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Results from search: http://www.peoplefirst.com/pff/site_home.cfm

PeopleFirst.com - auto loans, motorcycle loans, low rate loans, new car financing, used car financing, calculator, online car financing, auto 5/14/02   Select one:              Auto Motorcycle Today's loan rates as low as 5.29%  APR Buying your vehicle from an individual? See our person-to-person loans . "You guys are unbelievable!!!!!!! Thank you so much."   S.J. - New York More customer comments. Get a free auto or motorcycle insurance quote  from Progressive. Shopping for a new car? Get a free auto quote from a dealer near you. Sign up here for a free interest Rate Tracker . Earn money through our Affiliate Program    Questions or comments? Please visit our help center . PeopleFirst.com | 401 West A Street | Suite 1000 | San Diego, CA 92101 | (800) 689-1789 Business Hours: Monday - Friday: 9 a.m. to 5:30 p.m., Saturday: 8 a.m. to noon Pacific Time. privacy statement | Copyright © 2002 PeopleFirst Finance, LLC. All Rights Reserved. Blank Check ® is a registered trademark of PeopleFirst Finance, LLC. p e o p l e f i r s t

Results from search: http://www.bankrate.com/clst/green/auto/3a.asp

Auto Loans How to Guide: Insuring an auto   Price Quotes for New Cars New Car Specs Low rates on Car Financing Low rates on Insurance Links to our friends Dealers and Private Individuals Locate a Car Dealer Carclubs of the world May 14, 2002 Get rates & info Search bankrate.com • Advice   • Auto loans   • CDs / Savings • Checking & ATM • Credit cards   • Credit unions • Fed watch   • Frugal U. • Home equity • Investing • IRA center • Money markets • Mortgages • Mortgages - Refi • Moving • Online finance • Personal loans • Problem credit • Research your bank • Small Biz • Taxes • Web banking deals   Home Basics Calculators Rates Charts Insurance Newsletters Checkup Shop & Save Home > Auto basics > E-mail this story Insuring an auto By Paige Kroger • Bankrate.com Getting a new car or truck? Don't drive away until your vehicle is insured! When you lease or finance a vehicle, insurance may be required before you get the key. Basic auto insurance is made up of coverages. The major components are: Collision: This is the part of your policy that pays to get your car repaired after a collision, regardless of just who hit what or how. It is collision insurance that will get your insurance company to seek out another driver's insurance company to pay for repairs if they were at fault. A deductible amount will apply: that's the amount you pay for the fixing before the insurance company pays the rest. Liability: If you are at fault in an accident it covers the injuries and damage you cause to other drivers and their cars. If you are taken to court this part of your insurance will apply to your legal costs. Most states require this one, but the amount required varies from state to state. Comprehensive: Coverage for damages to your car caused by something other than a crash. A vandal breaks in, a tree falls on it or floodwaters engulf it. Again, a deductible is applied. Plus, you can also get policies that help pay medical bills after accidents, including injuries to people in your own car if you were at fault. And there is coverage for your car if damage is caused by another vehicle that was not covered by its own insurance. This "uninsured driver" insurance is often required by state law. You can also find a policy that will cover amounts that are more than the other driver's insurance will pay if they were at fault (they are considered "underinsured" drivers). Gap insurance must also be considered, and may be required with a leasing or finance deal. It will pay the difference between what other policies have paid out and the amount you owe on the vehicle should it be wrecked or stolen. Leasing or financing requirements When you lease or finance a car you may have to take out an insurance policy with terms defined by the leasing or financing company. If you do, you'll find that the coverage they demand is steeper than the minimum state demands when it comes to liability, and may be more than you would have bought for a car where the choice was yours alone. A similar high level of collision and comprehensive insurance may also be required in a lease and/or a finance deal. What's more, the loan or lease company may demand you set your deductibles at a fairly low rate -- and that means you again pay a higher premium. Make sure you take these fixed insurance costs into account when you work out your lease or financing costs. Compare and contrast Don't think of insurance as a fixed-price, fixed-benefit item. Do some comparison shopping between companies, and make sure to ask for all of their options: policies can be assembled piece by piece, with different prices for different coverages, a little more coverage in some places, less in others. Make sure you get a policy package you are sure covers you the way you need to be covered. There are there a number of ways to bring coverage costs down without giving up vital protection. One way to get the best deal is to let the government help you: The Federal Consumer Information Bureau has created a list called Nine Ways To Lower Your Auto Insurance . The FCIB details ways to get more for less: Comparison shop. Ask for higher deductibles. Drop collision and/or comprehensive coverages on older cars. Eliminate duplicate medical coverages. Buy a "low profile" car. Consider area insurance costs if you are making a move. Take advantage of low mileage discounts. Find out about automatic seat belt or air bag discounts. Inquire about other discounts. If you have any doubts about insurance requirements or laws in your state, try the insurance industry's National Insurance Consumer Helpline (NICH) at (800) 942-4242 or call your state's insurance department ; go to it's Web site for e-mail contact: "No fault" states Colorado Hawaii Kentucky Michigan New Jersey North Dakota Florida Kansas Massachusetts Minnesota New York Pennsylvania Utah No-fault insurance If you are in a state with "no fault" insurance regulations, your coverage pays for your injuries no matter who was in the wrong in an accident. The idea was to cut back on monster claim settlements and bring down the cost of insurance, but you can still make a legal claim against the other driver in some of these states.       NEXT: Introduction to auto loans   Auto Basics 1. Introduction to auto loans 2. Checking your credit 3. New or used? 4. Shopping on the Web 5. Selling your old auto 6. Financing your auto 7. Key financing questions to ask 8. Leasing your auto 9. Key leasing questions to ask 10 Leasing costs worksheet 11. Leasing laws 12. Let's haggle! 13. Understanding special offers 14. Warranties and service terms 15. New car problems 16. Insuring your auto E-mail newsletters   Bankrate Weekly Credit Card News       Rates   Overnight Averages +/-   30 Yr Fixed Mtg 6.41%   48 Mo New Car 7.07%   1 Yr CD 2.64% Best Rates Rate Alerts ADVERTISER LINKS           Monthly Checkups Have you checked up on your finances lately? Check your credit cards -- Get the best plastic for you! Check your retirement strategy -- We show you how to get financially fit. Check your mortgage -- Go over your documents. You could save money. View other checkups More good stuff • Loans for problem credit • Auto channel archive • News archive Calculators • Compare low interest rates and rebates • Should you lease or buy? • Will driving to a cheaper gas station save you money?   About us | Free E-mail Newsletters | Online Media Kit Create Your Own Ad | To advertise Partnership opportunities | Privacy | Contact us Bankrate.com® 11811 U.S. Highway 1 North Palm Beach, FL  33408 Telephone: 561-630-2400 ~ Fax: 561-625-4540 Copyright © 2002 Bankrate Inc. All rights reserved. Terms of use

