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Results from search: http://www.hcfa.gov/

Centers for Medicare & Medicaid Services (Formerly HCFA)   Centers for Medicare & Medicaid Services       Medicare Medicaid SCHIP HIPAA Publications Local Information Stats & Data Research & Demos Laws & Regs Public Affairs About CMS Site Search The Centers for Medicare & Medicaid Services has a new website, cms.hhs.gov . Please visit cms.hhs.gov for the latest news and information. Over the next several months, we will completely migrate from the www.hcfa.gov website to the cms.hhs.gov website. Please see " About cms.hhs.gov " for further information. CMS provides health insurance for over 74 million Americans through Medicare, Medicaid and SCHIP. The majority of these individuals receive their benefits through the fee-for-service delivery system, however, an increasing number are choosing managed care plans. In addition to providing health insurance, CMS also performs a number of quality-focused activities, including regulation of laboratory testing (CLIA), development of coverage policies , and quality-of-care improvement. CMS maintains oversight of the survey and certification of nursing homes and continuing care providers (including home health agencies, intermediate care facilities for the mentally retarded, and hospitals), and makes available to beneficiaries, providers, researchers and State surveyors information about these activities and nursing home quality. To ensure public and expert involvement in running our programs, CMS maintains a number of chartered advisory committees . These committees, whose meetings are open to the public, are used to provide advice or make recommendations on a variety of issues relating to CMS's responsibilities and activities. DHHS/CMS Initiatives include: Beneficiary Notices Initiative Medicare Learning Network (MedLearn) The American Customer Satisfaction Index Home and Community Based Services: Americans with Disabilities Act / Olmstead New Freedom Initiative Real Choice for Systems Change Grants Systems Change Grants for Community Living Ticket to Work and Work Incentives Improvement Act of 1999 (TWWIIA) State Health Reform Maternal HIV Consumer Information Performance Measurement (APP) Health Insurance Portability and Accountability Act (HIPAA) , including the Administrative Simplification Act (AS) What's New Site Index Information for: Beneficiaries Plans and Providers Researchers States Students Learning Resources CMS Career Opportunities Events, Meetings, and Workgroups Program Integrity: Fraud and Abuse ; Medical Review ; Provider Enrollment ; and Medicare Integrity Program . Medicare.gov | Department of Health and Human Services | NMEP Privacy Policy | Feedback | Help | Website Accessibility Freedom of Information Act | Privacy Act


Results from search: http://www.hcfa.gov/hipaa/hipaahm.htm

HIPAA Main Page     Health Care Financing Administration      Medicare Medicaid SCHIP What's New Site Index       The Health Insurance Portability and Accountability Act of 1996 (HIPAA) Page HIPAA is the acronym for the Health Insurance Portability and Accountability Act of 1996. HCFA is responsible for implementing various unrelated provisions of HIPAA, therefore HIPAA may mean different things to different people. Here's a directory of HIPAA's impact on what HCFA does. HIPAA Health Insurance Reform - Title I of the Health Insurance Portability and Accountability Act of 1996 (HIPAA) protects health insurance coverage for workers and their families when they change or lose their jobs. Visit this site to find out about pre-existing conditions and portability of health insurance coverage. Administrative Simplification - (Electronic Data Interchange, Health Information Privacy) General Information about HIPAA Administrative Simplification - The Department of Health and Human Services Administrative Simplification Web Site is the authoritative source for the law, regulations, FAQs, and links to other important sites. This is an excellent starting point to learn about the basics of Administrative Simplification and specific legal requirements. NEW: HIPAA Standard Model Compliance Form HIPAA Administrative Simplification Compliance Act Questions and Answers Standards for Privacy of Individually Identifiable Health Information—The HIPAA Privacy Rule - HHS published the final Privacy Rule on December 28, 2000. This rule gives patients greater access to their own medical records and more control over how their personal health information is used. Medicare (Medicare EDI) - This is the official Medicare website that contains important information about how providers can communicate electronically with the Medicare program. This site contains EDI formats and instructions, transaction mapping information, statistics, FAQs about Medicare EDI, and other valuable EDI data. Medicaid HIPAA Information - including Medicaid HIPAA Plus, the Medicaid HIPAA-Compliant/Concept Model, Informational briefs, Implementation tools, and National Medicaid EDI HIPAA Workgroup Information. National Provider Identifier Medicare.gov | Department of Health and Human Services | NMEP Home | Privacy Policy | Feedback | Help | Website Accessibility  


