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Results from search: http://www.mcandl.com/maryland.html

Maryland Medical Malpractice Summary MARYLAND Statutes of Limitations Statutory Cap on Attorneys' Fees Contributory or Comparative Negligence       Periodic Payments Joint and Several Liability Collateral Source Rule Contribution Pre-Judgment Interest Vicarious Liability Patient Compensation Funds Expert Testimony Immunities Damage Caps Arbitration       Statutes of Limitations Any medical malpractice action must be filed either within five years from the date when the injury was committed or three years from the date when the injury was discovered, whichever is earlier. Md. Code Ann., Cts. & Jud. Proc. § 5-109 (1995). Against a minor, the statute does not begin to run until a claimant has reached the age of eleven, and if the action involves a foreign object or injury to the reproductive system, the statute does not begin to run until the claimant is sixteen. Id . Maryland's highest court has held that the five-year part of the statute is not measured from the date treatment ends and does not violate the state constitution. Hill v. Fitzgerald , 304 Md. 689, 501 A.2d 27 (1985). A wrongful death action brought by the decedent's dependents must be filed within three years after death. Md. Code Ann., Cts. & Jud. Proc. § 3-904 (1995). This statute applies to a wrongful death action brought on a medical malpractice theory, while § 5-109 applies to a survival action brought by the decedent's estate. Geisz v. Greater Baltimore Medical Center , 313 Md. 301, 545 A.2d 658 (1988). Contributory or Comparative Negligence Maryland is one of the few remaining states that recognizes the traditional common law doctrine of contributory negligence. Harrison v. Montgomery County Bd. of Ed. , 295 Md. 442, 456 A.2d 894 (1983). Thus, any negligence by a claimant will bar his recovery completely. Joint and Several Liability Joint tortfeasors are jointly and severally liable; each must assume and bear the responsibility for the misconduct of all. Carroll v. Kerrigen , 173 Md. 627, 197 A. 127 (1938); Cooper v. Bikle , 334 Md. 608, 640 A.2d 1120 (1994). Contribution A joint tortfeasor who pays more than his pro rata share has a right of contribution against other joint tortfeasors whose liability was extinguished by the judgment or settlement and who have not paid their pro rata share. Md. Code Ann., Cts. & Jud. Proc. § 3-1402 (Supp. 1997). The tortfeasors' pro rata shares are determined by dividing the judgment equally among the tortfeasors. Lahocki v. Contee Sand & Travel Co. , 41 Md. App. 579, 398 A.2d 490 (Ct. Spec. App. 1979), rev'd on other grounds sub nom. General Motors Corp. v. Lahocki , 286 Md. 714, 410 A.2d 1039 (1980). Vicarious Liability In Maryland, a hospital may, under appropriate circumstances, be held responsible for the negligent acts of its independently- contracted physicians, based on principles of apparent agency. Mehlman v. Powell , 281 Md. 269, 378 A.2d 1121 (1977) (holding that an apparent agency relationship existed because the hospital did nothing to indicate an emergency physician's true status as an independent contractor). Expert Testimony Within 90 days of filing a medical malpractice claim with the Health Claims Arbitration Office, a claimant must file a certificate from a qualified expert attesting to departure from standard of care and that the departure was the proximate cause of the alleged injury. Md. Code Ann., Cts. & Jud. Proc. § 3-2A-04 (Supp. 1997). The section contains qualifications the expert must meet. Id . See Arbitration for a discussion of the necessity of initiating arbitration before filing a lawsuit. Damage Caps Maryland imposes a limit on recoverable non-economic damages for any personal injury cause of action for medical malpractice accruing after July 1, 1986. Md. Code Ann., Cts. & Jud. Proc. § 11-108 (Supp. 1997). The limit was originally $350,000, but for causes of actions arising on or after October 1, 1994, the limit has been increased to $500,000. Id . Beginning October 1, 1995, and every October 1 thereafter, the limit on non-economic damages is increased by $15,000. Id . Non-economic damages include pain and suffering, inconvenience, physical impairment, disfigurement, loss of consortium, and other non-pecuniary damages, but not punitive damages. Id . The damage cap applies to each "direct victim" of the tort and all those claiming injury by or through him. Id. ; Oaks v. Connors , 339 Md. 24, 660 A.2d 423 (1995) (a single cap applies to the injured person's claim and the spouse's consortium claim). This statute does not violate Maryland's constitution. Murphy v. Edmonds , 325 Md. 342, 601 A.2d 102 (1992). Prior to the 1994 amendment, the statute had been held not to apply to wrongful death cases. United States v. Streidel , 329 Md. 533, 620 A.2d 905 (1993). However, the statute now provides that the cap applies to wrongful death, and that the total recovery of all beneficiaries in a wrongful death case cannot exceed 150 percent of the cap. Md. Code Ann., Cts. & Jud. Proc. § 11-108 (Supp. 1997). Statutory Cap on Attorneys' Fees When attorneys' fees are in dispute, the claimed fees must first be approved by the arbitration panel or court. Md. Code Ann., Cts. & Jud. Proc. § 3-2A-07 (1995). Periodic Payments Maryland courts and arbitration panels are afforded the power to order that future damages be paid in the form of periodic payments, subject to adequate security. Md. Code Ann., Cts. & Jud. Proc. § 11-109 (1995). Upon the death of a claimant receiving periodic payments, the unpaid balance for future medical expenses reverts to the defendant. Id . Collateral Source Rule In Maryland, evidence of the claimant's receipt of payments from collateral sources may not be admitted to reduce his damages. Schreiber v. Cherry Hill Construction Co. , 105 Md. App. 462, 660 A.2d 970 (Ct. Spec. App.), cert. denied , 340 Md. 500, 667 A.2d 341 (1995). Pre-Judgment Interest Maryland law does not recognize pre-judgment interest on tort claims for personal injury. Lawhorne v. Employers Ins. Co. of Wausau , 343 Md. 111, 680 A.2d 518 (1996). Patient Compensation Funds and Physician Insurance Maryland does not have a patient compensation fund or a program of state-sponsored liability insurance for physicians. Immunities Under Md. Code Ann., State Gov't § 12-104 (Supp. 1997), the state has waived its sovereign immunity to the extent of $100,000 per claim. However, such immunity still applies with respect to punitive damages and pre-judgment interest. Md. Code Ann., Cts. & Jud. Proc. § 5-522(a) (Supp. 1997). A claimant must provide written notice of his claim within one year of the injury. If the claim is denied, a lawsuit must be filed within three years after the cause of action arises or the claim is barred. Md. Code Ann., State Gov't § 12-106 (Supp. 1997). The liability of any local government in Maryland is capped at $200,000 per claim and $500,000 per occurrence. Md. Code Ann., Cts. & Jud. Proc. § 5-303 (Supp. 1997). Local governments are immune from liability for punitive damages. Id. The purchase of liability insurance does not waive the entity's immunity. See Quecedo v. Montgomery County, 264 Md. 590, 287 A.2d 257 (1972) (holding that in the absence of statute to the contrary, a county that maintains liability insurance does not waive its immunity). Charitable hospitals carrying liability insurance in an amount not less than $100,000 are not liable for damages in excess of the limits of coverage. Md. Code Ann., Cts. & Jud. Proc. § 5-632 (Supp. 1997). However, that immunity does not extend to the employees of charitable hospitals. Wood v. Abell , 268 Md. 214, 300 A.2d 665 (1973). Arbitration Until recently, all claims for medical malpractice had to be reviewed by an arbitration panel under the aegis of the Health Claims Arbitration Office. Md. Code Ann., Cts. & Jud. Proc. § 3-2A-02 (1995). The law formerly allowed a waiver of arbitration if agreed by all parties, Md. Code Ann., Cts. & Jud. Proc. § 3-2A-06A (Supp. 1997), but for claims filed after October 1, 1995, unilateral waiver is permitted. Md. Code Ann., Cts. & Jud. Proc. § 3-2A-06B (Supp. 1997). If the arbitration panel determines that a health care provider is liable to the claimant or claimants, it then itemizes and apportions damages. Md. Code Ann., Cts. & Jud. Proc. § 3-2A-05 (1995). Although any party may reject the panel's findings, those findings are admissible and presumed correct in any subsequent court proceedings, unless vacated by the court. Md. Code Ann., Cts. & Jud. Proc. § 3-2A-06 (1995). If a subsequent verdict is not more favorable to the rejecting party, the rejecting party is liable to the other for costs. Id .         Copyright © 1990-1998 McCullough, Campbell & Lane. All Rights Reserved. Revision Date: February 6, 1998


