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Results from search: http://www.sbacnetwork.org/

Small Business Assistance Center (SBAC) Information Service. S mall   B usiness    A ssistance     C enter      Network SBAC Corporate Partners SMALL BUSINESS • GROUP BENEFITS • INFORMATION • ASSISTANCE • SERVICES • ADVICE Information Seminars Legal Advice Consultations Finance Business Loans Lines Of Credit Venture Capital Business Counseling Investment Insurance • Life • Liability • Disability Benefits Group Medical & Dental Insurance Prescriptions Telephone Cellular/Digital Equipment Discounted • Long Distance • "800" Numbers • Voice Mail Call us about a FREE Consultation ! Including Referrals ! Starting Up A New Sole Proprietorship , Partnership or Corporate Business? IF YOU ARE LOOKING FOR INFORMATION, BENEFITS OR ASSISTANCE REGARDING YOUR SMALL BUSINESS, WE OFFER THE FOLLOWING PROGRAMS GROUP MEDICAL & DENTAL INSURANCE AND BENEFITS REFERRAL NETWORK The increasing cost of medical insurance, dental insurance and benefits packages is becoming an increasing concern for small business owners. Through our Group Medical & Dental Insurance Plans and Benefits Referral Network, we will inform you of the many options available. Referrals will be made based upon your company's needs.   THE SEMINAR NETWORK The SBAC has presented seminars on various small business topics. These include the following: How to Start & Operate a Small Business, Taxes and Recordkeeping, Strategies on Reducing Taxes, How to Value, Buy or Sell a Business, Should You Inc.?, Business Plan Development & Obtaining Financing, Pricing Your Products & Services, Computer System Selection and many others. FINANCIAL REFERRAL NETWORK Looking for a small business loan, line of credit/or venture capital? The SBAC maintains a database of financial institutions looking to place small business loans. Although difficult to obtain for start ups, financing is available. Through the Network, your financial needs will be assessed and referrals made for your follow-up.   BUSINESS COUNSELING NETWORK The SBAC has over 100 consultants available to answer your business questions in twenty different disciplines such as: law, Internet presence, advertising, marketing, public relations, accounting, taxes, business insurance, financing, etc. At no cost, you may access this network for limited professional consultations. CELLULAR/DIGITAL TELEPHONE AND OTHER BUSINESS TELECOMMUNICATION SERVICES NETWORK In today's business environment, a successful business must be able to communicate reliably, efficiently and cost effectively with its customers, suppliers, and employees. The SBAC offers cellular/digital telephone services and equipment provided by major carriers through our network of authorized agents. Other programs available through various members of our telecommunications network, include discounted long distance, "800", and voice mail services. Referrals will be based upon your company's needs. Interested parties should fax, mail or email the Network Access Survey Form to us! For more information, contact us by email: inquire@sbacnetwork.org or by phone: (610) 444-1721                 S mall B usiness A ssistance C enter Network www.sbacnetwork.org SBAC   Corporate   Partners 119 E. Locust Lane • Kennett Square, Pa 19348 USA • Fax (610) 444-1724 Small Business Assistance Center is a member of: Chester County Sites - An Internet Presence Provider. More Chester County Small-Businesses , click here . - BUSINESS -   ASSISTANCE  