Results from search: http://www.medicare.gov/

Medicare.gov - The Official U.S. Government Site for People with Medicare d   Screen Reader Version   |   Español   |     | Home   |  Glossary   |  Help   | Frequently Asked Questions   |  The Official U.S. Government Site for People with Medicare    Search Help   |   Site Map   |   Index   |   Site Tips   | Medicare Eligibility, Enrollment, and Premiums Nursing Homes Medicare Plan Choices Medicare Claims, Appeals Information, and Medicare Summary Notices Information to Help You Stay Healthy Frequently Asked Questions Have a question? Your answer could be here. Search Tools Medicare Personal Plan Finder Nursing Home Compare Prescription Drug Assistance Programs Dialysis Facility Compare Participating Physician Directory Supplier Directory Helpful Contacts Publications Your Medicare Coverage (coming soon) Local Medicare Events Medicare Health Plan Compare Medigap Compare News and Updates Frequently Asked Questions More News and Updates Search Tools Medicare Personal Plan Finder Helping you compare health plans in your area. Nursing Home Compare Compare nursing homes in your area. Prescription Drug Assistance Programs Programs that offer discounted or free medications. Dialysis Facility Compare Compare dialysis facilities in your area. Participating Physician Directory Locate Medicare participating physicians in your area. Supplier Directory Locate Medicare participating suppliers in your area. Helpful Contacts Find phone numbers and websites. Publications View, order, or download Medicare publications. Your Medicare Coverage (coming soon) Your health care coverage in the Original Medicare Plan. Local Medicare Events Includes events on Medicare related topics. Medicare Health Plan Compare Compare health plans in your area. Medigap Compare Locate supplemental insurance policies to cover expenses not paid by Medicare.   Home   |   Privacy Policy   |   Awards   |   Comments   |   Mailing List   |   Website Accessibility   | Centers for Medicare & Medicaid Services Department of Health and Human Services 77


Results from search: http://www.medicare.gov/Choices/Overview.asp

Medicare.gov - Medicare Plan Choices Overview d   Screen Reader Version   |   Español   |     | Home   |  Glossary   |  Help   | Frequently Asked Questions   |  The Official U.S. Government Site for People with Medicare    Search Help   |   Site Map   |   Index   |   Site Tips   | Medicare Eligibility, Enrollment, and Premiums Nursing Homes Medicare Plan Choices Medicare Claims, Appeals Information, and Medicare Summary Notices Information to Help You Stay Healthy Frequently Asked Questions Have a question? Your answer could be here. Search Tools Medicare Personal Plan Finder Nursing Home Compare Prescription Drug Assistance Programs Dialysis Facility Compare Participating Physician Directory Supplier Directory Helpful Contacts Publications Your Medicare Coverage (coming soon) Local Medicare Events Medicare Health Plan Compare Medigap Compare Medicare Plan Choices Overview Medicare Health Plan Choices in 2002: Describes your health plan choices for 2002. Search Tools Medicare Personal Plan Finder: Helps you compare the Original Medicare plan, Medicare + Choice plans and Medigap plans available in your area. Medicare Health Plan Compare: Helps you comparison shop for health plans by looking at costs, benefits, and quality. Also included is information on plan members leaving managed care plans. Health plans include: Original Medicare Plan, Medicare Managed Care Plans (HMOs), and Medicare Private Fee-for-Service Plans. Medigap Compare: Helps you locate supplemental insurance policies to cover expenses not paid by Medicare. It also gives you information on how to contact the insurance companies. Local Medicare Events: Allows you to search for upcoming beneficiary events in your area. These events cover a broad range of Medicare topics and many types of events may be sponsored in your area. Supplemental Insurance Guide to Health Insurance for People With Medicare: links you to an information guide to help beneficiaries with purchasing Medigap supplemental insurance, using Medigap supplemental insurance and other kinds of health insurance. Employer or Union Group Health Insurance: describes the special rules that apply to beneficiaries who have group health plan coverage through their own or their spouse's current employment. Other Information Medicare Plan Options and Supplemental Insurance Publications: links you to the site's Publications Page. You will be taken directly to the section containing "Medicare Plan Options and Supplemental Insurance" related publications. Easy Print Overview Medicare Health Plan Choices in 2002 Medicare Health Plan Compare Medicare Personal Plan Finder Medigap Compare Local Medicare Events Guide to Health Insurance for People with Medicare Employer or Union Group Health Insurance Medicare Plan Options and Supplemental Insurance Publications   Home   |   Privacy Policy   |   Awards   |   Comments   |   Mailing List   |   Website Accessibility   | Centers for Medicare & Medicaid Services Department of Health and Human Services 77