Results from search: http://www.hookman.com/

Medical Expert - Perry Hookman, M.D., P.A - Medical Malpractice Consultation Medical Experts   For Medical Malpractice And Medical Expert Mediation – Perry Hookman, M.D., P.A. Individualized health care consulting services, medical expert and medical malpractice and medical mediation consultations for Hospital and medical directors, patients, attorneys, managed care, employer, insurance, hospital and drug company executives from a nationwide network of health care experts and Board Certified Medical Specialists.    For MEDICAL MALPRACTICE EXPERT CONSULTATION AND OTHER HEALTHCARE LITIGATION, a roundtable of highly credentialed medical experts and specialists, from academia and clinical practice, evaluate the merits of each case and identify overlapping issues between other specialties at no extra charge to select the most appropriate expert(s) for testimony. PLEASE SEE OUR SECTION MEDICAL MALPRACTICE AND OTHER LITIGATION. Please bookmark this page and return frequently for healthcare news, links and analysis updates. Phone: (301) 983-1890 Fax: (301) 983-8625 e-mail: hookman@hookman.com Use the links at the end of the page for browsers that don't support graphics. For an objective in-depth ANALYSIS OF HEALTHCARE PROBLEMS as well as practical down to earth suggestions and planning by an experienced certified Medical Director for consultation with a wide ranging supporting tele-communication network of qualified Medical Experts and Healthcare Professionals. PLEASE SEE OUR SECTION A SECOND OPINION FOR MEDICAL AND NON MEDICAL PROBLEMS. For MEDICAL MALPRACTICE AND OTHER HEALTHCARE LITIGATION, a roundtable of highly credentialed medical specialists, from academia and clinical practice, evaluate the merits of each case and identify overlapping issues between other specialties at no extra charge to select the most appropriate expert(s) for testimony. PLEASE SEE OUR SECTION MEDICAL MALPRACTICE AND OTHER LITIGATION. How We Work For You, and Disclaimer A Second Opinion for Medical and Non Medical Problems We Help You Adapt to the Rapidly Changing Medical Environment Advantages and Cost Effective Benefits Medical Malpractice And Other Litigation Affiliated Offices and Video Conference Sites Dr. Perry Hookman's Experience Ask The Medical Director and Get an Answer at No Charge Health Care Article of the Month Medical Malpractice Case of the Month Find Out What is Planned for Next Month at this Site Dr. Hookman's Favorite Health Care Links (Including On-Line Clinical Consulting Services) Archive of Previous Articles Please Visit These Other Enjoyable Web Sites Next Page URL: www.hookman.com  