Results from search: http://www.quotesmith.com/

Quotesmith.com - Instant online insurance quotes from over 300 leading companies.   Search Auto Annuities Boat Child Life Condo Dental Health Homeowner Jet Ski Long-Term Care Medical Medicare Supp. Motorcycle Motor Home Quick-Issue Renter's RV Term Life Travel Waverunner New! QuotesmithPro® for agents and brokers Life Insurance Needs Estimator Auto: Crash tests Auto: Repair parts California: Earthquake rates Companies: Guide Glossary Health: Laws Life & annuity: Taxes Small Business Liability Workers comp: Laws Insurance Company Guide Car Crashes Lawsuit Library Forums Feature From celebrity body parts to alien abductions, some people insure the oddest things Have a question? Frequently Asked Questions Guides Auto Insurance FAQ Health Insurance FAQ Home Insurance FAQ Life Insurance and Annuities FAQ Group Health Insurance FAQ Industry Exclusive! $500 lowest price guarantee $500 accuracy guarantee     Integrity & Stability Count We're Proud members of BBB OnLine       This is a Secure Site    Instant Quote Center Instant Car Insurance Quotes ZIP Code:    Currently Insured?  Yes  No  Could you save 20% or more on car insurance?  We've made it quick and easy to get instant, online quotes from leading auto insurers.  Here's where you can end auto insurance hassles forever.  And now you can point, click and buy from the company of your choice on your terms and at a price you can afford. Life Insurance:  Buy Online Now with No Medical Exam!      $100,000    $50,000    $25,000      $20,000      $10,000    $5,000 Skip the medical exams - skip the long forms.  Skip the mail delays.  It's all right here and now.  Affordable life insurance with guaranteed rates.  It doesn't get any easier or faster than this. Instant Term Life Quotes $25,000 to $25 million View the lowest premiums in America or we'll overnight you $500!  Only here can you check the rates of 90+ companies in 5 seconds or less - and have the freedom to buy from the company of your choice.  See how fast you can click your way to saving money on life insurance. Instant Life Insurance Quotes for Children Click here to get instant quotes on the Globe Life (rated A+ by A.M. Best) Young American life insurance plan.  From newborn to age 25, we've made it fast and easy to buy up to $15,000 coverage online with no medical exam!  What's more, these low rates are guaranteed to never increase. Life Insurance to Cover the 5th Leading Cause of Death Accidental death is the 5th leading cause of death in America today - yet is easily insurable.  Click here to get instant individual and family quotes for up to $250,000 worth of coverage.  Apply online without any long forms or medical exams. It's easy, fast and complete. Instant Homeowner, Condo & Renter's Insurance Quotes Amica (rated A++) has received the highest J.D. Powers Consumer Center Ratings and gives you instant quotes for homeowners, condo owners and renters insurance. Instant Medical Insurance Quotes Individuals, Families & Students One-Employee Medical Small Group Medical Find the best health insurance for yourself, your family or your small business.  View standard plans, HMOs, PPOs and short term plans all in one place.  Say goodbye to the hassles of buying medical insurance. 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How to Join America's #1 Pre-Paid Legal Services Plan for Less than $27 per Month Here’s a remarkably simple solution - and a great value, too - which gives your family access to top-quality law firms for less than $27 per month.  Find out why more than 1 million people have chosen Pre-Paid Legal Services to cover traffic violation expense, will preparation and other costly legal expenses. Insurance for Classic Cars and Boats Classic Cars Classic Boats It’s inevitable every spring.  When the object of your affection turns to... muscle cars, street rods, sports cars, exotic cars, antique cars, classic boats, wooden boats and the like.  Well, here’s the fastest, most hassle-free insurance solution around for what ails you.  Insuring these prized possessions takes skill and experience. Join Newsletter In the News Special Report 13 things your health insurer doesn't want you to know Your Life Insurance Americans won't admit they're buying more life insurance Your Car Allstate must pay for diminished value of cars in Georgia Lawsuits allege auto insurers overcharge new customers in California Allstate hikes New York auto insurance premiums 10.5 percent, blames high fraud Boomer motorcycle deaths skyrocket settles Georgia lawsuit about diminished value of cars Your Home Consumer complaints spark Texas home insurance rate probe 21st Century Insurance to drop California home insurance Your Health 10 things you should know about COBRA Court approves $20 million class action settlement with Blue Shield of California Empire Blue Cross and Blue Shield wins approval for conversion Georgia joins assault on Employers Mutual over unlicensed health insurance sales New Jersey doctors gain right to negotiate fees with health insurance plans Your Business World Trade Center losses lower than originally expected Your Insurance Company Former Credit General officers sued in insurer's demise Site Reviews "Quotesmith is a must for anyone shopping for competitive rates." 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Paul Pappas USS Abraham Lincoln South China Sea For assistance, call us toll free at 1-800-556-9393 Term Life Insurance  |  Auto Insurance  |  Individual or Family Medical Insurance  |  One Employee Medical Insurance Small Group Medical Insurance  |  Dental Insurance  |  Child Life Insurance  |  Quick-Issue Life Insurance  |  Annuities Homeowners Insurance  |  Long-Term Care Insurance  |  Accidental Death Insurance  |  Boat, Watercraft, RV, & Motorcycle Insurance Medicare Supplement  |  Travel Insurance  |  Application Status  |  Company Info/Investor Relations

