We're
standing by now to assist you with the medical insurance plan
quotes you need to fulfill your medical insurance plan
needs. Feel free to use our service to compare medical insurance plan
pricing from multiple cariers.
Search results provided by EuroSeek.com:
Results from search: http://www.hlth.gov.bc.ca/msp/
Medical Services Plan Home Page
.
Contacts
.
Search
.
Site Map
.
Publications
.
Facts and Statistics
.
Legislation and Governance
.
Clinical Practice Guidelines and Protocols
.
MSP for B.C. Residents
.
MSP for Group Plan Administrators
.
MSP for Medical and Health Care Practitioners
.
B.C. HealthGuide
.
Pharmacare
.
Surgical Wait List Registry
.
Health Files
.
B.C. Ambulance Service
Medical Services Plan of B.C.
The Medical Services Plan (MSP) insures medically required services provided by general practitioners, specialists and supplementary health care practitioners, laboratory services and diagnostic procedures.
Important Notice! MSP Reception Offices Closed March 28, 2002.
The MSP Burnaby and Victoria reception offices closed permanently on March 28, 2002. For information on other ways to correspond with MSP, see How to Contact MSP .
.
Changes to MSP Telephone Service (effective March 4, 2002)
.
Increase in MSP Premiums (effective May 1, 2002)
.
Changes to Premium Assistance Program (effective May 1, 2002)
.
Changes to Supplementary Benefits Program (effective May 1, 2002)
MSP for B.C. Residents
MSP Forms and Online Services To apply for MSP coverage, or to notify MSP of your change of address, or to obtain a new MSP CareCard.
Electronic Banking for Paying Premiums To find out about paying your MSP premiums by electronic banking (E-banking).
MSP for Group Plan Administrators
New Company Information To obtain information and a Third Party Registration form for establishing a group billing plan.
MSP Direct To register for online electronic business service for MSP group accounts.
MSP for Medical and Health Care Practitioners
Eye Exams (PDF 10Kb) Changes in criteria for insured eye examinations for beneficiaries between ages 19 - 64.
MSP Tutor A self-directed learning site for physicians and medical office assistants. Test your knowledge about billing claims to MSP!
Clinical Practice Guidelines and Protocols To view guidelines and protocols developed by the B.C. Guidelines and Protocols Advisory Committee.
Billing Procedures for Physicians Includes online MSC Payment Schedule, ICD9 codes and detailed information on billing claims for general practice and specialty services.
MSC Payment Schedule Includes detailed information on billing claims for general practice and specialty services.
Billing Procedures for Supplementary Benefit Practitioners Note: see changes effective January 1, 2002 .
Please note: All information in this site is subject to change in accordance with the provisions of the Medicare Protection Act and Regulations and the Hospital Insurance Act and Regulations. If a discrepancy exists between the information on this web site and the legislation, the legislation will prevail.
Last Revised: May 03, 2002
Results from search: http://www.globaltravelinsurance.com/
TFG Global Travel Insurance.com - buy travel medical insurance online today
Telephone 604-913-1150 : Toll Free N. America 800-232-9415 : Fax 604-913-1153
We offer travel insurance to citizens of any nationality worldwide. You
can buy the best in single and
multi-trip travel medical insurance online. Our company also offers vacation
protection plans that offer trip cancellation , interruption, delay and
baggage insurance online along with some travel medical and evacuation. We
even offer multi-trip plans ! Most plans include emergency evacuation, assistance, baggage, trip
interruption coverage, optional hazardous sports cover and much more. TFG
Global Travel Insurance.com sm
can even supply online
international health insurance for expatriates and some local nationals
where conditions permit. Get a quote and then purchase your protection online
via an on-line secure and encrypted server with several deductible choices
and coverage levels. After purchasing online, you will then receive a
policy confirmation by email and card and policy kit by post or courier. Contact
us if you have special insurance requirements or questions. Anyone who travels or resides outside their
country of residence knows that traveling can be risky. Also, issues related to foreign
healthcare, languages, policies, cultures, currencies and the location and access to
adequate healthcare are seldom handled by domestic medical plans. Why not travel with
the knowledge that you are protected by a plan that meets your own unique vacation
insurance needs and budget. Claims are paid by the insurance company and/or administrator
directly. Check out our Service & Support
& Travel Information
pages. TFG Global Travel Insurance.com sm
offers insurance plans
from a variety of large and secure insurance companies and providers for maximum choice
and flexibility. If you have a special quote request that you can't find
online, please go to our Contact page and let us
know.
Travel
& Other Insurance Products Available
Short Term Single Trip
Medical Travel Insurance Plan - citizens around the world can obtain travel insurance
coverage for periods of 15 days to 24 months with up to $2,000,000 in medical coverage
with several deductible choices and an optional hazardous sports rider. Plan includes
benefits such as emergency evacuation & repatriation, emergency reunion, trip
interruption, lost baggage, some home country cover and accidental death &
dismemberment.* For US citizens, the plan has added benefits such as sudden recurrence of
a pre-existing condition.* The Patriot Travel Insurance Plan is underwritten by
SIRIUS and
administered by International Medical Group. Policy details and
the web
application are available online. If you want, you can obtain a Policy Picker
quote and purchase
coverage on-line NOW .