Results from search: http://www.ephysiciansinsurance.com/

Searching for medical malpractice or liability insurance? ePhysiciansInsurance.com is a service of HealthCare Professionals' Insurance Services that helps connect doctors with medical malpractice insurance.   We're well known in the medical malpractice insurance industry for our ability to find innovative solutions to unique and complex insurance problems faced by some physicians. Whatever situation is keeping you from finding the professional liability coverage you need, we're confident we can help you. Note: Our specialty is helping MD's and DO's secure coverage, not allied healthcare professionals. If you are an allied healthcare professional and need a referral to a broker/ carrier who can help you, see our Referrals section." *This example is real, the name is not. All of our clients names are kept confidential.   We're specialists in helping doctors with unique or challenging situations obtain medical malpractice and professional liability insurance. Click on this link to see examples of other doctors with unique practice characteristics who have been helped by our skilled team of insurance professionals.   You could try to find your own medical malpractice insurance coverage, but with dozens of highly rated insurance companies, you need an objective and skilled broker that will represent your interests and search out the coverage that's right for you. Tell me more...   We offer a complete range of medical malpractice and professional liability insurance policy types from all of the major medmal insurance companies. Click here to review some of the lead insurance companies we work with for medical malpractice insurance. You can also review some of the major policies with a brief description of how they protect you and your medical practice.   HealthCare Professionals' Insurance Services is one of the few medical malpractice insurance brokers licensed in states throughout the nation. We are currently licensed to help doctors with practices in Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Kentucky, Nevada, New Jersey, North Carolina, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, and Washington. If you are located in a state not listed above, we will not be able to help you at this time.     To obtain a free premium indication on a medical malpractice or professional liability insurance policy, please click here to complete an online short form application . You may also send an e-mail to have a HealthCare Professionals' Insurance Services representative call you directly.   Follow this link to find out more about HealthCare Professionals' Insurance Services and our ability to connect our clients with the medical malpractice insurance coverage they need. We don't just sell insurance... we're on the leading edge of the industry, shaping the future as shown by our many published articles, web portals, and newsletter. Click here to visit our library of articles and publications.   Our Specialty is MD's and DO's in large and small groups, or soloists. For other Allied Healthcare Professionals, click here for a referral to a broker specializing in non-MD risk.   Site Map --------------------- About HCP - The HCP Advantage - HCP Editorial - Frontline Newsletter - Articles - Where We Insure - Insurance Terms - Contact Information --------------------- Insurance Companies Policies and Services --------------------- Standard Risk Policies Unique Risk Policies --------------------- Customer Service - Apply Online - Medical Malpractice - Errors and Omissions - General Liability - Directors and Officers - Workers Compensation - Employment Related - Fraud and Abuse - Join Our Mailing List - Contact Me - Glossary --------------------- Contact HCP Home HealthCare Professionals' Insurance Services d.b.a. of R.W. Mortimer & Associates Insurance Agents & Brokers, Inc. Located at: 475 South State College Blvd., Brea, CA 92821 Mailing Address: P.O. Box 9699, Brea, CA 92822 Tel: (714) 990-4430 - Fax: (714) 255-0872 E-Mail: info@hcp-insurance.com - Map: Location and Directions © 2000 HealthCare Professionals' Insurance Services : Legal Disclaimer : State License Numbers : Glossary


Results from search: http://medical-malpractice.com/

Medical malpractice, any kind of injury -- We represent people vigorously! Are You a Victim of Malpractice? We will fight to get you compensated This is your best site for medical lawsuits [Domain names for sale]     We increase your opportunity to get money for your injury     [ Domain names for sale] MOUSE CLICK anywhere Legal Documents   • Client's Rights   • Your Fee Agreement   • Getting Records     Click to print above documents Malpractice injury ?   • Read it all   • FAQ's   • Now what do I do Harry Rein, J.D. M.D. is the only Doctor-Lawyer-Judge in the U.S. and is associated with leading doctors and lawyers in the country in order to provide high quality service. Disclaimer: Material contained on these pages is not legal advice. It is not a substitute for an attorney. Your lawyer must become familiar with you, your particular case, the issues and the law in your state. These pages are only guidelines to help you begin to understand medical malpractice and injury cases. We don't know your case, its strengths, its weaknesses, your experts, or the law applicable. Therefore, consult your attorney or we can help you find one here. Services we offer   • FREE answers   • Fill out form   • MALPRACTICE? CLICK   • LAWYERS GET HELP   • Doctors Get Help     CLICK HERE Click on any item Malpractice / Personal Injury Deaths - Car Accidents Joint Implants - Bad Drugs Bad Tires - Bad Products Discrimination Facts and Myths About Malpractice About Dr. Rein   • Experience   • Credentials   • Publications   • Lectures   • Get experts here   • LAWYERS CLICK   • Teach Doctors   • Management   • YOUR case We answer questions - FREE Get a prompt response CLICK HERE - NOW Submit your question Click for answers What is malpractice Statute of limitations I need a lawyer Personal record review Get medical records Find a lawyer I'm in another state Do I have a good case What is my case worth I want to get even More lawyers What to expect Can I call you How much will it cost Is it a contingency What's the defense What will defense do Do I need experts How long will it take Informed consent Obstetric birth injuries More about your case HELP my case. CLICK here and I will YOUR CASE GETS CAREFUL TREATMENT ! We are teams of doctors and lawyers - experienced dealing with medical malpractice, personal injury, car accidents, and other injury problems caused by someone else's mistakes or negligence, fraud, managed care, nursing homes and insurance companies when they fail to meet their obligations. Case examples include but are not limited to: failure to diagnose cancer, heart disease, wrong treatment, or medicine, birth injuries, ruptured appendix, missed fracture, paralyzed, wrong operation, podiatry malpractice, cerebral palsy, work injury, pregnacy, disc surgery, falls; and pain and suffering, soft tissue injury, car wrecks; and civil rights - discrimination cases. We can help you find expert witnesses or a lawyer. If you believe you have a case -- CLICK HERE for help Harry Rein, J.D. M.D. 1877 Wingfield Dr. Longwood, FL 32779 407 - 333 4444 CLICK to E-mail us with any questions


