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Results from search: http://www.mlmic.com/

welcome to MLMIC

Results from search: http://www.ncric.com/m_homepage.stm

NCRIC Group, Inc.   Professional Liability   Insurance   Risk Management   Healthcare Billing Errors   and Omissions Coverage   Managed Care, D&O, E&O    and Stop Loss Coverage    Life, Health, Disability and   Long-Term Care Insurance   Practice Management   Services   Employee Benefits   Design and Pension   Administration   Online Resources   Investor Relations   News & Information   Contact Us         Employee Extranet   ALERT: NCRIC Group's Washington, D.C. Office Is Experiencing Telephone Problems The mission of NCRIC Group, Inc. is to be a diversified health care financial services company, providing financial products, insurance, and services to the health care industry where controlled growth can be achieved and lead to enhanced shareholder value. Updated May 6, 2002 June Risk Management Seminars to Address Patient Privacy Rules and Stress   NCRIC Group, Inc. 2001 Annual Report   New Risk Management Requirement NCRIC Contributes to Federal Legislation Designed to Ease Healthcare Liability Crisis     Attend May Meetings on Tort Reform, Medical Professional Liability Environment   News and Information Archive Important News for Your Retirement   The vision of NCRIC Group, Inc. is to be a successful company striving for controlled growth and enhanced shareholder value.   NCRIC Group, Inc. 1115 30th Street, NW Washington, D.C. 20007 202.969.1866 202.969.1881 fax Contact Us Terms & Conditions   ALERT: NCRIC Group's Washington, D.C. Office Is Currently Experiencing Telephone Problems NCRIC Group's Washington, D.C. Office is currently experiencing telephone problems as a result of our redirection of services from Winstar to Verizon. You may encounter a busy signal when attempting to contact this office on the main telephone line at 202.969.1866. If you have an emergency customer service issue, please call 202.969.3142. If you have an emergency claims or risk management issue, please call 202.969.3150. We apologize to our valued customers and colleagues for the inconvenience and are committed to resolving this issue as soon as possible.    

Results from search: http://www.pmslic.com/

PMSLIC Home Page Shopping for medical professional liability insurance? These are some thin g s you should consider when choosing a carrier: experienced "A" rated carrier competitive rates - NOT loss leader rates demonstrated commitment to physicians reputation and history wide-range of coverage options aggressive claims handling numerous risk management programs insured's consent required to settle cases experienced local defense attorneys outstanding policyholder service Consider PMSLIC   PMSLIC is rated  "A-" (Excellent) by A.M. Best Company , the nation's premier independent rating agency. What's New CAT Fund Surcharge Payment and Related Information Obtaining Claims Histories Evidence of Insurance Employment Opportunities Current as of 4-30-02 Questions or comments? info@pmslic.com Phone:  800.445.1212 Copyright 200 2 , PMSLIC.  All rights reserved.   Ownership In 1998 PMSLIC became affiliated with NORCAL Mutual Insurance Company of San Francisco, California. NORCAL, through its ownership of Medical Group Holdings, Inc. ( M GH), purchased t he majority interest in PMSLIC from the Pennsylvania Medical Society . NORCAL was formed to respond to the needs of physicians in California, and shares PMSLIC's commitment to strong advocacy for the medical profession. We are proud of our association with NORCAL, a physician owned and operated company that is dedicated to providing the same level of quality and service that the medical community has come to expect from PMSLIC.   m ore about PMSLIC Continuing Medical Education and Risk Management Products Visit RiskCare for details        

Results from search: http://www.tmlt.org/

Texas Medical Liability Trust

Results from search: http://www.aap.org/visit/coml.htm

AAP - Committee on Medical Liability     Members Only Channel  |  Search  |  Site Map  |  BookStore  |  Contact Us  |  Guestbook  |  Home   Committee on Medical Liability The Committee on Medical Liability (COML) is a group of seven pediatricians appointed by the AAP Board of Directors to monitor, study and advise the Academy and its members on emerging medicolegal issues affecting pediatrics. These nationally recognized experts in health law, medical fraud and abuse prevention, vaccine injury compensation, risk management, professional liability insurance and trends in medical malpractice are committed to: Educating pediatricians to reduce their liability risks, surviving malpractice litigation stress, evaluating and purchasing medical liability insurance, and anticipating legal risks with major career transitions. Guiding pediatricians in regulatory compliance, preventing medical fraud and abuse, and reducing medical errors in pediatric settings. medical liability trends advocating medical liability reform policy statements educational programs "Pediatricians and the Law" ( AAP News Web site)   For additional information, please call the Division of Health Care Finance and Practice at 847/434-7662. © 2002 - American Academy of Pediatrics