Trip
Cancellation & Medical Coverage for US Residents - Available to US residents only. Get online quote and even purchase coverage online! Covers
trip cancellation and interruption up to $20,000 USD and trip delay up to $500 USD. Lost
baggage, & minor amount of medical evacuation and assistance included and flight accident protection is
optional. For single trips only up to 90 days in length. View and print brochure
or application online in html or in
PDF format. Get Quote NOW!
Multi-Trip Travel Protection
Plan - for US and Canadian citizens in need of an annual trip plan that covers an unlimited number
of trips in a year up to 30 days if you are covered by your company's
corporate health plan.
Short Term
Immigration Insurance to USA - Through IMG , we offer the
Patriot America plan for non-US citizens in need of emergency medical insurance while
visiting the USA. You can even get quote and coverage online
now!
International
Health Insurance Plans - we offer global medical insurance plans
for citizens around the world who live abroad. Some plans can be quoted or
purchased online.
Group Travel
Insurance Plans - obtain quotes for a business or non-profit organization.
Download Patriot
Single Trip Group Travel Plan brochure/rates/application in Adobe Reader format! We
can even search the market-place for the quotes that match your firm's
needs.
Insurance
Premium Payment Options
All premium payments are made to the
insurance underwriting company for your protection. All the individual plans we offer can
be paid by one of the major credit cards, check or money order. Single Trip, Annual Plans,
Vacation Insurance & International Global Medical Insurance plans can be paid for via
secure on-line encrypted server using major credit cards.
Home : Instant Quote : Products : Apply Now : About : Service : FAQ's : Awards
: Mission : Contact Us
Copyright © 2002 TFG Global Travel
Insurance.com sm
All Rights Reserved
Note:
Some of the products and services described or advertised on this site may
not be available to residents of certain jurisdictions, depending on
regulatory constraints, including Canada and the U.S. Please contact
Tompkins Financial Group Ltd. sm for
more information about your specific jurisdiction.
TFG Global Travel
Insurance.com & Tompkins Financial Group Ltd. are all
trademarks and service marks of Tompkins Financial Group Ltd.T sm
*see plan brochure
or policy summary for more IMG
policy details.
Legal Disclosure :
Privacy Statement
e&oe
Results from search: http://www.humana.com/
Humana Inc.
welcome
find...
Doctor or Hospital
Dentist
Health and Wellness
Drugs, Herbs and Supplements
Find out more...
Take a tour >>
member
Review your claims,
plan benefits, prescription drug coverage, and a listing of doctors, hospitals, or pharmacies
in your network.
physician / provider
Review patient eligibility, copayments and claims status, clinical guidelines, coverage issues and much more.
employer
Discover innovative tools to help you administer your group's
health plans. View benefit summary, plan information and more.
agent / broker
Easy access to all of the tools you need to write new business with Humana, and service your existing clients.
humana
humana news
About Humana
Products and Services
Investor Relations
Careers
Fortune Magazine features Humana's Web-enable health plans Emphesys and SmartSuite...
Humana Reports First Quarter 2002 Results
Corporate
Communications | Investor
Relations
Help | Site
Map | Legal Disclaimer | Insurer Identity and Licensure Information
Privacy
Statement | Careers | Other Humana Operating Units | Home | Humana Associates | Awards
We subscribe to the HONcode
principles of the Health On the Net Foundation
Copyright ©
2001
Results from search: http://www.uhip.mercer.ca/
UHIP splash page
This site has been visited by/
visitors./
Ce site a été visité par visiteurs.
Last update: May 2001
Dernière mise à jour : mai 2001
IABC's 1996 Gold Quill Award of Merit for
Multi-Audience Communication /
Prix de mérite Plume d'or 1996 de l'AIPC
© 1996 William M. Mercer Limited / Limitée
Results from search: http://www.quotesmith.com/
Quotesmith.com - Instant online insurance quotes from over 300 leading companies.
Search
Auto
Annuities
Boat
Child Life
Condo
Dental
Health
Homeowner
Jet Ski
Long-Term Care
Medical
Medicare Supp.
Motorcycle
Motor Home
Quick-Issue
Renter's
RV
Term Life
Travel
Waverunner
New! QuotesmithPro® for agents and brokers
Life Insurance
Needs Estimator
Auto: Crash tests
Auto: Repair parts
California: Earthquake rates
Companies: Guide
Glossary
Health: Laws
Life & annuity: Taxes
Small Business Liability
Workers comp: Laws
Insurance Company Guide
Car Crashes
Lawsuit Library
Forums
Feature
From celebrity body parts to alien abductions, some people insure the oddest things
Have a question?