Results from search: http://www.tsbic.com/

The Small Business Insurance Center Welcome to The Small Business Insurance Center of Supple-Merrill & Driscoll, Inc. Insurance Agents & Brokers License #0517777 The Small Business Insurance Center provides insurance for COMPUTER CONSULTING FIRMS , SOFTWARE DEVELOPERS , WEB PAGE DESIGNERS , INTERNET SERVICE PROVIDERS (ISPs) , BOY SCOUT COUNCILS, MEDICAL MALPRACTICE , OCEAN/AIR CARGO , EMPLOYMENT PRACTICES LIABILITY , MOTORCYCLE DEALERSHIPS, and MOTORCYCLE REPAIR SHOPS. We were created to address the insurance needs of employers of 1 to 100 employees by offering comparative quotes, the option to purchase directly over the Internet, and easy monthly payments. We offer policies through companies such as CNA, Commercial Union, CGU, Hartford, Kemper, American States, Fireman's Fund, Philadelphia Insurance Co., Safeco, Chubb, Travelers, and Zurich. To receive your FREE QUOTE , please fully complete our quote information sheet. We promise to respond to you within 48 hours. QUOTE INFORMATION SHEET BUSINESS LIFE INSURANCE QUOTE WHO IS TSBIC? FREQUENTLY ASKED INSURANCE QUESTIONS CUSTOMER SERVICE OTHER LINKS FEEDBACK Copyright © 1995-2000 Dana Justin Coates; All Rights Reserved License #0529163 The specific coverages referred to on this site are brokered through Supple-Merrill & Driscoll, Inc. Insurance Agents & Brokers License #0517777 PO Box 2408 Pasadena, CA 91102 Phone: 800-378-5554 - or - 626-795-9921 Fax: 626-844-2126 E-mail: TSBIC@tsbic.com Website designed by CityCenter Co.

Results from search: http://www.andys-now2business.co.uk/

Small Business Finder - UK Directory Home  ¦  Submit Web Site  ¦  Web Site Promotion  ¦  About  ¦  Contact  ¦  Affiliate Program  ¦  T&C  ¦  © mediafusion 2002   Join Us! The Now2Business Small-Business-Finder is the place to find new business or let new business find you.   You could be listed in the most effective, yet least expensive, UK b2b directory within 2 working days for less than the price of a meal for two!   We could be sending you enquiries just a few hours after submission, but don't take our word for it; read what our customers have to say! WEB SITE PROMOTION Want to get ahead of the competition? Got a great product/service and web site but nobody is looking at them?   In addition to our business directory we offer a full range of web site promotion services that will make a real difference to the quantity and quality of visitors finding your web site.    Check out our free web promotion guide and read our customer comments.   The UK Small Business Finder Directory Advertising Agency, Consultants, Design, Promotional Items... Electronics CCTV, Components, Design, Test Equipment... Marketing Consultancy, Direct Marketing, Promotional, Services, Services... Aerospace Aircraft, Equipment, Flight Simulators, Helicopter... Entertainment Conferences, Corporate, Sound Equipment... Media Broadcast Video, Exhibition, Pre-Press, Printers... Agricultural Buildings, Chemicals, Engineers, Livestock... Financial Services Accountants, Business Finance, Insurance... Office Supplies Packaging... Automotive Car Components, Car Dealer, Garage Equipment... Food Industry Bakery, Fish, Ingredients, Organic... Pharmaceuticals Biotechnology, Manufacturers, Packaging, Scientific... Business Services Language Translation, Secretarial... Health Dental , Medical Equipment, Medical Services... Recruitment Call Centres, Education, Information Technology... Chemicals Engineering, Gases, Petrochemicals, Plant... Industrial Energy, Equipment, Mechanical Engineering... Retail Security... Commercial Property Security, Serviced Offices... Internet Programming, Promotion, Services, Web Design... Telecoms Call Centre, Equipment, Services, Services, Testing... Computers Consultancy, Hardware, Networks, Software... Legal Services Services, Solicitors, Training... Textiles CADCAM Software, Fabrics, Finishing... Construction Contractors, Design, Materials, Plant... Manufacturing Electrical, Machinery, Packaging, Plastics... Transport Air Freight, Couriers, Distribution, Road Haulage... Education & Training Engineering, IT Information Technology, Languages... Marine Corrosion Prevention, Products, Services... Wholesalers Books, Clothing, Electrical, Household Products... Search Directory   TIP: Comma separate keywords for a relevance ranked results list, eg. promotion, company, advertising Online UK Shopping Directory Discount Hotel Finder UK Hotels Accommodation Business Search | Submit to UK Small Business Directory Small Business The Royal Bank of Scotland We believe the key to success is a close working relationship with our customers. That’s why we offer dedicated Relationship Managers based locally in our branches and offices across the UK BT Business - connections that get results Whether you want a new CRM system or broadband connection, BT can provide the information communications technology solutions that will help you cut costs and boost your business. Small business advice from bCentral For small business advice from Microsoft on technology and marketing, click here. IT and e-business services for SMEs Flexible IT and e-business services tailored to the individual needs of SMEs, including web design, e-business and e-commerce solutions, IT consultancy and support services.