Results from search: http://1-800malpractice.com/

MBS Insurance - Medical Malpractice Insurance     Sorry, your browser doesn't support Java(tm).   Dear Doctor, Do you want a quick and easy way to save money? Do you want to eliminate those nagging doubts about whether you have enough insurance protection for your practice? If you answered "yes" to either – or both – of those questions, then please read on… …because I’m sure I can save you money and give you better protection. Here’s why: It’s our specialty! We’ve spent 20 years learning about your practice so you don’t waste time learning about insurance. We’ll save you Time and Money…Experience….. You can’t beat it! We represent the finest malpractice insurance companies in the country. Most started by doctors for doctors…Cost and coverages ....with us, you get both! We insure the elite practices…. Everyone has claims…. Our practices are monitored and proactively managed, and insurance companies love it! Insurance companies and you, our clients believe in our integrity and trust our judgement….. Here’s what our clients say about us: " Very satisfactory and highly professional. MBS is dependable and quick to respond to our needs" Gedalyahu Lior, MD, Baltimore, MD "It has always been a pleasure working with MBS Insurance Services, Inc.. Even though I am assigned and Account executive to handle our office I can still call and receive the same individualized service from any staff member, in the absence of my account executive. MBS has always worked to obtain the best premiums and insurance product for their clients. I would recommend MBS to my colleagues and have done so." Tina Petillo, MD, West Orange, NJ "The practice of medicine has become more and more difficult with each passing day. MBS provides our practice with peace of mind that comes from the knowledge our every insurance need is being tended to with our best interest at heart. Thanks for making our lives easier!" Michael Milano, MD, Livingston, NJ " Antoinette has always been helpful and very knowledgeable about her business" Larry Edelman DDS, Rockaway, NJ " MBS and especially Mandy Adams have been very helpful. I now have 6 MD’s working for me in New York and New Jersey and MBS has been very helpful in getting them the best rates." Marc Sencer, MD, Ossining, NY   New program does both…saves money and gives you better protection.  Here’s how we can do that… …since we insure so many Physicians, we have a lot of volume. That means that insurance companies are willing to listen to what we have to say. So we took our message on the road. Over the last 24 months, I’ve spoken to 21 different insurance companies, traveled over 3200 miles, spent countless hundreds of hours negotiating what I wanted for our clients: better rates and better protection. I got it…and I want to give it to you. By the way, all our carriers are rate "Excellent" or better by A.M. Best. (Incidentally, this new program is called The Physician Circle of Safety…it’s for Physicians and only Physicians…and was developed with help from some of my best physician clients.)   This is all I’m asking you to do:   If you really want to save money…if you want better protection for your practice…just take one moment, pick up the phone and call me.  That’s it.  OR…you can take a minute and complete our easy online quote form.  We’ll work up a quick-quote for you.  Easier still Click here for an instant quote ! That’s it.  But, please, hurry!  Why not start saving money immediately! In case you’re wondering what some of that extra protection includes, here’s a small sample:   Pure “Occurrence” policy- No hidden charges! Legal expense coverage’s are finally available! Protect yourself against unwanted and unwarranted board or governmental agency actions. Click here to find out more   Shared coverage for your corporation absolutely FREE    Billing and coding seminars, employee practices seminars and much more Plus the confidence that in our role as physician advocates we’ll always be there when you need us most!                Physicians, just like you, facing the same everyday problems have increased their protection and reduced their insurance costs, easily and with confidence their needs are being protected by one of the country’s most experienced agency’s.                "Many companies are pleasant and helpful but my experience with MBS proved they were also highly ethical. They didn’t just do what they were legally obligated to do for me, they did what was the "right" thing to do. I had absolutely no expectation that a company would do the right thing for the customer, when a loss of money for the company was involved, but MBS did. This was shocking to me but has made for an extremely favorable impression regarding MBS’s sense of ethics." Magaret Chisolm, MD, Baltimore, MD                  Now this is all you have to do, it’ll only take a moment. If you want to save money and get better protection, pick up the phone and give us a call. Also take a moment to check out the rest of our website…It’s fun, fast and full of fabulous information that you can start using right now to help your practice. Don’t miss out when so many other Physicians are already saving money! Sincerely,   Michael Bernal-Silva CLU ChFC President     PS: Yes, you really can save thousands of $$$$$ and get better protection with this exclusive new program. Take a moment and get more control over your practice. Call us at (800) 347-3417 or fax 973-586-6425, back our Action Form. (Download it from our website) Click here PPS: The secret is a combination of volume and expertise. Because we have both, we’re able to design and offer a program that’s tailor made for Physicians. Give us a call!   Free Quote ! Obtain your estimated premium instantly on-line or simply fill out the online form to receive your quote within 24 hours!   Complete Protection MBS can help protect your home, your health and your family. Learn More   Save Money ! Our exclusive and powerful 7-step process guaranteed to save you money on your malpractice insurance. (so powerful the concepts can be used with virtually all your insurance purchases) *Please enter your e-mail   New Report ! Inside IPAs: An Analysis of Growth Trends, Services and Managed Care Contracts. Tell Me More Warning ! Learn the single worst mistake most Physicians make in protecting their business. *Please enter your e-mail   Discover the Code That Makes Insurance Companies Want to Pay You First! Learn how you can take advantage of a little known secret code that makes your claims rise to the top of the to be paid file! *Please enter your e-mail   Subscribe Today Sign up to receive our monthly news letter sent to you via e-mail. *Please enter your e-mail   MBS Insurance is a proud member of:   *Your Privacy is Important to Us. Please be assured that your email address will only be used to deliver the Practice Management Tip of the Week. We will never sell, rent or give any e-mail addresses in our private subscriber list to anyone else. Your information will remain strictly confidential. Additionally, you can unsubscribe at any time.   DID YOU KNOW ? 32% OF CLAIMS denied by Insurance Companies Are a result of Unreported Property or Vehicles and 29% result from Unreported Changes in Business Operations A Quick Review can Protect You and your Business and can Eliminate 61% of Claim Problems. Find out more! Become a member of our site. It's quick and easy. Enter you e-mail below and within minutes you can start learning how to save thousands of $$$. Shopping for Flood Insurance? We've got answers.       One Indian Road · Denville · NJ  07834  10 State Street · Woburn · MA  01801 800-347-3417      ... Site Design by Copyright © 1999-2000 MBS Insurance Services Inc.. All rights reserved.