Frequently Asked Questions
Guides
Auto Insurance FAQ
Health Insurance FAQ
Home Insurance FAQ
Life Insurance and Annuities FAQ
Group Health Insurance FAQ
Industry Exclusive!
$500 lowest price guarantee
$500 accuracy guarantee
Integrity & Stability Count
We're Proud members of BBB OnLine
This is a Secure Site
Instant Quote Center
Instant Car Insurance Quotes
ZIP Code: Currently Insured? Yes No
Could you save 20% or more on car insurance? We've made it quick and easy to get instant, online quotes from leading auto insurers. Here's where you can end auto insurance hassles forever. And now you can point, click and buy from the company of your choice on your terms and at a price you can afford.
Life Insurance: Buy Online Now with No Medical Exam!
$100,000 $50,000 $25,000 $20,000 $10,000 $5,000
Skip the medical exams - skip the long forms. Skip the mail delays. It's all right here and now. Affordable life insurance with guaranteed rates. It doesn't get any easier or faster than this.
Instant Term Life Quotes $25,000 to $25 million
View the lowest premiums in America or we'll overnight you $500! Only here can you check the rates of 90+ companies in 5 seconds or less - and have the freedom to buy from the company of your choice. See how fast you can click your way to saving money on life insurance.
Instant Life Insurance Quotes for Children
Click here to get instant quotes on the Globe Life (rated A+ by A.M. Best) Young American life insurance plan. From newborn to age 25, we've made it fast and easy to buy up to $15,000 coverage online with no medical exam! What's more, these low rates are guaranteed to never increase.
Life Insurance to Cover the 5th Leading Cause of Death
Accidental death is the 5th leading cause of death in America today - yet is easily insurable. Click here to get instant individual and family quotes for up to $250,000 worth of coverage. Apply online without any long forms or medical exams. It's easy, fast and complete.
Instant Homeowner, Condo & Renter's Insurance Quotes
Amica (rated A++) has received the highest J.D. Powers Consumer Center Ratings and gives you instant quotes for homeowners, condo owners and renters insurance.
Instant Medical Insurance Quotes
Individuals, Families & Students
One-Employee Medical
Small Group Medical
Find the best health insurance for yourself, your family or your small business. View standard plans, HMOs, PPOs and short term plans all in one place. Say goodbye to the hassles of buying medical insurance.
Instant Travel Insurance Quotes from 25 Plans
Get comparative travel insurance quotes from 25 different plans. Trip interruption, trip cancellation, lost luggage, foreign medical expenses. We've made it "click and easy" to compare quotes and coverages from leading names such as Lloyd's, Travel Guard, CNA, Travelex, Access America and more. Buy the plan of your choice online and hassle free.
Instant Long-Term Care Insurance Quotes
New! Shopping for long-term care insurance just got easier. Get instant quotes from John Hancock Life, CNA, Lincoln Benefit Life/Allstate, Blue Cross Life & Health and other leading companies in seconds. Here's a quick and easy way to scan the market and maximize your savings. It's fast and easy!
Instant Dental Insurance Quotes
Individual or Family Dental
Group Dental
Can Quotesmith.com give you whiter teeth and a better smile? Here's the easiest and fastest way that we know of to find affordable dental insurance for yourself, your family or your small business. Point, click - and buy!
Instant Medicare Supplement Quotes
Ages 65 & Up
Below Age 65 on Social Security Disability
There's no reason to be confused by the bewildering choices and high cost of Medicare supplement insurance. We give you instant quotes - all sorted by lowest cost - and vital policy information at your fingertips.
Instant Annuity Quotes
Fixed annuity sales are soaring! Say NO to stock market volatility and low bank CD rates. Here's where 17 leading annuity companies will bid their highest yields to win your business. You can still lock in a guaranteed 5.5% return on a 5 year annuity.
How to Join America's #1 Pre-Paid Legal Services Plan for Less than $27 per Month
Here's a remarkably simple solution - and a great value, too - which gives your family access to top-quality law firms for less than $27 per month. Find out why more than 1 million people have chosen Pre-Paid Legal Services to cover traffic violation expense, will preparation and other costly legal expenses.
Insurance for Classic Cars and Boats
Classic Cars
Classic Boats
It's inevitable every spring. When the object of your affection turns to... muscle cars, street rods, sports cars, exotic cars, antique cars, classic boats, wooden boats and the like. Well, here's the fastest, most hassle-free insurance solution around for what ails you. Insuring these prized possessions takes skill and experience.