Results from search: http://www.guardiandibrokerage.com/occupations/smallbusiness.cfm

Guardian Disability Insurance - for Small Business Owners Disability Insurance Quote Business Overhead Expense Quote Disability Insurance Statistics Common Terms & Definitions View Sample Policy Search This Site High-Tech Industry Business Owners Professionals Medical Community Independent Consultants Corporate Disability Insurance W-2 Employees Government Employees Guardian Disability Insurance Brokerage PROTECTING YOUR INCOME Suppose that tomorrow morning on your way to the office you are involved in a terrible auto accident in which your spine is fractured in three places and your orthopedist and neurologist tell you that it will be six months before you will be able to return to work. Would you continue your wages during that six months of disability? If you said YES , do you realize that what you have just proposed to do is expressly prohibited by federal law? Yes - you can't pay yourself while you are disabled!!! Click here for an explanation!!! The only legal way you can pay yourself while disabled is through the successful implementation of a Qualified Sick Pay Plan (sections 105, &162 of the IRC, ERISA of 1974). We are always happy to explain qualified sick pay planning with you; feel free to discuss this with one of our specialists at 240-683-9700. PROTECTING YOUR BUSINESS If you were sick or hurt, and could not work, would you have a source of income to pay your business expenses? Could you afford to keep your business open? Could you afford to close your business? The Dual Expenses of Disability As a successful business owner you know that if you become sick or injured and can't work, you may very well be forced to close down your business. The resulting strain on both your personal and business finances could be devastating. After all, your income is divided between two budgets. When sickness or injury strikes, a personal disability income protection plan can help provide you and your family with the necessities of day to day living. But your overhead expenses would continue to mount up. How could you afford to keep your business running? Business overhead coverage would reimburse you for rent on space you occupy as a business premise, salaries of employees, premiums for business insurance, property taxes, scheduled depreciation for furniture and equipment, plus much more. Click here to find out more. A Tax Advantage, too The Internal Revenue Service has ruled (Rev.Rul.55-26, 1955-2 CB 11) that premiums paid for an overhead expense disability policy are tax deductible as a business expense. While benefits received at claim would be treated as income, such income is used to pay the deductible expenses that this coverage covers. Buy-Sell Planning If you are involved in a partnership, you would also need to plan for your partners disability. Should you, or your partner, become permanently disabled to the point where you no longer are a value to the business, we can provide the funding to buy-out you, or your partners share of the business. Guardian Disability Insurance To contact us: Phone: 1-888-513-2300 Fax: 240-683-8334 Click here to send us an e-mail

