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Term Life Insurance Quotes: Compare and Save!
Term Life Insurance Quotes
Get FREE online quotes for affordable term life insurance from multiple vendors. Compare rates and save $$$! (See other pages for universal life , variable life , whole life , and burial insurance .)
Note: U.S. residents only! Visitors from Canada: Click here!
» AccuTerm
Uses the most advanced quoting system on the web, to offer the lowest, most accurate term life insurance rates available on the web, from top rated term life insurance companies. HIGHLY recommended!
Get a Quick Quote by answering only 8 simple questions
Answer a few more for highly accurate , reliable quotes
Truly level premiums that will not increase in the future
Each applicant gets a free, simplified physical exam
Get your FREE Term Life Insurance Quotes NOW!
» Quote Advantage
Get personalized, instant term life insurance quotes, and benefit from access to the web's largest term life insurance database . (Licensed to sell term life insurance in all U.S. states except HI.)
Get your FREE Term Life Insurance Quotes NOW!
» Eterm from Zurich Kemper Life
Designed to be the fastest, most convenient way to buy quality, low-cost term life insurance. Offered by Zurich Kemper Life, serving almost one million customers, and leaders in their field for more than 25 years.
Get your FREE Term Life Insurance Quotes NOW!
» FindMyInsurance
Instant access to low cost term life insurance quotes (over 300 products from top insurance companies) within seconds of your request.
Get your FREE Term Life Insurance Quotes NOW!
» 1st Insured
Lowest cost, simplest product available; ideal for families where protection is needed, but a minimum outlay of funds is necessary.
Get your FREE Term Life Insurance Quotes NOW!
» InsuranceFinder
Get free, fast quotes for your term life insurance needs.
Get your FREE Term Life Insurance Quotes NOW!
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CONSIDER THIS One universally accepted rule of thumb goes like this: A young married couple with children should have insurance equal to five times their family income, plus the amount of the mortgage. They should also buy additional coverage for increased inflation. If both spouses work, coverage should be divided in proportion to their incomes. A more realistic approach when examining your family's future security, is to ensure you have enough capital to provide adequately for your family should you not be able to provide for them. However, many shrug even this basic question off. [learn more]
TERM INSURANCE Generally, term insurance provides maximum coverage for the lowest initial cost because it pays a benefit only if you die during the term of the policy. Insurance plays a vital role in proper financial planning. People who buy it may do so for several reasons such as:
•
They have a temporary need which lends itself to a temporary solution, i.e., raising children, education, paying off a mortgage, a business buy/sell agreement.
•
They have a permanent need for protection (such as liquidity for the purpose of paying estate taxes), but since term is initially less expensive, it fits better into their current budget. These people might purchase a plan with the intention of converting to permanent protection at a later date. [learn more]
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FREE Online Term Life Insurance Quotes: Compare and Save!
Free Online Term Life Insurance Quotes
Free Online Term Life Insurance Quotes : simply click on the links below to request free online term life insurance quotes from the vendors that interest you.
Links open in a new window, so that you can easily return to this screen to get additional quotes, if necessary. (Since prices and conditions can vary greatly from one vendor to the next, experts often recommend getting multiple quotes before deciding.)
Compare and Save, it's as easy as 1-2-FREE! Please bookmark us (Ctrl-D) , and tell your friends about us! -- Home
Featured Term Life Insurance #1:
» AccuTerm
Uses the most advanced quoting system on the web, to offer the lowest while the most accurate term life insurance rates available on the web, from highly rated life insurance companies .
Get your FREE Term Life Insurance quote NOW! !
AccuTerm Features:
Get a Quick Quote by answering only 8 simple questions, or
Answer a few more questions ( highly recommended! ) to get a highly accurate, reliable quote
Sophisticated software determines your correct health class for various life insurance companies (criteria can vary dramatically from one company to the next...)
This prevents unpleasant surprises and unnecessary extra work
Premiums are truly level , meaning they will not increase in the future
Simplified physical exam (normally required once you have obtained your quote and decided to actually obtain term life insurance) will be provided to each applicant free of charge (can be completed at your home or other convenient location, takes only about 15-30 minutes and is conducted by a licensed paramedical or medical doctor)
Featured Term Life Insurance #2:
» Quote Advantage
Answer a short questionnaire (only 10 required questions)
Get a personalized, instant quote in seconds.
Benefit from access to the web's largest insurance database .
Quote Advantage is licensed to sell Life Insurance in all U.S. states except Hawaii
Get your FREE Term Life Insurance quote NOW!
Featured Term Life Insurance #3:
» Eterm
Offers quality products at highly competitive rates.
Eterm Features:
Save 50% - 70% on Term Life Insurance
Designed to be the fastest, most convenient way to buy quality, low-cost term life insurance
Zurich Kemper Life, serving almost one million customers, have been recognized leaders in their field for more than 25 years
Obtain your FREE Term Life Insurance quote today and start saving !
» FindMyInsurance
Offers instant access to low cost term insurance quotes (over 300 products from top insurance companies) within seconds of your request.
Get your Free, Instant Term Life Insurance Quote NOW!