Join Newsletter
In the News
Special Report
13 things your health insurer doesn't want you to know
Your Life Insurance
Americans won't admit they're buying more life insurance
Your Car
Allstate must pay for diminished value of cars in Georgia
Lawsuits allege auto insurers overcharge new customers in California
Allstate hikes New York auto insurance premiums 10.5 percent, blames high fraud
Boomer motorcycle deaths skyrocket
settles Georgia lawsuit about diminished value of cars
Your Home
Consumer complaints spark Texas home insurance rate probe
21st Century Insurance to drop California home insurance
Your Health
10 things you should know about COBRA
Court approves $20 million class action settlement with Blue Shield of California
Empire Blue Cross and Blue Shield wins approval for conversion
Georgia joins assault on Employers Mutual over unlicensed health insurance sales
New Jersey doctors gain right to negotiate fees with health insurance plans
Your Business
World Trade Center losses lower than originally expected
Your Insurance Company
Former Credit General officers sued in insurer's demise
Site Reviews
"Quotesmith is a must for anyone shopping for competitive rates."
Inc. Magazine Online
"A godsend for those who are shopping around for the best deal in insurance."
Independent Business
"I just bought insurance through Quotesmith.com and saved $2,640 per year!"
Bob Jetter
"New source for best buys in insurance. One way to get to know the insurance market."
Kiplinger's Personal Finance
"This really is power shopping. I was able to get dozens of quotes in less time than it takes to get one."
Microsoft Moneyinsider.com
"We found the best deals at Quotesmith . . ."
Money
". . . Quotesmith provides a price list of all plans that match specified needs."
Nation's Business
"Fast and inexpensive... A quote system a bit like the airline reservations systems has sprung up."
New England Insurance Times
". . . search for sites such as quotesmith.com for good deals in insurance."
New York Times
"Your service is quick, to the point and easy... all the way out in the South China Sea."
Paul Pappas USS Abraham Lincoln South China Sea
For assistance, call us toll free at 1-800-556-9393
Term Life Insurance | Auto Insurance | Individual or Family Medical Insurance | One Employee Medical Insurance
Small Group Medical Insurance | Dental Insurance | Child Life Insurance | Quick-Issue Life Insurance | Annuities
Homeowners Insurance | Long-Term Care Insurance | Accidental Death Insurance | Boat, Watercraft, RV, & Motorcycle Insurance
Medicare Supplement | Travel Insurance | Application Status | Company Info/Investor Relations
Results from search: http://www.famis.org/
FAMIS
English
Espanol
Visitors
Results from search: http://www.health-insurance-for-pets.com/
Health and medical insurance for pets
Pet Insurance Topics Why Pet Insurance? Pet insurance protects your pet's health, your savings and your peace of mind. Coverage Get the specifics so you can choose a plan that suits your needs. FAQ's Find out what our plan offers, from coverage to deductibles, by reading the questions our customers ask. Order Signing up is quick and easy...
Health Insurance for Your Pet The expansion of pet medical services has been staggering. Veterinarians provide services previously thought impossible; services like organ transplants, tumor removal, pacemaker installation, ultrasound, chemotherapy, and radiation are now common. Unfortunately, hand-in-hand with increased services are skyrocketing costs , often reaching into thousands of dollars. You have enough to worry about when a loved pet gets sick. Medical expenses make a stressful time even more painful. In cases of severe illness, you may even be forced to balance your pet's life against your finances: a horrible decision for any pet owner to make. Veterinary Pet Insurance (VPI) ensures your pet is taken care of in a wide range of medical situations and lets you focus your attention solely on your pet. Veterinary Pet Insurance (VPI), the nation's #1 pet medical insurance plan , continues to add services to provide you and your pet with the best insurance coverage. Please take a look through VPI's coverage and services; you'll quickly see there's no one - besides you - that cares more about your pet than VPI.
Related Pet Sites
Everything...about Cats The Dog Park Inter Pet Explorer
Care for my Cat Fevers in Pets Cats and Diets
Feline Behavior Calm your Cat Spraying and Marking
Feline Breeds Locate a Vet Choosing a Cat
( Home ) ( About Pet Health Insurance ) ( Coverage ) ( FAQ's ) ( Apply On-line ) ( Help )
Questions or comments? Please contact our Webmaster . View the Terms of Use . Copyright © W3COMMERCE, 1997-2002. All rights reserved. Designed and maintained by W3COMMERCE, LLC . Last Modified 02.04.02
Results from search: http://www.travelinsurancenow.com/
Travel Insurance Now.com - get travel insurance quote now
Travel Insurance Now.com offers international travel insurance to citizens of any
nationality worldwide. You can buy the best in single and multi-trip travel medical and
also trip cancellation and vacation insurance online. Most plans include emergency evacuation,
assistance, baggage, trip interruption coverage, optional hazardous sports cover and much
more. We also offer international health insurance for expatriates and some local
nationals. Get a quote and even purchase your protection online
via an on-line secure and encrypted server with several deductible choices and coverage
levels. After purchasing online, you will then receive a policy
confirmation by email and card and policy kit by post or courier
(extra fee for courier delivery). Contact us if you have special
insurance requirements or questions.