Results from search: http://www.hic.gov.au/

HIC Online    


Results from search: http://hiicap.state.ny.us/

Health Insurance Information, Counseling and Assistance Program (HIICAP) Web Site          Health Insurance Information, Counseling & Assistance Program New York State World Trade Center Relief Fund           HEADLINES Governor Pataki Signs New Legislation to Help Medicare Beneficiaries - Under new legislation effective April 1, 2002, assets (such as savings) will not be counted when determining eligibility for Qualified Individual 1 and Qualified Individual 2 benefits. Aging News Online - The latest edition of the Aging News , the New York State Office for the Aging's quarterly newsletter, is online. Find a variety of articles and news items on new State initiatives, and more for older New Yorkers. A Vaccine for Pneumonia? - Yes! If you haven't had the pneumococcal shot, it's available now and year-round. The Pneumonia Review answers your questions about the pneumococcal vaccine and the protections it offers! New Medicare Benefits - Medicare now provides two new benefits -- medical nutrition therapy and glaucoma screening for Medicare beneficiaries considered to be at risk. Medicare also covers other Preventive Services and Screening Benefits . Benefit Facts Updated - Since January 1, 2002, several public benefit programs (such as HEAP and Medicaid) have new income eligibility requirements. Check HIICAP's updated Benefit Facts for details. Future of Long Term Care - What does the future hold for long term care as Baby Boomers expand the senior citizen population? Read Long Term Care , an article from Project 2015: The Future of Aging in New York State . Rules for Changing Medicare Health Plans - Different rules for when and how often you can switch your Medicare health maintenance organization were put in place in January. If you are in a Medicare health plan, or are considering joining one, you will want to know how the rules affect you . See NEWS & UPDATES for full stories.       TOP FEEDBACK     DISCLAIMER Web Sites of the New York State Office for the Aging NYSOFA Home HIICAP Health Insurance Your Guide to Senior Housing Aging Well Village   Copyright © New York State Office for the Aging 2001-2002. An Equal Opportunity Employer   