» 1st Insured
1st Insured's Term Life Insurance is the lowest cost and simplest product available, ideal for families where protection is needed, but a minimum outlay of funds is necessary.
U.S. RESIDENTS ONLY: Get a Term Life Insurance Quote
» InsuranceFinder
Get free, fast quotes for your term life insurance needs.
Click here to get a free fast insurance quote!
» Nationwide Insurance
Site is NATIONWIDE and accepts all levels of risk for term life insurance.
Click here to get a free term life insurance quote.
» 4Insurance
Tap into the best rates on term life insurance.
4Insurance offers multiple quote shopping on Term Life Insurance.
» Tigerquote
Provides state-of-the-art internet technology combined with expert service so you can find the lowest rates for Term Life Insurance.
Save $$ on Term Life Insurance
» Netquote
Enter your data, and get free quotes from the selected companies with the best rates, either by FAX, Phone or Email. (In most cases you can expect to receive between 3 to 6 insurance quotes, usually within 3 hours.)
Get FREE term life insurance quotes from Netquote !
» Kanetix
One of the leading online insurance portals in Canada, Kanetix focuses on making it easier for Canadian customers to meet and manage their term life insurance needs online.
Visitors from Canada: Click here for FREE life insurance quotes !
See also: Universal Life Insurance , Variable Life Insurance , Whole Life Insurance
Copyright © 2002 Free Online Insurance Quotes. All Rights Reserved.
Results from search: http://www.termiquote.com/
term life insurance quote: free quotes on low cost term life insurance online.
term life insurance quote: free quotes on low cost term life insurance online. We provide quick, accurate free quotes on the most affordable, highest quality term life insurance protection online.
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term life insurance policies from the nation's
safest companies. Simply complete our health questionnaire,
and we will scan our comprehensive database and match your
current health and risk condition to the most cost effective
plans on the market. Protect
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term life insurance quote: free quotes on low cost term life insurance online. We provide quick, accurate free quotes on the most affordable, highest quality term life insurance protection online.
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Eterm.com: The Web's Fastest Life Insurance Quote
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eterm is committed to making it as
easy and convenient as possible for you to purchase the quality, low-cost term
life insurance that you need.
CIGI Direct® is a revolutionary program designed to be the fastest,
most convenient way to buy quality, low-cost term life insurance.
THE CONCEPT
The CIGI Direct® program makes buying term life insurance easier
and faster by reducing it to its simplest terms. If you are in good health, you can start the
process right now with our
Instant Term Quote feature. All it takes is a phone call and a
brief visit - at your convenience - from a paramedical
professional.
THE PRODUCT
Level premium term life insurance plans have the following features
and benefits: Premium rates are guaranteed level for 5, 10, 15, 20 or 30
years. Rates increase annually thereafter. Death Benefits are guaranteed
level for the life of the policy. Rates quoted at Eterm illustrate our lowest
premiums for the healthiest individuals.
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Results from search: http://www.interlinx.com/
life insurance rates, term insurance rates, TERM LIFE INSURANCE ONLINE QUOTES
Lowest Life Insurance Rates
Life insurance rates, especially term insurance, are lower than they have ever been.
Shop the top life insurance companies with the lowest rates:
Lowest Life Insurance Rates
Insurance companies are evaluated on the basis of their rates across the board, using a
life insurance rates database. Results are presented for the top life insurance companies
for "Preferred Rates" and "Standard Rates," based on your health profile.
(For issues relating to preferred and standard, see the following article).
Click For Quotes From the Top Life Insurance Companies
Preferred or Not Preferred: That is the Question
by Richard A. Eisenberg, CLU, ChFC
When individuals check term life insurance rates, they usually assume they will
qualify as a preferred risk. However, it is possible that people with perfect health will not
qualify as preferred. Let's take a look at some situations that make obtaining preferred
life insurance rates difficult, if not impossible.
1. A high ratio of bad
cholesterol (LDL) to good cholesterol (HDL): Even when someone has a total cholesterol that
may fall in every life insurance company's preferred guidelines, the ratio may cause the
individual to be a standard risk. Ratios over 6:1 usually do not qualify as preferred.
2. Hobbies:
A private pilot in perfect health might not even qualify for standard life
insurance rates and may end up being rated by many life insurance companies.
3.
Immigration Status: A new immigrant in the U.S. without a permanent visa
will not qualify for preferred rates with many life insurance companies.
4. Driving record:
Too many speeding tickets will cause an applicant to be a standard risk, or worse, with many
life insurance companies.
Many times, the life insurance companies listed as the lowest cost plan for preferred
will not be the lowest cost for the applicant when the final underwriting is over. What
should you do to make sure there will be no disappointment in the purchase of life insurance?
1. Choose an agent that represents many life insurance companies. All agents listed at
this Web site work with many life insurance companies.
2. Make sure that the agent you deal with asks you enough questions to see if you will
qualify for preferred rates with any of the life insurance companies on the database.
3. Don't be afraid of standard life insurance . It is more important to get the life
insurance you need, even if on a standard basis. If your health improves, you may qualify for
preferred rates in the future. However, if your health deteriorates, you still have the
standard life insurance coverage.