Travel
Insurance Products Available
Choose (click) the product you want an
instant quote on! You will then be connected with a secure encrypted online quoting frame
where you can enter your coverage requirements for an instant quote and the ability to
purchase online!
Travel
Medical Insurance - IMG's Patriot plan provides
single trip coverage for periods of 15 days to 24 months with up to
$2,000,000 in travel medical coverage with several deductible choices and an optional hazardous sports rider .
Plan includes benefits such as emergency evacuation & repatriation, emergency reunion,
trip interruption, lost baggage, some home country cover and accidental death &
dismemberment.* For US citizens, the plan has added benefits such as sudden recurrence of
a pre-existing condition.* View Plan
Details or Print
Application or Download
brochure/application in Adobe Reader format
Vacation
Insurance For US Residents - SRI's Round Trip plan
covers trip
cancellation and interruption up to $20,000 USD and trip delay up to $500 USD. Lost
baggage, medical evacuation and assistance included and flight accident protection is
optional - This vacation insurance protection plan may be purchased if you are a resident
of the United State s or if you purchase this plan within the United States. View Brochure or Application online
in html or in PDF format !
Multi-Trip
Travel Medical Insurance - IMG's Patriot
Executive Plan for Citizens of the USA and Canada only who are covered
by employer's domestic
company Medical plan. Plan covers an unlimited number of trips in a
year up to 30 days. (download brochure/application in Adobe Reader format)
Annual
Renewable Global Medical Insurance - IMG's
Global Medical Insurance plan provides long term global health insurance coverage for US
expatriates living abroad or non-US citizens living abroad and even some local nationals
around the world. Enter 12 months or more on following page, enter details and ask for
quote. Then choose GMI plan. Download and view brochure
AND application
in Adobe Reader format)
Group
Travel Insurance Plans - download our group
single trip travel medical plan for organizations or employers in Adobe
Reader format & then fax or mail it to our office or to
insurer. Available to people around world traveling outside their country of citizenship.
Download Adobe
Reader software free!
Travel
Insurance & Much More....
Claims are paid by the insurance company
and/or administrator directly. Check out our Service & Support
page. As a broker, we are accountable only to you, the client. We offer insurance plans
from a variety of large and secure insurance companies and providers for maximum choice
and flexibility. Also, check out our Travel Information page for
travel tips, weather, news, tickets and much more! If you want to offer travel &
international health insurance to your web visitors and clients, go to our agent page .
Insurance
Premium Payment Options
All premium payments are made to the insurance
underwriting company for your protection. All the individual plans we offer can be paid by
one of the major credit cards, check or money order. Single Trip, Annual Plans, Vacation
Insurance & International Global Medical Insurance plans can be paid for via secure
on-line encrypted server using major credit cards.
Home : Instant Quote : Products : Contact Us
Copyright 2002 © Travel Insurance Now.com sm
All Rights Reserved
Travel Insurance Now.com is
a service mark of Tompkins Financial Group Ltd.T
*see plan brochure
or policy
summary for more IMG policy details.
Legal Disclosure : Privacy Statement
Note: Some of the products and
services described or advertised on this site may not be available to
residents of certain jurisdictions, depending on regulatory constraints,
including Canada and the U.S. Please contact Tompkins Financial Group Ltd.
sm for more information about
your specific jurisdiction.
e&oe
Telephone
604-913-1150
Toll Free N. America
800-232-9415
Fax
604-913-1153
Results from search: http://www.asmeinsurance.com/catplan.asp
Catastrophe Major Medical Insurance Plan Information
Plan Information
Provides
coverage for medical costs which exceed the limits of
many basic health insurance plans-including Medicare
Includes Convalescent/Nursing Home and Home Health Care Benefits
This Plan Helps Pay Those Catastrophic
Bills
Today the cost of a serious illness or accident is often far
beyond the benefits provided by the average hospitalization or
major medical insurance policy. Extremely large hospital and medical
bills can push your expenses far over the limit of your basic
insurance or even Medicare.
Any basic major medical or hospitalization insurance policy
you may be insured through right now-including Medicare-could
still leave you with enormous bills to pay . . . especially if
you are confined to a nursing home for convalescent or custodial
care.
Even though your basic health insurance policy probably has
a large LIFETIME maximum benefit, your dollar benefits may be
LIMITED PER YEAR and may be LIMITED AGAIN as to what will and
won't be covered. Nursing home expenses, and convalescent and
custodial care, for instance, can be very limited in basic insurance
policies.
That's exactly why the $2,000,000 Catastrophe Major Medical
Insurance Plan has been designed-TO TAKE OVER WHEN YOUR BASIC
HEALTH INSURANCE RUNS SHORT-to help protect you when your basic
health insurance plan limits your coverage.
To cover yourself-and your family -against extraordinary hospital-medical-surgical-convalescent
expenses, you may need the Catastrophe Major Medical Insurance
Plan which can pay up to $2,000,000.