Results from search: http://www.consumerlaw.com/medical.html

General Information about Medical Malpractice Consumer Action and Information Center of Hawai`i (Disclaimer) [info]   Medical Malpractice Quick Reference General Information How big is the problem? Claims filed Insurance Local Regulation I think Medical Malpractice might have happened, but I am not sure. Statute of Limitations Lawyers vs. Self-Evaluation of case Contacting a Lawyer What Must I Prove? Breach of the Standard of Care Causation Damages Medical Malpractice Claims in Hawai`i Medical Records Expert Opinion Medical Claims Conciliation Panel Circuit Court Lawsuit Kaiser Cases Military Cases Problem Doctors and Statistics on Disciplinary Action Check Whether Your Doctor has Defaulted on Government Loans Public Citizen's Ranking of Serious Doctor Disciplinary Actions per 1,000 MDs (1997) General Introduction How big is the problem? Medical malpractice is a bigger problem than most people want to admit. Approximately 80,000 people die in the United States each year due partly to medical malpractice (based on an extensive study entitled "Patients, Doctors and Lawyers: Medical Injury, Malpractice Litigation, and Patient Compensation in New York," published by the Harvard Medical Practice Study in 1990, a report to the State of New York). These statistics have since been confirmed by other studies performed in California and New Jersey. Meanwhile, a RAND Corporation Study regarding health care quality by Mark A. Schuster, M.D., Ph.D., Elizabeth A. McGlynn, Ph.D, and Robert H. Brook, M.D., Sc.D. revealed that autopsy studies showed rates between 35 and 40% of missed diagnoses with most resulting in death. Numerically, this is more than three fully loaded jumbo jets crashing every week with no survivors. That number of airplane crashes would mobilize many commissions, government investigations, and a huge effort to prevent the crashes. Unfortunately, since medical malpractice injuries happen separately and privately, the effect is not the same.   Even more disturbing, these numbers are only based on hospital statistics . They do not include deaths from missed diagnoses or medical negligence that occurred in clinics, private doctors' offices, or other treatment facilities.   Claims filed. At the same time, surprisingly few claims are filed. Only 2 percent of people injured by physicians' negligence seek compensation through a lawsuit (according to a 1991 article in the New England Journal of Medicine). A separate report from the Harvard School of Public Health ("Harvard Medical Practice Study") found slightly higher numbers. Their research found that only one in eight patients that suffers due to medical negligence ever files a lawsuit and only one in sixteen recovers any damages. However, despite the slightly higher percentage, the study concluded, "Our data make clear, then, that the focus of legislative concern should be that the malpractice system is too inaccessible, rather than too accessible, to the victims of negligent medical treatment."   Insurance. Many people do not realize that their physician is not required to be insured. If not insured, there is little hope of collecting compensation if the doctor injures an innocent patient through malpractice. For details on how insurance premiums have greatly exceeded insurance payouts for many years, see Insurance Statistics . (Summary: for the period 1984 through 1995, Hawai`i medical malpractice insurers took in $191.5 million in premiums, and paid out only $84 million in claims.) According to the U.S. Congressional Budget Office, medical malpractice insurance premiums amount to less than 1% of health costs.   Local regulation. There is little effective regulation of quality by the state licensing board. Only about 2,000 doctors (one-third of one percent) are disciplined each year. Usually, the charges involve substance abuse or financial fraud. Rarely is a physician disciplined for injuring a patient through medical malpractice. If I think medical malpractice might have happened, but I don't really know, what should I do? First, be aware of the statute of limitations. You may have a valid claim, but if you wait too long, the claim is lost even if it is valid. The general rule is that the claim must be filed within two years after the malpractice, or two years after you reasonably should have known there was malpractice. However, there are a number of tricky exceptions, so do not give up just because two years may have passed already. As a general rule, delay helps the other side more than it helps you.   Second, you can generally forget about evaluating the claim yourself, or trying to "work it out" with the doctor or clinic or hospital. Usually, the "real" decision-maker is the doctor's insurance carrier (if your doctor is even insured, some are not), and the doctor's attorney. These people are not paid to help you, or to be candid with you. They are paid to defeat your claim. You need an experienced professional to help you evaluate your claim. Without an attorney, the doctor's attorney and insurance company usually will not take you seriously.   Contact us, or any other law firm experienced in medical malpractice cases. There is no charge for an initial evaluation of your case. These cases are very different from other kinds of personal injury cases such as car accidents. Special rules and laws apply, and special tactics and strategies are important. If your case has any merit at all, an experienced attorney should be willing to sit down with you and explain all your options, without charge. Then you can make a full and informed decision about whether or not you want to go forward. Generally, what must I prove? In every medical malpractice case in Hawai`i, you must be able to prove three things: (a) breach of the standard of care; (b) causation, and (c) damages. Breach of the standard of care. You must prove that the doctor made a mistake -- a mistake which a reasonable and prudent doctor would not have made under the same circumstances. Generally, this requires an expert witness (another doctor) to come forward and testify that your doctor did make a mistake. As you can imagine, this is not an easy process, since doctors do not like to testify against each other. Finding good expert witnesses is the critical part of most medical malpractice cases.   Causation. In addition to showing the doctor made a mistake, you have to show the doctor's mistake caused an injury to you. To look at it another way, the reason people go to see doctors is because they are sick. Even the best medical treatment may be useless. So, you have to be able to show that IF the doctor had not made the mistake, then the patient would have gotten better, or would not have been injured as much. Again, it is critical to get an expert witness who is willing to testify to this.   Damages. Finally, you have to show what damages resulted from the doctor's mistakes. This could be anything from death to serious injury. It may include lost wages, medical bills, agony, mental suffering, or the loss of a loved one. Often, economists and other experts are necessary to calculate and present these damages in court. What is the process of a medical malpractice claim in Hawai`i? Generally, a medical malpractice claim in Hawai`i follows a series of steps. Get the medical records. It is usually impossible to accurately evaluate a medical malpractice claim without obtaining all relevant medical records. If you want to obtain your own medical records, we have provided a sample letter . Unfortunately, the hospitals and doctors often charge high rates for obtaining these records. Charges of 50 cents to $1.00 per page, or more, are common. Pursuant to Hawai`i Revised Statutes, Section 622-57, the law says: If a patient . . . requests copies of his or her medical records, the copies shall be made available to the patient unless in the opinion of the health care provider it would be detrimental to the health of the patient to obtain the records. If the health care provider is of the opinion that release of the records to the patient would be detrimental to the health of the patient, the health care provider shall advise the patient that copies of the records will be made available to the patient's attorney upon presentation of a proper authorization signed by the patient. If an attorney for a patient asks a health care provider for copies of the patient's medical records and presents a proper authorization from the patient for the release of the information, complete and accurate copies of the records shall be given to the attorney within a reasonable time not to exceed ten working days. Reasonable costs incurred by a health care provider in making copies of medical records shall be borne by the requesting person. Expert opinion. After getting the medical records, an experienced attorney can often make a preliminary evaluation; however, more often, the attorney will want to discuss the records with an expert witness, or send the records to a potential expert witness for evaluation. This is where the high costs of a medical malpractice case really begin. (A well-qualified expert witness will often charge $250.00 to $400.00 per hour to review all the records and render an opinion, and there is no guaranty the first one will testify for you. Sometimes it takes 2-3 experts before you find one who is willing to testify for you.) However, usually your attorney will "front" or pay these costs for you, and only get them back if they win the case through a settlement or trial verdict.   Medical Claims Conciliation Panel. The Medical Claims Conciliation Panel ("MCCP") is part of the Department of Commerce and Consumer Affairs, State of Hawai`i. The law requires that most medical malpractice claims in Hawai`i first go through the MCCP process. Basically, this involves non-binding arbitration, where three persons act as judges and listen to evidence about your claim and issue a decision. The MCCP decision is not binding. Even if you lose at the MCCP, you can still file a lawsuit. At the same time, if you win, the doctor or hospital is not required to pay. In other words, no matter what the MCCP does, either side can still require the case go to court.   Circuit court lawsuit. After the MCCP panel makes its decision, unless the case settles (which is rare), you will then need to file your circuit court lawsuit. The lawsuit will usually take 1-2 years to resolve, either through settlement or trial.   Kaiser cases. People who have health care coverage through Kaiser Permanente (Kaiser doctors or the Kaiser clinics) will probably not be able to file lawsuits, but will instead have to file for binding arbitration. This is usually required by the Kaiser health plan documents you or a family member signs when they become eligible for Kaiser coverage, often through an employer's health plan. The bottom line is that most Kaiser plan participants give up their right to go to court, and instead agree to resolve any complaints through binding arbitration. This method has advantages and disadvantages to regular court, which your attorney can explain in detail depending on the particular nature of your case.   Military cases. Cases involving Tripler Army Medical Center do not go through the MCCP process, and they are filed in federal court as opposed to state court. However, they first go through a Federal Tort Claims Process the federal government has set up. These cases usually end up as a judge trial, which has advantages and disadvantages over a jury trial. Problem Doctors and Statistics on Disciplinary Action Check Whether Your Doctor has Defaulted on Government Loans Public Citizen's Ranking of Serious Doctor Disciplinary Actions per 1,000 MDs (1997) : Hawai`i's poor performance in disciplining doctors has ranked it in the bottom 12 states for the past seven years. E-mail Your Ideas Return to the Table of Contents