Results from search: http://www.hc-sc.gc.ca/medicare/home.htm

Canada Health Act     Fast find Introduction CHA Annual Report Brief History CHA Annual Report 2000-2001 Now Available Canada Health Act: Text version Acrobat version R.S. 1985, c. C-6 Commission on the Future of Health Care in Canada   Introduction The five principles of the   Canada Health Act (CHA) are the cornerstone of the Canadian health care system. The Act ensures that all residents of Canada have access to medically necessary hospital and physician services based on need, not on ability to pay, by setting the criteria and conditions that provinces and territories must satisfy to qualify for their full cash transfers under the  Canada Health and Social Transfer (CHST). The five criteria of the  Canada Health Act   are: public administration : the administration of the health care insurance plan of a province or territory must be carried out on a non-profit basis by a public authority; comprehensiveness : all medically necessary services provided by hospitals and doctors must be insured; universality : all insured persons in the province or territory must be entitled to public health insurance coverage on uniform terms and conditions; portability : coverage for insured services must be maintained when an insured person moves or travels within Canada or travels outside the country; and accessibility : reasonable access by insured persons to medically necessary hospital and physician services must be unimpeded by financial or other barriers. The Canada Health Act also contains provisions that ban extra-billing and user charges: no extra-billing by medical practitioners or dentists for insured health services under the terms of the health care insurance plan of the province or territory; no user charges for insured health services by hospitals or other providers under the terms of the health care insurance plan of the province or territory.   The Canada Health Act Annual Report The purpose of the Canada Health Act Annual Report is to report to Parliament all relevant information on the extent to which provincial and territorial health care insurance plans have satisfied the criteria and conditions for payment under the Canada Health Act. Provinces and territories are required to provide information on the operation of their health care insurance plans as they relate to the Act. The approach to this information gathering has been collaborative, where provinces, territories and the federal government have worked together to supply the information needed by the Minister of Health to fulfill his responsibilities in administering the Act. The Canada Health Act Annual Report 2000-2001   was presented to Parliament in February 2002. Health Canada has expanded the range and depth of information in this latest Report to facilitate a better understanding of how provinces and territories comply with the Canada Health Act. You can view the Annual Report online,  download it to your computer, or order a copy directly from Health Canada Publications. Once you have read the Report, please complete our   feedback questionnaire. We value your comments. The responses from the questionnaire will help us to improve the style and format of future annual reports. A Brief History of the Canada Health Act The Canadian health care system has evolved into its present form over four and a half decades. Saskatchewan, in 1947, was the first province to establish public, universal hospital insurance, and 10 years later, the government of Canada passed legislation to allow the federal government to share in the cost of provincial hospital insurance plans. By 1961, all 10 provinces and two territories had public insurance plans that provided comprehensive coverage for in-hospital care. Saskatchewan again pioneered in providing insurance for physicians' services outside hospitals, beginning in 1962. The federal government enacted medical care legislation in 1968, and by 1972, all provincial and territorial plans had been extended to include doctors' services. A health services review was undertaken in 1979 by Justice Emmett Hall. He reported that health care in Canada ranked among the best in the world, but warned that extra-billing by doctors and user fees levied by hospitals were creating a two-tiered system that threatened the accessibility of care. In response to these concerns, Parliament passed the Canada Health Act   in 1984 to discourage hospital user charges and extra-billing by physicians. The Act provides for an automatic dollar-for-dollar penalty if any province permits such charges for insured health services. | About Health Canada | A-Z Index | Search | CHA Links | Feedback | | Français | Overview | CHA Administration | CHST Deductions | | Annual Reports | Provinces and Territories | FAQ |


Results from search: http://www.opm.gov/insure/health/

Federal Employees Health Benefits Program Home Page Search: Download a FEHB Guide 2002 Plan Rates Premium Conversion Reporting Fraud Disputed Claims Patient Bill of Rights Mental Health & Substance Abuse Parity DoD Demo Project Nearly 65? IMPORTANT REMINDER Whether you are retired or still employed, if you are not already receiving Social Security benefits you must begin the process of signing up for Medicare Part A three months before your 65th birthday ( you can delay the start of Part B ). Send questions on the FEHB program to fehb@opm.gov . Send comments on these pages to insure-webmaster@opm.gov . You are here:  OPM Home > Insurance > FEHB Home New Federal Employee? Click Here The Library FEHB Law FEHB Regulations FEHB Handbook FEHB Facts Info. for Retirees and Survivor Annuitants (RI 79-2, 5/00) FEHB Coverage for Former Spouses FEHB and Medicare Temporary Continuation of Coverage (RI 79-27, 12/00) Information for Agency Human Resources Personnel U. S. Office of Personnel Management Federal Employees Health Benefits Program Providing health insurance benefits to 9 million Federal enrollees and dependents. Program Overview    |    Frequently Asked Questions    |    Glossary Open Season Plan Information Pages In November of each year we post the guides, plan brochures, and other files used to choose a FEHB plan for the following year. These files are available for 1997 through this year. To plan information for: 2002    |    2001    |    2000    |    1999    |    1998    |    1997 Choosing a Plan Considerations in Selecting a Plan Considering Dental Benefits FAQ Changing Plans FAQ Enrolling in a Plan When Can I Enroll, Change Plans, or Drop My Enrollment ? How to Enroll Election Form (SF 2809) FEHB and Medicare FEHB and Medicare Bookle t Medicare Web Site Quality Care is Vital to Your Health Satisfaction Surveys and Accreditation Your Guide to Choosing Quality Health Care Health Plan Report Card An interactive tool that gives quality information on FEHB managed care plans. Getting the Most from Your Plan Getting the Most Benefits Prescription Drugs FAQ Continuation of Coverage Temporary Continuation of Coverage TCC and HIPAA Former Spouses Retirees and Survivor Annuitants TRICARE and TRICARE-for-Life Regulations Frequently Asked Questions RIGHTS OF RESERVISTS CALLED TO ACTIVE DUTY On November 16 we posted a fact sheet and frequently asked questions on FEHB coverage for Federal civilian employees called to active duty service. This supplments the information issued September 14 in Compensation Memo 2001-09 . FEHB coverage is discussed in item 7 of Attachment 1 to that letter. Is there a local HMO that you would like to join but can't because they don't participate in the FEHB program? Ask them to consider joining the program, and tell them to take a look at http://www.opm.gov/insure/carriers/index.htm . Insurance Programs Home    |    Life Insurance    |    Long Term Care Insurance    |    Retirement    |    OPM Web Privacy Policy   |   OPM Web Site Index    |    OPM Home Page Page updated 17 April 2002