Results from search: http://www.miec.com/

Medical Insurance Exchange of California - Professional Liability Insurance Serving Alaska, California, Hawaii, Idaho and Nevada                        Welcome to MIEC, the West's first physician-owned professional liability company. Together with our subsidiary, Claremont Liability Insurance Company, we cover more than 6,000 physicians and other health care professionals.   Medical Insurance Exchange of California Claremont Liability Insurance Company Medical Underwriters of California Management Company         6250 Claremont Avenue Oakland, CA 94618 800.227.4527   Fax 510.654.4634 Medical Insurance Exchange of California (License #R260) Claremont Liability Insurance Company (License #6379) Copyright © 2000 Medical Insurance Exchange of CA

Results from search: http://www.business.com/directory/financial_services/insurance/liability_insurance/

Liability Insurance Information at Business.com          All of Business.com Just this category Search Tips » Help » Try Inc Magazine! Try Fast Company!   YOU ARE HERE: Home > Financial Services > Insurance > Liability Insurance Liability Insurance    CATEGORIES: Agents & Brokers   Consulting Services    RESOURCES: Reference   FEATURED LISTINGS    FEATURE YOUR SITE HERE Featured Listings? Get this top spot Drive more traffic to your site. Increase your visibility when you upgrade a Standard Listing to a Featured Listing. Your site will be listed in this top spot in addition to the alphabetized listing below.   LISTINGS    LIST YOUR SITE ABA - Sponsored Insurance Program Sponsored by the American Bankers Association. Created by bankers for bankers to reduce participating banks' exposure to insurance market cycles. American Physicians Cap. Medical professional liability insurance company servicing health care providers, with a concentration in the Midwest. American Safety Insurance ( ASI , news , profile ) American Safety Insurance Group, Ltd. is a holding company operating through it's subsidairies in the United States and Bermuda. The company develops, underwrites, manages and markets primary casualty insurance and reinsurance programs. The insu ... APA-Sponsored Professional Liability Insurance Program Specializes in coverages designed and priced specifically for psychiatrists and other behavioral healthcare professionals. Attorneys Liability Protection Society Started by attorneys to protect law firms and solo practitioners. Site has APLS Online library and legal resource section. Aviation Insurance Group (AIG) Online quotes and policies available for general/corporate aircraft insurance, airport liability and property insurance. Business Insurance Now Provider of business insurance, including errors and omissions, professional liability and general liability insurance for small businesses. Chubb & Son Provider of executive protection and professional liability insurance. Please note that not all coverage are available on an admitted basis in every state. Copic Insurance Company Provider of professional liability insurance and related coverages and services to Colorado physicians, hospitals, and medical entities. Farmers Insurance: Healthcare Professional Liability Insurance provider to individual physicians/small groups, large groups and healthcare organizations. FPIC Insurance Group ( FPIC , news , profile ) FPIC Insurance Group Inc. The principal activities of the Group are the provision of property, casualty, medical professional liability and legal professional liability insurance products and services for phsicians, dentists, hospitals, and othe ... Graf Insurance Services, Inc. Formed to address cargo risk management and liability concerns of importers and exporters, as well as domestic and international trading companies and transportation intermediaries. Gulf Insurance Group Provider of property and casualty and executive liability insurance. Division of Citigroup. Hunter Insurance Services Provider of quotes for liability, workers' compensation and other small-business insurance. Medical Insurance Exchange of California Provider of professional liability insurance under a claims-made contract to individual physicians, physician groups, and facilities in California, Nevada, Hawaii, Idaho and Alaska. Medical Liability Mutual Insurance Company Provides professional liability insurance for physicians and dentists in New York. Medical Mutual Insurance Company of Maine Provider of medical liability insurance in Northern New England. Michigan Physicians Mutual Liability Company Provider of medical professional liability and workers' compensation protection in Florida, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Nevada, New Mexico, Ohio, South Dakota, Tennessee, West Virginia, and Wisconsin. MIIX Group ( MHU , news , profile ) The MIIX Group, Incorporated provides medical professional liability insurance for individual providers, medical groups and health care institutions. The company also provides liability coverage for medical offices, directors and officers, manag ... Monitor Liability Managers, Inc. Nationwide company specializes in directors' and officers' liability insurance, employment practices liability insurance, lawyers' professional liability insurance and management liability insurance. Monroe & Monroe Insurance Offers tank owner liability and petroleum equipment contractors and dealers. Developed general liability insurance program designed for homebuilders and trade Ccntractors in California. Mutual Insurance Corporation Of America (MICOA) Professional liability and workers' compensation protection provider. Site has an online journal for doctors and peer review services. National Chiropractic Mutual Insurance Company Washington D.C.