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Foremost Insurance Group Mobile Home Insurance
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good people to join our team. Take a look at available
positions .
A
top-quality insurance policy can provide you with a measure
of financial security in an uncertain world, and help protect
your home, your possessions, your family and your lifestyle.
To learn more about what you should consider when purchasing
insurance for your mobile home, read on.
Find out what a Foremost Insurance
Policy offers you, first select the state where your home
is located . (Please note
that Foremost mobile home insurance is available only in
the United States.)
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What to look
for in mobile home insurance
For the most security, a mobile home
insurance policy – like all property/casualty policies
– should do two things:
It should pay for certain kinds
of accidental damage to your home, belongings, or other
structures. Coverage for this kind of damage is called
physical damage coverage. Common examples of events that
cause physical damage to your property include fire, wind,
vandalism, and falling objects.
It should protect you against
claims or lawsuits filed against you by people who are
accidentally hurt by your actions or because of your activities.
Coverage for these kinds of claims and lawsuits is called
liability coverage. Claims might include medical expenses,
lost wages, pain and suffering, and even property damage.
Liability coverage should also help you pay for your defense
in the event of a lawsuit. Liability coverage does not
pay claims for injuries to you or the members of your
household.
Policies
are not all alike
Most mobile home insurance policies
provide these two basic kinds of coverage. However, the
amount and degree of coverage can vary dramatically from
one policy to another. That’s why it’s so important
to compare policies before buying. What looks like a bargain
at first glance can end up costing you hundreds, even thousands
of dollars in the event of a claim.
That’s particularly true when
it comes to physical damage coverage. Some policies only
cover specific causes of loss. These "named peril"
policies can leave you financially vulnerable if you suffer
a loss not specifically covered in the policy.
Policies like those from Foremost,
on the other hand, automatically cover most direct, sudden
and accidental perils, and list the few causes of loss that
they don’t cover in the policy. These are sometimes
called "comprehensive" policies.
Similarly, liability coverage can
vary from policy to policy. Not so much in terms of the
type of coverage, but in the amount of coverage. You need
to be sure that whatever policy you choose provides enough
liability coverage to protect you in the event you are sued
and a judgment is made against you. That amount may be $100,000,
$200,000 or more – not necessarily what comes "standard"
with a policy.
Other things
to consider
Be sure to check the deductibles and
coverage limits in a policy, too. A deductible is the portion
of the loss that you agree to pay out of your own pocket.
A coverage limit is the maximum amount a company will pay
for a covered loss. Obviously, all other things being equal,
a policy with lower deductibles and higher limits would
be preferred. However, lower deductibles and higher limits
can result in higher premium costs.
Then there are the intangibles. Things
like claim service, company reputation and accessibility
can make a big difference in which policy will give you
real peace of mind. You want to make sure that the company
behind the policy has the dedicated personnel and financial
resources to be there when you need them most.
Check out
our mobile home policy
We invite you to compare what a Foremost
mobile home policy offers you with any other insurance policy
on the market today. We also invite you to review our financial
statement and the ratings we've received from independent
financial rating companies. We're convinced that when you
look at the total package - coverage, service, financial
stability and value - you'll choose us . First
and Foremost ® .
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You select the best time of day to be be contacted.
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The best policy for the price is only the beginning . We also offer a variety of
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You select the one that works best with your budget.
Many people naturally, but mistakenly turn to an insurance office where they have purchased auto or business coverage.
Manufactured home insurance is different than any other type of insurance. It is important that your insurance company
specializes in manufactured home insurance. If you have a claim, you want people who understand how a home is manufactured
and the best way to repair or replace it. It's always easier dealing with people who know their business.
Submit The application on the right side of this page NOW! It is free . You have nothing to lose and the
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affordable insurance companies around. Whether in times of
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The
A.M. Best Company, a recognized insurance authority since
1899, said the following about Alfa Insurance:
“Based
on our opinion of the insurer’s financial position and
operation performance, we assign the members of the Alfa
Insurance property/casualty group, A ++ (Superior) and Alfa
Life Insurance Corporation, A+ (Superior).”
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After
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Manufactured Home Insurance from The Peninsula Insurance Company and Peninsula Indemnity Company, Salisbury, Maryland
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Safeguard your home before it's too late.
The best time to safeguard your manufactured home is before an emergency arises. The thing about emergencies: you can't predict them and you can't always prevent them, but you can prepare for them. Your best protection is insurance that is specifically designed for manufactured homeowners.
FINANCIAL PROTECTION
Fires, hurricanes, tornados, accidents and other unexpected causes damage or destroy residential property every day, resulting in enormous financial losses. But you can secure your manufactured home, including its furnishings and equipment, with a manufactured home policy from Peninsula Insurance.
PERSONAL ATTENTION
Peninsula Insurance provides prompt settlement action. Understanding the hardship of unexpected losses, we've made personal attention an integral part of our business.
COMPLETE COVERAGE
Clothing, linens, small appliances, and other personal items that were purchased separately from your manufactured home are also protected by manufactured home insurance from Peninsula.