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Medical malpractice insurance reform:Yes Pittsburgh, PA Tuesday May 14, 2002      News             Sports             Lifestyle             Classifieds             About Us Take me to... Search Local News Nation/World Sports Obituaries Lifestyle A&E Business Health & Science Opinion Photo Journal Weather Classifieds PG Store PG Delivery Web Extras Contact Us About Us Help Corrections Site Map     Opinion     Previous Articles     Columnists     Commentary     Letters     Tim Menees     Rob Rogers     Editorial FAQ     Search Home  >   Opinion  >   Commentary Medical malpractice insurance reform:Yes The bill before the state Legislature is vital to reining in outrageous costs that can cripple the medical profession and harm patients Sunday, March 10, 2002 By Gerald W. Pifer, M.D. Pennsylvania physicians are experiencing a silent crisis, but one that is no less serious because of its relative lack of visibility.       Gerald W. Pifer, M.D., is president of the Allegheny County Medical Society.     The malpractice crisis that has sent physicians' insurance premiums skyrocketing as much as 40 percent this year is not something that typically grabs headlines or makes for good soundbites on the evening news. In fact, the crisis is not something most patients even think about. Yet it could have a profound affect on the quality of health care in Pennsylvania if the situation is not eradicated. Patients seeking medical care from practitioners in some specialties have already experienced a taste of what could be a larger problem. Obstetric/gynecology patients in some parts of the state, such as Philadelphia, already have to wait weeks, if not months, to get appointments to see their physicians. Many physicians are eliminating high-risk surgical procedures such as those performed by obstetricians, neonatalogists and others. This curtailing of services comes at a cost to patients, as these procedures could be very beneficial. Other physicians are opting to retire early or relocating to other states where conditions are better. Young physicians aren't coming here to practice, either, even those with local ties. Many of our medical school graduates are seeking residency programs in other states, and are starting practices in those states after completing their residencies. Our practicing physicians here often bemoan the difficulty they have finding partners to join their practices, saying it takes months, if not years, depending on their specialty. Because the practice climate in Pennsylvania involves capitated fees from many of our managed care companies, physicians are feeling pressured on both ends of their practices and are under increasing pressure to leave the practice of medicine or curtail their services. Most physicians have not seen increases in reimbursement from insurers in over five years, and have, in fact, experienced cuts in reimbursement. They have no ability to raise fees to reflect their costs. While the climate is unfavorable toward physicians today, problems may only be exacerbated if the climate does not change in Pennsylvania. Just last week, a major insurer, Princeton Insurance Co., announced that it was pulling out of Pennsylvania. Another carrier, MIIX, was downgraded by A.M. Best in their rating. A third company, Medical Protective, filed for a 45 percent rate increase with the Pennsylvania Insurance Department. When a true physician shortage does occur locally, it will take eight to 10 years to fill those vacancies. There is help on the horizon, however, in the form of legislation passed by the state House of Representatives and awaiting Senate consideration when it reconvenes tomorrow. The bill, House Bill 1802 -- the Medical Care Availability and Error Reduction Act -- would be greatly beneficial to physicians and patients and would indeed invoke real reform. The bill calls for the phasing out of the commonwealth's Medical Professional Liability Catastrophic Loss (CAT) Fund and placing this responsibility in a private market. Immediate financial relief from the bill would result in discounts at the CAT Fund level of 5 percent this year and 10 percent each of the next two years. A reduction in mandatory coverage from the current requirement of $1.2 million per year to $1 million would also be a first step toward lowering premiums for professional liability insurance for physicians. A Venue Commission would also study the problem of "venue shopping" in which attorneys try to get their cases moved to a county, or courtroom, that would most likely be favorable toward their client -- in Pennsylvania, that's Philadelphia. Perhaps the most important provisions are the gains in patient safety, however. The bill calls for the appointment of an independent authority to analyze medical errors and suggest remedies to improve patient safety and makes the reporting of serious events mandatory, including penalties for noncompliance. The reporting of serious events would also be publicly available, although there are provisions to protect the confidentiality of the committee. Further protections include prohibitions on discovery and testimony in legal actions. Another provision requires all medical facilities to have a patient safety plan, including a patient safety office and committee. Other provisions require experts testifying in court to have proper credentialing in the specialty about which they are testifying. Another stipulation calls for the opportunity to make periodic payments in an award so those patients can have a steady stream of income to cover their ongoing medical expenses. The amended bill no longer contains a cap on noneconomic, or "pain and suffering" awards, leaving Pennsylvania in the minority of states in the nation with no ceiling on awards. Even without the cap that had been included in the first House version, the bill would stand to reduce administrative and legal costs and give more money to the injured parties. The bill would also modify the collateral source rule, meaning that injured patients generally will be prohibited from recovering damages that were already paid for by collateral sources such as private health and disability insurance. Currently in Pennsylvania, the defense is not allowed to tell a jury about this. Patients will still be able to tell the jury about their expenses, however, even if they cannot recover for the expense. Still another provision says that future noneconomic damages will be paid in periodic payments over up to a 20-year period, unless the claimant opts to have those damages reduced to present worth, using a payment methodology similar to that available to lottery winners. A guaranteed steady stream of income to cover ongoing medical expenses would benefit some patients who are sometimes ill-equipped to invest that large sum of money wisely to ensure that their future needs are met. The medical malpractice problem in Pennsylvania isn't just a "physician income" problem, as personal injury lawyers like to characterize it. Lengthy trials are a major expense for every hospital, nursing home and short and long-term care facility in our community. Seven out of 10 cases filed are discontinued or found in favor of hospitals and physicians. But the costs of defending those cases are high. And those costs are passed on indirectly to each of us through our health insurance costs. As we all know, the cost of health insurance is a critical factor in establishing a climate that keeps businesses and attracts new businesses. Many other states have changed their systems to control legal costs. Physicians don't want special treatment. We are responsible for our actions. But we do want a system of justice that is fair and addresses patients' best interest. Physicians have come to the conclusion that the legal system today serves only the best interest of personal injury lawyers. Surely, we can do better than this. Back to top    E-mail this story  Search  |  Contact Us  |  Site Map  |  Terms of Use  |  Privacy Policy  |  Advertise  |  Help  |  Corrections Copyright ©1997-2002 PG Publishing Co., Inc. All Rights Reserved.