Who is Eligible?
All members who are U.S. residents are eligible to apply for
member or spouse coverage, regardless of age, as well as their
unmarried dependent children under age 21 (age 27 if in school
full-time), provided each applicant is covered by a basic major
medical plan (including an HMO or PPO) or Medicare parts A and
B. (See Pre-Existing Conditions Limitation further on.)
The plan is not available in New Jersey, New York, Oregon,
Vermont, Washington state, or Canada and other foreign countries.
(A state specific plan is available for residents of NY. Please
call the Administrator.)
How This Plan Works
This Plan is designed to help provide financial protection
for extraordinary medical expenses not covered by your current
medical insurance plan, or Medicare.
To complement most basic medical insurance plans and to help
keep this plan's premium cost as affordable as possible, you have
your choice of two plan deductibles: $25,000 or $50,000.
Once your eligible medical expenses reach your selected deductible
(or the amount paid by your basic health insurance, Medicare,
a Medicare Supplement Plan, or out-of-pocket, if higher) this
plan will begin to pay up to 100% of all eligible expenses for
hospital, medical, surgical, or convalescent care, to a maximum
of $2,000,000 in benefits, for up to five years from the date
the first expense used to satisfy the deductible is incurred.
And, since this deductible is based on the total accumulation
of eligible expenses (hospital, surgical, medical, or convalescent),
you may include all eligible expenses regardless of whether or
not the claims are related. You will have up to three full years
to satisfy your deductible.
What the Plan Covers
Hospital charges including daily semi-private room and board
or intensive care.
Miscellaneous hospital services and supplies.
Charges by a currently licensed physician, for diagnosis,
treatment and surgery.
Private duty nursing services while in a hospital or at home-$120
maximum per 8-hour shift ($360 maximum per day) up to a lifetime
maximum of $35,000 per Insured.
Dental care, treatment or surgery if natural teeth are injured
by a non-job related injury caused by accident.
X-ray, physiotherapy (by a licensed physiotherapist) or laboratory
tests and services for diagnosis and treatment.
Ambulance service to and from any hospital for treatment
prescribed by a licensed physician . . . up to $2,000 lifetime
maximum per Insured.
Anesthetic and its administration.
Prescription drugs, casts, splints, braces, trusses and crutches
both in and out of the hospital.
Oxygen and rental equipment for its administration and rental
of other medical equipment such as wheelchairs or hospital beds.
Mental or nervous disorders, alcoholism or drug addiction
treated in a hospital are covered up to a $25,000 lifetime maximum.
A lifetime maximum benefit of $5,000 is provided for outpatient
treatment, with a maximum eligible charge of $100 per visit.
Rental of iron lung or other mechanical equipment for the
treatment of respiratory paralysis; rental of other mechanical
equipment for medical or surgical treatment.
Up to 100 visits per calendar year for Home Health Care Treatment.
Plan Features
Convalescent/Nursing Home Benefit
Anyone at any age can require custodial or convalescent care in
a nursing home. Should ANY insured family member become confined
as an inpatient in a nursing home facility for custodial or convalescent
care, the Plan pays expenses for room and board and general nursing
care services and supplies for up to $500 per week up to 3 full
years (lifetime maximum) after satisfaction of the plan deductible.
Benefits will begin on the seventh day of a convalescent/ nursing
home confinement provided confinement is prescribed by a licensed
physician.
Home Health Care Benefit
Another benefit not found in many other plans (which the Catastrophe
Major Medical Insurance Plan provides) is home health care coverage-to
include up to 100 visits per calendar year for part-time or intermittent
home health care, nursing or home health care aide service (maximum
4 hours per visit), physical therapy, occupational therapy or
speech therapy. The visits must be under a program of care prescribed
by the Insured's physician.
Common Disaster Provision
If more than one insured family member is injured in the same
accident . . . or contracts the same contagious disease within
30 days . . . only one deductible needs to be
satisfied and each insured family member will still be eligible
for up to $2,000,000 in benefits for up to 5 years from the date
the first expense is incurred against the deductible.
Reasonable and Customary Charges
Charges which are not more than the usual charge for medical treatment
in the locality where it is received.
Recurrent Illnesses
You are eligible for the maximum benefit for eligible expenses
up to $2,000,000 during any one benefit period. If a period of
12 consecutive months passes with no covered expenses, treatment
for the same or related condition will be treated as a new illness
with a new deductible and benefit period. Otherwise, the same
or related condition will be treated as a continuation of the
first.
Termination of Benefit Period
Your benefit period will cease at the earlier of: completion of
5 years from the day eligible expenses were first incurred; two
million dollars has been paid, except as stated for Convalescent/Nursing
Home Benefits, or psychiatric, mental, nervous or emotional disorders;
alcoholism or drug addiction treatment while hospital confined,
the end of a period of 12 consecutive months during which no charge
is incurred for the injury or sickness; or after 24 months from
the date the first covered charge is used to satisfy the deductible,
if a period of 90 consecutive days passes without at least $150
of covered charges incurred.