Peninsula Insurance offers you the finest manufactured homeowners policies available, and your local agent offers you the finest service available - a combination that can provide insurance protection designed specifically to meet your home insurance needs.
Getting the Right Policy
Modern manufactured homeowners policies are essentially package policies. They provide several types of protection in one contract for a single premium, such as damage to a dwelling and its contents, theft, and liability coverage.
You, as a manufactured homeowner, may select any combination of coverages and amounts of coverages to fit your specific needs. Your Peninsula Insurance agent will review your manufactured home insurance requirements and recommend coverages to assure that you have the appropriate policies with the right amounts to give you the best protection for every insurance dollar that you pay.
The Personal Touch
Many insurance companies offer similar kinds of coverage. The difference between competing companies, products, and agents is often the ability to provide the kind of service every policyholder has the right to expect.
Your Peninsula Insurance agent pledges that you'll receive prompt assistance from experienced, professional insurance claims men and women. Although we hope that you'll never need our services, we are ready to help whenever disaster strikes.
Coverage Includes
Your manufactured home and any attached structures.
Other structures at your home which are separate from the dwelling.
Personal property.
Loss of use of your home, which covers the additional living expenses you incur due to temporary relocation due to a covered loss.
Personal liability for bodily injury or property damage claims brought against you anywhere in the world.
Medical payments to others who are injured in an accident on your premises.
Examples of Perils We Insure Against
Fire
Lightning
Theft
Windstorm
Tornado
Hail
Earthquake
Explosion
Vehicle Damage
Smoke Damage
Vandalism
Water Damage from Bursting Pipes
DISCLAIMER NOTICE : This literature contains summaries of coverages available. Policies containing these coverages contain certain exclusions, conditions and limitations. Consult your policy for actual coverages provided and the extent thereof. Not all coverages described herein are available in all states.
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sb0menu1.addMenuItem('/pages/chase/sb/bbanking/atmdebit','ATM/Debit Cards');
sb0menu1.addMenuItem('/pages/chase/sb/bbanking/bchecking/features','Related Checking Features');
sb0menu.addMenuItem('/pages/chase/sb/creditcards','Credit Card Solutions','sb0menu2');
sb0menu2 = new jpmMenu('sb0menu2',0,0,0,1);
sb0menu2.addMenuItem('/pages/chase/sb/creditcards/buscrcard','Business Credit Card');
sb0menu2.addMenuItem('/pages/chase/sb/creditcards/processing','Payment Processing');
sb0menu.addMenuItem('/pages/chase/sb/cl','Credit and Loans','sb0menu3');
sb0menu3 = new jpmMenu('sb0menu3',0,0,0,1);
sb0menu3.addMenuItem('/pages/chase/sb/cl/shorterm','Short Term Options');
sb0menu3.addMenuItem('/pages/chase/sb/cl/longterm','Long Term Options');
sb0menu3.addMenuItem('/pages/chase/sb/cl/leasing','Leasing Options');
sb0menu3.addMenuItem('/pages/chase/sb/cl/tradefinance','Trade Finance Options');
sb0menu.addMenuItem('/pages/chase/sb/pap','Payments and Payroll','sb0menu4');
sb0menu4 = new jpmMenu('sb0menu4',0,0,0,1);
sb0menu4.addMenuItem('/pages/chase/sb/pap/srvs','Payment Services');
sb0menu4.addMenuItem('/pages/chase/sb/pap/payrollsvs','Payroll Services');
sb0menu.addMenuItem('/pages/chase/sb/ri','Retirement and Investments','sb0menu5');
sb0menu5 = new jpmMenu('sb0menu5',0,0,0,1);
sb0menu5.addMenuItem('/pages/chase/sb/ri/retiremntplanning','Retirement Planning');
sb0menu5.addMenuItem('/pages/chase/sb/ri/investments','Investments');
sb0menu.addMenuItem('/pages/chase/sb/sow','Selling on the Web','sb0menu6');
sb0menu6 = new jpmMenu('sb0menu6',0,0,0,1);
sb0menu6.addMenuItem('/pages/chase/sb/sow/internetpymntprocess','Internet Payment Processing');
sb0menu6.addMenuItem('/pages/chase/sb/sow/yrwebsite','eWEBuilderSM');
sb0menu6.addMenuItem('/pages/chase/sb/sow/ecom','eCommerce Tools');
sb0menu.addMenuItem('/pages/chase/pf/insurance/sb','Small Business Insurance','');