Results from search: http://www.well.com/user/vamead/

AMMD: Medical - Legal Review, Malpractice Screening Alexander Mead MD medical review consultant 900 Lincoln St. #781 Denver, CO 80203-2712 303-331-2866 | fax 303-692-9216 email: ammd@well.com AMmd provides attorneys, insurers, and institutions with prompt, cost-effective case review -- potential medical malpractice, quality and utilization concerns, medical-legal issues -- across a broad spectrum of adult medicine, surgery, and injury. On this page -- Medical-legal case review, malpractice screening for attorneys Independent medical review for institutions Reviewer's experience Requesting a case review Fees and payment protocol Links to other useful legal, medical, and expert pages Medical - legal case review for attorneys Medical malpractice -- case screening for merit Interactions of illness, preexisting conditions, injury, apportionment Research, litigation support for defense and plaintiffs Locating testifying experts I review records and medical-legal issues involving adult medicine, surgery, and injury. Where I would qualify as an expert witness (Internal Medicine and Cardiology), I am willing to testify. In the majority of cases I review, I would not be the best testifying expert (not in active clinical practice for 4 years), but can be extremely helpful in assessing the merits of potential cases. My clients enjoy the advantages of prompt service, very reasonable fees, and accurate, honest opinions. While I've mainly been asked to evaluate potential plaintiffs' cases, I also have substantial experience consulting for defense attorneys and insurers in strict liability and professional malpractice matters. As an experienced medical reviewer, I can help you distinguish "bad outcome" from true medical negligence, identify responsible parties, help attorneys and clients understand complex problems and terminology, get full relevant documentation, and locate appropriate testifying experts where needed. Independent medical review for institutions For institutional review bodies, I offer impartial, timely, and reasonably-priced assessment of quality of care questions -- please contact me to discuss your situation. Reviewer's experience I was in full time Cardiology and Internal Medicine practice in Denver for many years (Board Certified in both), but since 1987 have concentrated on review of medical cases across a wide spectrum of settings and specialties. Most of these reviews, literally thousands of cases, were done for the federally chartered peer review organization, the Colorado Foundation for Medical Care (CFMC), for whom I have consulted extensively on quality and utilization issues. I was the principal physician consultant at CFMC on the Uniform Clinical Data Set project (algorithmic quality screening) from 1990 until 1994, and the Colorado Medical Practice Study (in-hospital medical injury) in 1995-6, and have participated in numerous other quality assessment studies. Over the past 8 years, I have also evaluated over 60 complex auto insurance claims, involving sequential injuries, preexisting illnesses and injuries, and apportionment. In the last several years, I have also reviewed numerous cases for leading law firms in Denver and around the country concerning medical malpractice and other medical-legal issues (references available on request). In the last 3 years, I have been deposed once as an expert witness in a medical malpractice case and once in an auto insurance liability case. Requesting a case review You can discuss a new case or any medical question with me by phone without obligation or charge. We'll discuss what records will be needed and how they should be sent (by US mail only for the main address above; to use other carriers, please contact me first). For most cases, the initial screening review will take from 2 to 4 hours and will be done within 7-10 days of getting the records. After my review, we'll discuss the case's merits by phone. I will help you to decide if further action is warranted: further research, written report from me, more expert opinions, etc. During this process, I'm happy to discuss any questions with your client as well. If a written report is required, that will usually take an additional 4 to 8 hours. If the records are massive, the facts of the case extremely complex, or literature research is needed, more time could be involved. It will help if you have the records organized before sending them: they should be in sequence, first records on top. Indexing is helpful but not essential; binding and page numbering are usually counterproductive at this stage as there is virtually always duplication and disorder to be dealt with. Send pages loose and unnumbered if possible. Fees and payment protocol Preliminary phone discussion of a new or potential case -- no charge. Assessment of case merits, analysis, research, written report, and follow up telephone consultation are billed at $120 per hour. Screening most cases will take 2 to 4 hours, so the usual pre-payment required will be $240 to $480. Testimony or deposition are billed at $200 per hour, including travel time to and from your site, with a 4 hour minimum. Links to other important legal and medical sites: Legal Resource Sites -- legal research, expert finders, malpractice law, much more. Medical Resource Sites -- online journals and texts, doctors' credential verification, drug info, etc. Good web sites to find other "experts" online: Expertpages.com FindLaw Experts Directory Law Guru Experts List For further information, call 303-331-2866 (leave message anytime) or email A. Mead MD: ammd@well.com Last updated Nov. 15, 2001. You are visitor number: top of page