Results from search: http://www.nlm.nih.gov/medlineplus/healthinsurance.html

MEDLINEplus: Health Insurance Skip to content   Search     Advanced Search     Site Map     About MEDLINEplus     Home Other health topics:  A    B    C    D    E    F    G    H    I    J    K    L    M    N    O    P    Q   R    S    T    U    V    W    XYZ    List of All Topics Health Insurance Contents of this page: News General/Overviews Specific Conditions/Aspects Dictionaries/Glossaries Directories Law and Policy Organizations Statistics Children Seniors Women Español/Spanish Search MEDLINE for recent research articles on . Health Insurance You may also be interested in these MEDLINEplus related pages: . Managed Care . Medicaid . Medicare . Health System Latest News Pricey Hospital? Your Plan May Ask You to Pay More (05/08/2002, Reuters Health) Women Skip Healthcare Due to Costs (05/07/2002, Reuters Health) Drugs, Devices Drive Rise in US Health Costs (04/24/2002, Reuters Health) Early Release of Health Insurance Coverage Estimates: New Data from Quarter 3 of the 2001 National Health Interview Survey ( 03/06/2002, National Center for Health Statistics ) More News on Health Insurance General/Overviews Guide to Health Insurance (Health Insurance Association of America) Life Changes Require Health Choices: Know Your Benefit Options (Dept. of Labor) Top 10 Ways to Make Your Health Benefits Work For You (Dept. of Labor) Specific Conditions/Aspects Evaluating Access to Emergency Care Through Your Health Plan: A Checklist for Consumers (American College of Emergency Physicians) Financial Assistance for Cancer Care (National Cancer Institute) Financing Your Transplant (United Network for Organ Sharing) Frequently Asked Questions: Dental Benefits/Insurance (American Dental Association) Guide to Long-Term Care Insurance (Health Insurance Association of America) Guide to Medical Savings Account(MSA)/High Deductible Health Plans (Health Insurance Association of America) Health Care Costs and Your Insurance Premium (Health Insurance Association of America) How To Pay For Nursing Facility Care (American Health Care Association) How to File a Claim for Your Benefits (Dept. of Labor) Insurance, Legal Issues and Advance Directives (American Heart Association) Pension and Health Care Coverage: Questions and Answers for Dislocated Workers (Dept. of Labor) Understanding Your Mental Health Insurance (American Academy of Child and Adolescent Psychiatry) Viatical Settlements (Federal Trade Commission) Dictionaries/Glossaries Glossary of Insurance Terms (Health Insurance Association of America) Private Health Insurance (Cystic Fibrosis Foundation) Directories Disability Insurance Directory 2001 (Health Insurance Association of America) Long-Term Care Insurance Directory 2001 (Health Insurance Association of America) Law and Policy Health Benefits Under the Consolidated Omnibus Reconciliation Act (COBRA) (Dept. of Labor) Questions and Answers on the Health Insurance Portability and Accountability Act (HIPAA) Nondiscrimination Requirements (Dept. of Labor) Questions and Answers: Recent Changes in Health Care Law (Dept. of Labor) Organizations Centers for Medicare & Medicaid Services (CMS) (Centers for Medicare and Medicaid Services) - Information on Medicare, Medicaid, child health insurance programs and health related laws and regulations. Dept. of Labor Health Insurance Association of America Statistics FASTATS: Health Insurance Coverage (Centers for Disease Control and Prevention) Health Insurance Coverage: 2000 (Bureau of the Census) National Employer Health Insurance Survey Data Highlights: Selected Charts (National Center for Health Statistics) Children Children's Health Insurance (Bureau of the Census) Insure Kids Now: Find Your State (Dept. of Health and Human Services) - links to state programs for free or low cost health insurance for children. Insure Kids Now: Questions and Answers (Dept. of Health and Human Services) State Children's Health Insurance Program (SCHIP) (Dept. of Health and Human Services) Seniors Can the Retiree Health Benefits Provided By Your Employer Be Cut? (Dept. of Labor) Women Health Insurance (National Women's Health Information Center) WISEWOMAN: Improving the Health of Uninsured Women 2001 (Centers for Disease Control and Prevention) Español/Spanish Asegure a sus Hijos Ahora: Encuentre el Programa de su Estado (Dept. of Health and Human Services) Asegure a sus Hijos Ahora: Preguntas y Respuestas (Dept. of Health and Human Services) Ayuda Financiera Para el Cuidado del Cáncer (National Cancer Institute) Elección y Uso de un Plan de Salud (Agency for Healthcare Research and Quality) Entienda Bien los Beneficios de Salud Mental de su Seguro Médico (American Academy of Child and Adolescent Psychiatry) Guía de Asistencia de Larga Duración (Health Insurance Association of America) Health Topics | Drug Information | Dictionaries | Directories | Other Resources | Home U.S. National Library of Medicine , 8600 Rockville Pike, Bethesda, MD 20894 Contact Us , Copyright , Privacy , Accessibility , Selection Guidelines , FAQs Page last updated: 09 May 2002 Topic last reviewed: 24 April 2002