sb0menu.addMenuItem('/pages/chase/sb/sbteam','The Small Business Team','sb0menu8');
sb0menu8 = new jpmMenu('sb0menu8',0,0,0,1);
sb0menu8.addMenuItem('/pages/chase/sb/sbteam/sbdirect','Small Business Direct');
sb0menu8.addMenuItem('/pages/chase/sb/sbteam/dpro','Dedicated Professionals');
sb0menu8.addMenuItem('/pages/chase/sb/sbteam/br','Business Resource Center');
sb0menu.toHtml();
ft0menu = new jpmMenuTree('ft0menu',475,50,90,1);
ft0menu.addMenuItem('/pages/chase/ap','Overview','');
ft0menu.addMenuItem('/pages/chase/ap/education','Education','');
ft0menu.addMenuItem('/pages/chase/ap/fundamentals','Financial Fundamentals','ft0menu2');
ft0menu2 = new jpmMenu('ft0menu2',0,0,0,1);
ft0menu2.addMenuItem('/pages/chase/ap/fundamentals/essentials','Investing Essentials');
ft0menu2.addMenuItem('/pages/chase/ap/fundamentals/sbg','Smart Borrowing Guide');
ft0menu2.addMenuItem('/pages/chase/ap/fundamentals/smartcents','SmartCents');
ft0menu2.addMenuItem('/pages/chase/ap/fundamentals/budget','Budgeting');
ft0menu2.addMenuItem('/pages/chase/ap/fundamentals/savings','Building Your Savings');
ft0menu2.addMenuItem('/pages/chase/ap/fundamentals/emergencies','Planning for Emergencies');
ft0menu.addMenuItem('/pages/chase/ap/home','Home','ft0menu3');
ft0menu3 = new jpmMenu('ft0menu3',0,0,0,1);
ft0menu3.addMenuItem('/pages/chase/ap/home/buying','Buying');
ft0menu3.addMenuItem('/pages/chase/ap/home/refinancing','Refinancing');
ft0menu3.addMenuItem('/pages/chase/ap/home/renovating','Renovating');
ft0menu.addMenuItem('/pages/chase/ap/investing','Investing','ft0menu4');
ft0menu4 = new jpmMenu('ft0menu4',0,0,0,1);
ft0menu4.addMenuItem('/pages/chase/ap/investing/invest_plan','Investment Planning');
ft0menu4.addMenuItem('/pages/chase/ap/investing/jpmorganfunds','JPMorgan Funds');
ft0menu4.addMenuItem('/pages/chase/ap/investing/retirement','Retirement Planning');
ft0menu.addMenuItem('/pages/chase/ap/lifestages','Life Stages','ft0menu5');
ft0menu5 = new jpmMenu('ft0menu5',0,0,0,1);
ft0menu5.addMenuItem('/pages/chase/ap/lifestages/job','Your Job');
ft0menu5.addMenuItem('/pages/chase/ap/lifestages/relationship','Your Relationship');
ft0menu5.addMenuItem('/pages/chase/ap/lifestages/purchases','Your Purchases');
ft0menu5.addMenuItem('/pages/chase/ap/lifestages/family','Your Family');
ft0menu5.addMenuItem('/pages/chase/ap/lifestages/inheritance','Your Inheritance');
ft0menu.addMenuItem('/pages/chase/ap/managing','Managing Your Money','ft0menu6');
ft0menu6 = new jpmMenu('ft0menu6',0,0,0,1);
ft0menu6.addMenuItem('/pages/chase/ap/managing/banking','Banking Services');
ft0menu6.addMenuItem('/pages/chase/ap/managing/majorpurchase','Planning for Major Purchases');
ft0menu6.addMenuItem('/pages/chase/ap/managing/online','Online Banking');
ft0menu.addMenuItem('/pages/chase/ap/retirement','Retirement Planning','ft0menu7');
ft0menu7 = new jpmMenu('ft0menu7',0,0,0,1);
ft0menu7.addMenuItem('/pages/chase/ap/retirement/calculators','Calculators');
ft0menu7.addMenuItem('/pages/chase/ap/retirement/faq','Frequently Asked Questions');
ft0menu7.addMenuItem('/pages/chase/ap/retirement/ira','IRAs');
ft0menu7.addMenuItem('/pages/chase/ap/retirement/living','Living in Retirement');
ft0menu7.addMenuItem('/pages/chase/ap/retirement/working','Working Years');
ft0menu.addMenuItem('/pages/chase/ap/sb','Small Business','ft0menu8');
ft0menu8 = new jpmMenu('ft0menu8',0,0,0,1);
ft0menu8.addMenuItem('/pages/chase/ap/sb/startup','Startup');
ft0menu8.addMenuItem('/pages/chase/ap/sb/expansion','Growth & Expansion');
ft0menu8.addMenuItem('/pages/chase/ap/sb/maturity','Maturity & Prosperity');
ft0menu8.addMenuItem('/pages/chase/ap/sb/transale','Transfer & Sale');
ft0menu.toHtml();
cc0menu = new jpmMenuTree('cc0menu',566,50,85,1);
cc0menu.addMenuItem('/pages/chase/cc','Overview','');
cc0menu.addMenuItem('/pages/chase/cc/accountservices','Account Services','');
cc0menu.addMenuItem('/pages/chase/cc/contactus','Contact Us','');
cc0menu.addMenuItem('/pages/chase/cc/faq','FAQs','');
cc0menu.addMenuItem('/pages/chase/cc/findus','Find Us','');
cc0menu.addMenuItem('/pages/chase/cc/informed','Keep Informed','');
cc0menu.addMenuItem('/pages/chase/cc/sitehelp','Site Help','');
cc0menu.toHtml();
}
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