTANT QUOTES AND PRICES ONLINE
The maximum monthly benefit you are allowed to insure under this policy
is £1500 or 65% of your normal income, whichever is the lower (larger sums
insured may be available upon request).
If you would like your website removed from
our search result
posting, please click here.
Links