Pre-Existing Conditions Limitation
Pre-existing conditions will not be covered until 12 consecutive
months from the date of the Insured's coverage under the policy
have passed without incurring charges, receiving medical treatment,
consulting a physician, or taking prescribed drugs for such condition;
or until the Insured has been covered under the policy for two
years. Any condition for which the Insured incurred charges, received
medical treatment, consulted a physician or took prescribed drugs
during the 12-month period prior to the date his/her insurance
went into force is considered a Pre-Existing Condition. All covered
accidents and sicknesses which originate after the effective date
of insurance are covered immediately.
For residents of FL, IA, KS, KY, NC and SC:
The Required Basic Plan is a health insurance plan which provides a minimum
of 70 days of full coverage for in-hospital confinement; or a major medical
plan with a lifetime maximum of not less than $50,000, co-insurance of not less
than 80%, and a deductible of not more than $1,000. In order to be eligible
for the ASME -sponsored
Catastrophic Major Medical Insurance Plan, you must have a basic health insurance
policy providing benefits at least as great as one of the above. At claim time,
if you do not have a basic insurance equal to these benefits, any charges incurred
during the first 70 days of hospital confinement will not be covered.
$2,000,000 CATASTROPHE MAJOR MEDICAL
INSURANCE PLAN
Your Affordable Semiannual Premiums
$25,000 Deductible
$50,000 Deductible
Member Age
Member
Spouse
Children
Member Age
Member
Spouse
Children
Less Than
40
$38.00
$38.00
$45.40
Less Than 40
$28.50
$28.50
$34.00
40-49
76.10
76.10
45.40
40-49
57.10
57.10
34.00
50-59
123.30
123.30
45.40
50-59
92.50
92.50
34.00
60-64
187.50
187.50
45.40
60-64
140.60
140.60
34.00
65-69
208.40
208.40
45.40
65-69
156.30
156.30
34.00
70-74
245.10
245.10
44.00
70-74
183.80
183.80
33.00
75 and over
288.00
288.00
42.40
75 and over
216.00
216.00
31.80
EXCLUSIONS
This Plan does not cover loss caused by or resulting from
any one or more of the following: intentionally self-inflicted
injuries; war or act of war; eye examinations to prescribe or
fit corrective lenses; dental care, treatment or surgery except
to the extent that it is necessary to treat a non-job related
injury caused by an accident; hearing aids; cosmetic treatment
or surgery unless such charges are the result of a non-job related
injury or sickness or are necessitated by congenital defects
in a dependent child which have resulted in a functional defect;
any treatment given by a member of the Insured's immediate family
or employer or an employee of the employer; or treatment that
would be given free if the person was not insured or is not essential
for the necessary care or treatment of the injury or sickness
involved; treatment for mental, emotional or nervous disorders,
alcoholism and drug addiction except as provided.
The Plan also excludes Home Health Care expenses for: services
or supplies of a Home Health Care Agency furnished to a person
who is eligible for Medicare, to the extent that those expenses
are covered by Medicare; services or supplies not included in
the Home Health Care Plan; custodial care; transportation services;
costs incurred during any period when the insured is not under
the continuing care of a doctor.
Effective Date
Coverage will become effective following approval of the application
and receipt of the applicable premium. The effective date for
insurance will be delayed if the Insured is hospitalized or unable
to perform the normal activities of a person of like age and sex,
with like occupation or retired status. Insurance will be effective
upon the date the Insured is no longer hospitalized and resumes
such normal activities.
When Coverage Ends
Your coverage cannot be canceled as long as your premiums are
paid when due, you remain an eligible member, and the Group Policy
remains in force. If you should die while insured, your insured
dependents may continue their coverage, provided the group policy
remains in force, any required premium is paid, and they continue
to remain otherwise eligible.
30-Day Free Look
If you are not completely satisfied with the terms of your
Certificate, you may return it, without claim, within 30 days.
Your coverage will be invalidated and your premium refunded-no
questions asked!
Applying is Easy
Compete the short Application . Don't
forget to include any family members you wish to insure. For
residents of Florida, Iowa, Kansas, Kentucky, North Carolina,
and South Carolina please use the special application .
Mail your Application with your premium check payable to:
Administrator, ASME Group Insurance Program
1776 West Lakes Parkway
West Des Moines, IA 50398
Consider Your Eligibility
Before you request coverage, you must be a member in good standing of ASME .
Please wait until your application for membership is accepted before initiating
your insurance requests. If you have any questions regarding membership, see
the ASME home page .
How to File a Claim
To file a claim, contact the Administrator for the proper forms.
IMPORTANT
NOTICE ABOUT THE MEDICAL
INFORMATION BUREAU
Information given in your application may be made available
to other insurance companies to which you make application for
life or health insurance coverage or to which a claims submitted.