Results from search: http://www.medsave.com/

MedSave.com Medical Insurance, Dental Plans & Medical Savings Accounts     OnlineAdviser service provided by Tony Novak Welcome to     Med Save .com            Fast, affordable and reliable health plans  and tax-qualified M edical Savings Accounts     Thanks to our 35,000 users since 1999 - Please tell a friend about us!     Short Term Medical Insurance (U.S.) Student Medical Insurance (U.S.) International Medical Insurance (Worldwide) Dental / Vision / Rx Discount Plan Free Trial Offer (U.S.) Medical Savings Accounts Request Information by mail or e-mail Other Services   Frequently Asked Questions What's New for 2002 Download Forms About MedSave.com Contact Information: Mailing Address:   P.O. Box 102, Narberth, PA 19072   Toll-Free Telephone:   (877) 539-7435 Direct Telephone:   (610) 664- 8669   Fax:   (603) 691-7948 Email: benefits@medsave.com      We are committed to your complete Freedom of Choice - All of the health insurance plans cover ordinary and necessary medical expenses provided by any doctor or hospital of your choice anywhere in the country.   Some plans provide worldwide coverage. Get Rates and enroll online - for U. S. short term health insurance , international health insurance , student health plan ,  Your new coverage will be confirmed effective within hours. Telephone Support     1-877-529-7435 Professional enrollment support from financial adviser Tony Novak.  When necessary, call-backs are made within one business day. Fax, E-mail and Regular Mail - Use the " Request Information " form for permanent medical plans  Use this method for Medical Savings Accounts because these rates are not available using the automated pricing and enrollment. COBRA coverage too expensive?  /  Recently graduated? /  Self-employed?   /  Not covered under parent's policy?  /  Preferred Risk?  /  Student?  /  Waiting for group coverage?  /  Over Age 65? / Starting a new business?   /   Working from home?  /  No benefits provided with your job? / COBRA is too expensive? / Retired early?  /  Traveling Overseas?  /  Visiting the U.S.?  /  Need to find more affordable insurance?  /  Need to rollover benefits to your new employer? / Receiving Unemployment Benefits? Our Mission To provide fast and reliable enrollment in high quality / low cost health insurance plans. Business Profile MedSave.com is the creation of financial adviser Tony Novak designed to prove that medical insurance and Medical Savings Accounts do not need to be complex, expensive or difficult to obtain.  This service rises to the challenge of making available a top quality medical insurance and free Medical Savings Accounts to most small businesses nationwide.  Tony Novak also designed FreedomBenefits.com to provide free 401(k) plans to small businesses under the same principals.   Tony Novak (click for full biography) , MBA, MT, a Comprehensive Wealth Management Adviser, has provided employee benefits consulting to more than a thousand small businesses in 48 states and is known as an innovator in the design of low cost and tax-saving benefit plans for small business owners.  Mr. Novak is a contributor to Web-based industry publications like Financial Planning Interactive and lectures on the topic "Current Events in Employee Benefits" in continuing education programs for CPAs, attorneys and financial planners.   To learn more about free online 401(k) plans for small businesses, Comprehensive Wealth Management and the other services provided by Tony Novak, call 1-877-529-7435.          Secure Online Enrollment   Comments from  customers | Why use MedSave. com ? A bit of humor: "Top 25 Clues  That Your Health Plan is Substandard" Products and Services | Frequently Asked Questions About short term medical Insurance | Ask On-line Adviser   | Enroll Online | MedSave.com is a member of the Better Business Bureau's Online Reliability Program. © 1999-2002 MedSave.com All Rights Reserved     

Results from search: http://www.ccsp.com/smallbusiness.html

Retirement Planning Group Medical Insurance Benefit Plans Business Succession Plans   Who Are We Small Business Solutions Dreams.  Everyone has them.  Many can only be achieved with a plan.  One that provides flexibility and foresight and goes beyond the ordinary. Many small business owners don't have the time or resources to take care of all day-to-day operations.  Whether you are a small business owner who needs a risk management plan, or you're a successful professional who needs a wealth accumulation strategy, we can provide the necessary help. It is our job to make your dreams a reality.  Every dream.  Every step of the way.  Providing innovative products to meet your needs as a small business owner and those of your employees.   Request for Information Business Links Business Forum Products and Services Request for Information Lifestyle Planning Solutions Tourist Insurance Express Home  