Results from search: http://www.edmunds.com/advice/

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Results from search: http://www.edmunds.com/

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Results from search: http://www.autoresponse.net/loans.html

AutoResponse.net - Used car prices, new car prices, used cars, new cars, used autos. Best buys on Loans and Leases From Jon Zydenbos, President, Autoresponse.Net Internet Car Loans and Leases. Most dealers do not offer below-market interest rates, but the manufacturer they represent many times, does. And sometimes these "subvented" or below market rates have a few "catches." It is an either or situation. Either you take the low rate or you can take the cash back incentive on the vehicle. Most buyers need the cash back incentive to put the deal together for a down payment. So, in that case, take the cash back and shop for an online loan. You are not obligated to finance your vehicle at the dealership. Do not let any dealer infer or tell you otherwise. They count upon the uninformed who will go along with their financing. Remember, you are in control as long as you stick with the Internet offerings. For your consideration, I've found three great online lenders . Both have their loan rates clearly posted, payment calculators, online applications, competitive rates on new and used cars, plus very prompt and courteous service. You can even refinance your existing loan to lower the interest rate and payment.  As a side bar, here's a money earning big tip: PeopleFirst can provide financing for a person-to-person used car sale. So if you want to sell your car privately or want to buy a used car from a private party, there's no more need to be concerned about the hassle or time involved coming up with the financing to complete the transaction.  Apply online with the following lenders during business hours and you'll usually get a decision within a few short hours. Once you're approved and you've authorized the loan contact, you can get your check the following business day. To compare loan terms and rates, click on PeopleFirst , Lending Tree and E-Loan . Every lender scores applicants differently and each lender has a certain block of money to lend. Should you not qualify for the lowest interest rate at one lender, it is wise to get quotes from all of the lenders. Should you be turned down by any lender, they must inform you upon your written request as to the reason why. Therefore it is wise to get your credit reporting information .   Want to get out of a lease early or get a low mileage car presently being leased? Try Lease Trader. I highly recommend that you purchase Expert Lease Pro software, so you do not get overcharged on an early out. Copyright © 1996-2001 by Trade Cycles Creative Services and AutoResponse.Net        

Results from search: http://www.geico.com/

Welcome to GEICO Direct®, The Sensible Alternative, Insurance Web Site Attention DC, MD, OH, VA Policyholders, GO PAPERLESS!    Do you insure your cars with GEICO? Find out about our Personal Umbrella Policy.    Important Notice for Texas Policyholders    Insure your home and personal property through GEICO!    GEICO's Financial Strength    For a free rate quote call GEICO anytime at 1-800-861-8380 · View and pay your bill online · View your policy documents * · E-Mail bill reminders · Secure and password protected * ePolicy in DC, MD, OH and VA. More states soon!   Save time, Save paper!     Learn about the benefits-including a quicker way to pay your bill online and faster access to your policy anytime. Enroll Here     Policy number: Password: Forgot your Password?    help?   Free Rate Quote | You & Your Car | Products and Programs | Information Center | Federal Program Military Program | Career Center | Homeowner's Insurance | Policyholder Services | Store © 2000-2002 GEICO. Legal Rights Statement | Berkshire Companies | Privacy Policy

Results from search: http://www.tescotravelmoney.co.uk/

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Results from search: http://www.tescomortgages.co.uk/

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