-directed company that holds risk management seminars. Clients can benefit from special financial products of NFC. National Insurance Consultants, Inc. An active member of APTA specializing in the transportation industry nationwide. National Insurance Specialists Provider of insurance to the equipment and rental industry in the United States. Norcal Mutual Insurance company Writers of medical professional liability protection. Medical Risk Management Insurance Services, Inc. offers ancillary coverages. OHIC Insurance Company Multiline underwriter of professional liability insurance to protect hospitals, medical facilities, physicians, lawyers, and healthcare practitioners against malpractice and other exposures. Ophthalmic Mutual Insurance Company (OMIC) Professional liability insurance carrier exclusively for the ophthalmology profession. PD Insurance Co., Ltd. Located in British Virgin Islands, sells liability insurance coverage for punitive damage awards within the US. Pennsylvania Medical Society Liability Insurance Company Provider of professional liability insurance for individual physicians in Pennsylvania, New Jersey, Ohio, and Delaware. PLAN - Professional Liability Agents Network Group of insurance agencies specializing in risk management and loss prevention programs for architects, engineers, environmental consultants, accountants and lawyers in the US, Canada and Puerto Rico. ProAssurance Corporation Medical Assurance, Inc. is nationally recognized for providing malpractice protection to physicians, hospitals, dentists and managed care and health care organizations through programs which coordinate traditional insurance with effective clinic ... Professionals Group ( PICM , news , profile ) Professionals Group, Inc. (formerly Professionals Insurance Company Management Group) operates principally in the property and casualty insurance industry and has two insurance products. The professional liability segment provides insurance cove ... RA&MCO Insurance Services Insurs architects, engineers, environmental consultants and contractors. Seminars are accredited for Continuing Education by the AIA/CES. Rockport Insurance Associates Professional liability coverage for mental health practitioners. Scaffold Industry Association Insurance Program Tailored to the needs of the access industry encompassing companies involved in the manufacture, distribution, rental, repair, and erection of access equipment. SCPIE Holdings ( SKP , news , profile ) Scpie Holdings Inc. The Company provides medical malpractice insurance and related liability insurance products to physicians, healthcare facilities and other healthcare industry. The Company's insurance business is organized into two segments: ... Steel Tank Insurance Company Supplies insurance for companies that manufacture, resell, install or service petroleum equipment. Tech Insurance.com Specializes in business insurance that addresses the needs of growth-oriented computer consulting companies, contract programmers, software developers, Web designers and Internet Service Providers. Texas Medical Liability Trust Provider of professional medical liability coverage and related products in Texas. Washington Street Insurance Group Provides fiduciary liability and risk management for Trustees. Offers Union officials, agents and employees added protection. Zutz - PLI Insurance Administers programs for doctors, lawyers, realtors, dentists, accountants, nurses, engineers and architects. Maintains a judicial bond facility for attorneys. SEE ALSO: Insurance Financial Services email this page Account Login | About Us | Partners | Press Room | List Your Site | Become A Search Partner | Become A Listings Reseller Advertise With Us | Contact Us | Jobs | Privacy | Terms Of Use | © 2000-2 Business.com, Inc.   All Rights Reserved

Results from search: http://www.hpso.com/

Medical malpractice / professional liability insurance and risk management information for physical therapy, EMT, pharmacist, others       Healthcare Providers Service Organization offers medical malpractice / professional liability insurance and risk management information for physical therapists, pharmacists, EMT's, dental hygienists, athletic trainers, medical assistants, nurses, nurse practitioners and many other healthcare professionals. HPSO also offers LTD, AD&D and term life insurance. Get a free, no obligation quote for malpractice insurance. Read about legal and risk management tips in our newsletter and case of the month sections.   To Top Home | Quick Quote | VCSR | About HPSO Professional Liability Insurance | Other Insurance | Newsletters Customer Service | Case of the Month | Firms | Students © 2002 Healthcare Providers Service Organization 159 E. County Line Road, Hatboro, PA 19040-1218 Phone: 1-800-982-9491 | Fax: 1-800-739-8818 Email: service@hpso.com Privacy Statement | Credibility Statement | Site Map