Results from search: http://www.thisismoney.com/insurance.html

Insurance Money Shop Messageboards Best Life   Insurance Best Travel Insurance Cheapest Life Insurance Life Insurance Calculator Best Private Medical Insurance Best Income Protection Insurance Best Pet Insurance Best Motor Breakdown Cover Best Dental Insurance Paperwork in Plain English Company Contacts Find an adviser Students FAQs   Insurance Everywhere   How to Search     New Products New on the market   Selected companies tell you about their products: MORE TH>N from Royal & Sunalliance     Jump the NHS queue It is no fun waiting 18 months for an operation. Helen Monks says a few pounds a month can ease the pain     Our years of anguish over at last Peter and Diane Harrison have won a £67,000 victory thanks to Financial Mail's campaign   Mind the gap If you plan to go bungee jumping and white water rafting in your year off make sure you're well insured   Beat the gazumpers Would-be homebuyers can now take cover against the expense of losing out to a higher bid at the last minute Is your house swap insured? 10 May Home exchanges as a holiday idea are growing in popularity. But make sure the swap doesn't leave your insurance invalid   Restaurant insures against weather 7 May Cold wet summer can halve takings   Campers pay price of crime 1 May The cost of caravan cover has rocketed by up to a half in the past year, due mainly to the cost of crime   Lie detectors on the line 28 Apr Financial watchdogs like David Cresswell are concerned about machines intended to trap fraudsters   Is bulk-buying your best policy? 27 Apr Michael and Judith Jones cut their cover costs by sticking to one insurer. How much can you save?   Check your liabilities 24 Apr Insurers claim personal liability claims are on the rise. Would you be covered if you found yourself on the receiving end of a claim for compensation?   Cover on the hoof 23 Apr Marion Jukes escaped a hefty £4,000 bill when her horses fell sick. But how can you cut soaring insurance policy costs?   ©2002 Associated Newspapers Ltd. All rights reserved. Terms of Use     Previous Page   Home   News & Markets   Saving & Investing   Mortgages   Pensions   Insurance   Taxes   Small Business   Borrow & Spend   Experts   Fact Files

Results from search: http://www.bliss-resources.com/health_insurance_quotes.htm

Free & Instant Health Insurance Quotes             Health Insurance Quotes      Getting the best health insurance quotes has always been a long drawn out process, calling company after company and spending most of the time on the phone can be very frustrating.   However getting insurance health quotes online is quick and simple, when using the below companies (Nationwide and Net Quote). Once you complete a secure quick online application  your health insurance information and requirements will be submitted securely to thousands of health insurance companies across the U.S. instantly! Net Quote and Nationwide then automatically gather the best insurance quotes and e-mail or display the insurance quotes in your browser. To receive your free auto insurance quotes simply click on the desired banner in the right column. Auto Insurance Quotes  • Home Insurance Quotes • Life Insurance Quote Bliss Resources Consumer Shopping &  News Credit Card Deals • Secured Credit Cards • Visa Credit Cards • Unsecured Credit Cards • Student Credit Cards • U.K. Credit Cards • Free Credit Reports • Debt Reduction • Capital One Insurance • Auto Insurance Quotes • Health Insurance Quotes • Home Insurance Quotes • Life Insurance Quote Online Loans • Auto Loans • Home Loans • Personal Loans • Payday Loans Money Transfers Telecommunications • Calling Cards • Long Distance Services • Add URL Insurance Sites • Auto Insurance quotes • Life Insurance Quote • Health Insurance Quotes • Car Insurance Quotes • Home Insurance Quotes • Disability Insurance • Health Insurance • Renters Insurance • Medical insurance • Home Insurance • Life Insurance    • Long Term Care   • Auto Insurance quotes     Nationwide Health Insurance Quotes Nationwide Insurance provides a FREE consumer referral service. Nationwide Insurance  has been helping people find the most competitive insurance rates available Since 1993.  Complete one quick easy online quote form and your information will go through a network of thousands of participating insurance agents and companies across the United States. Nationwide Insurance instantly matches your profile to the best five insurance companies for you. Receive most of your quotes within minutes! Net Quotes Health Insurance   Since 1989, this free service has been working closely with Brokers, Captive Agents, and Direct Writers to help identify those consumers they can offer the best rates. Net Quote matches you to companies with the best rates based on your health insurance needs.  Receive health insurance quotes only from the most competitive companies. You can expect to receive between 3 to 6 health insurance quotes, usually within 3 hours. The selected health insurance companies process your request and either FAX, Phone, or Email your quote  