Richard A. Eisenberg is a Chartered Life Underwriter and Chartered Financial Consultant.
He has been in business since 1970. You may contact him at
raeclu@aol.com .
Copyright
InterlinX, LLC
1996-2002
Some additional information of use to term insurance shoppers:
Met Life Insurance Company
Term life insurance comparisons from the company which started the industry.
Good source for life insurance rates and information.
New York Life Insurance Company
Instant Canadian life insurance quotes from an industry database.
Providing life insurance rates for consumers since 1996.
Useful life insurance guide for consumers.
Online life insurance calculator .
Informative articles on term life insurance .
List of Internet life insurance companies .
Results from search: http://www.insurance4you.net/
Secure quotes term insurance 4 you
Free
Quick Quote on our secure server just Click here
Are you searching for term insurance? Is this the product you
need? It can be a very good choice if you understand how it works. It's not always the best choice for everyone.
Do your realize the if your not careful you won't have the coverage in-force
when you die. After all, "this type of coverage is actuarially
designed to disappear before you do." How do you avoid buying the
wrong product. The answer is to let us obtain quotes for you and then
explain how the coverage works. This service allows you to quickly search through more than forty, pre selected,
low cost companies. All these companies are
highly rated very good companies and specialize in low cost rates. All you
need to do is complete the
Spreadsheet
secure online Comparison form and click on
the "Submit" button.
Why is using a Secure Server to send your information to us important? When you request a
quote from us, the
information you enter in the form will be transmitted to
us on an encrypted link . We will then do all the search work for you.
This consists of looking at some of the best companies in the business and faxing or mailing to you a term spreadsheet. This spreadsheet will show you some of the lowest
cost products for any given time period . After you have had time to
look at our report we will then make one phone call to you, or you can call us, and at
that time we will do our best to answer any questions you might have. We feel that
it is very important for us to talk to you this one time. We want to make sure you
understand the insurance product before you purchase it.
It is our mission is to help you select the
exact product you want and need.
We
are all highly trained licensed and bonded professionals that have been
working with these products for many years. We work with only the highest rated
companies. We have done everything we can to protect your
interests. We feel that you will be very happy with our service.
You will be happy once
you have your secure term life quote spreadsheet and talked to us.
We were one of the first companies that recognized that the Internet
could help people find this type of coverage. So we have been helping
people find the coverage they are looking for longer then many others.
We don't try to sell you products. We do our best to help you find
what your looking for at the price you want to pay. If we do our job
properly then we hope you will tell your friends about us.
Order your insurance quote now
Now we are able to help you with International coverage
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We transmit your information safely encrypted
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Working on the Internet since April 1995 helping people.
Experience is important.
for more information call 1-800-601-6597 (Toll Free)
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Online database of competition BBQ team
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Copyright 1995
Latest update 10/26/2000
Insurance4you Network
Results from search: http://www.internet-insurance.net/term2/
Kansas City Term Life Insurance Shopping Network
Helping people to find insurance on the internet for
5 years.
Term Life Insurance is that what you are thinking about buying Term
Insurance ?
This service allows you to quickly
search through more than forty low cost companies. All these companies are highly rated .
All you need to do is complete the form below and click on "Submit.".
We will then fax or mail to you a spreadsheet of
good products for any given time period. After you have had time to
look at the spreadsheet, we will call you one time and answer your questions. We really hope that you will study the material
in this Web Page. We want to help you determine how much coverage
you need and for how many years
you need it.
To have a Quote sent to you just click this link and fill out the form on
our secure server .
We will either fax the spreadsheet or send it to you by US Mail.
Why is using a Secure Server important? If you transmit your private
information on web sites that do not use secure pages then your valuable
personal information is at risk. It could be read by anyone. When you request a
quote from this web page your information is protected because we use a secure
server. Your information is encrypted and then sent on the secure
server. This information is only used by the people who will be helping
you. It's not given to anyone else. You have our promise that we
will not sell your information to anyone else.
Once we have the information you that you have sent to us we will then do
all the search work for you and fax or mail to you a spreadsheet. This
spreadsheet will show you some of the lowest cost term life products for different time
periods. The spreadsheet will show you the best 5,10, 15 and 20 year rates.
After you have had time to look at our report we will then make one phone call
to you, or you can call us, and at that time we will do our best to answer any
questions you might have. We feel that it is very important for us to talk
to you this one time. We want to make sure you understand the product before you
purchase it. If you feel that you cannot allow us to talk to you then we
will not be able to help you. It's very important to us that we have done
all we can to make sure you understand any information that we send to you.
Would you like some more information? Take a look at the following
topics before you complete the form.
Permanent ins
How much do you need?
Variations on Permanent
Consider the company
Sample Spreadsheet
Illustration for a very healthy non-smoker
Click on the Spreadsheet to Zoom
in to a larger image.
To have a Life
Quote Spreadsheet sent to you just click this link and fill out the form on
our secure server.
We will either fax the spreadsheet or send it to you by US Mail.
For further information call 1-888-898-9790 (TOLL FREE)
[ Internet Network ] [ Whole Life ] [ Annuity
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Most recent update: 10/22/2000
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