Results from search: http://www.nso.com/a.php?ho:iiWWi15i

Nursing medical malpractice / professional liability insurance and risk management information for RN, LPN, nurse practitioner and clinical nurse specialist. Professional Liability Insurance | Life Insurance | Other Insurance | Customer Service About NSO | Newsletters | Case of the Month | Nursing Resources   New Enhanced Coverages! Now up to $6,000,000 aggregate Professional Liability Coverage that protects you 24/7! New Higher Limits For. . . . License Protection for medical and non-medical incidents . Assault Coverage . Damage to Property of Others (Enhancements not yet available in all states) Click Here for more information.        Meeting the insurance needs of Nursing Professionals for over 25 Years     Nurses Service Organization offers medical malpractice / professional liability insurance and risk management information for RN's, LPN's, nurse practitioners, and Clinical Nurse Specialists as well as many other healthcare professionals. NSO also offers LTD, term life and AD&D insurance. Get a free, no obligation quote for malpractice insurance. Read about legal and risk management tips in our resources, newsletter, and case of the month sections. 159 E. County Line Road Hatboro, Pennsylvania 19040 Phone: 1.800.247.1500 | Fax: 1.800.739.8818 Email: service@nso.com | Privacy Statement | Credibility Statement | Site Map ©2002 Affinity Insurance Services TM

Results from search: http://www.ama-assn.org/sci-pubs/amnews/pick_02/prl10415.htm