Results from search: http://www.epli.com/

EPLI - Employment Practices Liability Insurance of California Welcome to the Employment Practices Liability Insurance Services of The Small Business Insurance Center License #0529163 Every employer, large or small, faces the reality that it will be the target of legal action from past, present, and prospective employees. Not only are the numbers of employment-related claims increasing, but so is the potential financial risk to your business. Defending a wrongful termination or discrimination claim -- whether you are innocent or guilty, or even if the claim is groundless or fraudulent -- can be expensive. The potential exposure for a money damages award threatens your company's limited financial resources.   Consider the Following Facts: From October 1, 1993 through September 30, 1994, the Equal Employment Opportunity Commission and related state and local agencies received 156 discrimination complaints. As of May 1, 1995, the Equal Employment Opportunity Commission had a backlog of over 100,000 complaints and the average complaint took more than a year to handle. From 1991 to 1993, the number of sexual harassment charges filed with the Equal Employment Opportunity Commission increased from 3,300 to 7,200. A recent telephone poll found that almost 31% of all female workers claimed to have been the object of sexual harassment at work. Seven percent of all male workers also claimed to have been sexually harassed. Through legislation like the Americans With Disabilities Act and the Family Medical Leave Act, Congress has created new grounds for employers to be sued.   In the face of this increased risk to your business, it is also increasingly likely that your current insurance excludes coverage for employment-related claims. Most comprehensive general liability policies specifically exclude employment-related claims. For the small for-profit business, a directors and officers policy may offer a limited form of insurance coverage, but will probably not extend coverage to the business entity. Other forms of insurance, such as fiduciary liability coverage, are unlikely to cover these types of claims. Sexual Harassment Wrongful Termination Discrimination Statue Violation Negligent Hiring Negligent Supervision Negligent Promotion Negligent Retention Disabilities Breach of Contract Loss of Consortium Emotional Distress Invasion of Privacy Drug Testing Mental Anguish Libel Slander In response to the escalation in employment-related litigation and the financial risk to small businesses for employment-related claims, we offer our clients the service of shopping for Employment Practices Liability. Drawing on our many years of experience in handling claims for our clients, we have worked with carriers who specialize in, and have designed, a comprehensive program to assist your business in reducing its exposure to claims by employees. The policies we sell cover a wide spectrum of employment-related claims and offer loss prevention programs to help minimize the risk of those claims. We can provide some of the most comprehensive employment practices Liability Policies offered to small businesses. Fill out our questionnaire and get a quotation! What these policies can cover Other coverages available: Small Business Insurance Ocean/Air Cargo Insurance Medical Malpractice Insurance ISP, Software Company and E-commerce Business Insurance WorkRelationships Inc. - Avoid lawsuits and maximize profits with appropriate workplace behavior training. Offers online and in-house training. Links: Diversity Training University International Lawgic HR Webstore - The Management Advantage, Inc. Contact Dana Coates at 1-800/378-5554 for coverage in California for Employment Practices Liability Insurance!   Copyright © 1996-2001 Dana Justin Coates; All Rights Reserved License #0529163 The specific coverages referred to on this site are brokered through Supple-Merrill & Driscoll, Inc. Insurance Agents & Brokers License #0517777 PO Box 2408 Pasadena, CA 91102 Phone: 800/378-5554 - or - 626/795-9921 Fax: 626/844-2126 E-mail: TSBIC@tsbic.com Website designed by CityCenter Co.

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