Information regarding your suitability will be treated as
confidential except that The United States Life Insurance Company
in the City of New York may, however, make a brief report thereon
to the Medical Information Bureau, a non-profit membership organization
of life insurance companies which operates an information exchange
on behalf of its members. Upon request by another member insurance
company to which you have applied for life or health insurance
coverage or to which a claim has been submitted, the Medical
Information Bureau will supply such company with the information
it may have in its files.
Upon receipt of a request from you, the Bureau will arrange
disclosure of any information it may have in your file. If you
question the accuracy of information in the Bureau's file, you
may contact the Bureau and seek a correction in accordance with
the procedures set forth in the Federal Fair Credit Reporting
Act. The address of the Bureau's information office is Post Office
Box 105, Essex Station, Boston, Massachusetts 02112, telephone
number (617) 426-3660.
The United States Life Insurance Company in the City of New
York may also release information in its files to other life
insurance companies to whom you may apply for life or health
insurance or to whom a claim for benefits may be submitted.
Member American General Financial Group
IMPORTANT NOTICE TO ALL PERSONS ON MEDICARE:
THIS INSURANCE DUPLICATES SOME MEDICARE BENEFITS
This is not Medicare Supplement Insurance
This insurance pays limited reimbursement for expenses if you
meet the conditions listed in the policy. It also pays fixed amount,
regardless of your expenses, if you meet other policy conditions.
It does not pay your Medicare deductibles or coinsurance and is
not a substitute for Medical Supplement insurance.
This insurance duplicated Medicare benefit when:
any expense or services covered by the policy are also covered
by Medicare; or
it pays the fixed dollar amount stated in the policy and
Medicare covers the same event
Medicare generally pays for most or all these expenses.
Medicare pays extensive benefits for medically necessary services
regardless of the reason you need them. These include:
hospitalization
physician services
hospice care
other approved items & services
Before You Buy This Insurance
Check the coverage in all health insurance policies you already have.
For information about Medicare and Medicare Supplement insurance, review
the Guide to Health Insurance for People with Medicare, available from
the insurance company.
For help in understanding our health insurance, contact your state insurance
department or state senior insurance counseling program.
The Catastrophe Major Medical Plan is administered
by:
Administrator, ASME Group Insurance Program
1776 West Lakes Parkway
West Des Moines, IA 50398
To learn more about Seabury & Smith , see
About the Administrator ...
The Catastrophe Major Medical Plan is underwritten
by:
The United States Life Insurance Company
has received an "A+ (Superior)" rating from A.M.
Best Company, the insurance company rating authority. This
rating represents a sound financial background as well as
exceptional operating performance.
To learn more about United
States Life , see About the Companies that Back
ASME Group Insurance...
This is a summary of benefits only and is subject to the terms,
conditions and limitations of Group Policy Number E-191, 206.
Choose One of the Buttons
below for the Catastrophe Major Medical ...
Results from search: http://www.health.gov.ab.ca/ahcip/
AHCIP/Alberta Health Care Insurance Plan
SEARCH
Benefits
Contact Us
Exclusions
Forms
H-Link
How to Register
Maintaining Coverage
Moving?
Other Services
Schedule of Medical Benefits
Services for Seniors
Supplementary Coverage
Travel
Premiums and Rates
How to Make Payments
Third Party Liability
Who is Eligible for Coverage
Alberta Health Care Insurance Plan
Provincial Health Insurance for Albertans
In accordance with the Canada
Health Act , the Ministry of Health and Wellness provides residents of Alberta with
full coverage for medically necessary physician and hospital services, as well as specific
oral surgical services provided by oral surgeons, through the Alberta Health Care
Insurance Plan.
The Canada Health Act specifies that all provinces and territories must provide
insured health services that are publicly funded, universal, comprehensive, portable and
accessible for the province or territory to qualify for full funding under the Canada
Health and Social Transfer.
In addition to meeting the requirements specified in the Canada Health Act ,
Alberta Health Care Insurance Plan has chosen to provide full and/or partial coverage for many
other health care services, such as:
long-term care
home care
immunization programs for children
mental health services
extended health benefits for senior citizens, recipients of the Widow's Pension, and the
dependents of both
health promotion and injury/disease prevention services
protection from environmental health hazards
community care and support
respite care
palliative care
basic medical equipment
air ambulance service
communicable disease monitoring
coordination of specialized treatment for tuberculosis and sexually transmitted
diseases.
optometry services (for residents under 19 and over 65 years)
chiropractic services
podiatry
physical therapy
respiratory therapy
occupational therapy
speech pathology
The health of Albertans is one of government's main priorities. As a result, Alberta
will continue to provide extra services in addition to those required by the Canada
Health Act .
reviewed May 01, 2002
If you would like your website removed from
our search result
posting, please click here.
Links