AMNews: April 15, 2002. Liability insurance crisis: Bigger awards just one factor ... American Medical News American Medical News   SECTIONS        Government   Profession   Business   Opinion   Health   LISTINGS      By date By region   Map By health plan By section News briefs Columns Editorials Letters Topics & series Reader opinion Past years Search   SERVICES      Mobile edition E-mail alert Print subscriptions Staff directory Author bios Advertising Permissions AMNews FAQ Contact info Send feedback Liability insurance crisis: Bigger awards just one factor Lower interest rates and a highly competitive insurance market also contributed to today's medical malpractice mess. By Tanya Albert , AMNews staff. April 15, 2002. Additional information The latest statistics confirm what many physicians already suspect: Jury verdicts in medical malpractice cases continue to soar. Plaintiffs lose the majority of cases that go before a jury. But when they win, an increasing number win big. The median medical malpractice awards were up nearly 43% between 1999 and 2000, according to Jury Verdict Research data released in late March. The Pennsylvania-based company gathers information on verdicts and awards from cases involving physicians, hospitals and other health care entities nationwide. The fourth straight annual jump means that the median award -- the middle award value when the awards are listed in ascending order -- hit the $1 million mark in 2000. That's nearly double what it was in 1996, when the median award was $503,000, according to the statistics. "There are jurisdictions where it is manifesting itself as a crisis," said Jim Hurley, an actuary with Tillinghast-Towers Perrin who looks at medical malpractice issues. "But it is not a crisis nationwide yet." Physicians in Pennsylvania, West Virginia, Mississippi and Nevada have been the hardest hit by medical malpractice woes. The large jury awards coincide with other volatile factors that have some calling the situation "the perfect storm." And it's unlikely physicians will see any relief this year. Medical liability insurers continue to pull out of some markets or set narrow guidelines defining the physicians they are willing to insure. Interest rates remain low. And jury awards show no sign of coming under control. In March, a Florida jury said a physician, a physician's assistant and nursing staff were negligent in caring for a patient who ended up with a brain injury and awarded her $78.5 million. "I fear it's not heading in a great direction for doctors," said James Saxton, a lawyer and chair of the health litigation group for Stevens & Lee in Pennsylvania. For doctors, that translates into higher liability insurance rates and, for some, difficulty finding insurance at all. How costs got here Increasing jury verdicts shoulder only some of the blame for rising liability insurance rates. But other factors that influence insurance cost are also going haywire. Insurance experts say those factors include low interest rates, which translate into a lower return on investments insurers make to cover claims and rate increases to compensate for realities in the market throughout the 1990s. Rates were underpriced and held in a highly competitive market. In the haste to expand into new states, some insurers initially priced their products incorrectly because they did not completely understand the market. The 2000 median malpractice award was $1 million; the 1996 median award was $503,000. "It's a perfect storm," Hurley said. Some of the storm damage to date: PHICO Insurance Co. is in liquidation. Princeton Insurance Co. announced it would leave the Pennsylvania market. The St. Paul Companies pulled out of the medical liability market nationwide. "And that's just a sampling of what's going on," said Tim Saunders, vice president of claims for the Illinois State Medical Inter-Insurance Exchange. "This is a unique cycle." While jury verdicts are just one piece of the puzzle, they are an area with room for improvement in most states, insurance companies and physicians say. It's difficult to pinpoint exactly why jury awards are going up. Some say jurors are desensitized to what constitutes a significant sum of money thanks to lottery and game show winnings in the tens of millions of dollars. Specific to the medical profession, jurors may be acting out of an anger toward managed care or a desire to send a message about their dismay with health care in general. And despite Jury Verdict Research data showing that settlements went down 16% between 1999 and 2000, many companies say the amount they settle cases for continues to rise. "We win the vast majority of cases we take to verdict," said Walt Davis, Mutual Insurance Co. of Arizona's vice president of claims. "Of the verdicts that go to the plaintiff, many of them come in under our last offer. However, each year we get hit with one higher award than expected. Based on our verdicts and the verdicts and settlements of others, it is costing a lot more to settle cases." Damage caps could offer relief One way to curb the unpredictable verdicts and the rising settlements that inevitably follow are limits on the amount of noneconomic damages juries can award. The AMA and other physician organizations are encouraging states to pass laws that would limit damages. Proponents of these laws point to California's $250,000 cap on noneconomic awards as one of the main reasons the state hasn't seen jury verdicts spiral out of control. "You don't have the emotion-laden blockbuster verdicts," said Ron Neupauer, vice president of underwriting for Medical Insurance Exchange of California. "There have been large awards, but they aren't those unpredictable, out-of-the-blue-sky awards." MIEC insures physicians in California, Idaho, Alaska, Nevada and Hawaii. Neupauer said the company had been forced to raise rates outside California, but that rates had remained stable in that state. "Overall, the California experience is better than it is next door in Nevada," he said. "You can't say medicine here is better or the attorneys in other states are better." "The sky's the limit in most states," said Robert Hartwig, chief economist for the Insurance Information Institute. "The jury is allowed to come up with any amount, and, unfortunately, the theory of deep pockets often prevails." Back to top.   ADDITIONAL INFORMATION: Jury awards kept going up... The median jury award -- the middle value among awards listed in ascending order -- increased nearly 43% between 1999 and 2000. It's up 100% since 1995. 1995: $500,000 1996: $474,536 1997: $503,000 1998: $733,900 1999: $700,000 2000: $1,000,000 ... But settlements went down The median settlement in 2000 was nearly 16% below 1999's level. 1995: $350,000 1996: $375,000 1997: $400,000 1998: $500,000 1999: $592,074 2000: $500,000 Note: Statistics for years prior to 2000 may not match numbers previously reported for that year. Statistics for previous years are updated with new information that may come after a report is published. Source: Jury Verdict Research report "Medical Malpractice: Verdicts, Settlements and Statistical Analysis" Back to top. Going to trial Compensatory award medians for most commonly claimed liability situations between 1994 and 2000 are significantly higher than the settlement medians for the same time period. Compensatory Settlement award median median ------------ ---------- Childbirth $2,050,000 $750,000 Cancer diagnosis $1,000,000 $500,000 Delayed treatment $1,000,000 $665,000 Diagnosis $750,000 $462,500 Medication $668,000 $235,000 Lack of informed consent $500,000 n/a* Nonsurgical treatment $400,688 $250,000 Negligent surgery $355,000 $325,000 Negligent supervision $147,750 $200,000 * Settlement median unavailable. Source: Jury Verdict Research report "Medical Malpractice: Verdicts, Settlements and Statistical Analysis" Back to top. Copyright 2002 American Medical Association. All rights reserved.     American Medical Association - JAMA - Archives journals - Medem - AMNews home - FAQ - Search - Classifieds - Advertising - Subscribe - E-mail alerts - Mobile edition Write a letter to the editor about this story Additional information Box: Jury awards kept going up... Box: Going to trial

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