Results from search: http://www.rwjf.org/app/rw_publications_and_links/publicationsPdfs/library/oldhealth/table6-1.htm

1999 Annual Report Excerpts     1999 Annual Report Here you can download the entire 1999 Annual Report or individual sections. (Downloading these PDF files requires Adobe Acrobat Reader , available for free from Adobe Systems.) View Entire pdf file (pdf 1633kb) 0r access smaller sections for faster download times: Section 1: The President's Message (pdf 153kb) Section 2: 1999 Goals Update (pdf 140kb) Section 3: Foundation Update (pdf 123kb) Section 4: Distribution of 1999 Funds (pdf 311kb) Section 5: Financial Statements (pdf 108kb) Section 6: 1999 Grants and Contracts (pdf 242b) Section 7: The Secretary's Report (pdf 61kb)


Results from search: http://www.quacks.com/

Medical Malpractice News Science Medical Journal GM Foods Health Foods Health Warning Feedback What is Medical Malpractice All About Medical Malpractice Medical Malpractice Topic Area malpractice-medical.com Medicalmal.com   your guide to medical negligence litigation Medical-Malpractice.com Medical Malpractice Victims Organization Hookman.com   articles, discussions of malpractice cases Medical and Surgical Litigation Consultants Encision Reports Willis-Knighton Health System Converting to AEM Surgical Instruments; Hospital System Performs Over 5,000 Laparoscopic Procedures Per Year Stockhouse   5/14/02 > Business Editors & Health/Medical Writers | BOULDER, Colo.--(BW HealthWire)Encision Inc. (OTCBB:ECSN), a manufacturer of patented surgical i... OB-GYNs Are Having Second Thoughts Newsday   Dr. Juliana Opatich has been delivering babies for 19 years. She works in Bethpage and watches many of the children she's brought into the world playi... Malpractice insurance ails docs, hospitals Amcity   Kelly McClurg   Staff | Medical malpractice and liability insurance premiums haven't yet reached a crisis point in Birmingham, but doctors and ho... Doctors Convicted        more... Cancer Treatment to Resume Tomorrow   AfricaNews Medical Students Demonstrate   AfricaNews State Seeks to Make Anti-Retroviral Drugs Affordable   AfricaNews Misdiagnosed                 more... Mother who strangled son a 'misdiagnosed schizophrenic'   Unison Woman was a 'misdiagnosed schizophrenic   Online Ireland Valley Doctors Misdiagnose Their Medmal Insurance Woes, According to Texans For Public Justice   PR Newswire How to Prepare for a Lawsuit What To Do If You're Sued for Malpractice Medical and law    your guide to medical negligence litigation Thedoctors.com the nation's largest physican-owned malpractice insurer. Nursinghomemalpractice.com Floridamalpractice.com Attorneyformalpractice.com Medical World Search Philadelphia's premier catastrophic injury and complex litigation firm Summary of United States medical malpractice law Malpractice Article Index Tue 14 May 2002 .Pro domain gets selective International Herald Tribune Doctors, lawyers and certified public accountants are welcome to apply. Hairdressers, plumbers and real estate agents are maybes. Don't even bother if... Mon 13 May 2002 Court orders archdiocese to turn over medical records of accused priest Boston Herald BOSTON - The Boston Archdiocese was ordered Monday to immediately turn over psychiatric and medical records of the Rev. Paul Shanley, the retired prie... Malpractice insurance ails docs, hospitals Amcity Kelly McClurg   Staff | Medical malpractice and liability insurance premiums haven't yet reached a crisis point in Birmingham, but doctors and ho... Attorneys Sheldon Flanzig, Daniel Flanzig and Cathy Flanzig Launch New Mineola-based Law Firm Business Wire  Business Editors/Legal Writers |  MINEOLA, N.Y.--(BUSINESS WIRE)--May 13, 2002-- |  Flanzig and Flanzig to Draw on Decades of Experien... Interchange Medical Commences Trading on NASD OTC Bulletin Board Stockhouse 5/13/02 FORT LAUDERDALE, Fla., May 13, 2002 /PRNewswire-FirstCall via COMTEX/ -- Interchange Medical Inc. (OTC Bulletin Board: ICMI), a developer of i... Court Demands Priest's Medical Records The Associated Press | BOSTON (AP) — The Boston Archdiocese was ordered Monday to immediately turn over psychiatric and medical records of the Rev. Paul Shanley, the ... Church Ordered to Turn Over Shanley's Medical Records Fox News BOSTON — The Boston Archdiocese was ordered Monday to immediately turn over psychiatric and medical records of the Rev. Paul Shanley, t... No previous results Next 20 results Medicine and Law Patients oppose medical notes law change Patients are strongly opposed to government moves to give civil servants and ministers powers to acc... Seized medicinal pot isn't easy to get back / Confusion over federal, state laws Got pot? Maybe not: Medicinal marijuana users who had drug charges dropped against them might not ge... Tories may tighten medical insurance laws Private medical insurers would face a swathe of commercial regulations governing their healthcare po... Stuart Widow Sues Over Husband`s Death From Ingredient Found in Many Popular OTC and Prescription Products; Is Danger Lurking in Your Medicine Cabinet  Business Editors/Legal & Medical Writers |  WEST PALM BEACH, Fla.--(BUSINESS WIRE)--April... Top   WN Network   Feedback Jobs Forum Submit Photo   Opinion   Ads ©2001 WN.com

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