Results from search: http://www.insurance.wa.gov/shibahelpline.htm

Washington Insurance Department - SHIBA Contact List     Statewide Health Insurance Benefits Advisors (SHIBA) HelpLine     Popular Consumer Publications   (Download/Read Online) Discount Plans for Health Care and Prescription Drug Services Fact Sheet   updated 3-21-02 Health Insurance Options for Consumers with Disabilities updated 2-25-02 Health Insurance Options in the Individual Market updated 2-25-02   Paying for Prescription Drugs updated 2-25-02 Plan Comparison Chart updated 2-25-02 Approved Medigap (Medicare Supplement) Plans updated 5-10-02 Authorized LTC Insurers in Washington State updated 2-25-02 Medicare A and B Charts updated 2-25-02 Medicare and Choice Plans 2002 updated 2-25-02 10 Standardized Medigap Plans Charts updated 2-25-02      PUBLICATIONS : You can order these and other publications electronically from this website, or call the Insurance Commissioner's Consumer Advocacy Division to have them mailed to you. Simply call toll-free 1-800-562-6900.You can also view many of our publications on-line .   CONTACTING SHIBA HELPLINE :   SHIBA HelpLine operates a toll-free statewide referral hot line (1-800-397-4422). You can leave your name and address there, or you can e-mail SHIBA HelpLine with information and questions. Either way, SHIBA HelpLine's referral system will help set you up with a SHIBA HelpLine volunteer in your own community or nearby town.   LINE UP A SPEAKER : :   If you would like to have someone speak to your group about a health insurance topic, please contact the Outreach section of the OIC and SHIBA HelpLine.    MEDICARE/MANAGED CARE ASSISTANCE :   Help for people who are losing their Medicare managed care plans.   SHIBA HELPLINE EVENTS : SHIBA HelpLine volunteers and coordinators often speak at gatherings and meetings across the state. These events are usually publicized in local media outlets, but you can also check SHIBA's state calendar for happenings in your area.   SHIBA HELPLINE MISSION :   The Statewide Health Insurance Benefits Advisors (SHIBA) HelpLine is a service of the Office of Insurance Commissioner: a statewide network of trained volunteers who help consumers and their families with questions about health insurance. The free service involves about 350 highly-trained and impartial volunteers who educate and advocate for their peers in local communities. Learn more here .     SHIBA HELPLINE SITE MAP :  This is a special Table of Contents for SHIBA HelpLine information and  features on the Office of the Insurance Commissioner website. Questions or comments are welcome.    SHIBA VOLUNTEERS AND SPONSORS : Current information and resources for SHIBA volunteers and sponsors.   LINKS :   Here are links to other social service agencies and advocacy groups that may be of assistance to Medicare beneficiaries   Order Publications || Individual Insurance || Medicare Information About SHIBA HelpLine || Contact SHIBA HelpLine || Helpful Links || Calendar Become a Volunteer || Volunteer/Sponsors Area || SHIBA Site Map ||  BACK TO SHIBA MAIN PAGE Return to the Office of the Insurance Commissioner's Home Page                      

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